Will this deregulatory drive make total spending go down (because skimpier plans will be cheaper) or up, because cheaper, skimpier plans will attract more customers who are spending the government's money?
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Employers can only respond by providing skimpier, more expensive benefits.
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She found that healthy people like these cheaper, skimpier health plans.
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They want to make cheaper, skimpier health insurance more widely available.
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The GOP proposal eventually lets companies offer skimpier, cheaper health insurance plans.
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But over time, he said, he made peace with his skimpier insurance.
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But patients with serious illnesses may still face skimpier, less useful coverage.
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Those 23,000 people buying the skimpier health plan are presumably younger and healthier.
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Since taking office, Trump has encouraged the proliferation of skimpier off-market plans.
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The administration also made it easier for insurers to sell cheaper, skimpier plans.
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It said the legislation would increase deductibles, make insurance skimpier and destabilize markets.
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These are not the people who will find the skimpier non-ACA coverage attractive.
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Healthy people will certainly have more choice to sign up for these skimpier plans.
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The health insurance industry will face laxer regulation and be able to offer skimpier plans.
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The provision would allow some insurers to offer cheaper and skimpier plans unregulated under Obamacare.
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In addition to slower lending growth, the bank's loan book is generating skimpier interest income.
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Starting this enrollment season, people can buy coverage that is skimpier, but often much less expensive.
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But in older people, brain scans show, the white matter can be skimpier and less efficient.
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She also shared some candid photos wearing an even skimpier G-string and three different cutout bodysuits.
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Being forced into skimpier coverage won't really help those patients control their long-term health-care costs.
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Their benefits package could get skimpier as Obamacare's essential health benefits requirement may no longer apply either.
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We tried one-pieces and two-pieces, including skimpier bikinis and bra-sized tops for larger busts.
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"This is the one you like," said the store's owner, Carol Shen, pulling out a skimpier design.
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They would be able to buy skimpier plans that charge lower premiums but also offer fewer benefits.
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Ramsey Ramerman, an Everett assistant city attorney, said some of the clothing was skimpier than a basic bikini.
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Republicans want to open up off-market options, allowing healthy people to move to cheaper but skimpier plans.
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Go deeper: Employers' health care crisis will only get worse Employer health plans are getting pricier and skimpier
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People who wanted comprehensive health plans won — and people who liked their skimpier, less expensive health plans lost.
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Young people leave to pursue careers in distant cities, and years of overfishing has led to skimpier catches.
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An Australian mum is furious after finding shorts for her baby girl are skimpier than the male options.
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This would be in part because companies could offer skimpier, cheaper health insurance plans — except for older people.
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That's mostly because they're expected to offer skimpier benefits and have more flexibility to vary individual enrollees' premiums.
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Younger and healthier people would likely be able to buy cheaper but skimpier policies, as in the past.
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Because they tend to be skimpier and insure only healthy customers, the plans' prices tend to be lower.
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Cruz's amendment would allow insurers to sell skimpier plans as long as they also offer Obamacare-compliant plans.
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But without these protections, people with drug use disorders will suffer as insurance becomes less accessible and skimpier.
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The executive order Trump signed yesterday, for example, would let skimpier health insurance plans back into the individual market.
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But tying premium subsidies to skimpier plans, and repealing the individual mandate, would be bad for the risk pool.
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Without that provision, insurers could offer skimpier policies that don't include the treatments that those with medical issues need.
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Aaron: I think they can get away with slightly fewer people and somewhat skimpier benefits, but not too much.
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This generally benefits southern, Republican strongholds that have lower medical costs and skimpier Medicaid programs that provide fewer benefits.
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But the budget office pointed to another reason premiums would decline: Insurers would be allowed to offer skimpier benefits.
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The administration will also soon finalize rules boosting short-term plans that typically offer much skimpier coverage than Obamacare.
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A lower-wage worker in an Amazon warehouse, by contrast, may want a skimpier health plan and more wages.
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In aggregate, these changes could be advantageous to younger and healthier enrollees who want skimpier (and cheaper) benefit packages.
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Dave Benett/Getty When it comes to millennial red carpet dressing, it seems that the skimpier the dress the better.
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Cruz's amendment would allow insurers to offer skimpier health care plans with less coverage than would be allowed under Obamacare.
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The insurance people do have would be skimpier—covering fewer medical services—and patients would face higher copays and deductibles.
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It proposed expanding the use of short-term health insurance plans that would be skimpier and cheaper than ObamaCare plans.
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However, he added, "it is clear that people would end up with skimpier coverage," due to the less generous assistance.
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As Levitt explained to me, the lower regulatory requirements will lead to skimpier, less valuable insurance plans that also cost less.
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This drives up premiums, they argue, and scares off some healthy and young enrollees who want to buy a skimpier plan.
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Kim, 38, modeled an even skimpier ensemble, featuring a tiny white G-string thong, triangle bra and dramatic floor-length wings.
