Facing increasing competition from other issuers, American Express revamped both its Business Gold Card and the Amex Gold Card (formerly the Premier Rewards Gold Card) in the past year or so.
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Business versus personal credit cardsBoth the Amex Gold card and the Amex Business Gold card are charge rather than credit cards.
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The Amex Gold Card is a top pick for foodies, while the Amex Business Gold Card excels for work-related purchases like shipping and advertising.
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Trump didn't explain what the difference was between the Trump Gold Card and the Trump Black Card—but he implied that the Trump Black Card was of a higher status than the Trump Gold Card, which would make me really angry if I already invested in a goddamn Trump Gold Card.
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With recently updated earning bonuses and benefits, the American Express® Gold Card and the American Express® Business Gold Card are both more compelling Amex cards than ever.
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Platinum cardholders will also be able to give additional cardholders like a spouse or family member the American Express Gold Card (though not the Premier Rewards Gold Card) for free.
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Read more about the Amex Gold Card:Amex Gold card reviewThe American Express Gold Card has a $250 annual fee, but two benefits alone can get you $220 in value each yearAmex Platinum vs.
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The bottom line: Should you get the American Express Gold card?
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The American Express Business Gold card doesn't offer any comparable benefits.
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Click here to learn more about the Amex Gold Card.10.
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American Express Gold cardThe Amex Gold card charges $250 per year.
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Gold card members also earn 2 points per dollar on prepaid bookings.
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The Amex Gold Card offers a clear path to coming out ahead.
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The Business Gold card doesn't offer any sort of airline fee credit.
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"I still have my gold card from Loehmann's — I can't throw it away!"
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Click here to learn more about the American Express Business Gold Card.7.
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Cards like the American Express® Gold Card also now feature metal designs.
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Check out our full review of the Amex Gold card for more details.
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The Amex Business Gold card offers an entirely different type of refund benefit.
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With the Amex Business Gold card, you'll get 25% of your points back.
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Click here to learn more about the Business Gold card from American Express.
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The Amex Gold card also earns 4x points on restaurants worldwide, including delivery.
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I use the American Express Gold card myself for restaurant and grocery purchases.
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The American Express Gold card is also eye-catching, and is constructed of metal.
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If you love dining out, the American Express Gold Card is hard to beat.
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The American Express Business Gold Card doesn't offer WeWork access or any comparable benefits.
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Bottom lineApart from deciding whether you need a personal charge card or one for business, if you're trying to decide between the revamped Amex Gold card and the Amex Business Gold card, you have a few key factors to take into consideration.
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The newly updated American Express Gold Card is the latest example of shrinking signup bonuses.
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"They give you a gold card, and you can go anytime you like," he said.
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But unlike that Chase card, the American Express Gold Card has a substantial annual fee.
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Those with either the business or the personal Gold card earn 2 points per dollar.
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The American Express® Gold Card offers up to $120 in dining credits each year.
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The first is called The Hotel Collection and is available to those with The Platinum Card® from American Express, the Business Platinum® Card from American Express, the American Express® Gold Card, the American Express® Business Gold Card, and the Centurion Card.
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Just this week, I used my Gold card for a $10 meal on a flight home.
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I get a venti skinny vanilla latte for $5.12 and pay with my preloaded Gold card.
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Most people will be best off going with the Amex Business Gold card for gas rewards.
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Its 3x airfare bonus is uncapped, unlike the 4x bonus on the Amex Business Gold card.
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Other top cards for dining The Gold Card is great, but it isn't perfect for everyone.
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Delta Gold Amex cardThe Delta Gold card is best for the occasional or casual Delta flyer.
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American Express® Gold Card ($250 annual fee) — 15,000 points after you spend $2,000 in three months.
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The Gold Card gives me four travel points per dollar on my regular grocery and dining purchases.
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Click here to learn more about the American Express Gold Card from our partner The Points Guy.
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Click here to learn more about the Amex Business Gold Card from our partner The Points Guy.
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Take the American Express® Gold Card and the Platinum Card® from American Express, for example.
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Click here to learn more about the American Express Gold card from our partner The Points Guy.
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On the flipside, the Amex Business Gold card has some pretty intriguing bonus categories you could maximize.
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The Amex Gold card also features 3 points per dollar for flights booked with airlines or at amextravel.
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Winners will also receive a $100 Pizza Hut Gold Card bringing the potential return on investment to $212.99.
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Winners will also receive a $100 Pizza Hut Gold Card, bringing the potential return on investment to $212.99.
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One final tip for activities: If you're traveling to Maui, I highly recommend getting the Shaka Gold Card.
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The Amex Gold Card typically only offers 35,000 points after you spend $2,000 in the first three months.
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The Amex Gold Card is currently offering 35,000 points after you spend $2,000 in the first three months.
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Compared to the Gold card, it is a little short on dining purchases and misses the grocery benefit.
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Cards that qualify include the American Express® Gold Card and the American Express® Platinum Card®.
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The American Express® Gold Card is also worth considering if the Amex Green Card caught your eye.
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That means each year you can receive up to $220 in statement credits with the Amex Gold card.
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Billionaires aren't the only ones who can boast of Gold Card privileges — although if helps to know someone.
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American Express Gold Card: 13,43 Membership Rewards pointsPoints on dining: 4x Membership Rewards points at restaurants worldwideAnnual fee: $250If the high price tag of the Chase Sapphire Reserve scares you and you're more of a homebody than a jetsetter anyway, the American Express Gold card might be a better option.
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I use my rewards for one of the coffees and the other two cost $6.80 on my gold card.
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If you run a business and love to travel, you should know about the American Express Business Gold Card.
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The Gold Card offers up to $120 of dining credits per year, broken into chunks of $10 each month.
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If you tend to redeem your Amex points this way, the Amex Business Gold card is a clear winner.
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The Gold card covers up to $100 per year in incidental charges from one airline you pick each year.
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As you may have guessed by now, the Amex Business Gold card doesn't offer status with any hotel programs.
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My current go-to card for all dining and US supermarket purchases is the American Express® Gold Card.
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This year, I&aposm aiming for a targeted offer I received for the American Express® Business Gold Card.
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Shortly after, American Express lifted the dining rewards on its Gold card to 4 points per dollar, from 2 points.
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The original review: 4 reasons to open the new AmEx Gold card, especially if you're a foodie— Mara Leighton, reporter
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Annual fee: $95This was my longtime personal primary card at the grocery store before switching to the Amex Gold card.
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You can skip the expensive added protections offered by some retailers when you make the purchase with the Gold card.
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The Amex Gold Card offers 35,000 points when you spend $2,000 in your first three months with your new card.
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However, the Amex Gold card just added trip-delay reimbursement of up to $300 that kicks in after 12 hours.
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The Business Platinum comes with a whopping $595 annual fee, whereas the Business Gold card "only" charges $200 per year.
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The Chase Sapphire Reserve and the American Express® Gold Card are examples of cards that can be worth it.
