The Platinum Card from American Express and the Business Platinum Card from American ExpressThe Platinum Card and Business Platinum Card from American Express both offer extensive lounge access, including the Priority Pass network.
|
|
Although it features many of the same perks as the Platinum card, the Business Platinum card has several key differences.
|
|
To cope, American Express revamped and expanded the benefits of the Platinum card, the Business Platinum card, and the Centurion Card.
|
|
So unlike with the Platinum card, you can safely open a Business Platinum card without impacting your ability to open other accounts.
|
|
For a full listing of lounges you can access with the Platinum card or Business Platinum card, check out the lounge search tool here.
|
|
The Platinum Card earns more miles than the Delta cardsThe most valuable rewards credit cards tend to earn miles in bonus categories, and the Platinum Card is no exception.
|
|
Just remember that if you have the Platinum Card® from American Express (the non-Delta Platinum card), that card gets you free Sky Club access when you fly Delta.
|
|
The Platinum card actually beats the Reserve for earning points on Delta flightsThe Platinum Card earns a whopping 230x points on flights purchased directly from an airline or through Amex Travel services.
|
|
Since the Amex Platinum and Amex Business Platinum are considered separate cards, current or previous Platinum card holders can still receive a welcome bonus for a Business Platinum card, and vice versa.
|
|
But if you do have the Amex Platinum card, the Amex Business Platinum card, or the Centurion Card, check back since more events are likely to appear online in the coming months.
|
|
"It's a suite of new and enhanced benefits that translates into a new Platinum Card for a new generation of customer," said Janey Whiteside, who heads the Platinum Card division at American Express.
|
|
Reasons the Business Platinum card might be a better choiceHere are several potentially very valuable benefits the Business Platinum card offers to business owners and freelancers that the personal card does not.1.
|
|
Click here to learn more about the Business Platinum Card.
|
|
Meanwhile, the Business Platinum Card charges $1003 per additional cardholder.
|
|
The Platinum Card earns more miles than the Delta cards.
|
|
The Platinum card offers more extensive lounge accessBoth the Amex Platinum Card and the Delta Reserve Card offer access to Delta Sky Club lounges, as long as the cardholder is flying with Delta that day.
|
|
There's another way to elongate your hotel stay if you have a Platinum or Centurion-branded American Express card, such as the Platinum Card from American Express or the Business Platinum Card from American Express.
|
|
The personal Platinum card earns 2175x Amex Membership Rewards points on airfare booked directly with airlines or through Amex Travel, while the Business Platinum card only earns 1003x points on flights booked through Amex Travel.
|
|
The design of the Platinum Card is also getting a polish.
|
|
But AmEx says there's still robust interest in the Platinum Card.
|
|
Apparently, having a platinum card was one of their wildest dreams.
|
|
Read more: Amex Platinum card reviewWhich card is best for you?
|
|
An exclusive concierge service is also available to Platinum Card members.
|
|
Fill out the application online and pay with your Platinum card.
|
|
The Platinum CardAdded benefits is where the Platinum Card really shines.
|
|
Best for purchases and balance transfers: U.S. Bank Visa Platinum Card
|
|
I'm a past holder of the American Express Business Platinum card.
|
|
The CitiBusiness/AAdvantage Platinum card also has no foreign transaction fees*.
|
|
Both the Platinum card and Business Platinum card offer Pay with Points, which allows you to redeem your Membership Rewards points for travel-related expenses with Amex Travel at a rate of 1 cent per point.
|
|
American Express Platinum Card holders are now limited to two guests rather than two guests or immediate family, and travelers without a Platinum Card or the more expensive Centurion Card can no longer buy day passes.
|
|
American Express Platinum Card holders are now limited to two guests rather than two guests or immediate family, and travelers without a Platinum Card or the more expensive Centurion Card can no longer buy day passes.
|
|
I learned the hard way that Centurion Lounges are exclusively available for holders of the regular Platinum Card from American Express, the Business Platinum Card from American Express, and the Centurion (black) cards, which are invite-only.
|
|
And though I hope I never need it, the American Express Platinum card provides emergency evacuation insurance for you and your immediate family — even if you don&apost use your Platinum card to pay for your trip.
|
|
The Platinum Card® from American ExpressWhy use it for rideshares: Although it does not earn bonus points on rideshares, the Platinum Card from American Express does refund cardmembers up to $200 per year on Uber rides.
|
|
American Express estimates the average value per stay to be $503 — interestingly enough, that&aposs the equivalent of the Platinum card&aposs annual fee, and just shy of the $595 per year the Business Platinum card costs.
|
|
Click here to learn more about The Platinum Card from American Express.
|
|
Pros:Cons:Click here to learn more about the U.S. Bank Visa Platinum Card.
|
|
Some cards, like the American Express Platinum Card, offer limited personal liability.
|
|
Bottom lineThe Business Platinum card offers many of the same valuable perks as the personal Platinum card, but for just $45 more per year you can unlock exclusive perks like a 35% rebate on points redeemed directly for airfare.
|
|
However, the Platinum Card also offers access to Amex's network of Centurion Lounges.
|
|
As an airline-agnostic card, the Amex Platinum Card doesn't offer anything comparable.
|
|
Learn more about the Amex Platinum Card from our partner The Points Guy.
|
|
The Platinum Card from American Express — Yes, the $550 fee is a lot.
|
|
Click here to learn more about the Business Platinum Card from American Express.
|
|
With the Business Platinum card, you'll get more points for those big buys.
|
|
Amex cards like the Platinum Card® from American Express are charge cards.
|
|
Here&aposs why I think the Business Platinum card is a better choice.
|
|
The revamped Platinum card will feel metallic, like ones provided by Chase Sapphire Reserve.
|
|
Keep reading for our full analysis of the U.S. Bank Visa Platinum card below.
|
|
American Express Platinum card detailsLet's start with American Express' flagship card, the Amex Platinum.
|
|
Centurion members and Platinum card holders enter free, while other card holders pay $50.
|
|
Note: American Express Platinum card members can receive a free Priority Pass membership. PriorityPass.com.
|
|
Amex also offers Platinum Card members access to the Amex Fine Hotels & Resorts program.
|
|
For years, the American Express Platinum card has been synonymous with premium travel experiences.
|
|
The Business Platinum Card from American Express is one of my favorite credit cards.
|
|
With the American Express Business Platinum card, you become part of that travel elite.
|
|
For me, the credits on the personal Platinum card aren&apost all that useful.
|
|
Platinum Card and Business Platinum Card members, for example, can get discounts on front-of-the-cabin seats for themselves and travel companions traveling internationally on more than 252 airlines when they book through the American Express Travel International Airline Program at amextravel.
|
|
You need to have the Platinum card from American Express ($550 annual fee), the Business Platinum card from American Express, or the Centurion card to access the Centurion Lounge, and can bring two guests (or immediate family, if you carry a Centurion card).
|
|
With the Delta Platinum card, the certificate is good for travel in the main cabin.
|
|
I accepted the offer graciously, and I still use my Capital One Platinum card today.
|
|
The Platinum Card® from American Express offers a tremendous value despite its annual fee.
|
|
Annual feeUntil recently, both versions of the Platinum card had the same $450 annual fee.
|
|
My biggest problem with Centurion Lounges when I had a Platinum card was finding one.
|
|
American Express platinum card holders can book tickets, $250 each, starting Thursday at 10 a.m.
|
|
There are a three groups of lounges that you can access with the Platinum card.
|
|
Authorized users with a Centurion or Platinum Card can also enter — you can add up to three authorized users to the personal Platinum card for a total of $175 per year — but those who have the Platinum's complimentary additional Gold Card don't have access.
|
|
With the Business Platinum Card from American Express, you and your employees get deluxe travel benefits.
|
|
If $200 in free Uber rides sounds sweet, an American Express Platinum card has you covered.
|
|
There are several signs you may be better off with the Platinum Card from American Express.
|
|
The American Express Platinum Card and the Delta Reserve Credit Card have a lot in common.
|
|
Pros: Stellar rewards on dining and groceries, useful benefits, lower annual fee than the Platinum Card.
|
|
Here are six things you should do when you first get the Amex Business Platinum card.
|
|
Travel protectionThe Business Platinum card currently offers travel accident insurance of up to $2600,2100 per person.
|
|
American Express earlier this year raised the annual fee of its rival Platinum card to $550.
|
|
The American Express Platinum card and the Business Platinum card have a lot of things in common:Both are ultra-premium travel cards that offer top-tier benefits, like access to the Centurion Lounge network, Delta Sky Clubs when traveling on Delta, and Priority Pass lounges worldwide.
|
|
Click here to learn more about the AmEx Platinum card from Business Insider's partner: The Points Guy.
|
|
The Platinum Card from American Express is one of the best-known luxury travel cards available today.
|
|
Read more: I held off on opening the Business Platinum card until I discovered Amex Centurion Lounges.
|
|
Read more: I held off on opening the Business Platinum card until I discovered Amex Centurion lounges.
|
|
The Platinum Card® from American Express offers up to $200 each year in airline fee credits.
|
|
However, if you're mostly flying within the US, you may be better off with the Platinum Card.
|
|
While the Amex Platinum card doesn't currently offer trip-delay insurance, it's adding this perk in 2020.
|
|
Welcome offer:At $550, the Platinum Card has one of the highest annual fees of any mainstream card.
|
|
Elite travelers want luxury, and with the Platinum Card from American Express, that's exactly what you get.
|
|
Take the American Express® Gold Card and the Platinum Card® from American Express, for example.
|
|
Welcome bonusThe Business Platinum card currently offers a bigger welcome bonus than the Chase Ink Business Preferred.
|
|
Now she's in St.-Tropez, club hopping to platinum-card spots like La Cave and VIP Room.
|
|
For business expenses, Barrymore says the Business Platinum Card® from American Express is her card of choice.
|
|
If you have a small business, there might be reasons to go for the Business Platinum Card instead.
|
|
To get the credit, just add your new Platinum card to your Uber account as a payment method.
|
|
Click here to learn more about the American Express Platinum Card from Business Insider's partner The Points Guy.
|
|
There's also the Platinum Card from American Express, which offers complimentary Gold status with both Hilton and Marriott.
|
|
You need to book with the Platinum Card from American Express, and eligible hotel stays usually aren't cheap.
|
|
You could consider a travel rewards card like the Chase Sapphire Preferred or the Amex Platinum card instead.
|
|
The Platinum Card earns American Express Membership Rewards points, which can be redeemed for travel, merchandise, or more.
|
|
The Amex Platinum costs $550 per year, while the Business Platinum card has an annual fee of $595.
|
|
Credit for Global Entry or TSA PrecheckCarrying the Business Platinum card can make travel a lot more convenient.
|
|
Read more: Amex Platinum card reviewIf you're a business user, the Amex Business Platinum is worth a look.
|
|
Annual feesThe Business Platinum card has a $595 annual fee, while the Ink Business Preferred&aposs is $95.
|
|
Read our full review to learn more about the lounges that the Platinum Card gets you access to.
|
|
Cards that qualify include the American Express® Gold Card and the American Express® Platinum Card®.
|
|
Currently, this restaurant-booking feature will be available only to a portion of Amex's Platinum Card Member base.
|
|
The Amex Platinum, along with other versions of the Platinum card, get you access to its Centurion lounges.
|
|
The Business Platinum card has a $595 annual fee, which not every business owner will want to pay.
|
|
The company ended 2016 with a record number of Platinum Card holders, Whiteside said, but declined to give specifics.
|
|
The Platinum Card from American Express is one of my favorite credit cards, even despite its $550 annual fee.
|
|
Saks credit on the personal Amex PlatinumIn mid-25, Amex added this statement credit to the personal Platinum Card.
|
|
Click here to learn more about the personal Platinum Card from American Express from our partner The Points Guy.
|
|
Click here to learn more about the Business Platinum Card from American Express from our partner The Points Guy.
|
|
If you see the 100,000-point offer, and you're interested in the Platinum Card, you should apply right then.
|
|
This offer was attached to my Amex Platinum card, though you could see it attached to another Amex card.
|
|
The Platinum Card® from American Express is one of the best credit cards for earning points on airfare.
|
|
Earning rates on purchasesThe Business Platinum card gives you 2200x points on prepaid hotels and flights booked through AmexTravel.
|
|
When you fly Delta, regardless of which cabin, the Platinum Card grants you access to any Delta Sky Club.
|
|
Cardmembers with other flavors of the Platinum Card, such as the Schwab, Ameriprise or international versions, also have access.
|
|
American Express, one of the tournament's sponsors, has set up a lounge for its Platinum Card and Centurion members.
|
|
The Platinum Card® from American Express offers airport lounge access, which saved us on dining costs during transit.
|
|
His favorite cards are two high-end travel rewards cards: the Chase Sapphire Reserve and the Amex Platinum card.
|
|
Faizi used the concierge services provided through the company&aposs American Express Business Platinum card to book it all.
|
|
And both have a significant annual fee – $550 for the Amex Platinum and $595 for the Business Platinum card.
|
|
She also noted that it was the first increase in the annual fee on the Platinum Card in 10 years.
|
|
The American Express Platinum card requires a $550 annual fee but offsets the fee with travel credits and luxury benefits.
|
|
I opened the Delta Platinum card in January of 2017, and in the fall, I used my first companion certificate.
|
|
Additionally, Amex raised its earnings outlook for the year on better credit quality and increased emphasis on its platinum card.
|
|
For example, many American Express Cards like the Platinum Card® from American Express offer a yearly airline fee credit.
|
|
And no credit card offers more in the way of experiential and travel-related perks than the Amex Platinum card.
|
|
Annual fee: $550Notable features: The Platinum Card from American Express card iClick here to learn more about the Amex Platinum.
|
|
Then, either call the number on the back of your Platinum card, or log in to your Amex online account.
|
|
American Express Business Platinum benefitsAmerican Express Business Platinum costs and feesDoes the Amex Business Platinum card make sense for you?
|
|
Sadly, the card in my possession was American Express's Optima Platinum card — not the right Amex Platinum to get entry.
|
|
The Chase Sapphire Reserve and the Platinum Card from American Express are two of the best credit/charge cards available.
|
|
If you're not too particular about which hotel brand you stay at, the Platinum Card could be the perfect option.
|
|
The Citi AAdvantage Platinum card issues a $125 Travel Voucher to cardholders who complete $20,000 worth of spending every year.
|
|
The Platinum Card® from American Express offers up to $100 in credits at Saks Fifth Avenue stores each year.
|
|
The Platinum Card from American Express offers a more diverse set of benefits in exchange for its $550 annual fee.
|
|
If a business-class ticket to Europe is on your wish list, the Business Platinum card is a better bet.
|
|
The most valuable rewards credit cards tend to earn miles in bonus categories, and the Platinum Card is no exception.
|
|
Marriott Bonvoy Gold status benefitsHere&aposs what you can get with Marriott Bonvoy Gold status from your Amex Platinum card.
