His walkaways are trying to turn a dystopia into a utopia by writing better computer code than their enemies.
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Frightened of losing control over society, the 1 percent wages full-on war against the "walkaways," especially after they develop a process that can digitize individual human brains, essentially uploading them to machines and making them immortal.
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One thing that the elite are especially interested in is scientific research that the walkaways are carrying out which could finally put an end to death – and all this leads to revolution and eventual war.
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Located just a few minutes' walk from the city centre, this is a popular trekking trail for the city's residents. There are well-made walkaways through the small park, which has benches and picnic spots as well as a waterfall and ponds with water lilies.
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The GAO found that in the period January 2008 to March 2010, mortgage servicers charged off 46,000 properties, with 60 percent of the charge-offs occurring before an initial foreclosure filing was made. In this period, Detroit, Michigan had the highest number of bank walkaways, with Chicago, Illinois being second.
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But with the 1990s remodeling, Puente de Los Leones was enlarged to include walkaways on both sides of the bridge and the pedestrian overpass bridge was eliminated. The bridge now has permanent six feet wide pedestrian walkways on both sides.Bridge at PR 1 over PORTUGUES RIVER: Ponce, Puerto Rico. James Baughn.
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As with other departures from ordinary home ownership or foreclosure, bank walkaways leave homes in a state of limbo – the houses may be vacant and in dilapidated condition, and the ownership and future of the house are unclear. When a home is not foreclosed on, the borrower (generally resident or landlord) is still legally responsible for housing taxes, maintenance, and demolition costs, if the house is condemned. When neither the borrower nor the lender takes responsibility for a house, the city is left with the costs.
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A strategic default is the decision by a borrower to stop making payments (i.e., to default) on a debt, despite having the financial ability to make the payments. This is particularly associated with residential and commercial mortgages, in which case it usually occurs after a substantial drop in the house's price such that the debt owed is (considerably) greater than the value of the property — the property has negative equity or is underwater — and is expected to remain so for the foreseeable future, such as following the bursting of a real estate bubble. Such borrowers are called walkaways.
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A bank walkaway is a decision by a mortgage lender (a bank) to not foreclose on a defaulted mortgage (when the borrower has ceased to make the payments), or to not complete foreclosure proceedings (to "walk away" from the mortgage). These are sometimes referred to as abandoned foreclosures or stalled foreclosures, though this latter term is also used more broadly when the foreclosure process has stalled for other reasons. In addition to homes directly owned by a bank, the same phenomenon occurs when the home is part of a mortgage-backed security (MBS), in which case it is the mortgage servicer who has chosen to not foreclose or to cease foreclosure proceedings. In the United States, bank walkaways have increased in recent years in the wake of the United States housing bubble, and they are also known as red flag homes.
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In a world of non-work, ruined by human-created climate change and pollution, and where people are under surveillance and ruled over by a mega- rich elite, Hubert, Etc, his friend Seth, and Natalie, decide that they have nothing to lose by turning their backs and walking away from the everyday world or "default reality". With the advent of 3D printing – and especially the ability to use these to fabricate even better fabricators – and with machines that can search for and reprocess waste or discarded materials, they no longer have need of Default for the basic essentials of life, such as food, clothing and shelter. As more and more people choose to "walkaway", the ruling elite do not take these social changes sitting down. They use the military, police and mercenaries to attack and disrupt the walkaways' new settlements.
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The group's myriad sounds and influences collided and were showcased on their album Next Perfect Thing in 2004. Written, produced, and recorded by the original tandem of Roberts, Morgan, Solomon, and Cunningham, the album received attention in D.C., Maryland, and Virginia and generated regional and national airplay for all of the album's four singles. In addition to the award-winning Next Perfect Thing Down Holly also released a well- received EP, Japanese Bonus Track in 2002, and a long-form live DVD in 2005 entitled Mach II: Live at RFK (So Come and Play). Roberts now fronts the power-pop band Spinning Lucy out of Philadelphia, PA. Cunningham plays drums for The Walkaways, a roots rock group based in Arlington, VA. Kamran writes, sings, and plays guitar for his touring musical creation, The Daybreak Line, also out of Arlington.
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The primary reason for bank walkaways is that a bank expects to lose money by foreclosing – when proceeds from a foreclosure sale are expected to be insufficient to cover the cost of the foreclosure itself, together with securing, maintaining, and marketing the home for sale. Thus, if the bank were to foreclose (taking ownership) and then sell the home, the bank expects that it would lose money, and thus chooses to not do so. Also, if there are problems with the property which the bank, if it takes possession and thus ownership, might become liable for, the bank might choose not to do so. For example, if a property had chemical contamination, excessive refuse or waste, or environmental damage requiring expensive remediation (such as if it was used for the manufacture of crystal meth or other illegal and/or toxic substances), it might be too expensive to rehabilitate the property or clean it up in order to be able to resell it, and thus the bank might decide to abandon the foreclosure and thus not become owner of the distressed property.
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