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Greater benefits force healthy people to pay more than they want to pay, skimpier benefits are cheaper but hurt vulnerable people.
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Granted, those subsidies were much smaller than those that exist in current law, and they would only cover skimpier health plans.
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They can also offer skimpier benefits so policyholders may have to pay more out of pocket if they actually need care.
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But as long as they did that, they could also sell skimpier, cheaper plans, including ones that exclude women's preventive care.
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The plan would be a bit skimpier than those offered under Obamacare, but it would also be a whole lot cheaper.
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The Republican plans, with their skimpier benefits, and more generous tax assistance for the wealthy, would offer them a better deal.
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But association health plan policies would likely provide skimpier coverage since they would not have to adhere to all of Obamacare's protections.
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Replacement Winners: Healthy people, who won't have to subsidize as many sick people and might be able to get skimpier plans again.
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The administration also wants to temporarily lift the mandate for employers to provide coverage and expand skimpier, cheaper short-term insurance plans.
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With less help in affording a plan, people are likely to gravitate towards skimpier plans with lower premiums, but much higher deductibles.
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Other changes would help make health insurance skimpier — cheaper, but with deductibles that are higher than those criticized by Republicans under Obamacare.
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Trump administration officials have done more than cut Obamacare outreach, of course: They have also sought to expand skimpier, noncompliant coverage options.
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The Better Care Act would allow health insurers to once again sell skimpier insurance plans that might not include such comprehensive benefits.
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States could, for example, redirect the ACA's insurance subsidies toward cheaper, skimpier plans with fewer consumer protections, and away from ACA-compliant coverage.
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"There's definitely some efforts out there to sell skimpier plans, and it's not clear to people necessarily know what they're buying," Cox said.
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This is partly because companies have been offering their workers skimpier health coverage, leaving patients to pay a larger chunk of the bill.
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Allowing private insurers to sell skimpier plans in the Obamacare marketplaces, as some Senate Democrats have proposed, is not progress toward single-payer.
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The Senate bill would allow states to apply for a waiver from this requirement so insurers could offer skimpier polices with lower premiums.
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The Senate bill does not, but -- as explained below -- insurers could provide skimpier coverage in states that get waivers for essential health benefits.
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Democrats fear the order will undermine the law by opening up skimpier, cheaper plans that will siphon healthy people away from ObamaCare plans.
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If states were to get rid of the ObamaCare regulations, it could result in more people signing up for skimpier, cheaper health plans.
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Association health plans will be freed to craft skimpier (and cheaper) health plans that appeal only to businesses with younger and healthier employees.
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They all end up covering fewer people, and they all end up delivering skimpier coverage to most of the people they do cover.
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The administration has also sought to make skimpier "short-term insurance" plans more available and it has cut enrollment outreach for Obamacare enrollment.
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Instead, the expectation is that the Farm Bureau will use this new law to offer skimpier coverage with cheaper premiums to healthy Iowans.
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But each plan Republicans introduced would raise deductibles, not lower them, by making the plans in the individual market skimpier rather than more robust.
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Revenue for the fourth quarter was a bit lighter than expected, the Seattle company reported on Thursday, and profit was a whole lot skimpier.
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Another, by conservative Senator Ted Cruz, would let insurers offer skimpier healthcare plans if they also offer a plan choice that is Obamacare compliant.
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Ted Cruz's amendment -- which gave insurers more flexibility to offer skimpier plans in the health care market -- didn't go far enough to reduce premiums.
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First, he bought a plan through a New York State program before Obamacare that had skimpier coverage and bigger deductibles than his corporate plan.
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Sarah explained the policy consequences — if a state took that option, health plans could charge sick people more for insurance and offer skimpier plans.
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Provide skimpier coverage, and the price tag of a health insurance expansion goes down, but people get frustrated with their high deductibles and copays.
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If states still have significant oversight, they could — if they so chose — potentially do a lot to limit people migrating to these skimpier plans.
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It rolls back Trump actions expanding skimpier health insurance plans, giving states the freedom to undermine the law's benefits requirements, and cutting enrollment outreach funding.
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Outside experts have warned this would segment the market, with healthy people buying skimpier non-Obamacare coverage and sicker people buying more robust Obamacare plans.
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Under Trump's proposal, a health insurer from Mississippi could set up shop in New York and sell its skimpier benefit package at a lower price.
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The overall legislation would cut the Medicaid program for the poor, eliminate Obama's fines for people who don't buy insurance and provide generally skimpier subsidies.
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But premiums in its Obamacare marketplace are still high, and the current Republican health bill would make subsidies for most low-income people much skimpier.
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People buying insurance on the individual market couldn't use federal subsidies, tax credits that help people afford insurance, to pay for the skimpier, noncompliant plans.
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Their focus on certain metrics is causing them to overlook hidden threats that will leave drillers with skimpier returns than investors are anticipating, he said.
