The lawsuit said that in fact, the originators of the loans' originators had "systemically abandoned the stated underwriting guidelines" described in the offering documents.
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To become well known, they require effort from their originators.
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Conservatives are often the originators of political culture and memes.
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"Better geotargeting was Alert Originators' top priority," said Martin Griss.
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But Straight Outta Roskill, the originators, insist they never steal.
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Fintechs have already dethroned US incumbents as the biggest mortgage originators.
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This frees originators from being required to hold capital against debt.
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Large mortgage originators all reported growth in originations and applications in 3Q16.
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The company facilitates the communication of lending data between originators and investors.
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Originators using Blackmoon maintain a relationship with borrowers while offloading credit risk.
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These guys were the originators, and people really, really looked up to them.
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The only real surprise was that non-league Kettering Town were the originators.
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Black culture is always appropriated and the culture vultures always overlook the originators.
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Shemurr. The originators of the term, Ian Hecox and Anthony Padilla, are YouTube idols.
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Verdict: Definitely monumental, but lacking in some of the gravitas of the movement's originators.
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Except Bruno Mars credits the originators, which is a core issue with cultural appropriation.
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It was his sound: He championed gruff-voiced outsiders, new school traditionalists and originators.
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Alert Originators know or suspect the areas that will be affected by an event.
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This isn't to say that the originators of new wave in the 80s weren't smart.
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Let's now add to that the banks to which the loan originators syndicated these credits.
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The originators of these three spin-off cartels are mostly now dead or in jail.
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We encounter originators in the primary loan market when getting a car or student loan.
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Originators sell off loans to third-party investors to isolate credit risk from financial returns.
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Scores of black originators in the genre then and now continue to earn their due.
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Here's one of those video from Nickens and Brantly — then we'll spotlight the meme's underage originators.
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This enables originators to offer loans to third parties without going through a complex sales process.
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We will also continue to review shifts in originators' risk appetite with respect to balloon-setting.
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Morgan Stanley relied on a few subprime mortgage originators, especially New Century, to feed its bond pipeline.
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The blogger behind the post is Katherine Sabbath, one of the originators of the unicorn food movement.
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Grime's originators laid a foundation that is helping a whole generation express themselves and document their lives.
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Lords of Chaos shows the originators of Norwegian black metal as ambitious and at times overwhelmed youngsters.
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The people at Peenemünde were really the originators of most of the concepts we deal with today.
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More than 70,000 loans have been purchased through the Blackmoon marketplace from eight originators in seven countries.
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When it comes to punk culture, white cis males are known as the punk innovators or originators.
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Though they're not the song's originators, Letters to Cleo do "I Want You to Want Me" right.
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But that, said Michel M. Hughes, one of the originators of the spell, is precisely the point.
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Even worse, it creates a cultural revolution whirlwind that often sweeps up the originators of the initial impulse.
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He and his cooks work closely with the recipes' originators to learn fine points of technique and presentation.
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Historically, mortgage originators have held on to healthy loans and sold off unhealthy loans to third-party investors.
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In contrast, each "clean beta" portfolio holds loans from the same borrower type and quality, possibly from different originators.
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"Technology is definitely part of the problem," said Nima Ghamsari, CEO of Blend, a software company for mortgage originators.
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Perhaps, but it's an extraordinarily simplistic comparison, one that misses some of the key originators of these nation-states.
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Risk retention, often dubbed the "skin in the game" rule, aims to align the interests of originators and investors.
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It also saves those loan originators having to launch investment platforms of their own, akin to something like FundingCircle.
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"ISA originators certainly have no right to flog students who don't pay," research analyst Preston Cooper wrote in Forbes.
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How can our policymakers and institutions keep up with the advances when the originators of the technologies themselves can't?
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Modern 4G handsets, however, can easily accommodate 360 character messages, and Alert Originators are overwhelmingly in favor of them.
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None of that was foreseeable to the originators of the dream of reviving a wartorn Europe seven decades ago.
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The revisions also exempt most loan originators, including small lenders, from disclosure requirements under the Home Mortgage Disclosure Act.
