The ideal solution for almost everyone is to have a plain-vanilla life insurance policy and to have a plain-vanilla long-term care policy in place.
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This is the kind of classic, just kind of plain vanilla.
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Was the Moogies the only game Plain Vanilla launched before QuizUp?
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SUBORDINATED DEBT AND OTHER HYBRID SECURITIES Interbank's subordinated bonds are plain vanilla.
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Please scrutinize your portfolio for any investments that are not plain vanilla.
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Most people are best served by a plain-vanilla term insurance policy.
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It was plain-vanilla history-of-ideas criticism, and Crews found it boring.
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CBK's 'plain vanilla' senior debt is rated in line with the bank's IDRs.
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" He added: "We utilize 'plain vanilla' VIX ETFs (not inverse and not levered).
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The stereotype of women as preferring plain vanilla sex is just that: a stereotype.
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"If you are aiming for universal affection, you'll be plain vanilla, not the real you."
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Tax changes in the early 2628s put an end to the plain vanilla tax inversion.
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Why not stick with chocolate or a seasonal berry offering — or even just plain vanilla?
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China wants a plain-vanilla agreement similar to the one it concluded with Australia in 2015.
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Truffles are best on plain vanilla soft-serve, like at McDonald's or the one at Lilia.
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Life should just be regular, plain vanilla, and lived very low-key and quietly at home.
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In 2011, Plain Vanilla launched the Moogies, a sort of interactive, cartoon-based game for kids.
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I go to Target and get plain vanilla ice cream from Halo, since Halo is supposedly healthier.
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Lower rates make it harder for banks to make money on plain vanilla business like lending money.
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While China's economy may implode, the simple, plain vanilla explanation sees a yuan in need of realignment.
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Plain Vanilla CEO Thor Fridriksson declined to comment on terms of the deal with Glu Mobile, today.
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Those are the ones banks offer to savers on plain-vanilla accounts for checking, savings and CDs.
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This is around the time he started Plain Vanilla, which would be the parent company of QuizUp.
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Boris Johnson, her successor, seems to have learned from that mistake, judging by his plain-vanilla policies.
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Low interest rates make it hard for banks to make money from plain vanilla operations like holding deposits.
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DY: I'd say founder-friendly terms are still really prevailing, and by that I mean plain vanilla terms.
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It is now targeting handing out fewer plain-vanilla loans and selling more profitable, complex products, she added.
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Of all the ways to describe mergers and acquisitions in 2015, "plain vanilla" is not one of them.
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Buffett reiterated that Americans are better off buying plain-vanilla index funds than committing money to active managers.
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At first, the landscape had mostly plain-vanilla families — in every sense — with the occasional widower thrown in.
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The divisions have been starkly evident this week in this plain-vanilla brick village, once an agricultural center.
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"Younger investors are more likely to invest in thematic ETFs than in boring, plain-vanilla ETFs," Mishra said.
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Still, Mr. Tumin said there were some early, encouraging signs that things might improve for plain-vanilla savers.
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Prodded in part by the online investment funds, they have moved away from their plain-vanilla deposit-taking roots.
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A coach would have implored Kyrgios to stick with plain vanilla tennis, but it's doubtful he would have listened.
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Standard Chartered echoed that sentiment, saying anything beyond a plain vanilla rollover is likely to confuse the oil market.
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They're act -- they act as if they're just plain vanilla and the only real operators are Jeff Bezos and Zuckerberg.
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So, in the scheme of things, plain vanilla may really be the more exotic flavor than, say, lychee ice cream.
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" That's why Kelly believes "a plain vanilla strategy of betting on strong US growth overall is likely to produce disappointing results.
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" While money kept coming in to large-cap "plain vanilla" ETFs like the , there is also considerable interest in "thematic investing.
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Stock and bondpicking managers have also been building new ETFs to recoup business they are losing to plain-vanilla index funds.
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We then called in the seven most promising models and made a plain vanilla ice cream and lemon sorbet in each.