|
|
Click here to learn more about the Platinum card from American ExpressMore credit card coverageWhat's the best airline credit card?
|
|
Unlike many of the Platinum card&aposs other value-added perks, cardholders must pay to attend By Invitation Only events.
|
|
Fortunately, my husband had the Platinum Card from American Express, and one of the features is access to a concierge.
|
|
The expected opening dates for those are as followsLondon Heathrow (LHR) – First half of 2020New York (JFK) – First half of 2020Charlotte (CLT) – 2020Denver (DEN) – 2020Los Angeles (LAX) – 2020Customers can access the Centurion Lounge or Escape Lounge by flashing the Platinum card from American Express, the Business Platinum card from American Express, or the Centurion card.
|
|
American Express will host their Platinum House at the Avalon Palm Springs open exclusively for Platinum Card Members from 11 a.m.
|
|
The Business Platinum Card from American Express is one of the best — and most expensive — small-business credit cards currently available.
|
|
Amex cards like the Platinum Card® from American Express and the Hilton Honors Aspire Card from American Express are eligible.
|
|
It's generally harder to get approved for cards like the Platinum Card® from American Express that have higher credit lines.
|
|
Benefits: What's differentUber credit on the personal Amex PlatinumThe personal Platinum Card offers up to $2200 a year in Uber credits.
|
|
The Platinum Card® from American Express comes with benefits, perks, and rewards that can get you a ton of value.
|
|
When it comes to getting the biggest rewards and benefits, the American Express Business Platinum Card stands out from the rest.
|
|
No matter which card you choose, both the American Express Platinum Card and the American Express Gold Card offer valuable rewards.
|
|
My Chase Sapphire Reserve card gets me a complimentary Priority Pass Select membership, as does the popular American Express Platinum card.
|
|
If you have the Platinum Card® from American Express, you can get up to $200 per year in Uber credits.
|
|
Welcome offerThe first thing you'll notice is that the Business Platinum Card from American Express offers a much better welcome bonus.
|
|
However, the Business Platinum card is still a great deal and one I consider going back to from time to time.
|
|
Redeeming points for direct travel bookingsThe Business Platinum card allows you to redeem your points for travel bookings made on amextravel.com.
|
|
The Platinum Card offers up to $200 each year in airline fee reimbursements — and up to $200 in Uber credits annually.
|
|
Best for fancy flyers: The Platinum Card from American ExpressOstensibly, this card does not offer any direct benefits for United flyers.
|
|
The Platinum Card® from American Express and the Business Platinum® Card from American Express are both great credit cards.
|
|
One of the Platinum Card® from American Express&aposs best perks is access to airport lounges all around the world.
|
|
The recently updated American Express Green card and premium American Express Platinum card give you the same points and redemption options.
|
|
As the Business Platinum card is a small-business card, Amex tailors these spending requirements to a company, not an individual.
|
|
Here are the biggest signs the Platinum Card is your best betYou can easily use the Amex Platinum airline fee creditWhere the travel credit from the Chase Sapphire Reserve card applies to any travel purchase you make, you need to be more intentional if you want to use the airline fee credit from the American Express Platinum card.
|
|
Amex cards from the Platinum Card® from American Express to the Blue Cash Preferred® Card from American Express are eligible.
|
|
Amex cards from the Platinum Card® from American Express to the Blue Cash Preferred® Card from American Express are eligible.
|
|
The Platinum Card from American Express has a high annual fee, but you can get enough value for it to be worthwhile.
|
|
Read more: The best ways to use your Amex points to book flightsClick here to learn more about the Amex Platinum card.
|
|
Amex Business Platinum welcome bonus and points earningThe Amex Business Platinum card offers rewards in the form of Amex Membership Rewards points.
|
|
The Platinum CardThe Platinum Card has one of the highest annual fees you'll find in a mainstream charge or credit card — $103.
|
|
Only holders of the Business Platinum Amex, the Platinum Card® from American Express, or the Centurion cards can access these lounges.
|
|
You can get the $100 application fee covered some credit cards, including the Chase Sapphire Reserve, Amex Platinum Card, and Citi Prestige.
|
|
Like many people, I stayed away from the Platinum Card from American Express for years because of its ultra-high annual fee.
|
|
The Platinum card is my go-to for booking flights, since it earns 5x points when you book directly with the airline.
|
|
The Platinum Card® from American Express offers a tremendous value to cardholders who travel, even with a high $550 annual fee.
|
|
American Express Booking travel with Amex, using points from cards like the Platinum Card, is a similar process to that of Chase.
|
|
Airline fee creditThe Business Platinum card gives you a $200 airline fee credit each year you can use with a specific airline.
|
|
The Business Platinum card, meanwhile, offers secondary coverage, which kicks in after your personal car insurance in the event of an accident.
|
|
Why you may still want to consider a Delta credit card, either instead of, or in addition to, the AmEx Platinum Card.
|
|
Ahead of booking, I applied for the Platinum Card from American Express and my boyfriend applied for the American Express Gold Card.
|
|
With the various versions of the Amex Platinum card, you&aposll earn 753 points per dollar on prepaid bookings made through here.
|
|
If you have the Platinum Card® from American Express, you can get complimentary Gold elite status with both Hilton and Marriott.
|
|
The Delta Platinum card also offers up to a $100 credit to cover the application fee for Global Entry or TSA PreCheck.
|
|
The Business Platinum card, on the other hand, offers up to $0003 in Dell credits ($2000 for each half of the year).
|
|
With tons of value-added benefits, the Platinum Card® from American Express is one of the most rewarding travel cards available.
|
|
That's why I'm glad my husband has the Amex Platinum card, so we can access the concierge service again in the future.
|
|
Ultimately — especially after the experience using my companion certificate — I'm planning on keeping my Delta Platinum card as long as that benefit remains.
|
|
The Chase Sapphire Reserve and the Platinum Card® from American Express are two of the most popular travel credit cards available today.
|
|
If you don't want to pay the higher annual fee of the Business Platinum Card, the Business Gold Card is a good alternative.
|
|
The Platinum Card® from American Express has saved me hundreds of dollars while traveling by giving me access to premium airport lounges.
|
|
Whether it makes sense to carry a co-branded card as well as the Amex Platinum Card will be different for each person.
|
|
Finally, the Platinum Card comes with a membership to Priority Pass membership, a network of more than 1,200 airport lounges around the world.
|
|
Usually, only the top frequent travelers earn status — but with the Platinum Card, you can earn it before you've stayed a single night.
|
|
I use the Ink Business Cash Credit Card myself, and also like the The Business Platinum Card from American Express for premium travel.
|
|
One of the major benefits that comes with the Amex Platinum Card is up to $200 each calendar year in airline fee credits.
|
|
The Chase Sapphire Reserve and the Platinum Card® from American Express are two of the most popular and rewarding premium credit cards.
|
|
Platinum Card from American Express, because it gets me access to American Express' wonderful Centurion Lounges and credit for Uber rides each month.
|
|
Read more: Active-duty military members can get the Amex Platinum with no annual feeClick here to learn more about the Platinum Card.
|
|
The Platinum Card® from American Express is the rare card that offers Gold elite status with two hotel brands: Hilton and Marriott.
|
|
Read more: Amex Platinum card reviewPlatinum Card members also get Gold status at Marriott, although Gold perks at this brand are slightly different.
|
|
The best ones to consider are the Chase Sapphire Reserve, the Chase Sapphire Preferred Card, and the Platinum Card® from American Express.
|
|
How the Amex Platinum's Saks credit worksCardmembers will have to enroll at their Platinum Card Benefits Portal in order to receive the benefit.
|
|
Why you'll love it: The Platinum Card offers incredibly valuable benefits, perks, and rewards, and is a must-have for any frequent traveler.
|
|
That said, you might want to consider the Amex Business Platinum card instead since its points refund is 35%, adding even more value.
|
|
And if you're looking for the most comprehensive set of premier benefits, the Platinum Card from American Express is the way to go.
|
|
The Platinum Card also comes with a Priority Pass Select membership — Priority Pass is a network of over 1,353 lounges around the world.
|
|
Whether it makes sense to carry a co-branded card as well as the AmEx Platinum Card will be different for each person.
|
|
THE COST Several network benefits are exclusively for American Express Platinum and Centurion cardholders — the annual fee for a Platinum card is $550.
|
|
If you travel on American Airlines at all, it's hard to deny the benefits you'd get from having the Citi / AAdvantage Platinum card.
|
|
For example, when I was in high school, my dad added me as an authorized user to the Platinum Card from American Express.
|
|
Cardholders with other flavors of the Platinum Card, such as the Schwab or Ameriprise version as well as international versions, also have access.
|
|
With lots of time to kill, I used the Platinum Card from American Express for access to the Centurion lounge in both locations.
|
|
However, you can only use this method if you have a version of the Platinum Card from American Express or the Centurion card.
|
|
Amex Business Platinum: Up to $7,000 in valueAnnual fee: $595The Business Platinum card has the similar statement credits:Up to $200 in annual airline fee creditshen you factor in all the card's other benefits — from airport lounge access to free elite status with Hilton and Marriott to the valuable points you earn — you could several thousand dollars in value from the Business Platinum card.
|
|
Holders of The Platinum Card from American Express, The Business Platinum Card from American Express, and the Centurion Card from American Express have been able to take advantage of the concierge service to help them secure tables, with special access to boot, but there historically hasn&apost been an easy way for US cardholders to browse and book available reservations digitally.
|
|
The Platinum card also has no foreign transaction fees, meaning you can use it to earn cash back abroad without paying a 3% fee.
|
|
Platinum Card® from American Express, because it gets me access to American Express' wonderful Centurion Lounges and credit for Uber rides each month.
|
|
However, if you're interested in a larger welcome bonus, or benefits on top of the rewards, the Platinum Card might be the best choice.
|
|
The Platinum Card has a welcome offer of 60,000 Amex Membership Rewards points when you spend $5,000 on purchases within the first three months.
|
|
The benefits are more comparable to those of the Platinum Card® from American Express than to the perks on the Amex Gold card.
|
|
The Platinum Card includes access to the same lounges as the Sapphire Reserve, plus Delta Sky Clubs and the proprietary American Express Centurion Lounges.
|
|
Cards at every price point — from the premium Platinum Card® from American Express to the no-annual-fee Chase Freedom — offer these benefits.
|
|
The Platinum Card from American Express offers 60,000 points if you spend $5,000 on purchases in the first three months of opening your account.
|
|
But if you have the Platinum Card® from American Express, remember that you get free access to Sky Clubs when you're flying Delta.
|
|
The Business Platinum card includes a credit of up to $100 every four years for Global Entry or TSA PreCheck — worth $25 per year.
|
|
Benefits shared by both cardsFor all their differences, the Business Platinum card and Chase Ink Business Preferred have a few important features in common.
|
|
Make your purchases with the Business Platinum card, and American Express will match the manufacturer&aposs warranty, if it&aposs five years or less.
|
|
The Chase Sapphire Reserve and the Platinum Card® from American Express are two of the most popular premium credit cards for frequent travelers.
|
|
Citi AAdvantage Platinum card detailsAnnual fee: $99Welcome bonus: 60,000 American Airlines miles after you spend $2,500 within the first three months from account opening.
|
|
American Express Platinum card holders, for example, can use the American Express Global Lounge Collection, which includes the brand's popular Centurion lounges, among others.
|
|
"I really like the American Express Platinum card because of the status and benefits for both myself as well as my family," he says.
|
|
That said, the Delta Platinum card has a $250 annual fee and the spending requirement to earn the welcome bonus is higher, at $3,000.
|
|
Indeed, less than two months after the Chase card appeared in August, Amex issued a news release announcing new benefits for Platinum card holders.
|
|
On the plus side, that left me better informed about how I could take advantage of the services offered by my own Platinum Card.
|
|
For instance, U.S. Bank requires you to pay for your cell phone bill with the Platinum card in order to receive the protection benefit.
|
|
This could be the Platinum Card from American Express, the Amex Gold card, or even the Amex EveryDay® Preferred Credit Card from American Express.
|
|
Cards with these perks and more include the Platinum Card® from American Express, the Chase Sapphire Reserve, and the American Express® Gold Card.
|
|
For a second year, American Express will host their Platinum House at The Parker Palm Springs, open exclusively for Platinum Card Members from 11 a.m.
|
|
Some other cards, like the American Express Platinum card, offer Uber benefits — the AmEx card gives you up to $15 every month in Uber rides.
|
|
American Express PlatinumIf you're willing to pay a bit more for even more luxury access, the American Express Platinum card may be calling your name.
|
|
I've had the Platinum Card from American Express for a year now, and it's been worth every penny I spent on the steep annual fee.
|
|
The Platinum Card® from American Express, because it gets me access to American Express' wonderful Centurion Lounges and credit for Uber rides each month.
|
|
The costs add up quickly with cards like the Platinum Card® from American Express, the Chase Sapphire Reserve, and the Citi Prestige® Card.
|
|
Ultimately — especially after the experience using my companion pass — I'm planning on keeping my Delta Platinum card long-term as long as that benefit remains.
|
|
They can be earned across a wide variety of Amex cards, from the Platinum Card from American Express to the Blue Business Plus Credit Card.
|
|
That's an obvious win, so if you're already considering opening the Platinum card, take a minute to see if you're eligible for this higher offer.
|
|
Premium travel credit cards like the Chase Sapphire Reserve and the Platinum Card® from American Express include membership to travel lounges around the world.
|
|
For example, the American Express Platinum card currently offers 60,000 reward points [as of September 2019] if you spend $1503,000 in the first three months.
|
|
Consider using a card like the Platinum Card® from American Express that also offers purchase protection in case an item is stolen or damaged.
|
|
Redeeming pointsBoth the Amex Business Platinum card and the Ink Business Preferred offer cardholders multiple options when it comes to redeeming points for travel rewards.
|
|
Miles earningThe earning structure on the Citi / AAdvantage Platinum card is fairly basic, and angled toward a frequent traveler who often flies with American Airlines.
|
|
American Express: Get annual fees waived on any charge or credit card, including the Platinum Card, which offers a number of perks, benefits, and freebies.
|
|
The Bonvoy Brilliant still comes with a free Boingo Wireless subscription, a benefit that has been dropped from the Platinum Card® from American Express.
|
|
Premium rewards credit cards like the Platinum Card® from American Express and the Business Platinum® Card from American Express offer annual statement credits.
|
|
The Amex Platinum card doesn't offer baggage delay insurance; only lost baggage insurance — another way its coverage differs from what you'll find with Chase cards.
|
|
The Platinum Card from American ExpressWho it&aposs best for: Frequent travelers who want to earn as many points as possible on their airfare purchases, with some luxury travel perks to bootWelcome bonus: 60,000 points after you spend $5,000 in the first three monthsAnnual fee: $550With a steep annual fee, the Amex Platinum card doesn&apost make sense if you only travel once or twice a year.