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Credit Suisse and Nomura, for example, are supplying lines of credit to originators and underwriting securitisations of subprime mortgages.
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Almost to an extent, Osaka Pro Wrestling was one of the originators of having this weird comedy style of wrestling.
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Birds are well-known for their courtship displays, so dinosaurs very well might have been the originators of such displays.
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We need a system of checks and balances that ensures responsible lending by originators and responsible investing by capital markets.
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They were anti-heroes, slang originators never shook, shadowy arbiters of life and death on the 41st side of things.
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A ying yang of a human being that makes soulful house and one of the originators of seapunk oddly enough.
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He was one of the originators, writing poetry on walls with spray paint in very much of a graffiti fashion.
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And send a kind thought to What We're Reading's originators and early producers: Dan Blumberg, Dave Smith and Erika Allen.
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In this way, the work seems to ripple out beyond its originators, with no limits to what it can contain.
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The surge in bad loans came neither from government-sponsored agencies nor from regulated banks, but from unregulated mortgage originators.
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The bill also exempts some loan originators, including small lenders, from certain disclosure requirements under the Home Mortgage Disclosure Act.
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But this new set of arrangements makes journalists look more like conduits and contextualizers, and less like originators of information.
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Chang asks co-owner Nick Bishop Jr. about how they plan to do right by the originators of their signature product.
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Banks are facing probably the "largest threat" from non-bank loan originators, Mark Doctoroff of MUFG's Financial Institutions Group told Axios.
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The online originators that can cross the chasm to attract mainstream lenders will be able to participate in the predicted growth.
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Iran had completely isolated the Natanz facility from the Internet, but the originators of the program found ways to insert it.
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South African singer and activist Miriam Makeba was one of the originators of AFRO POP and made African music popular internationally.
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Dangerous, because such a blunt instrument could easily be turned against its originators at a later time and for lesser reason.
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Other risk factors, such as original loan terms, LTV ratios, and affordability measures, have remained broadly stable for most German originators.
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Launched in 215, the franchise connects loan originators and real estate agents to create a seamless, one-stop experience for homebuyers.
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But this isn t the first time the pair excited fans with a reunion – and they just may be the selfie originators!
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Without modern skateboarding's originators of the '70s, the late '80s would not have felt like the renaissance they were at the time.
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DALLAS, July 218, 21 (GLOBE NEWSWIRE) -- Two firms moved up a couple notches in the latest ranking of mortgage originators and servicers.
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It comes down to ownership and preservation of a culture whose originators are often left at the fringes of reaping its credits.
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It's hard to trace back ideas to their originators on Twitter, where new tweets are being made about the topic each minute.
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The originators of the products can be small studios of just a few people using contract manufacturers, or teams from factories themselves.
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But these originators cannot yet transact policies directly, and still pass the consumer to the respective insurance provider to complete a purchase.
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Data aggregators like Quandl run the risk of having the originators they pull from shut off with little-to-no heads-up.
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The Integrated Public Alert and Warning System, or IPAWS, connects government alert originators with over 25,21625 commercial communications companies that disseminate warnings.
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The FCC sets technical rules for commercial carriers, and the executive branch establishes the systems, protocols and readiness requirements for alert originators.
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He was one of the originators of the ground-breaking technique known as "parallel computing" and is widely hailed as a genius.
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But the cultural context for those sounds have become harder to trace, and the originators face erasure as their reach gains global momentum.
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Mathieu claimed to have invented the sandwich in 1918, although nearby downtown institution Cole's also bill themselves as 'Originators of the French Dip'.
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Mortgage originators work directly with borrowers to gather documents, submit loan applications and monitor the time-consuming and paperwork-heavy process through completion.
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It also has supervisory powers over some other financial services, including mortgage brokers, mortgage originators and servicers, student loan companies and payday lenders.
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The authorities are investigating whether the banks could be accused of money laundering for being originators, underwriters or managers of loans to Schahin.
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I can't be sure that Freshjive were the originators of the photo, but they sure seem like the first people to post it.