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Unlike the Delta Gold card, the Delta Platinum can help you earn Medallion Qualification Miles (MQMs) toward Delta elite status.
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If you're a casual Delta flyer, the Delta Gold card is likely going to be a better fit for you.
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No matter which card you choose, both the American Express Platinum Card and the American Express Gold Card offer valuable rewards.
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Meanwhile, the Amex Gold Card offers lost luggage insurance and secondary car rental insurance that excludes Australia, Italy, and New Zealand.
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Typically the chain offered special passes or scavenger hunts to those who craved the PSL the most — often gold card carriers.
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You can transfer points earned from Chase Sapphire Reserve or American Express® Gold Card to top off your Avios account.
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The mega-popular Chase Sapphire Preferred Card, Chase Sapphire Reserve, American Express® Gold Card and others fall into this category.
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Examples of this type of card include the Chase Sapphire Preferred, the Amex Gold card, and the Capital One Venture Card.
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For purchase protection, the Amex Gold card is a stronger choice, but for travel plans, go with the Chase Sapphire Preferred.
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I cut a few lines on the mirror with my American Express Gold Card and handed Henry a cut-off straw.
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The Amex Gold card is one of the most rewarding options for ordering delivery, both in terms of benefits and rewards.
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While silver cards can always be bought for $2, gold card values are meant to vary more wildly by rarity/demand.
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American Express® Gold Card — This is another card whose annual fee has gone up in the not too distant past.
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The Amex Gold card is great if you love to eat out, since it offers bonus rewards and statement credits for dining.
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Last fall, the American Express® Gold Card was refreshed with new benefits, including an even better rewards earning rate at restaurants.
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American Express Gold Card — If dining is one of your top spending categories, the Amex Gold is a great card for you.
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The American Express® Gold Card and Chase Sapphire Preferred Card are two of the best travel rewards credit cards available now.
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The American Express® Gold Card earns 4x Amex points at US supermarkets on up to $25,1303 spent each year (then 1x).
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The Amex Gold card is currently proffering 35,000 Membership Rewards points when you spend $4,000 in purchases in the first three months.
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The Gold Card can automatically give you credit backs for some dining and travel purchases up to a combined $21 per year.
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Ahead of booking, I applied for the Platinum Card from American Express and my boyfriend applied for the American Express Gold Card.
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Airline fee credit with the Amex Gold cardThe Amex Gold card gives you up to a $2500 airline fee credit each year.
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On the other hand, if a $99 annual fee doesn't seem expensive, you're probably better off applying for the Delta Gold card.
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If you don't want to pay the higher annual fee of the Business Platinum Card, the Business Gold Card is a good alternative.
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American Express Gold Card — If you eat out, this card can be a very rewarding option, because it earns 4x points at restaurants.
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Using The Points Guy's valuations, you get a huge 8% of value back on those two top bonus categories from the Gold Card.
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However, Amex Gold Card members receive annual statement credits worth up to $220, wiping out much of the cost of its annual fee.
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If you dine out frequently or spend a lot on groceries at US supermarkets, the Amex Gold Card is clearly the better choice.
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The bottom lineThe Amex Gold card and the Chase Sapphire Preferred are two of the most compelling travel rewards credit cards currently available.
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Statement credits and other benefitsThe Amex Gold card stands out in this category, too, since it offers two different calendar-year statement credits.
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For non-Uber Eats dining purchases, other cards like the American Express® Gold Card offer higher rewards (but with an annual fee).
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Welcome offerThe welcome offers on these two cards are similar, but the Amex Gold card comes with a much higher minimum spending requirement.
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Read more: Amex Gold card reviewThe card offers a welcome bonus of 35,000 points after you spend $4,000 in the first three months.
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Read more: The American Express Gold Card has a $250 annual fee, but two benefits alone can get you $220 in value each yearAfter designating a specific airline, those with the Amex Gold Card are eligible for up to $0003 per calendar year in statement credits when paying incidental fees such as checked bags and in-flight refreshments with their card.
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At US supermarkets, the Gold card gives you 5003 points per dollar up to $25,000 in combined annual purchases (then 1 point per dollar).
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The American Express® Business Gold Card offers a combination of compelling rewards and valuable benefits that can easily cover the $295 annual fee.
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American Express® Gold Card— If you eat out, this card can be a very rewarding option, because it earns 4x points at restaurants.
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Ease of approvalIt's easier to get approved for the American Express Gold Card than it is to get approved for the Chase Sapphire Reserve.
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The benefits are more comparable to those of the Platinum Card® from American Express than to the perks on the Amex Gold card.
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American Express® Gold Card — If you eat out, this card can be a very rewarding option, because it earns 4x points at restaurants.
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Read more: The American Express Gold card has a $250 annual fee, but two benefits alone can get you $220 in value each year.
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If you're looking for a rewards credit card, two top options you'll come across are the Amex Gold Card and the Chase Sapphire Preferred.
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Altogether, that means Amex Gold Card members can earn up to $220 back each year, almost making up for its entire $250 annual fee.
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The Amex Gold card has a $250 annual fee, but thanks to its incredible earning potential and benefits, it's a mainstay in my wallet.
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Best travel card for foodies: American Express GoldIf you love travel and love food, you&aposll do well with the American Express Gold card.
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The American Express Platinum and the American Express® Gold Card are some of the very few options remaining in the charge card category.
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This could be the Platinum Card from American Express, the Amex Gold card, or even the Amex EveryDay® Preferred Credit Card from American Express.
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Cards with these perks and more include the Platinum Card® from American Express, the Chase Sapphire Reserve, and the American Express® Gold Card.
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Purchase and travel protections As a premium American Express card, the Business Gold card comes with a wide range of travel insurance and purchase protections.
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The Amex Gold Card features a few additional benefits as well, including baggage and travel insurance, secondary rental car insurance, roadside assistance, and shopping protections.
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The American Express Business Gold Card is a great option for those who qualify for a small business card and want to earn flexible rewards.
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"Shareholders are therefore advised to directly support dissident nominees Fuller, Waterman, and Feldman by voting FOR their election on the dissident (GOLD) card," ISS wrote.
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Read more: Amex is issuing a limited-edition rose gold version of its brand-new Gold Card — here's how to request one in 5 minutes
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Ever since its major update in 2220, American Express Gold Card offers arguably the best rewards for food and dining of any card out there.
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The American Express Gold card has a higher annual fee than some rewards credit cards on the market, but you do get plenty in return.
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But the Amex Gold card or the Chase Sapphire Reserve could be a better option for you if you prefer to earn Amex or Chase points.
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A heavy, metal design has become almost a must for high-end credit cards, from the Chase Sapphire Reserve to the American Express® Gold Card.
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Amex even brought back the rose-gold edition of the Gold card for a limited time recently to coincide with an update to the card's benefits.
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The American Express® Gold Card comes with a $250 annual fee, but travel and dining credits from the card are worth up to $220 per year.