|
|
The Platinum Card from American Express — Up to $200 each yearThe Business Platinum Card from American Express — Up to $200 each yearAmerican Express® Gold Card — Up to $100 each yearBecause you're limited to one airline and the credit doesn't apply to actual airfare, it can be difficult to use it all up, especially with the generous $200 limit on the Amex Platinum and Business Platinum.
|
|
In addition to the Uber benefit, Platinum Card holders will also now be able to earn five points per dollar on hotels, American Express said Thursday.
|
|
The Amex Platinum card is a great option for maximizing your flight purchases, while the Amex Gold is the most rewarding at restaurants and US supermarkets.
|
|
PEOPLE spoke with the "Issues" singer, 24, at the Amex Platinum House at The Parker Hotel, just ahead of her exclusive concert for platinum card members.
|
|
Read more: Chase Sapphire Reserve reviewThe American Express Platinum card, on the other hand, comes with a $550 annual fee yet a wider range of perks.
|
|
Some of the top rewards credit cards offering this benefit include the Platinum Card® from American Express, the Chase Freedom, and the Chase Sapphire Reserve.
|
|
The Platinum Card® from American Express comes with a much higher annual fee than most credit or charge cards, which can scare off some people.
|
|
Citi® AAdvantage® Platinum Select® World Elite™ Mastercard®The Citi AAdvantage Platinum Card offers some very lucrative sign-up bonuses year-round.
|
|
Welcome offerAmex Platinum: The personal Platinum Card offers new members 60,000 Membership Rewards points when they spend $5,000 in the first three months of card membership.
|
|
These offers are available on Amex cards ranging from the Platinum Card® to American Express to the Marriott Bonvoy Brilliant™ American Express® Card.
|
|
Purchase protection is available on cards like the Platinum Card® from American Express — with that card, you get up to $10,000 in coverage per claim.
|
|
In the world of travel and credit-card rewards, nothing is quite as coveted as the elusive 2550,2200-point welcome bonus on the Amex Platinum Card.
|
|
While the Platinum Card® from American Express is the absolute best option for airport lounges within the US, the Sapphire Reserve is still incredibly useful.
|
|
The best example of this is the Amex Platinum card — its standard welcome bonus is 60,000 points after you spend $5,0003 in the first three months.
|
|
And with the personal Platinum card, I can add three authorized users for $175, and they'll get airport lounge access, hotel elite status, and more perks.
|
|
So if you're looking to extend these benefits to others, doing so with the personal Platinum card is much less expensive than with the Business Platinum.
|
|
If you want to have the option to carry a balance on the Platinum card, you have to enroll in the card's Pay Over Time feature.
|
|
If you carry the American Express Platinum or Business Platinum card, you may not know about the Amex International Airline Program benefit available through your account.
|
|
Earning pointsThe Business Platinum card and the Ink Business Preferred both offer valuable category bonuses to help cardholders earn points — and therefore book free travel — faster.
|
|
Every calendar year, the Platinum Card offers a $200 credit toward incidental fees on one airline (that you can choose at the beginning of each year).
|
|
Among the most prominent is the Business Platinum Card from American Express, which earns 1.5x Amex Membership Rewards points on purchase transactions of $5,000 or more.
|
|
Personally, I primarily use Uber within the US thanks to the monthly Uber credits and other Uber benefits from The Platinum Card® from American Express.
|
|
American Express The Platinum Card from American Express ($550 annual fee) — 30,000 Membership Rewards points or a $300 statement credit after you spend $4,000 in three months.
|
|
The Platinum Card® from American Express charges $175 per year for up to three authorized users, while the Chase Sapphire Reserve charges $75 per authorized user.
|
|
The Amex Gold, in comparison, weighs just under 22018 grams, while the Platinum Card® from American Express is one of the heaviest cards at 24 grams.
|
|
If lounge access is important to you, especially when flying within the US, or if you frequently fly Delta, then the Platinum Card is the clear winner.
|
|
Each point you earn with the PenFed Platinum card is worth about 0.85 cents, so the 5x points earned on gas is equivalent to 4.25% cash back.
|
|
The Platinum card is also one of the best options for paying for flights, because you'll earn 5x Membership Rewards points on airfare purchased directly with airlines.
|
|
In addition to the Amex Platinum Card, which comes with Marriott Gold status, here are the cards that get you status with the Marriott Bonvoy brand.63.
|
|
Platinum Card from American ExpressAnnual fee: $2250Annual travel credit amount: Up to $25 each calendar yearEligible purchases: Airline incidental fees made with your choice of qualifying airline.
|
|
Read more: Amex Platinum card reviewThere are a ton of other benefits to the Amex Platinum in addition to the maximum of $200 in annual Uber credits.
|
|
Rewards credit cards with the highest annual fees, like the Platinum Card® from American Express and the Chase Sapphire Reserve, tend to come with valuable perks.
|
|
Airport lounge access with the Business Platinum cardThe Business Platinum card gives you access to the Global Lounge Collection, which includes more than 1,200 airport lounges worldwide.
|
|
With the Amex Business Platinum card, you'll be able to apply for Global Entry or TSA PreCheck and have the application fee of up to $100 reimbursed.
|
|
You can earn Chase points with cards like the Chase Sapphire Preferred Card, and Amex points with the Platinum Card® from American Express, among other options.
|
|
Credit cards like the Platinum Card® from American Express and the Chase Sapphire Reserve also offer statement credits that can cover some of your travel purchases.
|
|
Business Insider's David Slotnick got more than $0003,000 in value from the card in his first year, Click here to learn more about the Amex Platinum card.
|
|
If you have the Platinum Card® from American Express or the business version of the card, you can access Amex&aposs network of luxury Centurion Lounges.
|
|
First, the bad news: The annual fee is increasing from $2300 to $2300, while will put it on par with The Platinum Card® from American Express.
|
|
Last chance: You can earn up to 100,000 Amex points when you apply for the Business Platinum card by December 4 and meet the following spending requirements.
|
|
Small business owners and professionals who spend a lot on travel and make large purchases will find the Business Platinum card&aposs benefits suit their needs better.
|
|
American Express Membership Rewards• The Platinum Card from American Express• American Express Business Platinum Card• American Express Gold Card• American Express Gold Business CardChase Ultimate Rewards• Chase Sapphire Preferred• Chase Sapphire Reserve• Chase Ink Business Preferred Credit CardCiti ThankYou Rewards• Citi Premier Card• Citi Prestige CardAmerican Airlines (250,2000 to 275,2000 miles round-trip)American Airlines requires 260,2000 to 603,260 miles for a round-trip flight between the US and Japan.
|
|
Amex Platinum card detailsAnnual fee: $550Welcome bonus: 60,000 Amex Membership Rewards points after you spend $5,000 in the first three months Points earning: 5x points on airfare purchased directly through the airline, and on flights and prepaid hotels booked through Amex Travel, 1 point per dollar on everything elseForeign transaction fee: NoneMembership Rewards points and a hefty welcome bonusThe Platinum Card earns Membership Rewards points, the currency in Amex's loyalty program.
|
|
Facing intense competition for its higher-spending customers, American Express is expanding the benefits it offers its high-end Platinum Card members, like a $200 credit on Uber.
|
|
Learn more about the Chase Sapphire Reserve from our partner The Points Guy "Learn more about the Platinum Card from American Express from our partner The Points Guy "
|
|
American Express has since added a $200-a-year credit for Uber to attract more sign-ups to its rival Platinum card, which has a $550 annual fee.
|
|
Step into an airport lounge, courtesy of Priority Pass Select membership from credit cards like the American Express Platinum Card and your travel experience is instantly improved. 6.
|
|
The Platinum Card comes with a welcome offer of 60,000 Membership Rewards points after you spend $5,000 on purchases in the first three months after opening your account.
|
|
The Platinum Card is likely the best for most people, but hardcore Delta loyalists might find enough value in the Delta Reserve to make that card worth getting.
|
|
Both the Platinum Card® from American Express and the American Express® Gold Card offer valuable rewards on purchases, along with large welcome bonuses and useful benefits.
|
|
Read more about the Chase Sapphire Reserve:Chase Sapphire Reserve credit card reviewWhy the Chase Sapphire Reserve is my top pick for eating outThe Platinum Card from American Express
|
|
Premium cards like the Chase Sapphire Reserve and the Platinum Card® from American Express generally charge high annual fees, but they offer lots of benefits in exchange.
|
|
The Platinum Card from American Express has one of the highest annual fees of any consumer credit card — $550 each year, starting when your first billing statement hits.
|
|
The Platinum Card® from American Express is the best card offered, thanks to generous benefits like lounge access and statement credits almost fully offset the annual fee.
|
|
Diversified airline creditsBoth versions of the Platinum card offer up to $200 in annual statement credits each year toward incidental fees on a single airline of your choice.
|
|
You need to have a card that earns Amex Membership Rewards points, such as the Platinum Card® from American Express or the American Express® Gold Card.
|
|
Benefits that are unique to each cardThe Business Platinum card offers more benefits than the Ink Business Preferred card, which makes sense given their very different annual fees.
|
|
To accumulate points and miles, he used a combination of credit cards, including the American Express Platinum card, the Hawaiian Airlines Mastercard and the IHG Rewards Club Mastercard.
|
|
Citi / AAdvantage Platinum card benefitsThe primary benefit that will be useful for most travelers is the free checked bag that you get on domestic travel with American Airlines.
|
|
If you have the Platinum Card® from American Express, the Business Platinum® Card from American Express, or the Centurion card, you can access Amex Centurion lounges.
|
|
If you have the Platinum Card® from American Express, you can book through the Fine Hotels & Resorts program to enjoy perks like free breakfast and room upgrades.
|
|
The Amex Platinum card accrues 5 points per dollar on flights booked directly with airlines or through Amex Travel, which makes it the top earner in this category.
|
|
You can earn Amex points with cards like the Platinum Card® from American Express, the American Express® Green Card, and the American Express® Gold Card.
|
|
Another minor benefit of the Delta Platinum card is the ability to access Delta Sky Clubs when you're flying Delta, at a discounted rate of $39 per visit.
|
|
He attributed the increase to premium travel services, including airport lounge access, a free first bag on Delta flights and a new Uber benefit on its platinum card.
|
|
Dell discounts would save you on office purchasesThe Platinum card offers up to $200 in Uber credits and up to $100 in Saks Fifth Avenue credits each year.
|
|
You can use points from cards like the Chase Sapphire Preferred or the Platinum Card from American Express for virtually free travel, upgrades, cash back, gift cards, or more.
|
|
The Platinum Card® from American Express charges a high $550 annual fee, but some of that cost is immediately offset by up to $200 in airline fee credits.
|
|
Some of the best credit card bonus offers right now include the Platinum Card® from American Express, Capital One Venture Rewards Credit Card, and Chase Sapphire Preferred Card.
|
|
When it comes to the airline fee credit on this card (and on the Platinum Card from American Express), you cannot use it for airfare or even seat upgrades.
|
|
I use the Platinum Card from American Express if I need purchase protection, since it offers coverage of up to $10,000 per claim and up to $50,000 per cardholder.
|
|
The Platinum Card from American ExpressAnnual fee: $550Even though the Amex Platinum has a whopper of an annual fee, it's still on my keep list, at least for now.
|
|
However, depending on your traveling habits, it might still be worth considering one of the Delta cards, either on its own or in addition to the Amex Platinum Card.
|
|
First-year value: $150$200 airline fee creditEvery calendar year, the Platinum Card from American Express offers a $200 credit toward incidental fees on one airline of your choice.
|
|
Delta Reserve: Comparing welcome offersThe Platinum Card has a standard welcome bonus of 60,000 Membership Rewards points after you spend $5,000 on the card in your first three months.
|
|
The Platinum Card® from American Express — It's one of the most premium personal credit cards out there, with a $550 annual fee and a long list of benefits.
|
|
Some of the most popular credit cards that earn transferable points are the Chase Sapphire Preferred Card and Chase Sapphire Reserve, and the Platinum Card® from American Express.
|
|
Why you'll love it: The Amex Gold Card has a lower annual fee than the Platinum Card, but it offers stellar rewards on dining and groceries and solid benefits.
|
|
I have both the Platinum Card® from American Express and the Business Platinum® Card from American Express, and I'm happy to pay the annual fees for both.
|
|
Elite status with hotelsFinally, the Business Platinum card gives you automatic elite status with a few hotel programs, specifically Marriott Bonvoy Gold Elite status and Hilton Honors Gold status.
|
|
On the other hand, if you want luxury travel benefits, the Business Platinum card could make more sense thanks to its annual statement credits and airport lounge access benefits.
|
|
The Business Platinum card has an impressive lineup of travel benefits, point transfer partners, and protections in place, but they&aposre only valuable if you put them to use.
|
|
However, depending on your traveling habits, it might still be worth considering one of the Delta cards, either on its own or in addition to the AmEx Platinum Card.
|
|
An earlier version of this article misstated the phone number where American Express platinum card holders can book tickets for the Women of Food dinners organized by Dominique Crenn.
|
|
The Platinum Card® from American Express and the Chase Sapphire Preferred Card are very different cards, but they can both be very useful if you travel a lot.
|
|
With my American Express Platinum card, I have automatic Gold status with Hilton and receive perks such as free room upgrades when available, free breakfast, and late check-outs.
|
|
You can choose a luxury travel credit card like the Platinum Card® from American Express, offers perks like airport lounge access, elite hotel status, and annual travel credits.
|
|
The Business Platinum card is technically a charge card, which means you have to pay off your balance in full each month or you'll be hit with a late fee.
|
|
The three top consumer cards that earn Amex points are the Platinum Card® from American Express, the American Express® Gold Card, and the American Express® Green Card.
|
|
With 20 months of 0 percent APR on purchases and balance transfers, the U.S. Bank Visa Platinum card was our No. 1 choice for the best balance-transfer card overall.
|
|
I used one Amex point from the Platinum Card® from American Express to get 20%, and even "stacked" this offer with Prime Day deals to get a bigger discount.
|
|
While its annual fee of $595 might seem exorbitant, the card comes with plenty of value-added perks similar to its personal counterpart, the Platinum Card® from American Express.
|
|
Massive earning potentialThe Business Platinum card is squarely targeted at frequent travelers and big spenders — which makes sense for a premium charge card created for business owners and other professionals.
|
|
You'll earn 5x points on your Platinum card with these purchases, whereas the Chase Sapphire Reserve only doles out 3 points per dollar spent on all travel and dining spending.
|
|
Access is complimentary for Platinum card members (as well as those with the exclusive invite-only Centurion card, also known as the "Black" card), as well as a few guests.
|
|
This is a benefit that is usually included on credit cards with annual fees that are more than $450, like the Platinum Card® from American Express and Citi Prestige.