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Coupled with the current macroeconomic backdrop and originators' efforts to improve servicing procedures, this has supported strong performance in Fitch-rated German deals.
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The punk I enjoyed then would have been unrecognizable to the genre's originators, and the New York I knew then would be, too.
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Officials in Maharashtra have named Virgin Hyperloop One and its partner shipping giant DP World as the originators of the multibillion-dollar infrastructure project.
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Amos Nur, one of the originators of the Walker Lane idea, told me that cultural evidence of this kind can be easy to miss.
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To say that only people in Detroit or Chicago, or only the originators, are allowed to have claim on this music genre seems impossible?
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Like the butterflies that take advantage of a monarch's appearance, these products look like and seem like their Korean originators and enjoy the advantages.
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Barr, one of the originators of the still-viable "flipped SU(5)" GUT model, compared the situation to waiting for your spouse to come home.
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The securitised debt can include any securities issued by special purpose vehicles in which banks or certain financial firms are the originators, the RBI said.
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They now account for 44% of lending by the top 25 originators, up from 9% in 2009, according to Inside Mortgage Finance, a trade publication.
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The DOJ also said Goldman acknowledged it received "certain negative information" about loan originators' practices but did not share many of the findings with investors.
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In their absence, the SEO requires originators to obtain a guarantor firm that will guarantee payments for investors and provide continuous monitoring of the instruments.
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Sure, a hashtag makes for easy dissemination and opens the floor to many voices — but we'd also do well to acknowledge the originators of ideas.
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Corporations themselves may not be the originators of compliant actions to the Chinese government, but may have to comply with Party directives all the same.
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Whether the use of balloon loans in Germany will continue to grow will depend on factors such as originators' risk appetite and used car prices.
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But linguist Michael Adams says that neither stans nor VSCO girls are the true originators of many of the internet&aposs most commonly used phrases.
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Many of our cherished arts organizations were created by Gilded Age plutocrats, yet are no longer tethered to the Darwinian social views of their originators.
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Respect for techno's originators has remained unabated, but for many, the depth and tonality of their music aged in a way the mass audience did not.
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It isn't just the lawmakers who are not well-informed; the originators of the technologies themselves don't understand the full ramifications of what they are creating.
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Fitch has also used performance data from Fitch-rated Swiss peer transactions, and from peer originators in its analysis to supplement the data provided by the originator.
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The protagonist teams up with her ex-husband's brother to plan a kidnapping and to attempt to break the sequence of abductions by targeting the scheme's originators.
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Nor do they acknowledge that social media are hardly the originators of unfounded rumors, viral falsehoods, and conspiracy theories, which have sparked wars and pogroms for centuries.
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The measure would amend a provision in the Dodd-Frank financial reform law that requires companies engaging in contract for deed sales to register as mortgage originators.
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As one of the last two active originators of the Muppets, I still have a big job to do before the next group can effectively step in.
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Top Secret retains its German origins with texts dealing with the security state in Germany voiced by their originators and translated in overdubbing for the Brooklyn audience.
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But recognizing that the marginalized groups who popularize them are often quickly forgotten as the originators tells us a lot about the limits of a digital democracy.
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It also garnered a Nobel Prize for its originators and leaders, Rainer Weiss of M.I.T. and Kip Thorne and Barry Barish of the California Institute of Technology.
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Mintos, the Latvian fintech that operates a global loans marketplace to let you invest in loans from various loan originators, has raised €5 million in Series A funding.
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But at the same time, these new originators shouldn't continue to be valued off of the same metrics and lofty valuation multiples as SaaS businesses or online marketplaces.
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Jimenez said the aggressive legal strategies of drug originators to delay would-be copies have replaced government approval as the biggest stumbling block to speedy U.S. biosimilar introductions.
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Just as the Greek originators of democracy would have puzzled at its 18th-century American and French variants, so too are we ill-prepared for what lies ahead.
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That in turn should spur Alert Originators to make better use of the system, generating more feel-good stories of rescued kids and tornado survivors to reassure users.