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Instead, those who try to use the site would be routed to a page with options —including private web brokers that could sell skimpier plans.
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The idea is to let younger, healthier people buy skimpier, cheaper plans that do not cover many medical services and that have very high deductibles.
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Trump officials have also almost entirely ended advertising for Obamacare but are expanding access to skimpier health plans that will likely weaken the law's markets.
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But if that changes, people would have even more incentive to abandon Obamacare and buy these skimpier plans, which would further damage the law's markets.
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That same summer, however, French automobile engineer Louis Réard and clothing designer introduced his own, even skimpier version made with only 30 square inches of fabric .
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The administration has taken several steps to weaken the Obamacare markets since, mostly by opening up access to cheaper-but-skimpier unregulated, off-market health plans.
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Under the GOP bill, employers could choose any state's definition of essential health benefits, and those seeking to lower costs could gravitate toward the skimpier ones.
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Healthier, middle-class people will leave (which will drive rates ever higher) because Trump will have made skimpier, but cheaper, non-Obamacare coverage more readily available.
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If subsidies could be used to purchase both, healthy people would likely flock to the skimpier, cheaper plans, leaving only sick people with the beefier plans.
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So plans that discriminate against people with preexisting conditions or that offer skimpier benefits — practices Obamacare tried to end — could suddenly benefit from its generous subsidies.
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Another, by conservative Senator Ted Cruz, would let insurers offer skimpier health-care plans if they also offer a plan choice that is compliant with Obamacare.
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Instead, Republicans have a bill that does the opposite — 24 million people would have lost coverage under the original draft, with those remaining having skimpier plans.
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The result was often health insurance that skirted state rules and advantaged businesses with young and healthy employees, who are likely to prefer skimpier health plans.
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The fundamental problem is sicker people would be drawn to the more robust Obamacare plans, while healthier people would gravitate toward the skimpier non-Obamacare coverage.
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Skimpier plans are risky for young women who are trying not to get pregnant as well as for women who want to have children, Salganicoff said.
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The groups warn that healthy people could be siphoned away into these skimpier, cheaper plans, causing instability and rising premiums in the market for everyone else.
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It's easy to brush aside retirement benefits, but if there's a skimpier match (or no match) that bigger salary may not be such a great deal.
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Almost everyone performed better now on thinking tests than at the study's start, including tests of their processing speed, even if their white matter was skimpier.
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Experts warn the order could undermine the stability of ObamaCare markets by opening up skimpier, cheaper plans that would divert healthy people away from ObamaCare plans.
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Those policies included allowing older people to be charged five-times more than younger people and expanding cheaper, skimpier health plans known as short-term plans.
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Think of the progressively skimpier fashion trends, or the popularization of hairlessness by mainstream movie stars and fashion icons throughout the late 90s and early aughts.
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The risk, according to health policy experts, is that young and healthier people will flock to this skimpier coverage, making the Obamacare markets older and sicker.
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This would mean that Obamacare enrollees could buy plans that don't, for example, cover the essential health benefits but instead include a skimpier set of medical services.
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Nullifying the individual mandate and opening up access to skimpier short-term plans are also expected to hurt the ACA's overall mix of sick and healthy people.
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Legroom in standard coach for both Delta and American can be up to a full two inches skimpier than that of similar planes from Southwest or JetBlue.
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Health policy experts know exactly how this would play out: Healthy people would pick the skimpier plan, and sicker people would enroll in the more robust plan.
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But it also means that health plans would likely be under the same design constraints as they are now, with skimpier plans still barred by Obamacare policies.
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Murray would require everyone to spend $3,000 of their grant on health care, but that would pay for far skimpier insurance at best, with considerable cost sharing.
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Allowing states to waive EHBs could mean the unraveling of the individual insurance marketplace and a return to even skimpier plans than those that abounded before Obamacare.
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The administration has slashed marketing efforts and enrollment assistance and encouraged people to buy skimpier, less expensive plans that do not meet the standards of the law.
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The bills also would have forced millions more in individual insurance markets to pay more out of pocket for the same coverage or switch to skimpier coverage.
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But the groups warn that healthy people could be siphoned away into these skimpier, cheaper plans, causing instability and rising premiums in the market for everyone else.
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Verma's letter offered alternatives to the state, including embracing a Trump administration move to allow different kinds of cheaper, skimpier insurance plans, known as short-term plans.
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Senate Democrats will also force votes on rolling back the administration's greenlighting skimpier health care plans that do not meet the standards of the Affordable Care Act.
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Experts warned that the order could undermine the stability of ObamaCare markets by opening up skimpier, cheaper plans that would divert healthy people away from ObamaCare plans.
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The Republicans intend to use that swelling deficit to justify undoing the entitlements of the New Deal and the Great Society, leaving the American safety net skimpier.