|
|
Theoretically, it can be worth keeping the Delta co-branded card for the Delta-specific travel benefits, and the Amex Platinum Card for the lounge access and the points-earning.
|
|
Ever since I started learning about points, miles, and credit card benefits (or "travel hacking," as some call it), I had debated applying for a Platinum Card from American Express.
|
|
That relaunch followed a refresh of the Amex Platinum Card, which also brought improvements and new benefits like 5x point earnings on flights booked directly with airlines or with Amex.
|
|
This benefit can be nice, but if you have the Platinum Card® from American Express don't forget that you get free Delta Sky Club access when you fly Delta.
|
|
If you apply for the Business Platinum card, there are six benefits you'll want to activate, including the annual airline fee credit and complimentary elite status with Marriott and Hilton.
|
|
The Amex International Airline Program is a lesser-known benefit available to holders of the Platinum Card® from American Express and the Business Platinum® Card from American Express.
|
|
Additionally, the Platinum card earns 5 points per dollar spent on flights booked directly with airlines or American Express Travel, along with 5x points on prepaid hotels booked on amextravel.com.
|
|
With the Amex Gold card, for example, coverage is limited to $50,000 per rental agreement for damage or theft, yet the Amex Platinum card offers up to $75,000 in coverage.
|
|
Theoretically, it can be worth keeping the Delta co-branded card for the Delta-specific travel benefits, and the AmEx Platinum Card for the lounge access and the points-earning.
|
|
If you have the Platinum Card® from American Express, you can use the Amex Concierge service for all kinds of requests, from arranging travel plans to securing dinner reservations.
|
|
An alternative, if you're looking for the widest lounge access you can get from a credit card, the best option is the (not Delta-branded) Platinum Card® from American Express.
|
|
Citigroup took the first shot in 2014, redesigning the Citi Prestige Card with help from recently poached AmEx executives — but Prestige never caught as much consumer attention as the Platinum Card.
|
|
We'll compare the Amex Platinum card, Amex Gold card, and Amex Green card, highlighting their similarities as well as their differences to help you decide which might be right for you.
|
|
The change comes as Amex revamps the Platinum Card to compete with other high-end credit cards like the Chase Sapphire Reserve, and increasing its benefits is part of that overhaul.
|
|
The Platinum card offers Priority Pass Select lounge membership and complimentary access to the highly regarded American Express Centurion lounges, plus Delta Sky Club access when you fly directly with Delta.
|
|
International Airline ProgramThis little-known benefit of the Business Platinum card translates into significant savings on first-, business- and premium-economy ticket purchases made with either cash or Pay With Points.
|
|
It's also worth noting that, like the Hilton Surpass card, the Platinum Card® from American Express offers complimentary Hilton Gold status — and it throws in Marriott Gold status as well.
|
|
First-year value: at least $280Other benefitsThe Platinum Card from American Express comes with a few other benefits that help offset the annual fee, as well as world-class purchase protections.
|
|
The Chase Sapphire Reserve has a $450 annual fee, the Citi Prestige® Card has a $495 annual fee, and the Platinum Card® from American Express costs $550 per year.
|
|
The Platinum Card offers more luxury travel benefits, like airport lounge access and monthly statement credits for Uber, while the Amex Gold's perks and bonus categories are more geared toward dining.
|
|
The Business Platinum card allows me, as well as two guests, to hang out in the Centurion Lounge free of charge as long as our flight is departing that same day.
|
|
The Business Platinum card, on the other hand, offers up to $235 in Dell credits each year (split into two $2200 credits just like the Saks credit on the personal card).
|
|
However, the Business Platinum card also earns a 21% bonus on purchases over $2000,000 (effectively 1.5 Membership Rewards points per dollar spent), for up to 1 million additional points per year.
|
|
It's easy to justify some of those fees, like on the Chase Sapphire Reserve and the Platinum Card® from American Express thanks to their amazing perks and annual statement credits.
|
|
Consider using a credit card like the Chase Freedom Unlimited (to maximize your points earnings) or the Platinum Card® from American Express (to get purchase protection) to make your purchase.
|
|
So when you get your new Business Platinum card, you'll want to familiarize yourself with the benefits that are offered and take action so you can take advantage of them all.
|
|
If you have a Business Platinum card, you can pay 152,485 Membership Rewards points, and you'll get a 35% rebate of 53,370 points, making your net cost just over 99,000 points.
|
|
You can earn flexible rewards points such as Amex Membership Rewards and Chase Ultimate Rewards with cards like the Platinum Card® from American Express and the Chase Sapphire Preferred Card.
|
|
One of the many benefits of having the Platinum Card® from American Express or the Business Platinum® Card from American Express is access to Amex&aposs premium concierge service.
|
|
The Amex Platinum card earns 5 Membership Rewards points per dollar on flights booked directly with airlines or American Express Travel as well as 5x on prepaid hotels booked on amextravel.com.
|
|
In the past, I&aposve gone for the sign-up bonuses on the Platinum Card® from American Express, the Chase Sapphire Preferred Card, and the Ink Business Preferred Credit Card.
|
|
For example, to earn 24,000 Amex Membership Rewards points with the Platinum Card® from American Express, you "only" need to spend $5,000 in the first three months from account opening.
|
|
When I needed to find a vacation option that would work for my family of five, I turned to the concierge service available through the Platinum Card® from American Express.
|
|
American Express credit cards that qualify for this coverage include:Amex Platinum cardDelta SkyMiles® Reserve American Express Card
Hilton Honors American Express Aspire Card
Marriott Bonvoy Brilliant™ American Express® Card
Amex Business Platinum card
Delta SkyMiles® Reserve Business American Express Card
Other versions of the Amex Platinum card — including the Goldman Sachs, Morgan Stanley, and corporate flavors — also offer this coverage, as do all versions of the Amex Centurion (black) card, which is invite-only.
|
|
Soon after the Sapphire Reserve debuted, AmEx announced an upgrade to its points program for Platinum Card customers, allowing five points per dollar to be earned on airfare instead of one point.
|
|
However, these fees can easily add up fast if you're not careful — especially since cards like the Chase Sapphire Reserve and the Platinum Card® from American Express charge $550 annual fees.
|
|
For those seeking a bucket-list trip, the American Express By Invitation Only program available for Platinum Card members offers specialty packages with access to a private suite brimming with VIP amenities.
|
|
Learn more about the Business Platinum Card from American Express from our partner The Points Guy "Learn more about the Capital One Spark Miles for Business from our partner The Points Guy "
|
|
The Platinum Card from American Express has one of the highest annual fees of any publicly available consumer credit card — $550 — but the benefits of the card more than outweigh that fee.
|
|
For qualifying applicants who haven't held a Platinum Card before, the offer is 2100,2000 points after spending $5,000 within the first three months — the best offer we've ever seen on this card.
|
|
American Express Centurion LoungesThe personal Platinum card, as well as the Business Platinum® Card from American Express and the Amex Centurion card, includes a suite of lounges going beyond Priority Pass.
|
|
Read more: Amex Platinum card reviewThere are a few deductions to Amex card benefits in store, too, but luckily none of these should make too big of a difference for most cardholders.
|
|
If you're looking to earn Membership Rewards points, check out Amex cards like the Platinum Card from American Express, the American Express® Gold Card, and the American Express® Green Card.
|
|
Cards like the Chase Sapphire Reserve, Platinum Card from American Express, and even the Hilton Honors Aspire Card from American Express do come with hefty fees, but they also offer exceptional benefits.
|
|
Citi Prestige customers grumbled this year when the card dropped its free access to American Airlines' Admirals Club lounges, a perk that had disappeared two years earlier from American Express's Platinum card.
|
|
The Business Platinum card includes access to exclusive airport lounges and elite status at big hotel chains, plus annual credits to cover things like airline incidental fees and US purchases at Dell.
|
|
If you&aposre in the market for a business credit card, chances are you&aposve come across the Business Platinum card from American Express and the Ink Business Preferred card from Chase.
|
|
My parents added me as an authorized user on the Platinum Card® from American Express, which helped me build my credit history and also gave me benefits like airport lounge access.
|
|
If you travel frequently, particularly through any of the airports where you can find a Centurion lounge, applying for the Amex Platinum card, your ticket for admission, may be a great idea.
|
|
Book Fairmont San Francisco Hotel starting at $213 per nightI recently stayed the Fairmont San Francisco on a weekend night for $289, which I happily booked via my American Express Platinum Card.
|
|
Read more: Amex Platinum card reviewWhile both hotel statuses are called Gold, there are actually some pretty big differences between the benefits that this level of status comes with at each brand.
|
|
Delta Platinum Amex cardIf you're a more frequent Delta flyer, you may want to take a look at the Delta Platinum card, which has a $2000 annual fee and offers additional benefits.
|
|
The increased benefits of the Delta Platinum card like the annual companion certificate, MQM Boost, and additional earning rates can be valuable for some flyers, especially those working toward Delta elite status.
|
|
The Amex Platinum card, for example, offers up to $200 in airline fee credits and up to $200 in Uber credits each year, as well as up to $100 in Saks credits.
|
|
Although I&aposve had the Platinum card for more than a year and a half, and travel often, I had never booked a hotel through the Fine Hotels and Resorts program before.
|
|
Active duty military get the annual fee waived for their platinum card, and this card grants us access to their lounge with a free breakfast buffet, open bar, wifi, and expansive lounge areas.
|
|
Also consider American Express Membership Rewards cards like the American Express® Gold Card or the Platinum Card® from American Express that might offer bigger welcome bonuses or more lucrative earning categories.
|
|
For example, the Platinum Card from American Express doles out up to $200 in Uber credits each year, but this credit is broken up into $15 per month increments (plus $35 in December).
|
|
American Express is adding several new perks to its flagship Platinum Card, including $200 in yearly Uber credits, automatic Uber VIP status, and a new stainless steel (as in, actual metal) card design.
|
|
While the U.S. Bank Visa Platinum card was our No. 1 choice for the best balance-transfer card overall, our runner-up was the best choice among cards with no balance transfer fees.
|
|
Global Entry or TSA PreCheckLike many other cards, the Business Platinum card from American Express will reimburse you for either a Global Entry ($2000) or TSA PreCheck ($2595) application once every four years.
|
|
That's definitely the case when it comes to comparing the Chase Sapphire Reserve to the Platinum Card from American Express, although there are some other cards that stack up well against these two.
|
|
Some luxury credit cards like the Platinum Card® from American Express and the Chase Sapphire Reserve include access to airport lounges with free drinks, fast internet, and clean bathrooms, among other perks.
|
|
While I've gotten a lot out of my American Express Platinum Card, it's been difficult for me to take advantage of the full range of benefits, particularly the Uber and airline fee credits.
|
|
As Amex has added new benefits to the Platinum card in recent years, it's solidified the card's positioning within the market as a product for those who seek adventure, experiences, and new things.
|
|
You can earn Amex rewards points with cards like the Platinum Card® from American Express, the American Express® Gold Card, and the Blue Business® Plus Credit Card from American Express.
|
|
The Platinum Card® from American Express and the Delta Reserve® Credit Card from American Express both offer free access to Delta Sky Club airport lounges whenever you fly with the airline.
|
|
That means that the Platinum Card actually beats the Delta Reserve for earning on Delta flights — the Reserve only offers 2000 miles per dollar spent on Delta, and 215x mile on everything else.
|
|
Overall, the Platinum Card's lounge access is significantly more extensive — if you prioritize the greatest access, don't always fly Delta, and want to enjoy Centurion Lounges, the Platinum Card is the best option.
|
|
Capital One Venture Rewards Card benefitsThe Venture card comes with some great benefits, some of which are usually reserved for more premium travel rewards cards like the Platinum Card® from American Express.
|
|
The Platinum Card, meanwhile, earns 5 points on flights purchased directly through the airline — so no online travel agencies like Priceline or Expedia — and prepaid hotel reservations made through the Amex Travel portal.
|
|
If you're not loyal to a specific hotel chain, consider a card like the Chase Sapphire Preferred Card, the Capital One Venture Rewards Credit Card, or the Platinum Card® from American Express.
|
|
American Express Platinum — The Platinum card has a $550 annual fee but includes a host of annual statement credits, elite status at popular hotel brands, and a collection of lounges around the globe.
|
|
I saw this offer attached to the Platinum Card® from American Express when I logged in to my account, but you could see it attached to a different card in your account.
|
|
Cards like the Business Platinum Card from American Express and the American Express Business Gold Card also offer valuable perks and travel benefits that can make traversing the globe a more comfortable experience.
|
|
If you have cards like the Platinum Card® from American Express or the American Express® Gold Card, you can save hundreds of dollars each year, or earn thousands of extra points.
|
|
Bonus Amex points Beyond discounts on eligible flights, you'll also get 5 Amex points per dollar when you book through the program when you pay with your Amex Platinum or Business Platinum card.
|
|
This price tag isn't as high as the ultra-premium The Platinum Card® from American Express or Chase Sapphire Reserve, but it is higher than most people encounter on a regular basis.
|
|
However, some cards still have significant spending requirements — for example, the Platinum Card® from American Express offers new cardholders 60,000 points, but only after they spend $5,503 in the first three months.
|
|
Read more: I finally opened the Amex Business Platinum card to get Centurion Lounge accessPhoenix Centurion Lounge detailsThe Centurion Lounge shares an entrance with a brand-new Escape Lounge that also just opened.
|
|
Despite these similarities — and its higher annual fee — I find the Business Platinum card much more compelling, and for me, it&aposs a card that I&aposm happy to keep year after year.
|
|
But with potentially much more lucrative earning potential than its personal counterpart and some work-specific discounts, the Business Platinum card is a better all-round choice for some business owners and freelancers.
|
|
You can spend enough to earn the business card&aposs higher welcome offer on the The Platinum card is currently offering 60,1003 Membership Rewards points after spending $5,000 in the first three months.
|
|
If you have a higher-end Amex card like the Platinum Card® from American Express or the Hilton Honors Aspire Card from American Express, you get an annual airline fee credit benefit.
|
|
Up to $2150 in Uber credits each year — $295 each month and an extra $22019 (for $23 total) in December Up to a $1003 credit toward Global Entry or TSA PreCheck every four yearsUp to $2100 in statement credits annually for purchases at Saks Fifth AvenueMarriott Gold statusHilton Gold statusAccess to the Amex Fine Hotels & Resorts programNo foreign transaction feesRead more: American Express Platinum card reviewAnother huge benefit of the Amex Platinum card is access to a wide array of airport lounges.
|
|
Now, let's say you transfer the balance to the U.S. Bank Visa Platinum card, which has an introductory offer of 525 percent APR for 2525 months on any balance you transfer to the card.
|
|
Now, let's say you transfer the balance to the U.S. Bank Visa Platinum card, which has an introductory offer of 0 percent APR for 20 months on any balance you transfer to the card.