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Caliber is one of the top originators of new mortgages, including nonprime home loans to borrowers with less-than-perfect credit but not traditionally classified as subprime borrowers.
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It's known as "skin in the game": if originators are on the hook for losses, the theory goes, they'll take a lot more care over what they're producing.
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Andrew Jackson | Wednesday, March 4, 1829 President Jackson was one of the originators of American populism and, fittingly, his Inaugural Address paid tribute to his supporters, the people.
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Ms Elson is one of the originators of a technique called "gender budgeting"—in which governments analyse fiscal policy in terms of its differing effects on men and women.
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The Panthers, not the NRA, were the first American political group to fiercely defend the Second Amendment right to bear arms and were originators of the open-carry movement.
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In contrast, mortgage originators that do not adjust to the changing technological and consumer landscape are likely to lose market share and scale, which in turn could impact profitability.
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It seems like a major missed opportunity to take advantage of the contributions that deaf people — the primary users (and originators) of signed languages — can offer to the world.
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The Justice Department will also work with law enforcement partners in India and around the world to try and identify and prosecutor the originators of the robocalls, Hunt said.
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Some observers argue this is probably an advantage for the industry because it forces deal originators to "eat what they cook", minimising irresponsibility and recklessness in their origination process.
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The proposal that it's always possible to use a torus fibration to move from one side of the mirror to the other is called the SYZ conjecture, after its originators.
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As interest rates rise and the housing market stutters (see article), regulators are again pondering the risks from the mortgage market—this time from a shift towards non-bank originators.
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Always armed with a great story to tell or an honest assessment of music, past and present, enjoy this extended conversation with one of dance music's true originators, Arthur Baker.
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His lawyer said on Monday that Tyurin was "hired by the originators and brains of the scheme to infiltrate vulnerable computer systems at their direction," The New York Times reported.
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"cART has the biological limitation of leaving infected cells intact to function as originators of HIV resistance and, upon treatment interruption, as drivers of HIV rebound," the Rutgers group explains.
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Not to mention the consistent number of Kardashian-level incidents of people exploiting another culture for profit while erasing the originators and being completely oblivious to the challenges they face.
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She found it troubling that as the demand became a viral hashtag, touted by celebrities around the world, people lost sight of the movement's originators, the mothers of the girls.
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Swallows up all the contradictions of being enslaved yet being survivors; being oppressed yet being originators; being irresistibly sexy and yet being ignored at times; being hybrid and yet being authentic.
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They are then championed as carrying the legacy of legends before them in genres that they aren't even part of while authentic artists from the genres and their originators are forgotten.
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It was still quite a small company, and I got to work with the originators of those characters and then had the opportunity, under Jim, to originate many of my own.
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The TV industry dealt with this issue by having periodic re-negotiations between distributors and content originators on price (typically every few years or so), with ratings often driving the conversation.
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In our final "What the Heck Is That?" of 2018, we learn about Alain LeRoy Locke, the writer, educator and philosopher who was one of the originators of the Harlem Renaissance.
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Based on the real-life originators of the genre, this novel is engrossing and inspiring and perfect for postmodern and overly knowledgable superhero fans and ripe for a small-screen adaptation.
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Rap fans have mourned too many great artists gone before their time lately; these shows are a golden opportunity to celebrate two originators who are still around to hear the applause.
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"A lot of activity comes from originators and managers that want to price deals and tap demand for floating-rate products," said Rishad Ahluwalia, head of CLO research at JP Morgan.
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Quicken Loans, for instance, one of the top originators of mortgages issued during the last few years, ranks relatively low in terms of recent completed foreclosures, according to the RealtyTrac data.
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In the last couple of weeks, requests for refinancing have dropped, according to Gregory Gwizdz, national sales manager of Wells Fargo Home Lending, one of the nation's largest home loan originators.
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"It's really important also to not just be the white dude making afrobeat-influenced music without sharing any of the possible benefits I'm going to get with the originators," he says.
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The originators of these tweets might post them as a joke or as a way to get retweets, but they prey on sympathetic Twitter users who will share them without thinking twice.