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The inevitable result is that millions of people will lose their insurance entirely, and those who remain will end up on average paying more for skimpier coverage.
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The Urban Institute, combining the mandate's repeal with President Trump's expansion of skimpier short-term plans, estimates that premiums will rise by nearly 20 percent on average nationwide.
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This provision of the Senate bill would likely exacerbate that problem by giving healthy people a way to leave the market and buy skimpier coverage through an association.
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Other choices also might be available, including short-term plans — which come with skimpier coverage and are typically only viable for healthy people with no pre-existing conditions.
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Welfare states also have an undesirable tendency to spend ever more on increasingly wealthy and numerous pensioners, leaving an ever skimpier safety-net for those of working age.
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"While insurers would have more flexibility in designing their cost-sharing, they couldn't offer plans skimpier than what they do now," said the Kaiser Family Foundation's Larry Levitt.
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For the past decade or more U.S. health policy has blamed patients for skyrocketing health costs, and sought solutions in ever-skimpier insurance coverage and market-based competition.
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He also appeared to reference a rule his administration put out this week allowing for new "short-term plans" that are cheaper and skimpier than ObamaCare insurance plans.
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Insurers are also concerned about new administrative actions from the Trump administration to open up cheaper, skimpier health insurance plans, noting they could also siphon away healthier people.
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They also criticized Republicans for including other items like a provision they said would cement a Trump administration move to allow skimpier, "junk" insurance plans to be sold.
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People in so-called short-term, limited-duration health plans — those offering skimpier coverage that doesn't meet all the requirements of an A.C.A. plan — could also sign up.
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The variation depends on whether a state accepts waivers under the American Health Care Act, which would allow insurers to offer much skimpier health plans at lower premiums.
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He also pointed to an executive order that will loosen the rules for skimpier, cheaper plans called association health plans, when calling for bipartisan action on health care.
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If that change were made, association health plans would be freed to craft skimpier (and cheaper) health plans that appeal only to businesses with younger and healthier employees.
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Democrats backed by doctors, hospitals, and patients' groups mustered an all-out effort to finally smother the GOP drive, warning of millions losing coverage and others facing skimpier policies.
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Should the individual market have plans with heavy government regulation and robust benefit packages, or should skimpier plans be allowed to enter (and likely edge out those robust ones)?
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Experts told me at the time that they thought short-term plans were a much bigger threat to the ACA and would be more likely to offer skimpier benefits.
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States could apply for waivers to allow insurers to offer policies with skimpier benefits and to charge more to those with medical issues if they let their coverage lapse.
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" And for truly invisible underpinnings, one of the silhouettes on offer is, unsurprisingly, a (skimpier) cut above the rest: "the thong is amazing; it's your absolute second-skin thong.
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The insurance carrier Centene misled enrollees about the benefits of its ObamaCare exchange plans and offered far skimpier coverage than promised, according to a class-action lawsuit filed Thursday.
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The ground has also shifted since last year, meaning Democrats would likely have different requests for a deal, including undoing Trump administration actions to allow cheaper, skimpier insurance plans.
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The result was often health insurance that skirted state rules and was a better deal for businesses with young and healthy employees, who are likely to prefer skimpier health plans.
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Other options also might be available, including short-term plans — which come with skimpier coverage and typically only are a viable option for healthy people with no pre-existing conditions.
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If you earn a good salary, are young and healthy, and want to buy a cheaper, skimpier insurance plan, the American Health Care Act could be pretty good for you.
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Many Republicans in the upper chamber generally agree that the skimpier subsidies contained in the House bill need to be beefed up for groups that need more help buying insurance.
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This is so insurers could sell skimpier coverage at lower prices, but anyone who needs anything more than a bare-bones plan would end up paying lots more for it.
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Another possibility is a vote to counteract the Trump administration's moves to open up cheaper, skimpier "short-term" health insurance plans that do not have to cover pre-existing conditions.
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But states could opt to once again allow carriers to raise premiums because of people's medical histories and to sell skimpier policies that don't cover Obamacare's 10 essential health benefits.
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While cutting Obamacare's taxes on the rich, it would shrink both subsidies and requirements on insurers for coverage on exchange marketplaces, leaving many beneficiaries with skimpier protection and higher deductibles.
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The result would be, according to outside experts, that healthier people would gravitate to the skimpier non-Obamacare coverage and sicker people would stick with the more robust Obamacare plans.
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Her latest ad is a little skimpier, on purpose: She is stuck at home, with the noise of her husband and family audible above the campaign music in the background.
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But this is the gist: The White House wants to make it easier for people to buy cheaper and skimpier coverage that doesn't comply with the Affordable Care Act's rules.
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The Trump changes allow insurance companies to sell the skimpier plans for a year, encouraging many more people to buy them and use them as a more regular source of coverage.
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Health policy experts know exactly how this would play out: Healthy people would pick the skimpier plan, while the comprehensive plan would essentially become a high-risk pool for sicker Americans.