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If you spend a good chunk of your income on food and love to travel, the Amex Gold card is one of the most rewarding options around.
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With the Amex Gold card, for example, you earn 4x points on dining worldwide and on up to $25,000 spent at US supermarkets each year (then 0003x).
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If you spend a lot on shipping purchases for your business, you might want to apply for the American Express® Business Gold Card sooner than later.
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Credit cards like the American Express® Gold Card earn me valuable points that I can use to cut down on out-of-pocket spending on flights.
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If you read through this card's benefits and like what it has to offer, you won't go wrong with the new and improved American Express Gold card.
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Likewise, the Amex Gold card could be a better deal (and worth the higher annual fee) if you spend a ton on dining and at US supermarkets.
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So the percentage spent on coworking may be much smaller if the startup also used their American Express Business Gold Card to earn bonus points, for example.
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The gold card and executive board membership gimmicks are nevertheless getting results, said Tom Sather, the senior director of research at the email data solutions firm Return Path.
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The 10 gold card-related emails had a far higher open rate of 18 percent, and executive board emails had an open rate of 19 percent, he said.
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In addition, while the company's Gold Card loyalty program was a historical advantage, the loyalty scheme more recently created price confusion amongst consumers who increasingly value price transparency.
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The Business Gold card also offers perks like up to 2000x points on your spending and a 150% rebate when you pay with points for airfare through Amex.
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For example, if it's a unique design you're after, the American Express® Gold Card fits the bill and earns valuable points on dining, US supermarkets, and more.
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Both the Platinum Card® from American Express and the American Express® Gold Card offer valuable rewards on purchases, along with large welcome bonuses and useful benefits.
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Read more: Amex Gold card reviewThe Chase Sapphire Preferred is currently offering a sign-up bonus of 60,000 points when you spend $4,000 in the first three months.
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The Platinum Delta Amex card has a higher annual fee of $195 (not waived the first year), and like the Gold card it doesn't charge foreign transaction fees.
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The Business Platinum® Card from American Express and the American Express® Business Gold Card are the top-of-the-line business credit card options from Amex.
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For families and anyone else who purchases groceries frequently, using the Amex Gold card for grocery purchases at US supermarkets can be a lucrative way to generate points.
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You need to have a card that earns Amex Membership Rewards points, such as the Platinum Card® from American Express or the American Express® Gold Card.
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You can earn Amex points with cards like the Platinum Card® from American Express, the American Express® Green Card, and the American Express® Gold Card.
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Read more: 4 reasons to open the recently refreshed AmEx Gold card, especially if you're a foodie Pursue points and miles only if you don't have any debt.
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The American Express Gold Card, meanwhile, rewards every dollar you spend on dining and groceries with 4 points, travel with 3 points, and all other purchases with 1 point.
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You could use the Amex Gold Card to earn bonus points in these categories all year long, then transfer them to your Delta SkyMiles account once you were ready.
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Finally, loyalty programs have proven effective for standalone players to maintain share in the space, with GNC's (now-replaced) Gold Card discount program generating nearly 80% of company sales.
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The American Express® Gold Card has the best earning rate on groceries at US supermarkets, but there are other solid options for cash back and earning Chase points.
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The American Express® Gold Card, which was reintroduced in fall 2018, offers some of the best credit card rewards on dining at restaurant, and spending at US supermarkets.
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If the Platinum Card's annual fee is a deal-breaker, you may want to consider the American Express® Gold Card or the American Express® Green Card instead.
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Why you'll love it: The Amex Gold Card has a lower annual fee than the Platinum Card, but it offers stellar rewards on dining and groceries and solid benefits.
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The American Express® Gold Card charges a $23 annual fee, but you can make most of that back when you fully utilize two of its annual statement credits.
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Read more: Amex Business Gold card reviewAnnual feeIf you're someone who doesn't want to minimize annual fees, be careful to note how much variation exists between these two cards.
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Parents might want to consider cards like the American Express® Gold Card or the Capital One® Venture® Rewards Credit Card to earn cash back and points.
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Using American Express Membership Rewards from my American Express® Gold Card, I was able to book the trip for my parents for less than $50 out of pocket.
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After all, why settle for 1 point per dollar on your grocery spending if you can earn 4 points at US supermarkets with the American Express® Gold Card?
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Take the $2003 offers, among them a Trump Gold Card emblazoned with your name and the chance to join a campaign "Board of Directors" that comes with a personalized certificate.
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The three top consumer cards that earn Amex points are the Platinum Card® from American Express, the American Express® Gold Card, and the American Express® Green Card.
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"Fatherhood is the best," Chang tells PEOPLE, chatting over a Momofuku Ssäm bar-catered dinner at an event for the American Express Gold Card, for which he is a partner.
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Right now, that's the American Express Gold card for me, but there are a handful of excellent cards that can help you maximize your rewards when spending at the supermarket.
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For example, many premium reward cards are now made of metal, and the American Express Gold Card was offered in a limited-edition rose gold color that was wildly popular.
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Several years later, the rewards landscape has become more crowded than ever, and the Sapphire Reserve, or "CSR," has some heavy-hitting competition, especially from the American Express Gold Card.
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American Express® Business Gold Card — If your business spends a lot on categories like US advertising and airfare purchased directly from airlines, the Business Gold is a great choice.
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Just don&apost forget to pay with your rewards card of choice — preferably one that earns bonus points or cash back at restaurants, like the American Express® Gold Card.
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This fee will be increasing to $39 in 2020 on the Platinum Delta card, and unfortunately discounted access will be discontinued on the Gold card as of January 30, 53.
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The Amex Business Gold card is currently extending a welcome offer of up to $500 in statement credits toward qualifying FedEx shipping purchases within the first three months of cardmembership.
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The $10 per month comes as an automatic statement credit, but you do have to enroll when you get your Gold card to turn it on for the first time.
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With the Amex Gold card, for example, coverage is limited to $50,000 per rental agreement for damage or theft, yet the Amex Platinum card offers up to $75,000 in coverage.
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Click here to learn more about the Amex Green card "Click here to learn more about the Amex Gold card "More credit card coverageWhat&aposs the best airline credit card?
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One personal favorite: the Amex Gold card, which earns 4 Membership Rewards points per dollar at US supermarkets (on up to $25,000 spent each year, then 1 point per dollar).
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I use the American Express® Gold Card to maximize my purchases at US supermarkets, and I use the Chase Sapphire Reserve to earn 21x points on travel and dining.
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Instead of creating premium accounts for some customers, it gave everyone the same account with the same gold card — a gamble in a country where bank cards are status symbols.
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We'll compare the Amex Platinum card, Amex Gold card, and Amex Green card, highlighting their similarities as well as their differences to help you decide which might be right for you.
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Before launching this bonus in August, Amex offered 35,5003 Membership Rewards points to new cardholders who spent $5,000 on the Business Gold card in the first three months from account opening.