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But there has been an increase in bank loans to nonbank institutions such as hedge funds, insurers, mortgage originators and investment banks, which then use the funds for direct lending or securitization.
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Latvia's Mintos, a fintech startup that operates a p2p loans marketplace to let investors invest in various loans from a growing number of loan originators, has raised €2 million in seed funding.
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Launched in January last year, Mintos matches investors with loans they can fund or 'buy' from loan originators who seek alternative means of liquidity rather than having to indefinitely fund loans themselves.
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Almost everyone in the business worries that regulation of the new mortgage originators which funnel loans to the government-guarantee firms is too loose, for example; supervisors are looking at tightening up.
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They were inspired by Tom Skinner, a fiery black evangelist who preached the gospel of "Jesus Christ the Radical," and by James H. Cone, one of the originators of black-liberation theology.
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Proceeds from redeemed bonds would go to these foundations to maintain the products, like the way the Mozilla Foundation has transformed the 1998 Netscape browser long after its originators left the scene.
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Such arrangements involve mortgage originators and title insurers, hungry for sales leads, paying a real estate broker or homebuilder to promote their services and products, or to rent a desk in their offices.
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Nomura continued the practices despite warnings from its due diligence staff, who warned that Nomura was "turning into the lemming of the mortgage business" and dealing with "extremely dysfunctional" loan originators, authorities said.
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"We believe that more competition is positive for the marketplace because there is strong enough demand for the product to support multiple originators," said Lauren Hedvat, managing director, capital markets at Angel Oak.
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Painting by Reuben DangoorThis post originally appeared on VICE UK.Crazy Titch was one of the originators of grime, his unstable, centrifugal style as responsible for shaping the genre as Dizzee Rascal's spittly wisecracks.
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Loosely based on trap's originators, Paper Boi is the reminder that trap was created for more than a heavy bass, but as a form of resistance to a drug war waged on impoverished neighborhoods.
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Motherboard's Joseph Neighbor meets with the originators of the theory, those that have tested it, and experts in behavioral economics to see if this personal touch in an otherwise impersonal interaction really makes a difference.
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One of its originators, a 51-year-old accordionist from Brittany called Jacline Mouraud who also works in hypnotherapy and makes YouTube videos, received death threats after suggesting the movement should talk to the government.
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In the same period, Amazon Prime ordered a series from Funny or Die, one of the originators of comedic shorts online, along with more than 100 short-form videos from film festivals around the world.
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During Peter Martins's tenure as ballet master in chief, many veteran dancers, including originators of roles in ballets by George Balanchine and Robbins, were not used for this purpose; slowly, that has begun to change.
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And unlike the lenders during the housing bubble that led to the financial crisis, loan originators like CommonBond are providing information about all of the loans in their portfolio down to the individual loan, Klein says.
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If they fail, proponents of the prison legislation will no doubt begin clamoring for action on their measure, setting up a showdown with the originators of the criminal justice system proposal over what constitutes true reform.
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The statement is one of solidarity with the music's originators, Mr. Jenkins said, as well as a subtle dig at the more studious followers of high fashion among the ranks of today's major hip-hop stars.
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And of course, all of them have their stories, the tales of athleticism, of horror, and of triumph, that establish boxing, wrestling, and the Pankration in ancient Greece as one of the originators of today's combat sports.
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It is for this very reason that when we conduct diligence on originators for an investment, our very first criteria is that the lender must be profitable on its first transaction (revenue less all variable costs and acquisition).
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In order to legally foreclose on homeowners, the financial institutions doing the foreclosing must produce documents proving the mortgages were properly transferred from their originators through intermediaries and on to the trusts, detailing every step along that chain.
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He wants to file the review that night so it can run in the morning editions: Negro humor is better in print or in the synthetic face of Frank Tinney than coming from the mouths of the originators.
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The initial quota for these loans was 30 percent, which meant that 2023 percent of all loans Fannie and Freddie acquired each year from loan originators had to be made to borrowers at or below the median income.