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As proof, many cite the race-baiting campaign Ed Gillespie, formerly a plain-vanilla Reaganite, ran in the Virginia gubernatorial contest.
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That compares with the PE ratio of 18 for the plain-vanilla SPDR S&P 500 ETF, according to Morningstar Inc.
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"If you make plain vanilla tech that's used for handsets, just for your phone … I'm betting you're good to go," he said.
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The developers of popular celeb-themed games including Kim Kardashian: Hollywood and Nicki Minaj: The Empire, Glu Mobile, acquired Plain Vanilla Corp.
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A banker on the deal said that while it carries a Single B rating, it should be a "very plain vanilla refinancing".
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The pressure to churn out plain vanilla characters and cornball moral rectitude was especially debilitating to franchise players like Superman and Batman.
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With stocks near record highs and bulls alive and well, it might seem hard to outdo a plain vanilla S&P 500 tracker.
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The steps from plain-vanilla neural networks of the 1970s, to recurrent networks, to LSTM of today were earthquakes for the AI space.
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Don't expect a big jump, however, in the rate on plain-vanilla savings accounts, which pay about 0.11 percent interest, according to Bankrate.
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"The LIA management were tasked with generating a much higher return than they could hope to make on plain vanilla trades," she said.
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The only problem is that these new steel contracts are plain vanilla monthly futures contracts with no daily spreads and no physical delivery.
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They see them as marketing ploys that give only the appearance of sportiness to a plain-vanilla sedan or a high-riding truck.
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These people banged into the reasonable limitations of Dodd-Frank and could not get one of the plain vanilla mortgages that it promoted.
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"These project financings offer much higher interest margins and pay a premium of 150bp–200bp over similar plain vanilla loans," the first banker said.
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Investors are pulling money out of "plain vanilla" bank savings accounts, yielding less than half a percent, and pushing some of it into money funds.
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In sum, what fair-minded person would oppose a plain-vanilla rule requiring at least one level of income tax on the sale of securities?
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The Supra was, for past generations, the "halo car" for a brand that had built a reputation for otherwise producing reliable, if blandly plain-vanilla products.
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However, the World Bank may not be able to sell such bonds to its intended target market in Singapore, as only plain vanilla structures are allowed.
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Alternatively, if you prefer a plain vanilla cake, replace the almond extract with an additional one teaspoon vanilla extract, for a total of two teaspoons. 4.
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The financing was the borrower's debut M&A loan and followed the completion of two plain vanilla loans with tight pricing only a few months earlier.
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" A lawyer who described Australian Cardinal George Pell's sexual molestation of a child as "plain-vanilla sexual penetration" is now apologizing for his "wholly inappropriate phrase.
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Richter sparked a furor when, in seeking a light sentence, he called the offence "a plain vanilla sexual penetration case", remarks for which he later apologized.
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Equally unpopular with Cryan are the 'plain vanilla' products that bet on the value of a currency in, say, five years, because they earn little profit.
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Plain-vanilla bank lending is the dominant form of credit; exotic products such as securitised loans that caused havoc in rich economies barely exist in China.
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The notching reflects higher expected losses in case of liquidation but no additional notching for non-performance, given its gone concern characteristics (plain vanilla subordinated debt).
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"There are a lot more niche products, but most of the assets are in plain vanilla stock indexes," said Alex Bryan, who follows E.T.F.s for Morningstar.
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More evidence of a profit crunchIn addition to Lapthorne&aposs observation above, two plain vanilla measures of profitability — EBIT growth and margins — show a deteriorating trend.
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P. 500 index funds — often referred to as plain vanilla funds because they simply mirror the performance of big companies — the range of choices is dizzying.
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Some believed that an alternative market for mortgages, so-called non-qualified mortgages, would sprout up beside the plain vanilla market, for good or for ill.
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For the year ended June 30, a plain-vanilla portfolio of 60 percent stocks and 40 percent bonds outperformed more diversified portfolios (like those of endowments).
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"These are, frankly, plain, vanilla religious protections," Robin Wilson, a law professor at the University of Illinois, told me in 2015, during Indiana's religious freedom battle.