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And to prove her point even further, she was wearing similar Puma underwear and an even skimpier top, giving anyone accusing her of altering her images all the proof they need.
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"With the skimpier subsidies, states are going to be under enormous pressure to apply for these waivers," said Sabrina Corlette, a research professor at Georgetown University's Center on Health Insurance Reforms.
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Also, it will be easier for people to sign up for alternatives to Obamacare, including short-term health plans and association health plans, which are usually cheaper but offer skimpier benefits.
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The new rules, announced Monday, in one example could allow states to use ObamaCare subsidies to help people buy skimpier, cheaper "short-term" health insurance plans, rather than full ObamaCare plans.
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Eyles blamed several Republican policies, such as repeal of the individual mandate in the tax bill, and new skimpier, cheaper insurance policies known as short-term plans, for coming premium increases.
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"With the skimpier subsidies, states are going to be under enormous pressure to apply for these waivers," warned Sabrina Corlette, a research professor at Georgetown University's Center on Health Insurance Reforms.
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Some observers say they think HHS could reject Idaho's move, but instead tout a Trump administration move to allow a different kind of skimpier, cheaper plan, known as short-term plans.
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Also, it will be easier for people to sign up for alternatives to Obamacare, including short-term health plans and association health plans, which are usually cheaper but offer skimpier benefits.
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The study finds that the combination of repealing ObamaCare's individual mandate and expanding access to cheaper, skimpier health insurance policies known as short-term plans will lead to the premium increase.
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The study finds that the combination of repealing ObamaCare's individual mandate and expanding access to cheaper, skimpier health insurance policies known as short-term plans will lead to the premium increase.
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If history is any guide, rich Americans are about to help themselves to a fatter slice of the economic pie, leaving an even skimpier portion for the rest of the country.
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This is intended to ease concerns of Democrats, who unanimously opposed recent Obamacare repeal bills in large part because they would have opened the door to skimpier plans and more uninsured people.
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And with risk-free 10-year government debt yielding a skimpy 2.3 percent in the U.S. and far less elsewhere, all other financial assets have repriced for skimpier future returns as well.
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That would be more than Republicans could say for their tenure of one-party control from 2016 to 20173, when the GOP couldn't agree on the much skimpier infrastructure plan Trump introduced.
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Critics, however, worry that the order may free these association health plans from several key Obamacare regulations and from state oversight, allowing them to sell plans with lower premiums but skimpier benefits.
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Democrats seized on another aspect of Cassidy's white paper, which calls for codifying a Trump administration regulation expanding cheaper, skimpier short-term insurance plans that do not need to meet ObamaCare requirements.
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Idaho is one flashpoint, where the state has tried to permit insurers to offer skimpier but cheaper non-ACA compliant plans to the healthy that could push up premiums for sicker people.
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Mr. Aster writes an impressive-looking check and succeeds in cashing it, but on close examination the payout turns out to be skimpier than anticipated, and drawn mostly on someone else's account.
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Congress also cut the individual mandate, which taxed people who didn't have the regulated, Affordable Care Act plans in an attempt to keep them away from skimpier options like short-term health insurance.
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It means that fewer people will access health care and insurance companies can now sell skimpier, short-term plans with few benefits and protections (such as coverage for preventive services like breastfeeding support).
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Altman said that those statistics reveal "a shift in what insurance is for most Americans, from what is comprehensive [coverage] to what is skimpier coverage, with more skin in the game" for workers.
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Not only were the official showcases skimpier than ever, but unofficial shows, the major key in enjoying yourself as a metalhead during the fest, weren't packing enough heat to make up the difference.
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Some of those people might be fine going without insurance if they're young and healthy, or they could be the audience for the White House's proposals to expand cheaper, skimpier non-Obamacare insurance.
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The lawsuit echoes an argument made by other opponents of the rule that premiums will rise for ObamaCare enrollees because healthy people will be siphoned away into the cheaper, skimpier short-term plans.
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Including changes from last week's executive order would also push the bill to the right, for example opening up short-term health insurance plans that are skimpier and cheaper and opposed by Democrats.
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High home prices, increasing renovation costs and a skimpier supply of distressed properties are making it more expensive to get in the game, even though demand for move-in ready homes is high.
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Sutter, a nonprofit operating 24 hospitals that had $13 billion in operating revenue last year, denied any wrongdoing and had argued that insurers were trying to boost their profits and sell skimpier plans.
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Most of the G.O.P. plans manage to be less expensive for the federal government — by offering stingier federal payments in helping people buy insurance and allowing the coverage people buy to be skimpier.
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She notes a more consequential move would be to block the Trump administration's actions to open up skimpier, cheaper health plans known as short-term plans, which could siphon healthy people away from ObamaCare.