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Until recently, so-called "Alert Originators" could not send clickable links or phone numbers, the geographic targeting of the alerts isn't particularly good, are presented only in English, and don't tell people when an alert should become inactive.
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Originators are increasingly offering balloon loans as they are more affordable in the run-up to maturity due to lower monthly repayments and to incentivise borrowers to buy another car at maturity, in Germany as elsewhere in Europe.
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Before the arguments raised by the originators of critical race theory, there wasn't much criticism describing the way structures of law and society could be intrinsically racist, rather than simply distorted by racism while otherwise untainted with its stain.
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The supervisor also said that month that Deutsche Bank, among others, "tolerate misrepresentation" from originators with "misdirected lending practices" such as a borrower's ability to pay the loans, accepting blacked out pay stubs so they could claim higher incomes.
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They interviewed over 33 Alert Originators from around the country, analyzed the links between WEA and social media, developed new compression technologies and visualization tools, and then tested them in a series of trials, culminating in the Alien Catastrophe.
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In November 2008, the U.S. Department of the Treasury ranked WMC fourth on a list here of "worst subprime originators," based on how its loans fared in metropolitan areas with high foreclosure rates, including Detroit, Cleveland and Stockton, California.
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The expanding auto loan ABS market is benefiting from a growing need for funds in the captive financing segment, as well as the ability of originators to pass on higher funding costs to their customers, bankers and analysts say.
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The profane hosts of the popular podcast ''Chapo Trap House,'' prime originators of the left's liberal-bashing, spend a good deal of airtime making fun of liberal cultural life, with one common target being fervor for the musical ''Hamilton.
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Facebook's WhatsApp has already been at odds with the government, which has been pushing it to reveal the originators of messages on its platform, amid reports that rumours spread via WhatsApp have led to mob lynchings in recent years.
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In fact, the most established subprime auto originators (Americredit and Santander- the only subprime auto issuers currently rated by Fitch) make up less than half of Fitch's subprime auto ABS index today (compared to over 9083% back in 2009-2010).
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"Strong lending competition has eroded underwriting quality in conduit CMBS, particularly as more small originators that compete for higher risk borrowers have entered the market," wrote Meghan Kelleher, a CMBS analyst at JP Morgan in the bank's 2016 outlook report.
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Austin: Which then really means if you were the originators you kind of an option which is: work with us, work with one of our biggest competitors, or fail to be able to cash in the way we want to.
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This is where you can hear the Detroit originators, but also where you hear D.J.s from the world market, if generally not the most commercial ones (though Skrillex did play Movement last year, as part of the duo Dog Blood).
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What this means for financial services is radical revisions to our way of interacting with and regulating the financial system and its financial supply chain of originators, receivers and intermediaries, both at the consumer level and at the institutional level.
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An unavoidable side effect of the math is (to oversimplify) when the ZCash blockchain is initially set up, it is possible for its originators to retain "secret keys" that will allow them to anonymously create and spend new counterfeit ZCash whenever they like.
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In a very real way, interactive performance as a technique starts sounding like VR, AR, or any other developing immersive technology: it can be applied anywhere, in almost any context, with benefits that even its originators are only now beginning to uncover.
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To that end, Sulte says the company has seen "great traction so far" and that €13 million of funded loans have been traded via the marketplace, with loan originators connected to the platform funding business, car, invoice finance, mortgage, and personal loans.
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No matter where Mueller ends his probe, it is now clear the actions that preceded his appointment turned justice on its head, imposing the presumption of guilt upon a probe whose own originators had reason to doubt the strength of their evidence.
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Even as it begins to rear its head here in America as a source for eclectic samples and chord progressions, current interpretations pale in comparison to the sound of the genre's originators, whose music remains as accessible as ever on streaming platforms.
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Much of the financial crisis originated via this kind of non-bank banking in which mortgage originators, insurance companies, investment banks, hedge funds, and even foreign sovereign wealth funds teamed up in various combinations to lend money to US homebuyers outside the traditional banking system.
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Or as Minto CEO and co-founder Martins Sulte tells me, another way to think of the Mintos marketplace is similar to the way Amazon connects merchants selling goods to consumers, but in the startup's case it's connecting loan originators selling loans to investors.