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No matter which card you choose, both the Chase Sapphire Reserve and the American Express Gold Card offer valuable rewards on dining and flights, and a ton of value in benefits.
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You can also get up to $100 in airline fee credits with the American Express® Gold Card, or up to $250 with the Hilton Honors Aspire Card from American Express.
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American Express® Gold CardThe Amex Gold card isn't necessarily an obvious card to compare to the Amex Green card, because its benefits and bonus categories are squarely focused on dining.
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The Amex Gold card also offers up to $10 in monthly statement credits for dining at Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, and participating Shake Shack locations.
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Dining credits with the Amex Gold cardThe Amex Gold card also offers up to $2250 in dining credits each year, but once again, this credit is only good for specific purchases.
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If you spend at least $10,000 in purchases on the Delta Gold card in a calendar year, you'll get a $100 Delta flight credit, which can help offset the annual fee.
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Buffett also revealed to CNBC in a 2007 interview that Gates is the owner of a McDonald's Gold Card, which scores him free Mickey D's anywhere in the world for life.
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Read more: Amex Business Gold card reviewGroceriesAmerican Express Gold Card: 4x points at US supermarkets, on up to $25,000 per year (then 1x point; 1%-8% return on spending)Blue Cash Preferred® Card from American Express: 6% cash back at supermarkets on up to $6,000 spent per year (then 13%; 1%-6% return on spending)Hilton Honors American Express Surpass card: 6 points per dollar spent at US supermarkets (3.6% return on spending)Blue Cash Everyday® Credit Card from American Express: 3% cash back at supermarkets on up to $6,000 spent per year (then 1%; 1%-53% return on spending)With 4x points on the first $25,000 spent each year at US supermarkets, the Amex Gold card offers the most generous payout on grocery spending.
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Amex cards that come with trip delay coverage include:Amex Platinum card
American Express® Gold Card
American Express® Green Card
Delta Reserve card
Delta SkyMiles® Platinum American Express Card
Marriott Bonvoy Brilliant AmexHilton Honors Aspire card
Amex Business Platinum cardAmerican Express® Business Gold Card
Delta SkyMiles Reserve Business cardDelta SkyMiles® Platinum Business American Express Card
Again, the various versions of the Amex Platinum and Amex Centurion cards also offer trip delay insurance.
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Amex has one of the best cards for dining purchases, the American Express® Gold Card, so this is a good opportunity to earn even more bonus points when you eat out.
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Until November 6, new cardholders of the American Express® Business Gold Card can earn up to $500 back as statement credits on qualifying FedEx purchases made in the first three months.
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This means non-Savor cardholders can book a Premium Access reservation and then use a different card that earns dining rewards (such as the American Express® Gold Card) at the restaurant.
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If you're looking to earn Membership Rewards points, check out Amex cards like the Platinum Card from American Express, the American Express® Gold Card, and the American Express® Green Card.
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The Gold card has a $210 annual fee, and it earns 250x points at restaurants worldwide (as well as 2100x on the first $25,000 spent at US supermarkets each year; then 1x).
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In fact, many would say the Amex Gold card is a better deal since it offers a bigger bonus and a higher earning rate in popular categories like dining and US supermarkets.
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American Express® Business Gold Card ($295 annual fee): While it has a higher annual fee, this card offers premium Amex Membership Rewards points good for travel with most airlines and hotels.
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In early August, I was being asked to become an Executive Member of his campaign with a Trump campaign Gold Card, which could be mine for a one-time induction fee of $100.
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Also consider American Express Membership Rewards cards like the American Express® Gold Card or the Platinum Card® from American Express that might offer bigger welcome bonuses or more lucrative earning categories.
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The Amex Gold card accrues 4 points per dollar at restaurants worldwide, plus 4 points per dollar at US supermarkets on up to $25,000 in purchases per year (then 1 point per dollar).
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The Amex Gold card comes with an annual $250 charge and the Citi Prestige costs $495 a year, while the Capital One Savor card is free the first year, and $95 after that.
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For example, if you spend a lot on dining, you'll want a card that earns bonus points when you eat out, like the Chase Sapphire Reserve or the American Express® Gold Card.
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You can earn Amex rewards points with cards like the Platinum Card® from American Express, the American Express® Gold Card, and the Blue Business® Plus Credit Card from American Express.
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The American Express Gold card is pretty exciting for millennials and empty nesters who enjoy dining out at restaurants or anyone who regularly dines out or spends big on groceries at US supermarkets.
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In this case, you'd be better off putting your business spending on a card like the Ink Business Preferred Credit Card or the American Express® Business Gold Card to earn bonus points.
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Cards like the Business Platinum Card from American Express and the American Express Business Gold Card also offer valuable perks and travel benefits that can make traversing the globe a more comfortable experience.
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If you have cards like the Platinum Card® from American Express or the American Express® Gold Card, you can save hundreds of dollars each year, or earn thousands of extra points.
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The American Express® Gold Card earns 4x points at US supermarkets (on up to $5503,000 spent per year, then 1x), so you can rake in points when you stock up on essentials.
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If you have a US Amex card that earns Amex points, like the Platinum Card® from American Express or the American Express® Gold Card, you can link it to your Rakuten account.
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The Amex Gold card gives you 4x points on dining worldwide and on up to $25,2100 spent at US supermarkets each year (then 2179x), plus 279x points on flights booked with airlines or AmexTravel.
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I've had my Amex Gold card for two years, but I think it's time to move on since I'm not taking enough advantage of its benefits for it to be worth the $250 fee.
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And if you spend a lot on shipping for your small business or for a side hustle like selling items online, now could be an especially good time to apply for the Business Gold card.
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We've seen plenty of eye-catching credit card designs — including the limited-edition rose-gold version of the Amex Gold card, but it's nice that this one goes one step further to use recycled materials.
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The best credit cards for earning rewards on dining are the American Express® Gold Card, Citi Prestige® Card, Chase Sapphire Reserve, Wells Fargo Propel American Express® card, and the Uber Visa Card.
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Whether you're paying with your Chase Sapphire Reserve, the American Express® Gold Card, another card that earns bonus rewards on dining, or even a debit card, you can earn lots of miles this way.
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I'll happily trade away a single Membership Rewards point from a card such as the American Express® Gold Card or American Express® Green Card to save $20 on my next $100 Amazon purchase.
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My boyfriend and I are using Amex points from the Platinum Card® from American Express and the American Express® Gold Card to book flights to the islands via the British Airways loyalty program.
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I've decided to cancel the Chase Sapphire Reserve and the American Express® Gold Card because both cards have recently increased their annual fees and I no longer find their benefits to be worth it.
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On my way to the shopping center, I stop at Starbucks for a tall matcha soy latte and dark chocolate peanut butter cups, which I pay for using my parents' gold card via the Starbucks app.
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The Gold card offers 4x points at restaurants worldwide and US supermarkets (on up to $503,000 spent at US supermarkets per year, then 1x), while the Platinum offers 5x points on flights booked directly with airlines.