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The White House requests include codifying into law a recent Trump administration action to allow cheaper, skimpier health insurance plans known as short-term plans, and allowing them to be renewed beyond one year.
|
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That could risk segmenting the market and sending it into a death spiral: Healthy people would flock to the skimpier plans while sick people would buy Obamacare coverage, driving up costs for the latter.
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The poll also finds little interest in a new type of cheaper, skimpier insurance plan, known as a short-term plan, that the Trump administration has expanded and touted as a more affordable option.
|
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But outside experts, including health insurers themselves, have warned that premiums could skyrocket in the Obamacare market, as sicker people buy that more robust coverage and healthier people migrate to the skimpier non-Obamacare plans.
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Had that legislation become law, states could have opted to once again allow carriers to base premiums on a person's medical history and to sell skimpier policies that don't cover Obamacare's 10 essential health benefits.
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The budget office said the Senate bill would leave 22 million more people uninsured by 2026, and many people buying insurance on the individual market would have skimpier coverage and higher out-of-pocket costs.
|
|
One method was called "silver loading": Insurers hiked rates for the "benchmark" plan that is used to determine the size of the subsidy, but left the price for skimpier and more generous plans the same.
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Otter argued that because Congress repealed ObamaCare's individual mandate, states are free to allow skimpier insurance plans to be sold because people will no longer be penalized for lacking coverage that meets all ObamaCare requirements.
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They're happening at the same time the Trump administration has rolled out policy changes that were expected to weaken the marketplaces, like letting consumers enroll in skimpier, cheaper plans that don't comply with Obamacare rules.
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The Republican health bill not only doesn't deliver on those promises, it moves in the opposition direction on all three planks — covering fewer people and leaving those who continue to have coverage with skimpier plans.
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Cruz argues it would help to lower premiums, but critics say it would allow insurers to offer skimpier plans that may not cover essential health benefits while also charging more for more comprehensive, Obamacare-compliant plans.
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Under the Republican plan, he would pay $2000,213 if he's in a state that accepts regulatory waivers and makes moderate changes to market rules — although, again, this also means his health plan would likely be skimpier.
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This year's focus narrows in on the fact that at 50 years old, Jennifer Lopez still has the body to believably play a stripper and pull off an even skimpier version of her iconic Versace dress.
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For the first time, the ACA's individual mandate won't be in effect, and consumers will actually be able to the buy cheaper, skimpier insurance plans the Trump administration has been positioning as an alternative to ACA coverage.
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"It will be very hard for any replacement plan that spends less than the ACA to cover as many people, and scaling back rules for required benefits will lead to skimpier coverage," Levitt wrote in an email.
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The updated Senate bill also allows individuals to use tax credits to purchase catastrophic coverage There is a quieter way the Senate bill lets people buy skimpier plans: by using their tax credits to purchase catastrophic plans.
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Graham-Cassidy, though, would allow states to split their insurance markets, and insurers could offer different plans at different prices to attract healthy people, who might prefer skimpier plans, and sick people, who need more comprehensive coverage.
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The big problems with it are that precisely because it cuts taxes, cuts regulation, cuts spending, and cuts the deficit, it will leave millions of Americans without insurance and millions more with skimpier plans and higher deductibles.
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It's a lavish history lesson for those who might take today's outpouring of feminist comics for granted, returning readers to the skimpier landscape of the 1990s, when Doucet's work, in both concept and style, broke new ground.
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Deregulating the insurance market so healthy people could pay less for skimpier, higher-deductible care at the expense of their older, sicker neighbors — many of whom would now be uninsurable again — was not what people were asking for.
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A few more finger flicks from Zhu caused the guy in the Spongebob boxers to be joined by a friend who was equally as buff, but sported an even skimpier pair of briefs over his considerable virtual package.
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But insurers will have the option to also sell other plans, off the marketplace, that don't comply with Obamacare rules — that might reject sick people or cover a skimpier set of benefits in order to offer lower premiums.
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Just this month, he issued a second executive order aimed at allowing the sale of skimpier plans to both individuals and small businesses, the same day he announced he would abruptly stop funding subsidies for low-income individuals.
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Still, it's not clear whether any insurers will even accept the state's permission to issue the skimpier plans along with their existing Obamacare coverage — because of the risk they could be fined staggering amounts by federal health regulators.
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Otter argued Friday that because Congress has now repealed ObamaCare's individual mandate, states are free to allow skimpier insurance plans to be sold because people will no longer be penalized for lacking coverage that meets all ObamaCare requirements.
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Cruz authored a proposal that would have allowed insurers to offer skimpier, cheaper plans to healthy people while the federal government would cover the inevitably increasing costs for the more comprehensive coverage that sick people would still purchase.
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Monthly insurance premiums for Obamacare marketplace-based "benchmark" plans are set to rise across most of country in 22018 as some healthier Americans ditch the individual marketplace to chase cheaper, skimpier plans, raising premiums for middle-class families.