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The GSEs' multifamily model also works because Fannie and Freddie do business with a small group of licensed, well-capitalized lenders — unlike their single-family businesses, where thousands of loan originators with varying degrees of standards and capitalization sell their loans to the GSEs.
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WEAs are sent to every single cell phone within range of certain cell towers, allowing local, state and national agencies—Alert Originators (AOs) in the jargon—to achieve blanket coverage of the population in a way that radio and TV broadcasts no longer can.
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Today's futurist artists are inspired by similar themes as the originators of the futurist movement, started before the World War I. Artists like Giacomo Balla, Umberto Boccioni, and Gino Severini fused elements of cubism and neo-impressionism to explore ideas of speed, noise, machinery, and modern life.
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We do not expect the recent increase to reverse, and indirect residual value risk may become more relevant to our auto ABS analysis as originators begin to use balloon loans to finance more used car sales, where residual values can be more volatile and harder to forecast.
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"Yackez is a family project — if you think of the originators, husband and wife — and they're my dance family," she said over coffee with Mr. Velez-Jackson recently, referring to her aerobics students at the West Side Y.M.C.A., the 92nd Street Y and Goddard Riverside Community Center.
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ENDING NON-BANK OVERSIGHT "UN-LEVELS" FIELD The Treasury Department did take a strong swipe at one of the biggest powers of the CFPB in deciding to push for the elimination of its oversight of non-bank financial services firms, such as payday lenders, mortgage originators and debt collectors.
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It was a way that financial institutions would finance lenders without having to take on much capital risk because the loans they were making to originators would eventually be sold off in securitization packages that would pay the money back to the providers of the money that's being loaned.
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Initially however, before the new generation of guitar bands moved in, there were the originators—people like Isaac and Krule who bonded over a shared love of weed, hip-hop, and jazz; teenagers who happened to be of the same age, in the same place, at the same time.
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The line of business, in which WTFC is one of the top three originators in the U.S., provides the company with strong risk adjusted returns and balance sheet diversity and is likely to result in less volatile total credit losses through the next credit downturn relative to peers.
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Trade group CTIA said in a phone call with the commission last week that "liberal use of URLs by alert originators will also increase data usage beyond the network traffic 'spikes' that already occur in the wake of these events and in response to these alerts," according to a filing.
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Even though most of the emotes are brief, they still evoke an immediate association with their originators: Dances associated with Blocboy JB's "shoot dance," Psy's "Gangnam Style" pony dance, and 2 Milly's "Milly Rock" dance were quickly recognized, by fans and the artists themselves, as originating from their respective creators.
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The women had realized that they weren't being given credit for their ideas in meetings, so they adopted a strategy of "amplification" -- pointedly repeating each other's ideas, taking care to credit their originators, so that the men in the room could ignore neither the ideas nor the women from which it came.
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Crucially in this case, the new regulations require telecom companies to offer a testing system for local and state alert originators, but because of lobbying by Verizon and CTIA (a wireless telecom trade group), this specific regulation does not go into effect until March 2019, 30 months after the regulations were adopted.
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It can, ironically, be traced instead to the years of the Vietnam War, Watergate, C.I.A. surveillance of Americans and other profoundly disillusioning experiences in the 1960s and 1970s, when reporters were doing what the originators of the First Amendment had in mind — checking the power of public officials by holding them accountable.
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And companies just watch to see someone without those reserves have a good idea, achieve a degree of popularity that seems like it would catch on, and then you just clone that idea and you rush it to market with sort of a level quality that the originators can't match, and then you profit.
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Prosecutors in Los Angeles, in coordination with those at the Justice Department in Washington, spent more than two years reviewing the merits of pursuing a civil fraud case against Mr. Mozilo, a co-founder of Countrywide Financial, which was one of the largest originators of subprime mortgages in the run-up to the financial crisis.