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At the end of 2016, Plain Vanilla founder Thor Fridriksson left the company he founded with the intent to take at least a year off of work.
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In total, bond funds attracted some $4.5 billion, with investors favoring higher yielding debt over plain vanilla government and Treasury bonds, which saw $1.1 billion of outflows.
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In the years since, banks have been on the defensive, as the Volcker Rule and other regulations have sought to limit their activities to plain-vanilla banking.
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The Merlin cone wears a thick Elizabethan ruff of rainbow sprinkles, and even an order for a plain vanilla cup arrives as a parfait, striped with sprinkles.
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Plain vanilla Kubernetes also works, though as Polvi showed me in a demo, you'll have to go to the command line to perform some actions for now.
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The notching reflects higher expected losses in the case of liquidation but no additional notching for non-performance, given its gone concern characteristics (plain-vanilla subordinated debt).
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In the ruling, Jackson, who was appointed by President Barack Obama, rejected the defense's arguments to throw out the plain-vanilla false-statement charge that Craig faces.
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In total, bond funds attracted some $4.5 billion, with investors favouring higher yielding debt over plain vanilla government and Treasury bonds, which saw $1.1 billion of outflows.
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J.P. Morgan could well be the one, given how aggressive it has been in the ETF space this year with its BetaBuilders lineup of cheap, plain-vanilla ETFs.
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Syndicated capex financings offer higher margins and pay a premium of 40bp–50bp over similar plain-vanilla loans, proving popular with domestic lenders because of the higher returns.
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After a few missteps, including a proposed TV deal that eventually got cancelled, Plain Vanilla was acquired by Glu Mobile for a deal reportedly valued at $7.5 million.
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The deal is expected to be rated Baa2/BBB+/A by Moody's, S&P and Fitch, lower than the plain vanilla senior debt's rating at A1/A/A.
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"This is no more than a plain-vanilla sexual penetration case where a child is not volunteering or actively participating," he told the court, according to the Guardian.
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Schwab 1000 Index ETF would be a plain-vanilla fund tracking the largest 1,000 stocks in the United States, as measured by an index the company developed itself.
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"The plain-vanilla ones aren't necessarily a bad deal if they're used the right way," said certified financial planner Colby Winslow, a senior wealth planner with WaterOak Advisors.
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These 'plain vanilla' financings include multibillion dollar loans for farm equipment maker Deere & Co, cereal maker Kellogg Co, payments company Visa Inc and service station company Pilot Travel Centers.
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In other words, this is more than a mere plug-in hybrid or EV version of the plain vanilla Prius, but we don't know much more than that yet.
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Stan Haithcock, an agent who calls himself "Stan The Annuity Man," said he's been selling plain vanilla annuities that offer guaranteed income, but even these come in different varieties.
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Deutsche Bank, for example, can boast of a €20.25bn stack of plain vanilla senior debt that counts as Total Loss Absorbing Capacity (TLAC), the global equivalent of Europe's MREL.
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I'm not a real birder, and my first bird of the year is always some ordinary creature: a cardinal or a blue jay or a plain-vanilla American robin.
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If you're one of those plain vanilla Chrome users—or if you've only dabbled in the extensions game—check out these sprinkles of joy that the WIRED staff swears by.
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If you think about entirely computer-generated 3D environments in VR as one extreme, and plain vanilla reality on the other, mixed reality is… well, anywhere in the middle, really.
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The competition has pushed down the fee income for plain-vanilla investment banking offerings, which has weighed on the revenue of the well-heeled foreign banks in the recent years.
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Wells Fargo was considered one of the most stable "too big to fail" banks, with its focus on plain vanilla lending, but in fact, its retail sales culture had degraded.
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From among the transformational metaphors for teenage alienation — turning into a vampire, turning into a human spider — "The Innocents," a handsome new Netflix series, goes with the plain vanilla variety.
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Kioxia's five-year deal offers an interest margin of about 240bp over Tibor in a market where plain-vanilla corporate loans typically pay less than 100bp at the same maturity.