|
|
Here are a few of the airport lounges that you can access with your Platinum card: American Express Centurion lounges, which are in my experience by far the best lounges in the United States.
|
|
Current Platinum card holders will see their annual fee rise by $100 on their next renewal date after September 1st, 2017, while new cardholders who apply after March 30th will pay the higher rate.
|
|
Other than a few credit cards, including an American Express Platinum card, her Costco membership card, a driver's license, and a bit of change for paying parking meters, Metz keeps her wallet pretty decluttered.
|
|
When it comes to the top travel credit cards available to American consumers, two specific cards tend to fight for the top spot: the Chase Sapphire Reserve and the Platinum Card from American Express.
|
|
Platinum Card The best part of the airline credit is that because you get it each calendar year, not cardmember year, you could get it twice in your first year of having the card.
|
|
This is divided into two $235 credits: You'll get up to $50 toward Saks purchases made with the Platinum Card from January to June, and another $50 toward those purchases from July through December.
|
|
For most consumers, the personal Platinum Card offers a fantastic suite of premium travel perks and benefits, all of which add up to more than enough value to make up for the annual fee.
|
|
If you have a US Amex card that earns Amex points, like the Platinum Card® from American Express or the American Express® Gold Card, you can link it to your Rakuten account.
|
|
Click here to learn more about the Amex Platinum Card from Business Insider's partner The Points Guy "Click here to learn more about the Chase Sapphire Reserve from Business Insider's partner The Points Guy "
|
|
This is the number-one reason I've been loving my Amex Business Platinum card lately — it's great to be able to work from a nice office when I'm at home and when I'm traveling.
|
|
There were hot pants under crisp white shirts with "CEO 2018" scrawled in silver over the breast and (for when you're working at home, presumably) sweats with a platinum card number on the side.
|
|
The Platinum Card offers access to Delta Sky Club lounges any time you fly on the airline, as well as more than 1,200 other lounges around the world no matter what airline you fly.
|
|
The Amex Business Platinum card offers up to $200 in statement credits for Dell purchases in the US each year, divided into two credits of up to $100 for each half of the year.
|
|
American Express hosts a series of upscale By Invitation Only events for cardmembers who have the Platinum Card® from American Express, the Business Platinum® Card from American Express, or the Centurion Card.
|
|
Based on valuations by The Points Guy, Membership Rewards points are worth around 219 cents apiece, so the 2190,25 extra points you get by applying for the Business Platinum card are worth around $2200.
|
|
The Platinum Card will now be issued in in stainless steel instead of plastic, similar to the Chase Sapphire Reserve Card and AmEx's Centurion Card, the invitation-only card for the extremely rich and celebrities.
|
|
Especially with the $20,000 credit limit I have on my Capital One Platinum card, having the discipline to only spend what I can afford and paying off the balance in full each month is essential.
|
|
You ride with Uber all the timeThe Uber credits of up to $200 per year with the Platinum card are doled out on a monthly basis, meaning you can't use the credit all at once.
|
|
Business Platinum card holders also get up to $200 of annual statement credits to use when shopping at Dell and $200 in airline fee credits each calendar year, essentially rebating part of the annual fee.
|
|
The best credit card for flying DeltaIf you're looking to earn Delta miles on your normal spending, and enjoy certain perks on the airline, the Platinum Card from American Express is arguably the best pick.
|
|
Read on for a few reasons the Amex Platinum Card can be a better option for Delta flyers — particularly those who hold elite status or only check their bags a few times a year.1.
|
|
First-year value: about $120First-year value: at least $2,250Over my first year with the Platinum Card from American Express, I've gotten more than $2,250 worth of value from the various perks, rewards, and benefits.
|
|
Dell credit on the Business Platinum While the Business Platinum card doesn't offer any statement credits for Saks or Uber, it does offer up to $200 in statement credits annually for U.S. purchases with Dell.
|
|
When you get your Platinum card, log in online and request Avis Preferred, Hertz Gold Plus Rewards, and National Car Rental Emerald Club Executive status — you'll just need to create accounts with those providers first.
|
|
That said, if you find the terms and conditions of the Platinum card too restrictive for your needs but you still want to enjoy luxury travel perks, the Sapphire Reserve may be a better pick.
|
|
In some cases, it can even be worth paying for a credit card with a high annual fee like the Platinum Card® from American Express if you can get value out of its benefits.
|
|
If you have the Business Platinum Card from American Express or an American Express Corporate card, that means that you will lose the complimentary access that came with the card as seen on recent statements.
|
|
While some of these perks are exclusive to the Amex black card, you can enjoy many of them with the Platinum Card® from American Express and the Business Platinum® Card from American Express.
|
|
Amex Membership Rewards pointsYou can earn Membership Rewards points with Amex cards like the Platinum Card from American Express, the American Express® Green Card, and the Blue Business® Plus Card from American Express.
|
|
For example, baggage insurance from the Amex Platinum card offers up to $3,000 in coverage per person for carry-on luggage and up to $2,000 per person in coverage for some types of checked baggage.
|
|
"The American Express Platinum card, while having the most robust suite of benefits, also has a $550 annual fee — which obviously has a major impact" on who might apply, said Honig at The Points Guy.
|
|
As a self-proclaimed credit card rewards junkie, I've had both of what most would consider the two most popular premium travel credit cards: the Chase Sapphire Reserve and the Platinum Card from American Express.
|
|
Read on for a few reasons the AmEx Platinum Card can be a better option for Delta flyers — particularly those who hold elite status or only check their bags a few times a year. 2400.
|
|
My boyfriend and I are using Amex points from the Platinum Card® from American Express and the American Express® Gold Card to book flights to the islands via the British Airways loyalty program.
|
|
If you hold one of American Express&apos premium products — the Platinum card or the invite-only Centurion "Black" card — you have access to a few specialty services above what&aposs available for other cardholders.
|
|
It's worth noting that Business Platinum Card holders receive 35 percent of their points back when paying for economy flights with points on a selected airline — meaning that the same $27.5 ticket costs just 21.5,250 points.
|
|
Cardholders will receive the new stainless steel card automatically when their current card expires, but can request the new card after March 30th by calling the customer service number on the back of their Platinum card.
|
|
If you don't have an Amex card, here are some great ones to consider:The Platinum Card from American Express — It has a $550 annual fee, but more perks than just about any other rewards credit card.
|
|
This is especially true since it's harder to earn them quickly — the Sapphire cards' travel and dining bonus categories help you rack up points quickly, while the airfare category with the Platinum Card is more restrictive.
|
|
All of these benefits are available on the Chase Sapphire Preferred Card, the Chase Sapphire Reserve, and the Platinum Card® from American Express, and we'll also highlight some other card options that offer each perk.
|
|
If you don't have an Amex card, here are some great ones to consider:The Platinum Card from American Express — It has a $550 annual fee, but more perks than just about any other rewards credit card.
|
|
American Express offers a ton of great credit cards, including some of the best cash-back credit cards on the market as well as more premium rewards cards like the Platinum Card® from American Express.
|
|
For example, while the no-annual-fee Chase Freedom offers purchase protection good for up to $500 per incident, the premium Platinum Card® from American Express offers $10,20193 of the purchase price of an item.
|
|
For example, the Platinum Card from American Express and other cards offer purchase protection, which can reimburse you if a covered item is stolen or damaged within a specified window of time after you bought it.
|
|
Among other cards that tout the same benefit are the Chase Sapphire Reserve card, the American Express Platinum card and the Citi Prestige card (which offers the credit every five years instead of every four years).
|
|
If you have a card like the Platinum Card® from American Express or the American Express® Gold Card, you can transfer your Amex Membership Rewards points to British Airways at a 2000:232 ratio.
|
|
Meanwhile, We also straight up gives away memberships in some cases, such as a free one-year membership to every holder of an American Express U.S. Business Platinum card, should those card holders sign up for it.
|
|
For example, the Platinum Card® from American Express is available to some users with a welcome bonus of 100,000 points after $5,000 spent in the first three months (compared to the standard offer of 60,000 points).
|
|
Anyone with an Amex card like the American Express® Gold Card or Platinum Card® from American Express earns Membership Rewards points, which can be redeemed through partner airlines, hotels, or Amex's own flight-booking portal.
|
|
For example, the Platinum Card® from American Express gets cardholders cruise benefits when they book through Amex, and the Chase Sapphire Reserve includes a $33 annual travel credit that you could use toward a cruise fare.
|
|
Also worth noting: Active-duty military service members can get the card's annual fee waivedI got more than $2,000 worth of value in my first yearwith the Platinum card, using it in conjunction with my Sapphire Reserve.
|
|
Read more: The best credit card welcome bonuses available nowPick your designated airline for the annual airline fee creditOne of the best benefits of the Business Platinum card is up to $200 in annual airline fee credits.
|
|
And if you have a Business Platinum card, you can use Membership Rewards points to pay for the flight and get a 35% points rebate for business and first class (or premium economy on your selected airline).
|
|
It's a great card, but beware the annual feeI closed my Business Platinum card because I already get Priority Pass lounge access from another card and didn't find the nearly $600 per year this card charges worthwhile.
|
|
Read more: Amex Platinum card reviewYou do have to be a cardholder of Amex Platinum (either business or personal) or the invite-only Centurion card in order to have access to this feature when it officially launches.
|
|
While we&aposve compared the beefier Chase Sapphire Reserve to the Platinum Card before, let&aposs switch gears to take a look at the more accessible Sapphire Preferred in the context of the ultra-premium Amex Platinum.
|
|
Some benefits are lesser-known still: Only 17 percent of those polled knew that some cards offer cell phone damage protection, like the U.S. Bank Visa Platinum card, CNBC Make It's top-ranked balance-transfer credit card.
|
|
One of the Platinum card&aposs most luxurious benefits, however, is By Invitation Only, its calendar of premium travel opportunities and one-off events hosted by luminaries in the fields of food, fashion, art, entertainment, and sports.
|
|
"It was a product that could go head-to-head with American Express' Platinum Card and there was some noticeable impact among AmEx's best customers when it was introduced," said Sanjay Sakhrani, an analyst with Keefe, Bruyette & Woods.
|
|
You may want to sign up for the Delta Reserve and pair it with an American Express Membership Rewards card that lets you transfer points to Delta, such as the Amex Gold card or the Amex Platinum card.
|
|
The Chase Sapphire Reserve and the Platinum Card from American Express both offer emergency evacuation coverage up to $100,000, which can be a godsend if you or a loved one is hit with a medical emergency while traveling.
|
|
While I believe it's worth the price for frequent travelers, you might as well use a credit card that will reimburse you for the fee, like the Chase Sapphire Reserve or the Platinum Card® from American Express.
|
|
However, when you have the Business Platinum card and use points to book any flight on one airline that you pre-select — or business or first class flights on any airline — you'll get 35% of your points back.
|
|
The Platinum CardThe Amex Platinum Card earns a massive 5 points per dollar spent on airfare, as long as you book directly with the airline or through Amex Travel, and on prepaid hotel stays booked through Amex Travel.
|
|
Fortunately for domestic flyers, the Platinum Card also comes with access to Amex's proprietary Centurion Lounges, which can be found at eight of the busiest airports in the US — plus Hong Kong — with more locations on the way.
|
|
The Amex Platinum card comes with plenty of other perks too, including access to airport lounges, up to $250 a year in Uber credits, an annual $2000 airline fee credit, concierge services, access to exclusive events, and more.
|
|
Pros: Valuable perks, useful benefits, possible to get outsized valueCons: High annual fee — even though you can make it back, and more, you'll still have to float that at firstClick here to learn more about the Platinum Card.
|
|
Business Platinum card members will also get a 35% points rebate when using points on first and business class fares, as well as premium economy fares on the airline they selected for the annual airline incidental fee credit.
|
|
If you have an American Express card that earns Membership Rewards points, such as the American Express® Gold Card or the Platinum Card® from American Express, you can redeem your points for meals ordered through Seamless.
|
|
"American Airlines tickets are charged to the Citi / AAdvantage Platinum card, Delta tickets are charged to the Delta Gold Business card, and some selected business expenses are charged to my PNC Bank Cash Rewards Business Visa," he says.
|
|
Thanks to my portfolio of almost 30 rewards credit cards, including the Chase Sapphire Reserve, Chase Freedom, and the Platinum Card® from American Express, I've earned plenty of points that I've redeemed for hotel stays around the world.
|
|
Read more: What a year of grocery spending could earn you with 3 popular credit cards Flights and other travelThe Platinum Card® from American Express: 5 points per dollar on flights booked directly with airlines or with amextravel.
|
|
Business Platinum Amex card benefitsThe Business Platinum card earns 5 points per dollar on flights and prepaid hotels booked at Amex Travel, and 1.5x points on purchases of $5,000 or more (up to one million additional points per year).
|
|
In addition to offering up to $200 in Uber credits each year and up to $200 in airline incidental fee credits, the Amex Platinum card includes an annual statement credit for up to $100 for Saks Fifth Avenue purchases.
|
|
The Platinum card is technically a charge card, which is similar to a credit card, except with a charge card you have to pay off your balance in full each month or you'll be hit with a late fee.
|
|
While plenty of well-known perks are attached to various Amex cards — the Amex Platinum Card gets you access to more than 250,2500 airport lounges around the world, for instance — there are also a lot of lesser-known benefits.
|
|
In order to take advantage of this benefit, the cardholder's AAdvantage number must be on the reservation, but unlike with other airlines such as United, you don't have to pay for the reservation with your Citi / AAdvantage Platinum card.
|
|
Likewise, there are plenty of other credit cards that get you Priority Pass lounge access, including the Platinum Card® from American Express, the Business Platinum® Card from American Express, and the Citi Prestige® Card, among others.
|
|
The Amex Business Platinum card covers items against theft of damage up to 120 days (90 days for New York residents) after purchase with a maximum of $10,000 per covered purchase and $50,000 per eligible card per calendar year.
|
|
How to access Centurion LoungesAccess to Centurion Lounges is limited to American Express cardholders with a Centurion or Platinum-branded card such as The Platinum Card® from American Express or The Business Platinum® Card from American Express.
|
|
Earn up to 70,000 miles: Click here to learn more about the Delta Gold card "Earn up to 100,000 miles: Click here to learn more about the Delta Platinum card "More credit card coverageWhat's the best airline credit card?
|
|
Gordon Smith, the chief executive of consumer and community banking at Chase, spent more than 25 years working at American Express, and it was plainly obvious that the bank was aiming Sapphire Reserve squarely at the Amex Platinum card.
|
|
When you book through Fine Hotels and Resorts (or "FHR") — either through the Amex Travelwebsite, or by calling the number on your Platinum card — you&aposll get things like free daily breakfast, room upgrades, late check-out, and more.
|
|
I have the Delta Platinum card, and in numerous searches I've run from New York City-area airports, I've had no trouble finding eligible flights in the main cabin, as long as I'm booking at least 25–30 days in advance.