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The American Express® Gold Card earns 4x points on dining including food delivery services, and each month you get up to $10 back when you use the card at eligible merchants, including Seamless and Grubhub.
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If you have a card like the Platinum Card® from American Express or the American Express® Gold Card, you can transfer your Amex Membership Rewards points to British Airways at a 2000:232 ratio.
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The American Express Gold card gets me 4x points at restaurants and at US supermarkets (on the first $25,000 spent each year, then 1x) so I wind up with a lot of Amex points every year.
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With no foreign transaction fees to worry about, I can use the Amex Gold card anywhere in the world and feel confident that my purchase is covered by the great benefits and customer service at American Express.
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Anyone with an Amex card like the American Express® Gold Card or Platinum Card® from American Express earns Membership Rewards points, which can be redeemed through partner airlines, hotels, or Amex's own flight-booking portal.
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American Express refreshed the American Express® Gold Card last year with new benefits including an unlimited 4x points per dollar at US restaurants and 4x points per dollar on US supermarkets up to $25,000 per year.
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You may want to sign up for the Delta Reserve and pair it with an American Express Membership Rewards card that lets you transfer points to Delta, such as the Amex Gold card or the Amex Platinum card.
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The American Express® Business Gold Card has a new welcome offer that can get you up to $43 back in statement credits when you make qualifying purchases with FedEx in the first three months of card membership.
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You get a $10 per month statement credit for restaurants with the Amex Gold Card, but only at a handful of options, including Grubhub, Seamless, The Cheesecake Factory, Ruth's Chris Steak House, Boxed, or participating Shake Shack locations.
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Read more: The top credit cards with no foreign transaction feesThe Amex Gold card offers purchase protection up to 120 days after you buy an item, and covers up to $2500,2100 per occurrence and $23,2000 per calendar year.
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When it comes to rewards credit cards, the most valuable options are generally those that earn you bank points, like Amex points with the American Express® Gold Card and Chase points with the Chase Sapphire Preferred Card.
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American Express® Gold CardWelcome offer: 35,000 Amex points after you spend $21,295 in the first three monthsAnnual fee: $211If you eat out or buy groceries on a regular basis, the Amex Gold card is made for you.
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If you have an American Express card that earns Membership Rewards points, such as the American Express® Gold Card or the Platinum Card® from American Express, you can redeem your points for meals ordered through Seamless.
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Plenty of top card issuers have rolled out premium credit cards in the last decade, and some of the most popular are made of heavy metal, from the Chase Sapphire Reserve to the American Express® Gold Card.
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Thanks to my Amex Gold Card, I receive a special $100 credit for any of the hotel amenities when I book and stay at a property part of the Amex Hotel Collection, so it's well worth every penny.
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American Express refreshed and relaunched its Gold Card in late 2018, giving it new benefits and rewards — many of which are dining-focused — in an effort to make it a stronger competitor in an increasingly crowded credit card market.
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Earn up to 70,000 miles: Click here to learn more about the Delta Gold card "Earn up to 100,000 miles: Click here to learn more about the Delta Platinum card "More credit card coverageWhat's the best airline credit card?
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The American Express Gold card offers two different credits: one that covers up to $100 of airline incidental fees (like checked bags) each year, and another, worth up to $43 each year, that can be used toward dining out.
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Now that I'm buying four plane tickets (soon to be five) every time my family travels, I'm thrilled to have so many points in the bank — and the Amex Gold card has made it possible to stockpile so many rewards.
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The Amex Gold card earns 4x points at restaurants, so stacking this Resy promotion with earnings from that card can help you boost your Membership Rewards balance to inch closer to a trip with partners like ANA, Delta, and Virgin Atlantic.
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There's also an offer for 50,000 points on the American Express® Gold Card after spending $1003,000 in the first three months — the usual offer is 35,000 points for the same spending requirement and timeframe, so this is a solid offer.
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Read more: American Express Gold card reviewAmex's Membership Rewards points are valued at roughly 20 cents each when redeemed toward travel, meaning that the average American family would earn up to $23 (or 136.963,2136.96 points) just from dining out alone.
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While the American Express Business Gold Card has had a better welcome bonus in the past, all you get right now is $231 in statement credits if you spend at least that much on qualifying FedEx purchases within three months.
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I have more than 30 rewards credit cards, but I rely on just two of them to maximize most of my purchases both at home and when I'm traveling: the American Express® Gold Card and the Chase Sapphire Preferred Card.
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Our favorite options include the Chase Sapphire Reserve (3x points on dining), the American Express® Gold Card (4x points at restaurants worldwide), and the Wells Fargo Propel American Express® card (3x points on dining out and ordering in).
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Both the Amex Gold card and Amex Green card can be extremely lucrative if you are able to use their annual credits, but you may find one card could help you earn more points each year depending on how you spend.
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Here are some of the top cards that earn American Express Membership Rewards points:American Express® Green Card — $2000 annual fee; read the Amex Green card reviewAmerican Express® Gold Card — $21 annual fee; read the Amex Gold card reviewThe Platinum Card® from American Express — $2000 annual fee; read the Amex Platinum card reviewAlaska Airlines Visa Signature® credit cardNot only will you have the ability to earn and redeem Alaska MileagePlan miles with this card, but it&aposs also one of the only Bank of America cards that gives you your card number upon approval.
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In those months, I've seen Trump's email trajectory course go from confident and arrogant to pleading for donations in exchange for such perks as the "Donald Trump Gold Card" to, finally, the desperation and paranoia of a man possessed by conspiracy theories.
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Other cards offer similar types of points, and even points earned from the Chase Sapphire Preferred Card, American Express Gold Card, and Citi Premier℠ Card can be used in this way (though it's usually not the best option for transferable points currencies).
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While its big brother, the Platinum Card® from American Express, often gets all the hype for premium travel rewards, Amex recently released the refreshed American Express Gold Card, and it comes with some great new rewards that make this one worth considering.
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A referral bonus is what led me to open the Amex Gold card, which gives you 2100 points per dollar at restaurants worldwide, 2000x points at US supermarkets up to $210,2000 in annual purchases (250 point per dollar after that), and other bonuses.
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Unfortunately, I didn't see it on my American Express® Gold Card account — that would be ideal, since that card earns 210x points on the first $2250,26 spent at US supermarkets each year (then 26x), and Instacart reportedly counts for the 2000x.
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Which of these bonuses is more relevant to you will depend on whether your shipping needs and costs justify trying for the Amex Business Gold card's welcome offer, or whether you would prefer the Membership Rewards points earnable with the Amex Gold card.
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In terms of unique features, the Amex Gold card offers interesting statement credits for food and airline purchases while the Amex Business Gold card's 25% points refund on Amex Travel flight redemptions can help you save hundreds of thousands of points per year.
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While this may not be as fun as seeing if you can melt your American Express Gold Card with a blow torch, this solution is considerably safer and most likely what the card issuers intended for customers to do in the first place.