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Because they are concerned these niche offerings will somehow "taint" the plain-vanilla ETF universe, which is doing swimmingly and bringing in oceans of money: $500 billion last year alone.
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Private debt funds are also likely to be interested in the loan, as many of these funds are able to take a view on credits that are less 'plain vanilla' investments.
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Many of the funds that the Republican candidates have invested in at Goldman, Vanguard and other fund companies are plain vanilla U.S. stock and fixed-income funds available to other investors.
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Not only does it improve the texture of the ice cream, but it also adds its inimitable caramelized sweetness to the mix, turning plain vanilla into something much more aromatic and lush.
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Moreover, a payroll tax cut is useful when we are staring at a plain vanilla recession when the goal is to encourage businesses to hire workers and workers to spend more money.
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The former Trump adviser called the meetings "really plain-vanilla stuff" and provided Time with a briefing document written by a Russian trade diplomat about the country's priorities for a 2013 summit.
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She said LIA managers had been tasked with generating a much higher return than they could hope to make on plain vanilla trades - offering a potential explanation for their choice of speculative investments.
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All are thrilled to find out that their genomes have revealed them to be not just plain vanilla boring Caucasians, but rather to have some fraction of exotic — and more important, persecuted — ancestry.
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The team at the Applied Physics Lab is currently considering two types of gravity assists—a "plain vanilla" assist that swings the probe around Jupiter and another that swings it around the sun.
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The Minneapolis-based bank relies heavily on plain-vanilla traditional banking and interest rate increases by the U.S. Federal Reserve helped boost the lender's interest income by 3.33 percent in the latest quarter.
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The Securities and Exchange Commission (SEC) five-member commission voted 5-0 to propose a rule to allow companies that sell ETFs to launch plain vanilla versions without first seeking approval from the regulator.
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This makes Democratic voters, whose early support for Joe Biden suggests a demand for a plain-vanilla moderate whom Mr Trump might find hard to demonise, more sensible than the party's left-wing activists.
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"An important trade-off is while these investments can protect from interest rate risk, they do at the expensive of credit risk," meaning returns could be more volatile than a plain-vanilla bond fund.
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These have allowed it to raise funds at a lower interest rate than plain-vanilla bonds because investors are willing to accept a lower coupon for the prospect of converting the debt to equity.
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He has pioneered an investment strategy that expanded Yale's portfolio from a plain-vanilla mix of stocks and bonds to substantial holdings in real estate, private equity and venture capital, along with other alternatives.
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BlackRock strongly supports a regulatory classification system that would label levered and inverse ETPs differently than plain-vanilla ETFs in order to clarify for both regulators and investors the risks associated with those products.
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Instead of plain vanilla, Eclipse Foods' plant-based liquid ice cream base will be showing up in flavors like OddFellows' Miso Cherry and Olive Oil Plum ice creams, or Humphry Slocombe's spiced Mexican Hot Chocolate.
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Asset management firms in Brazil have benefited from the country's gradual recovery and all-time low interest rates, which tend to push investors into investments with higher fees and out of plain vanilla government bond funds.
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At first there were just a handful of products (SPY and QQQ are two of the oldest), and they were designed to replicate plain-vanilla equity indices, the low end of the money-management product suite.
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Not surprisingly, plain-vanilla stock ETFs like the Vanguard S&P 500 Index saw inflows, but surprisingly bond funds like Vanguard Intermediate Term Corporate, Vanguard Short-Term Bond and iShares Investment Grade Corporate all saw notable inflows.
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Mr Priebus, a plain-vanilla conservative, whose embrace of Mr Trump arguably did more to get him elected, reflects the pragmatism of the successful businessman Mr Obama claimed to have encountered in his meeting with Mr Trump.
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Among other measures, the RBI on Tuesday also said it would ease rules to trade plain vanilla currency options by the end of September, while also allowing non-residents to trade exchange-traded currency derivatives from June.