|
|
The same is true with the benefit of up to $200 in airline fee credit on the Platinum Card from Amex, which will simply lapse if you don't charge incidental travel expenses from your chosen airline to your card each year.
|
|
Here are some other great business credit cards to considerThe Business Platinum Card from American Express — This higher-end card gets you access to luxury airport lounges around the world including American Express Centurion lounges, Priority Pass Select lounges, and others.
|
|
Travel FreelyAwardWalletAnd it doesn't just track your points balances — you can also keep an eye on benefits like companion tickets, hotel free night awards, and travel credits from cards like the Chase Sapphire Reserve and the Platinum Card from American Express.
|
|
Dell discountsThe Business Platinum card recently started offering up to $100 in statement credits between January and June, and another $100 in statement credits between July and December each year for US purchases with Dell made with your enrolled card.
|
|
The Platinum Card® from American Express offers a lot of tangible value (for example, I got more than $2,000 worth of value in my first year), as well as access to exclusive events, awesome travel perks, and unique experiences.
|
|
However, if you only want to have one card, if you travel enough to have elite status, and you can afford to float the annual fee (remembering that you'll get value back), the Amex Platinum Card is the best choice.
|
|
The flight up was easy — we got the airport with time to spare before boarding, and popped into the Delta Sky Club for breakfast — we had access through a different credit card, the regular Platinum Card® from American Express.
|
|
There are some cards that might give you a little more value, like the Chase Sapphire Preferred Card — which also has a $95 annual fee — or the ultra-high-end Chase Sapphire Reserve or the Platinum Card from American Express.
|
|
Hotel elite status, earned either through your hotel loyalty or through a card like the Platinum Card® from American Express, can lock in rooms last-minute thanks to reservation guarantees, and can get you early check-in and late checkout.
|
|
Beyond using points from cards like the Platinum Card® from American Express to book flights and hotel stays, you can use benefits like annual statement credits to save on everything from checked bag fees to food to resort fees.
|
|
Cards at every price point offer purchase protection and extended warranty — from the Platinum Card from American Express with a $550 annual fee to the no-annual-fee Chase Freedom — though the more premium cards usually have higher caps for reimbursement.
|
|
You can purchase a Priority Pass membership directly, but you also get it for free with certain rewards credit cards, including the Platinum Card® from American Express, the Chase Sapphire Reserve, and the Hilton Honors Aspire Card from American Express.
|
|
With the points you earn from cards like the Platinum Card® from American Express and the Chase Sapphire Preferred, you can take advantage of flexible redemption options to get anything from free taxi rides to free flights in first class.
|
|
However, if you only want to have one card, if you travel enough to have elite status, and you can afford to float the annual fee (remembering that you'll get value back), the AmEx Platinum Card is the best choice.
|
|
To enter the lounges, you need to have the Platinum Card® from American Express, the Business Platinum® Card from American Express, or the Amex Centurion (black) card (or be a guest of someone who has one of these cards).
|
|
Aside from that, the Business Platinum card is currently offering new cardmembers up to 75,000 bonus points — 50,000 after you spend $10,000 and an extra 25,103 if you spend an additional $10,000 (so $20,000 total) within your first three months.
|
|
For instance, I pay off all my Amex cards on the 10th of each month, including the Platinum Card® from American Express, Business Platinum® Card from American Express, and Blue Business® Plus Credit Card from American Express.
|
|
For example, I have five American Express cards including a consumer Amex Platinum and business Platinum card, an Amex EveryDay® Credit Card from American Express, a Blue Business Plus card, and a Marriott Bonvoy Brilliant™ American Express® Card.
|
|
In addition to perks like airport lounge access and travel credits, one big benefit of the Amex Platinum card is that just by holding it you&aposre eligible for elite status in the Marriott Bonvoy and Hilton Honors hotel loyalty programs.
|
|
To evaluate my credit card strategy each year, I look at any changes to my credit cards&apos benefits and annual fees, and make a plan for using annual statement credits on cards like the Platinum Card® from American Express.
|
|
After some unsuccessful googling, it occurred to me that this might just be the perfect time to use the Amex Concierge, a benefit I get through both my Platinum Card from American Express and my Hilton Honors American Express Aspire Card.
|
|
The Chase Sapphire Preferred Card is great for beginnersIn 2019 contributor Adam Bauer used Amex Fine Hotels & Resorts, a benefit of the Platinum Card® from American Express, to score a great deal on a luxury stay in Las Vegas.
|
|
The Global Dining Collection is a network of gourmet restaurants across the globe where cardmembers can take advantage of priority reservations, off-menu dishes, and even small gifts such as cookbooks when making their reservation through the Platinum Card concierge service.
|
|
Delta Platinum card: Earn up to 2250,2550 miles: 80,000 miles after you spend $3,000 in the first three months, plus another 20,000 miles after your first cardmember anniversaryDelta Reserve card: Earn up to 2503,000 miles and 20,000 Medallion Qualification Miles (MQMs): 80,000 miles and 20,000 MQMs after you spend $5,000 in the first three months, plus another 20,000 miles after your first cardmember anniversary$250 annual fee: Click here to learn more about the Delta SkyMiles Platinum card "$550 annual fee: Click here to learn more about the Delta SkyMiles Reserve card "More credit card coverageWhat's the best airline credit card?
|
|
Here are some of the top cards that earn American Express Membership Rewards points:American Express® Green Card — $2000 annual fee; read the Amex Green card reviewAmerican Express® Gold Card — $21 annual fee; read the Amex Gold card reviewThe Platinum Card® from American Express — $2000 annual fee; read the Amex Platinum card reviewAlaska Airlines Visa Signature® credit cardNot only will you have the ability to earn and redeem Alaska MileagePlan miles with this card, but it&aposs also one of the only Bank of America cards that gives you your card number upon approval.
|
|
Limited-time offers on the Delta Platinum and ReserveIf you could use the companion certificate, now is an especially good time to apply for the Delta Platinum card or the Delta Reserve card, because they're offering increased welcome bonuses until April 2000.
|
|
A close competitor, American Express, has been revamping its premium Platinum card lately, which now offers perks like a $200 credit toward Uber rides each year, an invitation to an exclusive pop-up restaurant in the Hamptons and $200 for airline fees.
|
|
The standard welcome offer for the Platinum Card® from American Express is 60,000 points after you spend $5,000 in the first three months, but you could be eligible for a 100,23-point offer (with the same spending requirement) through the CardMatch tool.
|
|
Though lounges used to be reserved for first-class and business-class passengers, many are now accessible to any traveler who holds either a lounge membership or a certain credit card — and the Platinum Card offers access to three kinds of lounges.
|
|
With the membership provided by your Platinum card, you and two guests can access any location (as long as there's room) to enjoy free snacks, drinks, newspapers and magazines, showers, and more, all separate from the hustle and bustle of the main terminal.
|
|
To make sure you don't miss out, here's what you should do as soon as you get your Platinum card so that you can take advantage of all the perks and benefits, including those that helped me get more than $2,100 in value.
|
|
While its big brother, the Platinum Card® from American Express, often gets all the hype for premium travel rewards, Amex recently released the refreshed American Express Gold Card, and it comes with some great new rewards that make this one worth considering.
|
|
First, the producers of "Hamilton" sell seats at extremely high prices in special "pre-sales" for wealthy buyers — for example, $849 seats now exclusively available to American Express Centurion/Platinum Card holders (Centurion cards require a $7,500 "initiation fee" and $2,500 annual fee).
|
|
Annual fee: $550The Platinum Card is more or less the flagship premium travel card, offering rewards, perks, and benefits that can net a ton of value for travelers — for instance, I got more than $2,000 from the card my first year with it.
|
|
If you have the Citi / AAdvantage Platinum card, you'll also get Group 5 / Preferred Boarding, which can be helpful if you have a carry-on and are looking to make sure you have room to stow it and not have it gate-checked.
|
|
As silly as it seems, carrying a card like the Chase Sapphire Reserve or the Platinum Card® from American Express can be seen as somewhat impressive for this reason, albeit mostly to cashiers and waiters who actually handle your credit card.
|
|
Without the Amex Platinum card, you&aposd generally need to spend at least 25 nights in Marriott hotels to earn Gold status in the Bonvoy, or a whopping 40 nights (or 20 stays) in Hilton hotels to earn Hilton Honors Gold status.
|
|
Are you really using the valuable benefits (such as a fourth hotel night free with the Citi Prestige® Card and Uber credits or airline fee reimbursements with the Platinum Card from American Express) that you&aposre buying with a hefty annual fee?
|
|
Obviously, my first hotel stay through the Fine Hotels & Resorts program was colored by the fact that the trip was organized by American Express Travel executives who knew exactly how to best use the resources at their — and any Platinum card member's — disposal.
|
|
Or you might consider the Chase Sapphire Reserve, our runner-up choice for the best travel card overall, which promises a sign-up bonus amounting to $290 when redeemed for travel, plus, like the Platinum card, the option to transfer points to partner reward programs.
|
|
And take the time to read the fine print on benefits to make sure you'll be able to take full advantage of the perks you're paying for, like the annual airline fee credit offered on cards like the Platinum Card® from American Express.
|
|
With the membership provided by your Platinum card, you and two guests can access any lounge location (as long as there's room) to enjoy free snacks, drinks, newspapers and magazines, showers, and more, all separate from the hustle and bustle of the main terminal.
|
|
The personal Platinum card offers up to $1753 per year in Uber credits ($15 per month from January to November and $35 in December), which are loaded directly into your Uber account for use on rides or Uber Eats food delivery in the United States.
|
|
Read more: Credit cards that will reimburse your Global Entry fee Enroll in Priority Pass for airport lounge accessAnd finally, the Amex Business Platinum card comes with a Priority Pass membership, which is another great way to make travel days more smooth and enjoyable.
|
|
While it has a high annual fee of $21, the Platinum Card from American Express— which is also issued by AmEx, but isn't co-branded with Delta — offers a massive amount of value for Delta flyers, easily enough to make up for the annual fee.
|
|
The first is called The Hotel Collection and is available to those with The Platinum Card® from American Express, the Business Platinum® Card from American Express, the American Express® Gold Card, the American Express® Business Gold Card, and the Centurion Card.
|
|
The Global Lounge Collection for American Express Centurion and Platinum card members, for example, comprises five programs with lounges around the world: the Centurion lounge network, Priority Pass Select lounges (more on this below), International American Express lounges, Airspace Lounges and Delta Sky Clubs.
|
|
Learn more about the Chase Sapphire Preferred "Learn more about the Chase Sapphire Reserve "The American Express® Green Card, American Express® Gold Card, and Platinum Card® from American ExpressAmerican Express offers multiple cards that give you Membership Rewards points with each purchase.
|
|
Goldman Sachs has had a partnership with American Express and its Platinum card for years, offering a variation of the premium credit card to its account holders, but this will be its first foray into consumer credit cards that will expand beyond its own customer base.
|
|
Since JetBlue is a transfer partner of Chase Ultimate Rewards, Citi ThankYou Rewards, and Amex Membership Rewards, you can get any number of affiliated credit cards, from the Chase Sapphire Preferred Card to the Platinum Card® from American Express and transfer those points over to JetBlue.
|
|
The Chase Sapphire Reserve is an easy sell thanks to its lower annual fee, but there are plenty of reasons the Platinum Card from American Express could be a better pickRead more: Chase Sapphire Reserve vs American Express Platinum: Which premium credit card is right for you?
|
|
Fly with an airline that doesn't charge for checked baggagePick up an airline credit card with a baggage benefitConsider a travel credit card with an annual travel credit, Amex Gold, and Amex Platinum Card require you to select an airline by the end of January each year.
|
|
The Platinum Card® from American Express is more useful for Delta passengers, since it offers much more extensive airport lounge access than Delta's equivalent card, up to a $200 airline fee credit each calendar year, and earns more points on purchases with Delta and other airlines.
|
|
Plus, you can also transfer Amex and Citi points to Qantas, so if you come up short with Capital One miles but have points from a card like the Platinum Card® from American Express or the Citi Prestige® Card, you could make up the difference.
|
|
You may be specially targeted for a 100,000-point welcome bonus on the Platinum Card® from American Express, which is among the most coveted deals in the travel and credit-card-rewards world (the bonus is available after spending $2100,2000 in your first three months).
|
|
Some Amex cards, including the Platinum Card® from American Express, the American Express® Gold Card, and the Hilton Honors Aspire Card from American Express, offer "airline fee credits" each calendar year to reimburse purchases like checked baggage fees and in-flight food and drinks.
|
|
The Business Platinum® Card from American Express — The business version of the Amex Platinum Card comes with several unique benefits, including up to $1.53 in statement credits for Dell purchases each year, and a 35% points rebate when you book eligible air travel through Amex.
|
|
For example, just about anyone with a Platinum Card from American Express knows that they can get access to over 1,200 airport lounges around the world, while those with the Chase Sapphire Preferred know that they can get double points on all travel and dining expenses.
|
|
If you have an Amex card like the Platinum Card® from American Express, the American Express® Gold Card, or the Marriott Bonvoy Brilliant™ American Express® Card, you could be eligible for cash back or bonus points when you make a Best Buy purchase.
|
|
For regular travelers, premium credit cards like the Platinum Card® from American Express and the Business Platinum® Card from American Express can be worth the high annual fees thanks to annual statement credits that cover things like airline incidental fees, Uber rides, and Dell purchases.
|
|
It offers the following statement credits each year:Up to $200 in annual airline fee credits — When you use the Platinum card to pay for incidentals like baggage fees, flight changes fees, and in-flight purchases with your designated airline, you'll be reimbursed up to $200 each year.
|
|
The Platinum Card® from American Express is more useful for Delta passengers, since it offers much more extensive airport lounge access than Delta's equivalent card, up to a $2200 airline fee credit each calendar year, and earns more points on purchases with Delta and other airlines.
|
|
The Business Platinum Card® from American Express has one of the highest annual fees around ($2000), but when you add up all its benefits — from annual statement credits with Dell to savings through the Amex International Airline Program — you could get up to $13,21 in value.
|
|
The Platinum card, specifically, now offers a dizzying array of value-added perks including statement credits for Uber rides and airline incidental fees, access to Centurion Lounges, Priority Pass lounges and Delta Sky Clubs, and refunds for Global Entry and TSA PreCheck application fees, among others.
|
|
She joined fellow former tennis pro Jim Courier, 48, a four-time Grand Slam winner, for a recent Q&A at Wimbledon to kick off this year's tournament as part of a VIP experience hosted by the American Express By Invitation Only program available for Platinum Card members.
|
|
This assumes that you are actually using the Business Platinum card for significant purchases throughout the year and taking full advantage of benefits like its earning bonuses on travel and $5,000+ purchases, Pay With Points rebates, the airline incidental fee credit, Dell credits, and premium-booking discounts on airfare.