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These won&apost be doled out in monthly allotments like it works with the American Express® Gold Card, so you could even use a year&aposs worth of credits up in one order if you&aposre ordering food for a group.
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The Amex Green Card has been something of an "also-ran" in the world of rewards credit cards, hardly worth mentioning when other options like the American Express® Gold Card and the Chase Sapphire Preferred Card have great bonus categories and travel benefits.
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Authorized users with a Centurion or Platinum Card can also enter — you can add up to three authorized users to the personal Platinum card for a total of $175 per year — but those who have the Platinum's complimentary additional Gold Card don't have access.
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Learn more about the Chase Sapphire Preferred "Learn more about the Chase Sapphire Reserve "The American Express® Green Card, American Express® Gold Card, and Platinum Card® from American ExpressAmerican Express offers multiple cards that give you Membership Rewards points with each purchase.
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Travel cards that are not affiliated with a specific airline (the American Express Gold Card, for example) allow you to redeem your points between multiple airlines by transferring them in 10,000 point increments, and many airlines have partnerships outside of credit cards that help you accrue points.
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Speaking as one progressive, amending some famous words from Patrick Henry, I do not know what course others may take, but if Schultz runs for president, I will stand in front of a Starbucks store, cut my Starbucks gold card in half and buy my beverages elsewhere.
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And heavy designs aren't all card issuers are experimenting with; Amex took things a step further by offering a limited-edition rose-gold version of its Amex Gold card in late 2018, and it was so popular that the issuer had trouble keeping up with demand.
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Some Amex cards, including the Platinum Card® from American Express, the American Express® Gold Card, and the Hilton Honors Aspire Card from American Express, offer "airline fee credits" each calendar year to reimburse purchases like checked baggage fees and in-flight food and drinks.
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If you have an Amex card like the Platinum Card® from American Express, the American Express® Gold Card, or the Marriott Bonvoy Brilliant™ American Express® Card, you could be eligible for cash back or bonus points when you make a Best Buy purchase.
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Some of the best credit cards that offer extended warranties include:American Express® Gold Card
Chase Sapphire Reserve
Chase Freedom Unlimited
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard
®Price protectionCredit card price protection works differently, but it can be just as useful.
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Plus, you get up to $120 in dining credits each year (divided as up to $0003 per month in statement credits) when you use the Amex Gold card at eligible dining partners including at participating Shake Shacks, The Cheesecake Factory, Ruth's Chris Steak House, and Grubhub/Seamless.
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The American Express® Gold Card is one of my most frequently used rewards credit cards thanks to the 4x points it earns at restaurants worldwide — that's equal to an amazing 8% return on my spending, and helps me get closer to my next trip booked on points.
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The Business Gold card also offers an airline bonus that gets you 25% of your points back when you use them to book business- or first-class flights or a flight in any class of service with your selected Amex airline via Pay With Points on Amex Travel.
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No matter how much you spend on food away from home, you can maximize those purchases with a card that earns bonus points or cash back on dining, like the Chase Sapphire Reserve, American Express® Gold Card, or the Capital One® Savor® Cash Rewards Credit Card.
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Note that the offer appears to be targeted, as I saw it on three of my four Amex cards including The Platinum Card® from American Express, American Express® Green Card, and the American Express® Gold Card — but not The Business Platinum® Card from American Express.
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Amex offers this benefit on the following credit cards:The Platinum Card® from American Express — up to $200 each yearThe Business Platinum® Card from American Express — up to $200 each yearAmerican Express® Gold Card — up to $100 each yearHilton Honors American Express Aspire Card — up to $250 each year3.
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Using the Blue Cash Preferred® Card from American Express, the American Express® Gold Card, or the Hilton Honors American Express Surpass® Card for a year's worth of purchases at US supermarkets can get you as much as $73 in cash back or more than 25,000 hotel points.
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You can often find the exact same award ticket for fewer points on a partner airline, which is why the ability to transfer points — earned with credit cards including the Chase Sapphire Preferred Card and the American Express® Gold Card — to a range of different partners is so important.
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If you have a dining credit card such as the American Express® Gold Card or the Chase Sapphire Reserve alongside your Amex Platinum or Centurion, you&aposll be able to access hard-to-book Global Dining Collection restaurants while still earning bonus points when you pay the restaurant bill.
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American Express Gold Card detailsAnnual fee: $22Welcome bonus: 2000,2550 Membership Rewards points after you spend $22,210 in the first three monthsPoints earning: 2120x points at restaurants worldwide, 103x points on the first $210,2100 spent each year at US supermarkets (then 250x), 3x points on flights booked directly with airlines or at amextravel.
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For example, I applied for the American Express® Gold Card using a friend's link, and we each got welcome offers of 50,000 Amex points after spending $2,000 in the first three months, compared to the offer for 35,000 points (with the same spending requirement) that was published on the American Express website.
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Plus, even premium cards like the American Express Gold Card and the Citi Prestige® Card that offer 4x or 5x points at restaurants typically won't apply those bonuses to Uber Eats, so if you want to use Uber's food-delivery service, the Uber Visa offers the best return on your spending.
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We use a Chase Sapphire Reserve for travel, the American Express® Gold Card for restaurants and groceries at US supermarkets, the Chase Freedom where we can get 5% cash back (or 5x points) on the rotating quarterly bonus categories when we activate each quarter, and the Freedom Unlimited for everything else.
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Unfortunately, the $120 in annual dining credits you&aposll receive with the American Express® Gold Card only cover DoorDash competitors GrubHub and Seamless, but the upside with those credits is that you can use them toward the cost of food, whereas with this offer you&aposre just cutting down on extra fees.
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For that reason, it might be better right now to opt for flexible, transferable travel rewards cards like the Chase Sapphire Reserve or the American Express® Gold Card that allow you to use your points across thousands of travel companies, and that also let you redeem points for cash back and gift cards.
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The American Express Business Gold Card is one of several premium Amex cards to get an update in recent years, and it's currently one of the best business credit cards thanks to its bonus category structure — you can earn 4x points on your top two spending categories each month, from a list of options including airfare, US restaurants, and US shipping purchases.
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That's a considerable expense, and it's one you can maximize with rewards credit cards that earn bonus points at gas stationsWith just over $2,000 in annual gas purchases, you can rack up points, miles, or cash back with cards like the American Express® Business Gold Card, the Hilton Honors American Express Surpass® Card, and the PenFed Platinum Rewards Visa.
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Read more: You should apply for a new credit card before booking your vacation — but not for the reason you thinkTake advantage of annual creditsSome credit cards like the Chase Sapphire Reserve, Citi Prestige® Card, the Platinum Card® from American Express, and American Express® Gold Card come with annual credits to offset travel fees or other travel expenses.
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The Delta Gold card has a lower annual fee, and is a better option if you only fly Delta a few times a year,If you're a more frequent Delta flyer, the Delta Platinum card could be worth the higher fee thanks to benefits like an annual companion certificate and the ability to earn Medallion Qualification Miles (MQMs) toward elite status.