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"BlackRock strongly supports a regulatory classification system that would label levered and inverse ETPs differently than plain-vanilla ETFs in order to clarify for both regulators and investors the risks associated with those products," the firm said.
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The big challenge may be for Microsoft, which has struggled to get developers to build anything beyond plain, vanilla Windows desktop apps, to convince them to build ones that adapt to all these different screens, forms, and orientations.
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There are two other charitable entities associated with Hershey, one of which is the nonprofit Milton Hershey School and the other a more plain-vanilla foundation, the M. S. Hershey Foundation, which supports the local museum and park.
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NEW YORK (Reuters) - Mutual funds pitched to retail investors as hedge funds for the everyman promise to shield them from market gyrations, but many in 28 proved just as exposed to market risks as their plain-vanilla counterparts.
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A handful of plain vanilla refinancings for top blue chip companies were seen, including a 10.5bn-equivalent refinancing for Nestle and a 6bn self-arranged refinancing for French telecom company Orange SA, which was priced at only 25bp.
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The new scheme sets income criteria and a ceiling on the commercial value of primary residences at 175,000 euros for business loans that have pledged a primary home as collateral and at 250,000 euros for other plain vanilla mortgages.
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The museum houses several F&B establishments, from fine-dining restaurant, Odette — which is reported to have a month-long waiting list since its opening — to homegrown bakery, Plain Vanilla, offering visitors myriad dining options to suit all budgets.
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About 30 percent of all the inflows went to 10 low-cost, plain-vanilla equity ETFs that were indexed to the S&P 500 (IVV, VOO, SPY), developed markets in general (IEFA, EFA, VEA), or emerging markets (IEMG, VWO).
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Small operators, in particular, are doubling down on design to differentiate themselves from both the bro-y, beer-on-tap, tech-centric atmosphere of the early days of co-working and the corporate, plain-vanilla settings of recent years.
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The issue is not really about compelling expression, the commission argues, because Mr Phillips "refuses to sell a wedding cake of any kind to any same-sex couple", even, presumably, a plain-vanilla variety bearing an innocuous sentiment like "Congratulations".
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SUBORDINATED DEBT BOGOTA Bogota's subordinated debt is rated one notch below the bank's VR. The notching reflects higher expected losses in case of liquidation but no additional notching for non-performance, given its gone concern-only characteristics (plain-vanilla subordinated debt).
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That marked a major effort by Sun to scale up its niche and specialty drugs pipeline, as the market for plain-vanilla generics - most large Indian drugmakers' bread and butter until then - started to get increasingly crowded with smaller players.
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Companies with maturing bonds are opting not to reissue and are seeking the flexibility of short-term deals to provide liquidity by raising straightforward plain vanilla loans for general corporate purposes to tide them over until the tax changes are announced.
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Risk-seekers like hedge funds and private equity firms have already seen a potential comeback, but some of the biggest and most successful bets on oil are being wagered by mutual funds and index funds scooping up plain-vanilla equity offerings.
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The school also outperformed all eight Ivy League endowments, none of which managed to beat the 2809 percent average annual performance of a plain vanilla portfolio consisting of stock and bond indexes, according to Markov Processes International, a research firm.
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"These are, frankly, plain, vanilla religious protections" The laws first came about after a 1990 US Supreme Court decision in which the court ruled someone could be fired for using peyote, a hallucinogenic drug, during a religious Native American ceremony.
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Also at issue is that Italy's banking system, as Legorano writes, tends to "focus on plain-vanilla lending activities" — things like holding deposits and lending to businesses and homeowners as opposed to the more lucrative investment banking, trading, or asset management.
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But a focus on plain vanilla investments and rebalancing after a run like this, as simple and quaint as the advice might seem, are what has helped me to keep my clients in good shape for a heck of a long time.
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They come in plain-vanilla forms, like the SPDR S&P 500 ETF Trust that tracks the broad index, as well as exotic offerings like double- and triple-leveraged funds that generate amplified returns from gains and losses in particular asset classes.
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And in a recent battle for a lucrative zone of tourist attractions and sunny pedestrian plazas, a place filled with people willing to pay $000 for a plain vanilla cone, no sprinkles, the king of ice cream land has lost to an upstart.