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Monthly insurance premiums for Obamacare marketplace-based "benchmark" plans are set to rise across most of country in 2019 as some healthier Americans ditch the individual marketplace to chase cheaper, skimpier plans, raising premiums for middle-class families.
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The usual objection to such head-to-head competition is that all of the healthy people would flock to the skimpier plans, so the only ones who would want the more expensive Obamacare plans would be the sick people.
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But such a win for LGBT equality could prove to be skimpier than it sounds when the next legal question inevitably arises: must a baker decorate a cake with whatever message a protected class of individuals instructs him to?
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For several reasons — including a drop in the unemployment rate, the Trump administration loosening restrictions for skimpier coverage, and the lack of advertising around the sign up period — enrollment is down nearly 11% compared to this period in 2018.
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Those waivers could lead to skimpier plans and/or lower premiums — which could, in turn, actually lead to more people buying insurance and using the tax credits from the federal government that the Republican bill creates to do so.
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The changes, if enacted, would likely mean that insurers could offer skimpier plans than they do now — leaving customers with much more responsibility for their direct health costs — and higher premiums for many people who have pre-existing conditions.
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The researchers arrived at these figures after controlling for insurance coverage, meaning that people with good insurance who did not meet the exercise guidelines paid more annually for their health care than those with skimpier coverage who regularly exercised.
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Verma gave Idaho an alternative way to get at similar ends in her letter, saying that the state could use a separate type of cheaper, skimpier plan expanded by the Trump administration that are known as short-term plans.
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The Trump administration, which has sought to take credit for stabilizing the law's marketplaces while also expanding access to cheaper and skimpier alternatives, said 20 more insurance plans will be available when enrollment in 2020 coverage opens next week.
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That could allow some people to buy less comprehensive coverage more cheaply — but the fear has always been that as younger and healthier people flock to the cheaper, skimpier coverage, costs for the more comprehensive Obamacare plans will increase.
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The ultimate impact will depend on any new regulations written as a result of the order, but overall, the Trump administration could make cheaper plans with skimpier benefits more available — and experts worry that will damage the ACA's marketplaces.
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How could it impact you: Depending on what new regulations the federal agencies come up with, association health plans would be able to offer skimpier health plans for cheaper, which could be attractive to businesses employing younger and healthier people.
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The panel will consider bills to overturn Trump's expansion of cheaper, skimpier insurance plans that Democrats deride as "junk plans," and to restore funding for outreach efforts to enroll people in ObamaCare plans, funding that was slashed by the Trump administration.
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Among them are the following: In June, the administration announced that insurance companies can now offer skimpier, short-term plans that don't have as many benefits and protections, including coverage for the preventive care and coverage for basic services that Obamacare ensured.
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Democrats have repeatedly accused President Trump of sabotaging the Affordable Care Act and its marketplace by promoting short-term health policies with skimpier coverage, substantially cutting enrollment promotion efforts and nearly eliminating funds for "navigators" who help potential enrollees through the process.
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And those who earn more — or wish to buy skimpier, cheaper plans without all the rules — may also get a discount on those premiums, in the form of pretax health savings accounts, which the legislation would let them use to buy insurance.
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The law's proponents argue the marketplaces would have been in better shape if the Trump administration hadn't taken numerous measures, including cutting the enrollment period in half, slashing outreach budgets and promoting cheaper and skimpier insurance plans as an alternative to Obamacare.
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The Trump administration just dropped new regulations to allow more small businesses and self-employed Americans to buy skimpier health insurance that doesn't comply with the Affordable Care Act's regulations — part of the White House's multi-pronged crusade to undermine the health care law.
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Previous Republican plans have also had loopholes to allow varying premium rates for customers or that would allow states to offer cheaper, skimpier plans that are more attractive to healthy people, which could drive up costs for sick people who need the better coverage.
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And although Alaska Airlines has yet to determine how it will combine its ample frequent flyer programme with Virgin America's skimpier one, Time suggests that "Virgin customers could actually win big here" by gaining many more routes on which they can use their miles.
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Trump's order sets out two goals with major consequences for the insurance market, if they come to pass: The risk, according to health policy experts, is that young and healthier people will flock to this skimpier coverage, making the Obamacare markets older and sicker.
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On Thursday morning, President Donald Trump announced an executive order that would make it easier for small businesses to pool together in group insurance plans, an idea that experts have warned could lure healthier enrollees away from the Obamacare market place and into skimpier plans.
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While plenty of people were annoyed by the seemingly skimpier costumes, one Twitter user pointed out that these photos could be from a time period before the Wonder Woman film, meaning that the outfits could have changed by the time Diana fought alongside the warriors.
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Overall, the Trump administration is expected to make cheaper plans with skimpier benefits more available — and while that may be a better deal for healthy people who do not receive federal assistance, experts worry the push toward these plans will damage the ACA's marketplaces.