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In an interview (read: verbally acosted outside of an airport) with TMZ, Quavo of the rap group Migos—who are widely recognized as one of the originators of "the dab," having immortalized it in the hallowed hallways of their Instagram and tracks like "Look At My Dab (Bitch Dab)"—signaled the death of the dance move.
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"The internet was never designed to be secure, its originators thought it was a wonderful global innovation, as it is, but of course the criminals have taken advantage of the weaknesses which are inherent in this kind of network of networks," Professor Sir David Omand, Commissioner at the Global Commission on Internet Governance, told CNBC on Monday.
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So many times in this business, writers and originators are discarded in the process, and directors get all the accolades, for whatever reason—but it was really cool from the author of the novel to the screenwriter to me the director to all these sorts of producers and executives, we were all on the same page.
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We could've stayed with the family portraits, but the reason I added the Kelly pattern is because of the conversations we are still having about the "first black man to do this, or the first black woman to do that" and overlooking people like Patrick Kelly, Ozwald Boateng, FUBU and Cross Colours, who were the originators, who created space for us.
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This summer the originators of LIGO, Rai Weiss of M.I.T. and Ron Drever and Kip Thorne of the California Institute of Technology, shared the Shaw Prize in Astronomy, the Kavli Prize for Astrophysics and the Gruber Cosmology Prize — though the deadline for nominations for those had also passed before the discovery was announced — as well as a third of a Special Breakthrough Prize for Fundamental Physics.
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So earlier this month, I called him on Skype, and from his current home in Scotland ("I'm just based here to take a change of pace," he told me), he gave me the full rundown—dissecting the racism inherent to 212s rave culture that is often overlooked, and why his new record is a political statement about giving the scene's real originators their proper due.
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And so Graham pushed his art in the direction of American Cubism, though at a time — the early to mid-19443s — when its Parisian originators had abandoned it for a clunky Neoclassicism as part of the "return to order" following the devastation of World War I. The paintings that Graham produced during the 21944s seesawed between Synthetic Cubism and unvarnished Neoclassicism, with a touch of Surrealist whimsy thrown in.
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Grime's coming wave of leading MCs are fiercely independent – Novelist claims to have invented a whole new genre of music in "Ruff Sound"; AJ Tracey, who guested on a Coyote-released Last Japan track earlier this year, refuses to bow to grime's originators or its 140bpm guidelines; Santan Dave, at just 18, stands alone in his field for the righteousness of his bars – and the labels and promoters giving them the platform to shine share that DIY intent.
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Dozens of state and local law enforcement and public safety groups asked the FCC for this testing capability, and asked for the ability to do end-to-end tests as opposed to just offline testing ("proficiency training is an essential element of verifying competency," one emergency department wrote in comments to the FCC.) Most of these comments stated that testing and training is necessary to ensure that their alerts do not undermine public confidence in the system, and to ensure that novice Alert Originators understand how the system works.
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Co-sponsored by Representatives Trey HollingsworthJoseph (Trey) Albert HollingsworthOvernight Defense: House votes to block Trump arms sales to Saudis, setting up likely veto | US officially kicks Turkey out of F-35 program | Pentagon sending 2,85033 more troops to border House votes to block Trump's Saudi arms sale The 27 Republicans who voted with Democrats to block Trump from taking military action against Iran MORE (R-Ind.), Alcee HastingsAlcee (Judge) Lamar HastingsHarris hops past Biden in early race for Black Caucus support NFL players: Corporal punishment in schools is unacceptable Biden, Harris lead in 2020 endorsements MORE (D-Fla.), Blaine LuetkemeyerWilliam (Blaine) Blaine LuetkemeyerSenate bill seeks to bring freedom back to banking On The Money: Dems inch closer to demanding Trump's tax returns | Consumer chief pressed to undo Mulvaney's work | IRS says average tax refund up New push to open banks to marijuana industry MORE (R-Mo.) and Henry Cuellar (D-Texas), the Modernizing Borrower Credit Opportunities Act of 2017, clarifies that banks, as the loan originators, are the "true lenders," enabling these partnerships to continue helping credit-constrained consumers around the country find responsible credit offered and underwritten by a federally supervised bank.
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