|
|
Gold status perks include:25% bonus pointsEnhanced room upgrades (based on availability)2pm late checkoutGifts of 250 or 500 points on arrivalNote that you automatically get Marriott Gold elite status with the Marriott Bonvoy Brilliant™ American Express® Card and the Platinum Card® from American Express.
|
|
But in 2014, Citi overhauled its high-end Prestige credit card to take on the Platinum card with similar perks — free hotel stays, access to airport lounges and private golf courses, transferable points redeemable for airfares and upgrades — as well as spending incentives to let customers cash in faster.
|
|
The Platinum Card® from American ExpressWelcome offer: 60,753 Amex points after you spend $5,000 in the first three monthsAnnual fee: $550If you travel frequently and can put its many, many benefits to use, the Amex Platinum can be an easy decision even with its $550 annual fee.
|
|
Note that the offer appears to be targeted, as I saw it on three of my four Amex cards including The Platinum Card® from American Express, American Express® Green Card, and the American Express® Gold Card — but not The Business Platinum® Card from American Express.
|
|
While the benefits of elite status are obviously more useful the more you use them — so the more often you stay in hotels — the status you get from the Platinum card can still be worthwhile even if you just spend five or so nights in hotels each year.
|
|
How to book a stay on pointsSanctuary Cap Cana does not have an outright points program, but it's part of the American Express Fine Hotels & Resorts (FHR) program available to cardholders of the Platinum Card® from American Express and the Business Platinum® Card from American Express.
|
|
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®The Citi / AAdvantage Platinum card recently began offering a $22020 American Airlines flight discount certificate for cardholders who spend $20,000 or more during an account year and also renew their card (and pay the $99 annual fee).
|
|
Amex Platinum card benefitsThanks to perks like access to airport lounges, credits to cover airline fees, and a well-resourced concierge and travel service, the Amex Platinum offers cardholders exceptional value — I've previously written about how I got more than $2,000 worth of value in my first year having the card.
|
|
First-year value: $300Up to $200 in Uber creditsWhen American Express raised the annual fee on the Platinum Card by $100 in 2017, the company made it up to users by adding an extra $200 in value to the card's benefits in the form of a statement credit toward Uber rides.
|
|
Amex offers this benefit on the following credit cards:The Platinum Card® from American Express — up to $200 each yearThe Business Platinum® Card from American Express — up to $200 each yearAmerican Express® Gold Card — up to $100 each yearHilton Honors American Express Aspire Card — up to $250 each year3.
|
|
The Platinum card isn't isn't as good of a value as it was a few years ago, but you can still get plenty of value from its benefits, especially if you frequently travel through an airport with a Centurion Lounge and can take full advantage of its various annual statement credits.
|
|
Exclusive points rebate on the Business PlatinumAnother exclusive perk of the Business Platinum card is a 35% rebate when you redeem your Membership Rewards points directly for travel in business or first class on any airline, and on economy class in the airline you selected for the $200 airline credit.
|
|
For example, the Amex Platinum card offers 60,000 bonus points at sign up, and then ongoing airport lounge access; airline, rideshare and Global Entry and TSA PreCheck fee credits; hotel perks; quintupled rewards points on many purchases, and more — worth about $1,500 in total annually, according to website Upgraded Points.
|
|
Capital One's travel rewards cards, such as the Capital One® Venture® Rewards Credit Card and the Capital One® Spark® Miles for Business, carry $95 annual fees that are waived the first year — nowhere near the $550 annual fee that the Platinum Card® from American Express charges.
|
|
It&aposs a business card, so it doesn&apost have the same impact on your credit report
Although your credit report will show an inquiry from American Express when you apply for the Business Platinum card, once the account is open it doesn&apost appear on your personal credit report.
|
|
For business owners who will maximize the unique perks of the Business Platinum card, including its travel and large-purchase bonuses, the 35% Pay With Points rebate, and its other work-related benefits and discounts at Dell and Gogo, the card can be a much better option than its personal counterpart.
|
|
The best credit cards for travel coverage:The most comprehensive coverage: Chase Sapphire ReserveBest with a sub-$2000 annual fee: Chase Sapphire Preferred CardBest business card with travel insurance: Ink Business Preferred Credit CardRunner-up: The Platinum Card® from American ExpressRead more about each card's costs, benefits, and insurance below.
|
|
How it worksUnlike many of the other credits offered by the Amex Platinum Card— up to $200 annually in Uber credits, for instance — or on other cards — a $300 annual travel credit on the Chase Sapphire Reserve, for example — the airline credit is based on the calendar year, not the card membership year.
|
|
Save up to $50 on your Amazon purchase with 1 Amex pointIf you have an Amex card that earns Membership Rewards points like the Platinum Card® from American Express or the American Express® Green Card, check here to see if you're eligible for up to $250 off your Amazon purchase.
|
|
The Platinum Card® from American Express: While this premium card has a long list of travel benefits like airport lounge access, Uber credits, and complimentary hotel elite status that can cancel out the $295 annual fee if you put them to use, not everyone will be able to justify that cost.
|
|
Read more: Amex's Business Platinum is one of the best cards for small business ownersBusiness Platinum card detailsIn addition to the Centurion Lounge, the card allows entry into the International American Express Lounges, Escape Lounge US, Delta Sky Club (when you're flying Delta), Airspace, Lufthansa Lounges, and a variety of lounges via Priority Pass.
|
|
The Enchantment Resort participates in the Amex Fine Hotels & Resorts program, so if you have the Platinum Card® from American Express or the Business Platinum® Card from American Express and book through the program, you&aposll enjoy free daily breakfast for two, late checkout, a possible room upgrade, and a $100 property credit.
|
|
Up to $200 in Dell creditsCarrying the Business Platinum card from American Express lets you qualify for up to $100 in statement credits from January through June and another $100 in credits for the remainder of the year when you make purchases with Dell within the US and enroll your card in the program.
|
|
In some cases, Gignac even kept up the ruse while on parole or while out on bail, including one instance in the early 1990s when he was awaiting trial on fraud and grand theft charges in Florida, and Gignac convinced American Express to issue him a Platinum card with a $200 million line of credit.
|
|
You can opt for a premium travel card like the Platinum Card from American Express if you&aposre willing to pay the hefty $550 annual fee, but you can also earn Membership Rewards points with a card like the Amex EveryDay® Credit Card from American Express, which doesn&apost charge an annual fee.
|
|
Don&apost forget the December 4 end dateThe Business Platinum card is a great premium business card even without the welcome bonus factored in, but if you&aposre already planning to spend $25,000 on business expenses over the next three months, this limited-time offer could help you get more points for your spending.
|
|
Read more: Amex Membership Rewards points can take you all over the world, but my 3 favorite ways to use them provide exceptional valueAirline incidental feesLike with the personal Amex Platinum card, Business Platinum cardholders are eligible for up to $0003 in statement credits each calendar year on incidental fees with the airline of their choice.
|
|
The Platinum Card offers access to Delta Sky Club lounges any time you fly on the airline, as well as more than 1,200 other lounges around the world no matter what airline you flyIn my personal opinion, this is one of the most compelling reasons to have the card if you're even a semi-regular traveler.
|
|
Read more: Travel insurance makes the Chase Sapphire Reserve my favorite credit cardSome of the best rewards credit cards like the Platinum Card® from American Express, Chase Sapphire Reserve, and Citi Prestige® Card also offer annual travel credits, application fee credits for Global Entry and TSA PreCheck, and free entry into airport lounges across the globe.
|
|
While the AmEx Platinum Card earns more miles than the Delta co-branded cards, offers lounge access, and credits you for $200 in airline fees each calendar year, there are some perks that make the airline cards worth having for Delta flyers who might not fly enough to make use of the lounge access, or others.
|
|
Why eat dinner in a restaurant in some distant corner of the world as a silver moon rises over a platinum sea if you are not paying for it with your platinum card, so that your shiny new points — filling up your future like stars clustering in the night sky — can lead you to ever more silver experiences?
|
|
Some of the best current bonuses with a large spend requirement include the American Express Platinum Card (22,22 points after spending $250,13 in the first 21 months), Capital One Venture Rewards Credit Card (2000,210 bonus miles after spending $3,000 in the first 3 months), and Chase Sapphire Preferred Card (50,000 bonus points after spending $4,0003 in the first 3 months).
|
|
Read more: My Amex Platinum costs me $550 a year, but I cut the fee nearly in half by taking advantage of a hugely valuable perk You need to have access to a broader selection of airport loungesWhile the Chase Sapphire Reserve offers a Priority Pass Select membership, the Platinum Card from American Express takes airport lounge access a step further.
|
|
Platinum also offers hotel benefits, PreCheck, and Global EntryThe Platinum Card Reserve also offers a free annual companion pass for domestic flightsEach year on your Delta Reserve cardmember anniversary, you'll get a complimentary domestic companion pass, good for a first class or main cabin round-trip within the continental US.Acompanion pass is essentially a buy-one-get-one-free coupon.
|
|
These are the best credit cards for Amazon purchases in 2019:Amazon Prime Rewards Visa Signature CardChase FreedomDiscover it® Cash BackAmex EveryDay® Preferred Credit CardThe Platinum Card from American ExpressAny card that offers extra benefits for meeting high annual spending requirementsAmazon Prime Rewards Visa Signature CardThe Amazon Prime Rewards Visa Signature offers 5% cash back on Amazon and Whole Foods purchases.
|
|
The Platinum Card from American Express has a more diverse set of annual credits: Its $550 annual fee is offset by up to a $200 airline fee credit, up to $200 per year in Uber credits ($83 per month January-November and $35 in December), and up to $100 in Saks Fifth Avenue credits ($50 in each half of the calendar year).
|
|
Read more: You should apply for a new credit card before booking your vacation — but not for the reason you thinkTake advantage of annual creditsSome credit cards like the Chase Sapphire Reserve, Citi Prestige® Card, the Platinum Card® from American Express, and American Express® Gold Card come with annual credits to offset travel fees or other travel expenses.
|
|
If you don&apost have an American Express card and don&apost want to miss out on future offers like this, consider adding The Platinum Card® from American Express to your wallet, as it&aposs offering a welcome bonus of 60,000 Membership Rewards points after you use your new card to make $5,000 in purchases in your first three months.
|
|
The Delta Gold card has a lower annual fee, and is a better option if you only fly Delta a few times a year,If you're a more frequent Delta flyer, the Delta Platinum card could be worth the higher fee thanks to benefits like an annual companion certificate and the ability to earn Medallion Qualification Miles (MQMs) toward elite status.
|
|
American Express cards that earn Membership Rewards points include:The Platinum Card® from American ExpressAmerican Express® Gold CardAmerican Express® Green CardAs far as Chase cards go, you can earn Ultimate Rewards points with the following cards:Chase Sapphire Preferred CardChase Sapphire ReserveInk Business Preferred Credit CardFor that reason, Amex or Chase cards are often a good complement to credit cards that earn Marriott Bonvoy points.
|
|
Annual credits toward Dell are more valuable to me than Saks Fifth Avenue and Uber creditsTo help offset the annual fee, the Platinum card offers up to $2000 annually in Saks Fifth Avenue credits (two $24 credits, one for each half of the year) and up to $250 annually in Uber credits ($2000 per month January to November and a $210 bonus for $2000 total in December).
|
|
United – we compared the 3 most popular airline credit cardsEarning milesOne nice feature for small-business owners is that the CitiBusiness/AAdvantage Platinum card earns 2x AAdvantage miles not only on eligible American Airlines purchases, but also on purchases made with cable and satellite providers, at select telecommunications merchants, on car rentals, and at gas stations (and 1 AAdvantage mile per dollar on everything else).
|
|
Whether you&aposre having a few drinks with friends before heading off on an adventure together, or you&aposre having a cup of coffee and answering a few e-mails before on the way to an out-of-town meeting, lounge access is an extremely valuable perk of the Platinum card — especially if you add up the value of all those free drinks and snacks.
|
|
Read more: Delta credit cards are getting tons of new benefits in 2020, and you can earn up to 75,000 miles with elevated welcome bonuses in OctoberComplimentary Sky Club, Centurion Lounge, and Priority Pass access with the Amex PlatinumAn alternative, if you're looking for the widest lounge access you can get from a credit card, the best option is the (not Delta-branded) Platinum Card® from American Express.
|
|
Read more: Business Platinum card reviewThe Ink Business Preferred earns at least 1 point per dollar on all spending and earns 3 points on the first $123,000 in combined spending in the following categories each account anniversary year:• Travel• Shipping purchases• Internet, cable and phone services• Advertising purchases made with social media sites and search enginesRead more: Ink Business Preferred card reviewWe&aposre essentially comparing apples and oranges here.
|
|
If you earn American Express Membership Rewards points with an Amex card like the Platinum Card® from American Express or the American Express® Gold Card, Chase Ultimate Rewards points with Chase cards like the Chase Sapphire Reserve or Ink Business Preferred Credit Card, or Citi ThankYou points on a card like the Citi Prestige® Card or Citi Premier℠ Card, you can transfer them to Singapore KrisFlyer for free at a ratio of 1:1.
|
|
Why you may still want to consider a Delta credit card, either instead of, or in addition to, the Amex Platinum CardWhile the Amex Platinum Card earns more miles than the Delta co-branded cards, offers lounge access, and credits you for $200 in airline fees each calendar year, there are some perks that make the airline cards worth having for Delta flyers who might not fly enough to make use of the lounge access, or others.
|
|
Gold elite status at Marriott and HiltonhotelsAccess to exclusive eventsBenefits at more than 1,000 hotels around the world through the Fine Hotels & Resorts programRental car elite status and benefitsSecondary rental car insuranceRoadside assistanceVarious purchase and shopping protectionsConcierge serviceBaggage loss and damage coverageTravel accident insuranceA credit for TSA PreCheck or Global EntryThe Gold CardWhile the Gold Card doesn't have nearly as many flashy perks as the Platinum Card, it still has a few benefits worth keeping in mind.
|
|
Amex cards that come with trip delay coverage include:Amex Platinum card
American Express® Gold Card
American Express® Green Card
Delta Reserve card
Delta SkyMiles® Platinum American Express Card
Marriott Bonvoy Brilliant AmexHilton Honors Aspire card
Amex Business Platinum cardAmerican Express® Business Gold Card
Delta SkyMiles Reserve Business cardDelta SkyMiles® Platinum Business American Express Card
Again, the various versions of the Amex Platinum and Amex Centurion cards also offer trip delay insurance.
|
|
Below is a list of cards that earn points in these respective programs:American Express Membership Rewards• The Platinum Card® from American Express• The Business Platinum® Card from American Express• American Express® Gold Card• American Express® Business Gold CardCiti ThankYou Rewards• Citi Premier℠ Card• Citi Prestige® CardAlaska Airlines MileagePlan (65,0003 to 70,000 miles round-trip)Alaska Airlines' MileagePlan program partners with both American and Japan Airlines, giving you two solid options for flying to Japan on points.