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For years, the industry has been the financial markets' version of the gang that couldn't shoot straight, posting years of underperformance during which investors would have been better off holding plain-vanilla index funds instead of taking the risks that hedge funds imply.
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SUBORDINATED DEBT AND OTHER HYBRID SECURITIES Davivienda's subordinated debt is rated one notch below its VR to reflect lower expected recoveries, while there is no notching differentiation based on incremental non-performance risk given the terms of the issuances (plain-vanilla subordinated debt).
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"We talked to them early and we don't have a plain vanilla deal with them," said May, who also argued that the danger of the large technology players taking over the car's head unit isn't as large as it seemed a while back.
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"Whereas plain vanilla FIRE and leanFIRE may require certain choices — I would never call them sacrifices — fatFIRE allows those who have undergone some lifestyle inflation and have spent some time on life's hedonic treadmill to maintain that particular standard of living," Dahleen writes.
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This year the 10-year returns achieved by the endowments for all the Ivy League schools lagged a plain-vanilla portfolio of stocks and bonds, according to a new study by Markov Processes International, which closely monitors the performance of Ivy League endowments.
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Their moves are worth following because they can be more objective than stewards of plain-vanilla corporate bond funds, which must hold a high percentage of the asset category regardless of market conditions, said Todd Rosenbluth, director of ETF & mutual fund research at CFRA Research.
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And while a 401(k) plan might offer a small collection of plain-vanilla mutual funds that, say, track a major stock index or invest in bonds, the investments in many 403(b) plans are typically held inside annuities, which can be much more confusing.
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ClassPass founder Payal Kadaika told Business Insider's Biz Carson: "When you're younger, everyone tells you to go and try all these things, and the all of a sudden you graduate form college, and you're supposed to be plain vanilla at your job," Kadakia said.
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With an excellent location, reasonable room rates and friendly staff, the Hotel Maison Saint Louis is a pleasant comfortable plain-vanilla hotel for people who prefer hotels to Airbnb rentals, and value-conscious travelers who want a cheerful no-frills base from which to explore Marseille.
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Some choose to build plain vanilla marketplaces in the largest consumer markets (FundingSocieties, through Modalku), and others focus on more niche opportunities, such as Capital Match, the leading domestic factoring marketplace in Singapore (a $36 billion annual market) and Provider, which offers a solution for cross-border migrant financing.
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Robert Richter, a lawyer representing Pell, tried to argue that Pell's offences were at the low-end of the scale, at one point saying it was "no more than a plain vanilla sexual penetration case" where the child did not willingly take part, an argument quickly dismissed by the judge.
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My team, we started out with a plain vanilla computer vision, where I was spending nights and weekends drawing bounding boxes on pin images to try to create classifiers for, "These are boots and these are heels and these are bags," and then we started to play around with deep learning.
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But if you are investing in an ESG fund in addition to a plain vanilla equity fund, or investing in more niche ESG strategies, such as ones focused on workplace equality or fossil-fuel free companies, there is a greater risk that you have more concentrated stock exposure without realizing it.
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Fitch affirms the following ratings and revised Outlooks as indicated: BBVA Bancomer, S.A. --Long-Term Foreign and Local Currency IDRs at 'A-'; Outlook revised to Stable from Negative; --Short-term foreign and local currency IDRs at 'F1'; --Viability rating at 'a-'; --Support rating at '13'; --National-scale long-term rating at 'AAA(mex)'; Outlook Stable; --National-scale short-term rating at 'F1+(mex)'; --Long-term 'plain vanilla' subordinated notes at 'BBB-'; --Long-term junior subordinated notes at 'BB+'; --Long-term senior unsecured global notes at 'A-'; --Long-term Tier 2 subordinated capital notes at 'BBB-'; --National scale long-term rating for local senior unsecured debt issues at 'AAA(mex)'; --National scale long-term rating for local issues of market-linked securities at 'AAAemr(mex)'.
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