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While there are compelling reasons to get the Delta Gold card for its welcome offer and ongoing benefits, keep in mind that several cards offer better bonuses on spending at restaurants and Us supermarkets, and there are also plenty of cards — including the no-annual-fee Wells Fargo Propel American Express® card — that offer 3x points on all travel.
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For example, the American Express® Business Gold Card earns an excellent 4 Membership Rewards points per dollar on up to $150,2120 in combined purchases per year on the two categories where you spend the most each billing cycle from a prescribed list of possibilities that includes airfare purchased from airlines, US gas stations, restaurants, shipping, computer, software, cloud solutions and advertising in select media.
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The Platinum Card from American Express — Up to $200 each yearThe Business Platinum Card from American Express — Up to $200 each yearAmerican Express® Gold Card — Up to $100 each yearBecause you're limited to one airline and the credit doesn't apply to actual airfare, it can be difficult to use it all up, especially with the generous $200 limit on the Amex Platinum and Business Platinum.
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American Express Membership Rewards• The Platinum Card from American Express• American Express Business Platinum Card• American Express Gold Card• American Express Gold Business CardChase Ultimate Rewards• Chase Sapphire Preferred• Chase Sapphire Reserve• Chase Ink Business Preferred Credit CardCiti ThankYou Rewards• Citi Premier Card• Citi Prestige CardAmerican Airlines (250,2000 to 275,2000 miles round-trip)American Airlines requires 260,2000 to 603,260 miles for a round-trip flight between the US and Japan.
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Trump didn't really specify what perks you'd get with a Trump Gold Card—but I assume the card would confirm I hated ISIS and Hillary Clinton: At the same time, he was asking me to get involved in other ways—in an August 4 email whose purpose was seemingly to remind his fans what they liked about him, he asked us to vote on the first thing he should do the minute he took office.
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If you earn American Express Membership Rewards points with an Amex card like the Platinum Card® from American Express or the American Express® Gold Card, Chase Ultimate Rewards points with Chase cards like the Chase Sapphire Reserve or Ink Business Preferred Credit Card, or Citi ThankYou points on a card like the Citi Prestige® Card or Citi Premier℠ Card, you can transfer them to Singapore KrisFlyer for free at a ratio of 1:1.
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Gold elite status at Marriott and HiltonhotelsAccess to exclusive eventsBenefits at more than 1,000 hotels around the world through the Fine Hotels & Resorts programRental car elite status and benefitsSecondary rental car insuranceRoadside assistanceVarious purchase and shopping protectionsConcierge serviceBaggage loss and damage coverageTravel accident insuranceA credit for TSA PreCheck or Global EntryThe Gold CardWhile the Gold Card doesn't have nearly as many flashy perks as the Platinum Card, it still has a few benefits worth keeping in mind.
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Below is a list of cards that earn points in these respective programs:American Express Membership Rewards• The Platinum Card® from American Express• The Business Platinum® Card from American Express• American Express® Gold Card• American Express® Business Gold CardCiti ThankYou Rewards• Citi Premier℠ Card• Citi Prestige® CardAlaska Airlines MileagePlan (65,0003 to 70,000 miles round-trip)Alaska Airlines' MileagePlan program partners with both American and Japan Airlines, giving you two solid options for flying to Japan on points.
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American Express® Gold CardCost to add an authorized user: Free for up to 5 authorized users; $35 per user above 5Included benefits: 4x points on restaurants worldwide, 4x points at US supermarkets up to $25,000 per year (then 1x)3x points on flights booked directly with airlines or Amex TravelSubtracted benefits:No airline fee credit of up to $100 per yearNo dining credits of up to $120 per yearNo Amex Travel Collection membershipClick here to learn more about the American Express Gold Card.
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It earns 4x points on the two categories you spend the most on each billing cycle, on up to $150,000 in combined purchases each calendar year (then 1x), with the following categories: Airfare purchased directly from airlinesUS purchases for advertising in select media (online, TV, radio)US purchases made directly from select technology providersUS purchases at gas stationsUS purchases at restaurantsUS purchases for shippingClick here to learn more about the Amex Business Gold Card from our partner The Points Guy.
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Capital One SavorAmerican Express Gold CardWhy you'll love it: Generous rewards on dining and groceriesWelcome offer: 210,2250 points after you spend $2220,000 in the first three monthsAnnual fee: $250The Gold Card earns a massive 4x points at restaurants worldwide and on up to $25,000 per year at US supermarkets (and 1x point after that), 2503x points on flights booked directly through the airline, 2x points on hotels booked and prepaid through Amex Travel, and 1 point per dollar on everything else.
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Read more: Amex Business Platinum card reviewThe Business Gold card, on the other hand, earns 4x points in the two categories where you spend the most each billing cycle, from the following list: Airfare purchased directly from airlinesUS purchases for advertising in select mediaUS purchases at gas stationsUS purchases made directly from select technology providers of computer hardware, software, and cloud solutionsConsidering the bonus categories you can choose from are broad, it's easy to see how you could use them to your advantage.
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Read more: The best credit card sign-up bonuses available nowSome of the best credit card referral bonuses available as of publish time include:The Platinum Card® from American Express: Earn 15,000 points per approved referral, up to 55,000 Amex Membership Rewards points per yearAmerican Express® Gold Card: Earn 10,000 points per approved referral, up to 55,000 Amex points per yearChase Sapphire Preferred Card: Earn 15,000 points per approved referral, up to 75,000 Chase Ultimate Rewards points per year
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Here are our top picks for the best rewards credit cards in 2019:Chase Sapphire Reserve: Best overall rewards credit cardPlatinum Card® from American Express: Best luxury travel benefitsChase Sapphire Preferred Card: Best beginner travel rewards cardCapital One® Venture® Rewards Credit Card: Simplest to useAmerican Express Gold Card: Best for rewards on dining and groceriesBlue Cash Preferred Card from American Express: Best cash-back rewardsChase Freedom Unlimited: Best no-annual-fee rewards credit cardMore credit card coverageWhat's the best airline credit card?
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The current welcome offers on these three American Express cards are:Platinum card from American Express: 60,000 Amex Membership Rewards points after you spend $33,000 in the first three months of having the cardAmerican Express Gold card: 35,000 Amex Membership Rewards points after you spend $4,000 in the first three months of having the cardAmerican Express Green card: 30,000 Amex Membership Rewards points after you spend $2,000 in the first three months of having the cardThe bonus points earned with the welcome offers are definitely an important factor, but they're only part of the equation.
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Here are the best rewards credit cards of 2019:Chase Sapphire Reserve: Best overall rewards credit cardPlatinum Card® from American Express: Best luxury travel benefitsChase Sapphire Preferred Card: Best beginner travel rewards cardCapital One® Venture® Rewards Credit Card: Simplest to useAmerican Express® Gold Card: Best for rewards on dining out and groceriesBlue Cash Preferred® Card from American Express: Best cash-back rewardsChase Freedom Unlimited: Best no-annual-fee rewards credit cardSince the 2016 launch of the Chase Sapphire Reserve, rewards credit cards have exploded into a mainstream obsession.