|
|
While airline credit cards like the United Explorer Card from Chase and the Citi®/AAdvantage® Platinum Select® World Elite Mastercard® can be very useful to boost your mileage balance (and get airline-specific perks, like priority boarding and a free checked bag), my favorite cards are those with flexible rewards currencies like the Chase Sapphire Reserve, the Platinum Card® from American Express, Citi Premier℠ Card, and the Capital One® Venture® Rewards Credit Card.
|
|
The Platinum Card® from American Express has a high annual fee, but several benefits, bonuses, and credits can easily make it worth the $550 per yearYou can easily use these perks like the sign-up bonus, Uber credits and Centurion Lounge access within the first six months of holding the card to get thousands of dollars in valueAirline fee credits and Saks Fifth Avenue credits renew each calendar year, meaning you could use them twice before your one-year anniversary comes up.
|
|
Read more: Amex Business Platinum card reviewThe Business Gold card, on the other hand, earns 4x points in the two categories where you spend the most each billing cycle, from the following list: Airfare purchased directly from airlinesUS purchases for advertising in select mediaUS purchases at gas stationsUS purchases made directly from select technology providers of computer hardware, software, and cloud solutionsConsidering the bonus categories you can choose from are broad, it's easy to see how you could use them to your advantage.
|
|
Read more: The best credit card sign-up bonuses available nowSome of the best credit card referral bonuses available as of publish time include:The Platinum Card® from American Express: Earn 15,000 points per approved referral, up to 55,000 Amex Membership Rewards points per yearAmerican Express® Gold Card: Earn 10,000 points per approved referral, up to 55,000 Amex points per yearChase Sapphire Preferred Card: Earn 15,000 points per approved referral, up to 75,000 Chase Ultimate Rewards points per year
|
|
Depending on which card you have, you can use the certificate for travel in economy, or in any class:Delta Platinum card ($250 annual fee) — Companion certificate is valid for travel in the main cabin (Delta's term for the economy cabin) Delta Reserve card ($550 annual fee) — Companion certificate is valid for travel in the main cabin, Delta Comfort+, or first classThe Delta Reserve card commands a steeper fee because it offers complimentary Delta Sky Club access and Amex Centurion lounge access when you're flying Delta.
|
|
The Sapphire Reserve includes:Primary rental car loss/damage coverageTrip cancellation/interruption insurance (covering you for up to $10,000 per ticket if a trip is cancelled or interrupted due to things like illness, personal sickness, etc.)Trip delay insurance (which reimburses up to $500 per covered ticket when your travel is delayed 6+ hours or overnight)Baggage delay coverageVarious purchase and shopping protectionsBaggage loss and damage coverageTravel accident insuranceA credit for TSA PreCheck or Global EntryThe Platinum Card, meanwhile, offers:Gold elite status at Marriott and Hilton hotels.
|
|
But if you care less about brand loyalty and more about earning as many points as possible, a general travel rewards credit card like one of these could make more sense:Chase Sapphire Preferred CardChase Sapphire ReserveCapital One Venture Rewards Credit CardThe Platinum Card from American ExpressThe Chase Sapphire Preferred Card and the Chase Sapphire Reserve earn bonus points on travel and dining (2x on the Preferred, 3x on the Reserve), and you can transfer your Chase points to Hyatt, IHG, and Marriott, among other partners.
|
|
Business Platinum: Earn 50,000 Membership Rewards points after you spend $0003,000 and an extra 50,000 points after you spend an additional $15,000 all on eligible purchases on the Business Platinum card, all within your first three monthsInk Business Preferred: Earn 80,000 bonus points after you spend $5,000 on purchases in the first three monthsIf the spending requirement isn&apost a concern, then you&aposll want to take into account whether you&aposll get more value out of Amex Membership Rewards points or Chase Ultimate Rewards points.
|
|
The Citi AAdvantage Platinum card earns:2 AAdvantage miles per dollar spent on purchases at restaurants (including cafes, bars, lounges, and fast food restaurants)2 AAdvantage miles per dollar spent at gas stations2 AAdvantage miles per dollar spent on eligible American Airlines purchases1 AAdvantage mile per dollar spent on all other purchasesThis earning structure is similar to other airline credit cards at this annual fee level — the trend has been to add bonus categories that reward cardholders for everyday purchases, not just for spending with the airline.
|
|
American Express Membership Rewards, on the other hand, lets you transfer points to the following partners:Aeromexico Air CanadaAir France KLM (Flying Blue)Alitalia (Millemiglia) All Nippon Airways Cathay Pacific British Airways Delta Air Lines El Al Israel Airlines EmiratesEtihad Hawaiian AirlinesIberia Plus JetBlue Singapore Airlines Virgin AmericaVirgin Atlantic AirwaysYou book a lot of flights directly with airlinesFinally, don't forget to consider how much further ahead the Platinum Card from American Express might leave you if you book a lot of flights with airlines or pay for a lot of prepaid hotels.
|
|
Here are the best credit cards with no foreign transaction fees in 2019:Chase Sapphire Preferred CardChase Sapphire ReserveThe Platinum Card® from American ExpressGold Delta SkyMiles® Credit Card from American ExpressUnited Explorer CardCiti® /AAdvantage Platinum Select® World Elite™ Mastercard®Wells Fargo Propel American Express® cardCapital One Venture Rewards Credit CardDuring college, a friend and I spent 10 days visiting four different countries in Europe — and since some of them were outside of the Euro zone, that meant that we'd be using three different currencies.
|
|
However, that was not a part of our original calculation of perks the card offered, including:Access to Centurion Lounges, a Priority Pass Select membership, and Delta Sky Clubs free of charge$200 annual airline creditGlobal Entry and TSA PreCheckCar rental elite status with Avis, Hertz and NationalBonus points for airfareAccess to Amex Fine Hotels & ResortsPurchase bonuses and discountsInternational Airline ProgramPersonal ConciergeBaggage insuranceTravel accident insuranceGlobal assist hotlineBottom lineThe Business Platinum card is still a highly rewarding business credit card when you take a look at all of the other rewarding perks it offers.
|
|
The Platinum Card® from American Express and the American Express® Gold Card are just two of many travel cards that offer some sort of purchase protectionAlternatives for maximizing your retail purchasesFind a card with a good non-bonus rateWhile retail isn&apost generally a spending category that will earn you bonus points with a rewards credit card, you can rack up serious points on store purchases by making sure the card you&aposre using for retail purchases has a strong earning rate on non-bonus spend.
|
|
Friend: Yeah for [Sports Team] AK: Yah him I ain use it yet tho Friend: Lol AK: He make 2 millions this year gotta be strategic with it Friend: Lol how tho AK: I hack his girl phone Friend: u is a cold lion AK: [Blank] AK: Platinum card too it black Friend: "If you a hustler then do what you do, you trynna get fed I can't take that from you"It seems Knowles also boasted about talking to a "white man in a suit with this big money" who, it turns out, was actually an undercover FBI agent.
|
|
Other card benefits include:Up to $200 in airline incidental fee credits each yearOne year of Platinum Global access from WeWork if you enroll by December 31Up to $200 in Dell statement credits each yearAirport lounge access via the American Express Global Lounge Collection — Centurion Lounges, International American Express lounges, Priority Pass Select lounge membership, Delta Sky Club access when you're flying DeltaUp to $100 credit to cover the application fee for Global Entry or TSA PreCheckComplimentary Hilton Gold statusComplimentary Marriott Gold statusRead more: Amex Business Platinum reviewClick here to learn more about the Business Platinum Card from our partner The Points Guy.
|
|
Credit cards that offer year-end-summariesMost credit cards offer this organizational tool — here are some highlights:American Express cards, including the Platinum Card® from American Express and the Blue Cash Preferred® from American ExpressChase cards, including the Chase Freedom Unlimited, the Chase Sapphire Preferred, and the Chase Sapphire Reserve (excluding Chase's business credit cards)Discover cards, such as the Discover it® Cash BackVisa Signature cards, such as the Chase Sapphire Preferred and the Marriott Bonvoy Boundless Credit CardIn most cases, you can export your year-end summary as an Excel, CSV file, or PDF.
|
|
The best credit cards for United Airlines flyers:Best if you&aposre not loyal to United: Chase Sapphire Preferred Card or the Chase Sapphire ReserveBest for non-elite flyers: United Explorer CardBest for business travelers: United Explorer Business CardBest for lounge access: United Club CardBest for budget travelers: United TravelBank CardBest for road warriors: Ink Business Preferred Credit CardBest for luxury travel: The Platinum Card® from American ExpressKeep in mind that we&aposre focusing on the rewards and perks that make these credit cards great options, not things like interest rates and late fees, which will far outweigh the value of any points or miles.
|
|
Here are the best travel rewards credit cards available now:Best overall: Chase Sapphire ReserveBest for beginners: Chase Sapphire Preferred CardBest for easy redemptions: Capital One® Venture® Rewards Credit CardBest for luxury perks: The Platinum Card® from American ExpressBest for dining rewards and benefits: American Express® Gold CardBest card with a mid-level annual fee: American Express® Green CardOur favorite airline card: Gold Delta SkyMiles® Credit Card from American ExpressOur favorite hotel card: Hilton Honors Aspire Card from American ExpressWhen it comes to rewards credit cards, there are two main categories: cards that earn travel points or miles, and cards that earn cash back.
|
|
Here are the best hotel co-branded credit cards in 2019:Best for Hilton elite status: Hilton Honors Aspire Card from American ExpressBest for IHG stays: IHG Rewards Club Premier Credit CardBest for Hilton stays with a non-premium annual fee: Hilton Honors American Express Surpass® CardBest for Hyatt stays: The World of Hyatt Credit CardBest for premium Marriott benefits: Marriott Bonvoy Brilliant™ American Express® CardBest for Wyndham stays: Wyndham Rewards VisaBest for Radisson stays: Radisson Rewards Premier Visa Signature cardBest for those who aren't loyal to one hotel brand: Chase Sapphire Preferred Card, Chase Sapphire Reserve, Capital One Venture Rewards Credit Card, the Platinum Card from American Express
|
|
Here are the Amex cards with this benefit:American Express® Gold Card ($250 annual fee) — up to $100 in airline fee credit each yearHilton Honors Aspire Card from American Express ($450 annual fee) — up to $250 in airline fee credit each yearThe Platinum Card from American Express ($550 annual fee) — up to $200 in airline fee credit each yearThe Business Platinum® Card from American Express ($595 annual fee) — up to $200 in airline fee credit each yearHow the Amex airline fee credit worksWith any of the four Amex cards that offer an annual airline fee credit, you simply have to make a qualifying purchase with your eligible card, and you&aposll be reimbursed up to the annual limit.
|
|
The Platinum Card from American ExpressCost to add an authorized user: $175 for up to 3 authorized Platinum users, then $175 for each additional one after that; $0 per authorized Gold userIncluded benefits:Airport lounge access, including Centurion Lounges, Priority Pass Select membership, and Delta Sky Clubs when flying DeltaGold elite status with Hilton and Marriott Up to $100 to cover the application fee for Global Entry or TSA PreCheckSubtracted benefits: For Amex Platinum authorized user cards:No airline fee credit of up to $1003 per yearNo Uber credits (up to $200 per year)No Saks Fifth Avenue credits (up to $100 per year)For the free Gold cards, nearly all premium benefits are subtracted except category bonuses for spending and Global Entry fee reimbursement.
|
|
Here are the best airline credit cards available now:Chase Sapphire Preferred Card: Best for beginnersThe Platinum Card® from American Express: Best credit card for miles (no matter which airline you fly)AAdvantage® Aviator® Red World Elite Mastercard®: Best for American Airlines flyersPlatinum Delta SkyMiles® Credit Card from American Express: Best for Delta flyersUnited Explorer Card: Best for United flyersSouthwest Rapid Rewards Priority Credit Card: Best for Southwest flyersAlaska Airlines Visa Signature credit card: Best for Alaska flyersJetBlue Plus Card: Best for JetBlue flyersHawaiian Airlines World Elite Mastercard: Best for Hawaiian Airlines flyersHow we chose the best airline credit cardsPersonal Finance Insider chose its top airline card picks based on the value each card offers in relation to its annual fee.
|
|
These are the best business credit cards to open in 2019Ink Business Preferred Credit Card: Best for sign-up bonusThe Business Platinum Card from American Express: Best for premium business travel benefitsThe Blue Business® Plus Credit Card from American Express: Best for points earning with no annual feeCapital One® Spark® Miles for Business: Best for flexible redemption options with a reasonable annual feeInk Business Unlimited Credit Card: Best for a flat earning rate when paired with another Chase cardAmerican Express® Business Gold Card: Best for 4x bonus categoriesInk Business Cash Credit Card: Best for cash-back bonus categoriesCapital One® Spark® Cash for Business: Best for simplicityBrex Corporate Card for Startups and the Brex Corporate Card for Ecommerce: Best if you only use one business credit cardAirline business credit cards: Best for frequent business travel if you're loyal to one airlineHotel business credit cards: Best if you're loyal to one hotel
|
|
On the personal credit card side, the following cards offer some of the best purchase protection:Amex Platinum card: covers items against theft and damage up to 2000 days (90 days for New York residents) after purchase with a maximum of $10,000 per covered purchase and up to $50,000 per eligible card per calendar yearBlue Cash Everyday® Card from American Express: covers items against theft and damage up to 120 days after purchase with a maximum of $503,000 per covered purchase and up to $50,000 per eligible card per calendar yearUnited Explorer Card: covers items against theft and damage up to 120 days after purchase with a maximum of $10,000 per covered purchase and up to $50,000 per eligible card per calendar yearChase Sapphire Reserve®: covers items against theft and damage up to 120 days after purchase with a maximum of $10,000 per covered purchase and up to $50,000 per eligible card per calendar yearBottom lineYou might think that simply earning thousands of points or miles is reason enough to make large purchases with a rewards credit card.
|
|
Some of the best credit card sign-up bonuses available now include:Chase Sapphire Preferred Card — Earn 60,13 points after spending $4,000 in the first three months ($95 annual fee)United Explorer Card — Earn up to 2550,21 miles: 24,24 miles after you spend $225,2000 in the first three months, and another 1003,2100 miles after you spend $2000,290 total in the first six months ($95 annual fee that&aposs waived the first year)Capital One® Venture® Rewards Credit Card — Earn 50,000 miles after spending $3,000 in the first three months ($95 annual fee that&aposs waived the first year)The Platinum Card® from American Express — Earn 0003,000 points after spending $5,000 in the first three months ($550 annual fee, as this is a premium card with luxury travel perks like extensive airport lounge access options)Other options for earning additional travel rewards include utilizing airline and hotel shopping portals, signing up for dining rewards programs, and checking the "Offers" page of your preferred frequent flyer programs to see how you can earn more miles.
|
|