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" Over all, the bill is also worse for older and sicker people, and its "skimpier subsidies and Medicaid cuts" could actually push people toward gaps in coverage, said Sabrina Corlette, a research professor at Georgetown University, adding that Mr. Scalise's claim is "utter nonsense.
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The bottom line: "There's a space for folks who are vulnerable to get caught in the cracks of our system ... [such as] higher cost sharing and out-of-pocket costs, skimpier health insurance plans, and more aggressive collection practices by hospitals and providers," Cooper said.
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It's sandal-adjacent, with the same ease of wear and skin exposure, but keeps feet a little more covered than its skimpier cousin, which is great news for those of us who don't have room in our lives (or our budgets) for a bi-monthly pedicure.
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The new report reflects the projected effects of several amendments that were made to the bill before that vote, including the so-called MacArthur Amendment that opens the door to "skimpier" health plans and higher charges for people with pre-existing health conditions in some states.
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At best, you get a situation like 2pac's, where a formidable cache of leftovers is parceled out into loving releases of a quality that dwindles over the years as the vault gets skimpier and people who never met the man worm their way onto tracks with him.
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Yet people who make too much money to qualify for federal subsides but who need comprehensive insurance because of their medical needs would be left with a choice: Either pay the rising Obamacare premiums or buy skimpier non-ACA coverage that might not cover the care they require.
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Costs could rise for federal taxpayers who must cover the higher costs for subsidized customers, and higher-income people who nevertheless need more comprehensive insurance could be forced to choose between paying more for the more expensive Obamacare plans or buying skimpier coverage that might not cover what they need.
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But because the bill would drive healthier people into the skimpier non-Obamacare plans and sicker people into the more robust Obamacare plans — driving up costs for the latter — the single pool could eventually be unsustainable and the market could eventually be forced to segment into two completely separate pools.
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That makes it likely that most Republican replacement plans, which rely heavily on making insurance skimpier and therefore cheaper, will be scored as taking insurance away from millions of people, spurring public opposition before they come up for a vote and risking still greater public outrage when they actually come into effect.
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The latest Senate bill would've allowed insurers to offer skimpier plans that exclude pre-existing conditions, which was required under the ACA, as well as allow states to opt out of requirements for coverage for essential health benefits - a back door for insurers to offer plans that wouldn't cover people with pre-existing conditions.
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If fewer people can access Medicaid, and Medicaid is skimpier, that means fewer people can get the women's health and reproductive services that do things like cover cancer screenings, improve access to birth control, and make sure moms and babies have health care throughout a pregnancy and in the months after a baby is born.
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In the 1996 film "Up Close and Personal," harassment is routed through a classic romantic plot: When Tally Atwater (Michelle Pfeiffer) appears at a Miami television station with skimpy clothes and a skimpier resume, the TV news director Warren Justice (Robert Redford) demeans her, but then grows to respect her and ultimately marry her.
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As the tax cut legislation passed by the Senate early Saturday hurtles toward final approval, Republicans are preparing to use the swelling deficits made worse by the package as a rationale to pursue their long-held vision: undoing the entitlements of the New Deal and Great Society, leaving government leaner and the safety net skimpier for millions of Americans.
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It's a little skimpier than other premium card perks like access to airline lounges, concierge services, and so on, but Apple believes the simplicity and speed of just getting cash back will entice premium card customers who are frustrated with complicated points schemes to switch, while the payment and financial health features will appeal to everyone else.
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After years of campaigning on the promise of repealing the Affordable Care Act, when it finally came time to act, Republicans put together a plan that looks like a stingier, skimpier version of Obamacare in the individual market, plus a rollback of the law's Medicaid expansion (delayed until after the next presidential election — long enough that it might not happen).
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Here's how one health insurance executive, Jerry Burgess, described the problem: But Burgess ran into the exact problems Democrats have long warned about when it comes to unregulated health plans: While the healthy Lindseys of the world flock to the cheaper, skimpier Farm Bureau plans, or stuck with older policies, his and other compliant plans got stuck with the older, sicker individuals, like Yates.
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For travelers who frequently cross through the Middle East and North Africa, the choices put them between a rock and a hard place: They can check their devices and lose a day or more of productive work, as well as run the risk of damage or theft, or trade a nonstop flight on a high-end Persian Gulf carrier for connecting flights on one of the major American or European airlines, where amenities and leg room are likely to be skimpier.
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Health-care experts say several actions taken by the Republican Congress and the Trump administration are likely to push premiums higher, including the repeal of the mandate to have insurance and President TrumpDonald John TrumpTrump pushes back on recent polling data, says internal numbers are 'strongest we've had so far' Illinois state lawmaker apologizes for photos depicting mock assassination of Trump Scaramucci assembling team of former Cabinet members to speak out against Trump MORE's decision to expand access to cheaper, skimpier plans that could draw healthy people away from ObamaCare markets.
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