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The Platinum Card® from American Express and the American Express® Gold Card are just two of many travel cards that offer some sort of purchase protectionAlternatives for maximizing your retail purchasesFind a card with a good non-bonus rateWhile retail isn&apost generally a spending category that will earn you bonus points with a rewards credit card, you can rack up serious points on store purchases by making sure the card you&aposre using for retail purchases has a strong earning rate on non-bonus spend.
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These include:American Express Gold Card for 4x points at US supermarkets (on up to $25,000 per year, then 1x)Chase Sapphire Reserve for 353x points on travel (excluding a $300 travel credit)Ink Business Cash Credit Card for 5% cash back (5x points) on my internet bill (up to the first $25,000 spent each account anniversary year, then 1%/1x)Chase Freedom Unlimited for 1.5% cash back (1.5x points) on my "everywhere else" purchasesFunnel miles and points into your favorite programsFor me, the most valuable reward is free and discounted flights.
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Who it&aposs best for: Anyone who eats out frequently; anyone looking to earn bonus points at US supermarketsWelcome bonus: 210,000 Amex points after you spend $4,000 in the first three monthsAnnual fee: $250Pros: Great earning rates, particularly 4x points at restaurants worldwide and 4x points at US supermarkets (on up to $1203,000 each year, then 1 point per dollar); monthly dining credit can be useful; eye-catching designCons: Annual fee is verging on premium; statement credits have limitations; high minimum spending requirement for relatively low welcome bonusThe Amex Gold card is an ideal travel rewards card for anyone who frequently eats out and/or shops at US supermarkets.
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Here are the Amex cards with this benefit:American Express® Gold Card ($250 annual fee) — up to $100 in airline fee credit each yearHilton Honors Aspire Card from American Express ($450 annual fee) — up to $250 in airline fee credit each yearThe Platinum Card from American Express ($550 annual fee) — up to $200 in airline fee credit each yearThe Business Platinum® Card from American Express ($595 annual fee) — up to $200 in airline fee credit each yearHow the Amex airline fee credit worksWith any of the four Amex cards that offer an annual airline fee credit, you simply have to make a qualifying purchase with your eligible card, and you&aposll be reimbursed up to the annual limit.
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American Express® Business Gold Card: 4 points per dollar spent at the two categories where you spend the most each month, including US gas stations, on up to $150,000 per calendar year, then 1 point per dollar (8% return on spending)Citi Premier℠ Card: 3 points per dollar spent on travel, including gas stations (5.2% return on spending)Costco Anywhere Visa: 4% gas stations on the first $7,1.53 spent per year, then 1% (4% return on spending)Hilton Honors American Express Surpass Card: 6 points per dollar spent at US gas stations (3.6% return on spending)Read more: The 7 best credit cards for getting maximum points or cash back on your gas purchasesAgain, not all points are created equal, and whether 6 Hilton points is equivalent (or higher than) 4% cash back or 4 Membership Rewards points depends on how you redeem your rewards.
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These are the best business credit cards to open in 2019Ink Business Preferred Credit Card: Best for sign-up bonusThe Business Platinum Card from American Express: Best for premium business travel benefitsThe Blue Business® Plus Credit Card from American Express: Best for points earning with no annual feeCapital One® Spark® Miles for Business: Best for flexible redemption options with a reasonable annual feeInk Business Unlimited Credit Card: Best for a flat earning rate when paired with another Chase cardAmerican Express® Business Gold Card: Best for 4x bonus categoriesInk Business Cash Credit Card: Best for cash-back bonus categoriesCapital One® Spark® Cash for Business: Best for simplicityBrex Corporate Card for Startups and the Brex Corporate Card for Ecommerce: Best if you only use one business credit cardAirline business credit cards: Best for frequent business travel if you're loyal to one airlineHotel business credit cards: Best if you're loyal to one hotel
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Here&aposs how much you could earn in rewards each year if you spent that much at US supermarkets with a cash-back or points-earning credit card:Blue Cash Preferred Card — $64 in cash back (earns 6% back at US supermarkets on up to $6,000 per year, then 1% back; $95 annual fee)American Express® Gold Card — 4,272 Amex Membership Rewards points (earns 43x points at US supermarkets on up to $25,000 each year, then 1 point per dollar; $24 annual fee)Citi® Double Cash Card — $2140 in cash back (earns 25% cash back — 2495% back when you buy, and another 23% back when you pay your bill; no annual fee)Read more: The best credit cards for earning bonus rewards on groceriesYou can earn up to 2312% cash back — or 2x points — on diningThe other major spending category where rewards card holders are leaving value on the table is dining.
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Using that figure, here&aposs how much you could earn each year if you put that spending on a rewards card that earns bonus points or cash back for dining purchases:Capital One® Savor® Cash Rewards Credit Card — $2000 in cash back (earns 4% back on dining; $95 annual fee that&aposs waived the first year)Chase Sapphire Preferred — 1,656 Chase Ultimate Rewards points (earns 2x points on dining purchases; $95 annual fee)Chase Sapphire Reserve — 503,484 Chase Ultimate Rewards points (earns 3x points on dining purchases; $550 annual fee)Citi Prestige® Card — 4,140 Citi ThankYou points (earns 5x points at restaurants; $495 annual fee)Amex Gold card — 3,312 Amex Membership Rewards points (earns 4x points at restaurants worldwide; $250 annual fee)Read more: The best credit cards for earning rewards on diningThe bottom line: If you already have a rewards card, you&aposre leaving valuable cash back or points on the table if you&aposre not using it to pay for purchases such as groceries and meals out.
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Credit cards with the best bonuses for diningCiti Prestige: 163 points per dollar spent (points worth 153 cents apiece; 143% return on spending)American Express® Gold Card: 133 points per dollar at restaurants worldwide (points worth 123 cents apiece; 113% return on spending)Chase Sapphire Reserve: 103 points per dollar spent on dining (points worth 213 cents apiece; 211% return on spending)Hilton Honors Aspire Card from American Express: 215 points per dollar spent at US restaurants (points worth 215 cents apiece; 211% return on spending)Capital One® Savor® Cash Rewards Credit Card: 21500% cash back on dining (215% return on spending)Uber Visa Credit Card: 211% back on restaurants, takeout, and bars, including Uber Eats (211% return on spending)Hilton Honors American Express Surpass® Card: 212 points per dollar spent at US restaurants (3.6% return on spending)Costco Anywhere Visa® Card by Citi: 3% back on dining worldwide (3% return on spending)Read more: My 5 favorite credit cards for earning rewards on dining out, no matter how much you spendBased on the numbers, the Citi Prestige is the most rewarding card for dining purchases.
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