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358 Sentences With "total loss"

How to use total loss in a sentence? Find typical usage patterns (collocations)/phrases/context for "total loss" and check conjugation/comparative form for "total loss". Mastering all the usages of "total loss" from sentence examples published by news publications.

type: All Declarative Interrogative Exclamative

structure: All Simple Compound Complex Compound-Complex

length: All <=10 words 10-20 words 20-30 words 30-50 words

It's like a much more fundamental total loss of myself.
This hasn't been a total loss for the ESA and Russia.
It estimated its total loss at 300 million rand ($19 million).
What accounts for the almost total loss in the plant's value?
Walking away can result in a total loss on the investment.
I've been trying to file a total loss claim with FEMA.
All my tools and the lawn mower are a total loss.
Fitzpatrick also says to remember that no relationship is a total loss.
Most of what was still in the field was a total loss.
Macy's sustained a total loss on the items, according to the complaint.
It wasn't a total loss for opponents of the new ruling, though.
Total loss before tax after non-headline items was 236 million pounds.
No word on whether the whip's considered salvageable or a total loss.
The birds hit both engines, creating the near total loss of thrust.
Four shows flopped this spring at a total loss to their investors.
"But I'd [also] experienced a total loss in sex drive," she says.
There's "metabolic panic," meaning either constant hunger or a total loss of appetite.
The fire resulted in a total loss of the home and all possessions.
High returns entail high risks, possibly including a total loss on the investments.
Four dogs died in the blaze, and the house was a total loss.
Jones said farmers have crop insurance, but it doesn't cover the total loss.
Fans who hoped to see more of Corden aren't at a total loss, however.
The fire resulted in a total loss of the home and all possessions. pic.twitter.
Despite my determination to be a good friend, I was at a total loss.
Snorting it leads to nosebleeds, a perpetual sniff and a total loss of smell.
ELCs account for at least 0.53% of the total loss of Cambodian forest cover.
Boeing estimates the total loss to the company at nine billion dollars and rising.
PA), to hold sufficient financial buffers, the so-called Total loss absorbing capacity (TLAC).
The total loss of jobs across the economy may be as high as 300,000.
The vehicle was a total loss because of the salt water damage, he said.
The result was political inertia and a total loss of credibility with the voters.
Anthony's 120-foot Andiamo yacht became engulfed Wednesday night ... and was a total loss.
Implementing total loss absorbing capacity (TLAC) requirements will present a further challenge to HSBC's profitability.
"The boat is a total loss right now from what we can see," Veloz said.
Even if your supervisor says no for now, don't take it as a total loss!
Few thought to add a fourth, more elusive cause: the regime's total loss of credibility.
The two of us stood there for a while, at a total loss for words.
"That thing is a total loss," Billy Sanderson told CNN affiliate WNCT, his voice breaking.
"Any hot hemp is going to be a total loss for the farmer," she said.
Of the nearly 30 percent total loss of birds, roughly 25 percent were native species.
His home is a total loss, confirmed by a friend who was able to take pictures.
The Dow closed down 2.2% on Friday, bringing its total loss for the week to 4.5%.
These bonds, called total loss absorbing capacity, would be exchanged for shares in the financial institution.
The total loss is about as much as the $85033 billion property loss from Hurricane Harvey.
Implementing total loss absorbing capacity (TLAC) requirements continues to present a further challenge to HSBC's profitability.
In 2015, the total loss amount of those type of scams was $203,390,531, the report reads.
Locals in nearby Quaama estimate the total loss for the area as somewhere in the fifties.
"The office itself is a total loss," Dallas Woodhouse, head of the state Republican Party, said.
However, the night in the Music City wasn't a total loss for the Pacific Division team.
It also needs to issue more debt to meet new global total loss-absorbing capacity rules.
While these images provide some closure with Vikram, India's Chandrayaan-2 mission isn't a total loss.
While the farmhouse is a total loss, Grim said it could have been a lot worse.
The synagogue could not be saved and was deemed a total loss, according to court documents.
He got to write off the first 100 days of his presidency as a total loss.
Prosecutors contend the total loss cause by Melgen's fraud was between $65 million and $150 million.
It was built two years ago to the highest local code, but it was a total loss.
Third, your worst-case scenario with stocks is a total loss should the price fall to zero.
The satellite is presumed to be a "total loss," according to unnamed U.S. officials interviewed by Bloomberg.
Living wills, structural reforms and total loss absorbing capacity requirements are making firms more straightforward to resolve.
The price of rebuilding a house in the case of a total loss is easy to determine.
"There is always the possibility of a decrease or total loss of income, now especially," said Powell.
"Once the fire was extinguished, it was determined to be a total loss," the Sheriff's Office said.
So it's not a total loss for those of us itchy for new numbers all the time.
Today, she lives with permanent facial scarring and the total loss of sight in her right eye.
Banks need to raise extra funding to meet new Total Loss Absorbing Capacity (TLAC) requirements proposed last year.
This could essentially become a total loss, since drivers cannot regain possession of their cars without establishing ownership.
Oil prices have fallen without a break since June 8, for a total loss of about 7 percent.
Intact used satellite imagery and geocoding technology to see if buildings were a total loss or partially destroyed.
But, if you're at a total loss for what to give them, why not look to the stars?
Though no one was hurt, the truck was expected to be a total loss, according to the station.
We've been hearing reports over the last hour of either delayed responses or just total loss of connection.
The total loss is difficult to nail down, in part because the exact span of the outage varied.
This near-total loss of investor confidence has translated directly into share-price underperformance and a depressed valuation.
MedMen also made 15 new hires during February, for a total loss of 113 jobs, the filing shows.
But it would be an incremental reform that cannot compensate for a total loss of monetary-policy firepower.
I had such a small little rider related to the art, so it was rendered a total loss.
The metal fell more than 1 percent Tuesday bringing its total loss for May to more than 8 percent.
Her beloved silver 2004 Hyundai Santa Fe, nicknamed Lily, was flooded in her driveway and is a total loss.
"Total loss," began Alirio Alvarado, looking up from an agricultural pond where he once farmed a fish called cachama.
It may be hard to believe, but the past few months haven't been a total loss for Western civilization.
The total loss in coverage over the next decade would wipe out Obamacare's gains in coverage, and then some.
MREL requirements are similar to and overlap with global rules requiring banks to hold total loss-absorbing capacity (TLAC).
All Fowler could do was wait for Love's announcement Monday to see if the week was a total loss.
This reflects the implementation of total loss absorbing capital (TLAC) requirements for U.S. Global Systemically Important Banks (G-SIBs).
I liked to be in control, and throwing up was a total loss of control, a window into vulnerability.
But since the fund also pays investors income, it would post a total loss of roughly only 3.0 percent.
A dollar amount of property loss has not been released, but Judge said the house is a total loss.
That didn't mean much when the car had been declared a total loss, which voided the warranty on its own.
"Our home was a total loss, along with most of the houses around the area," the 28-year-old said.
This story was updated to include a quote from NOAA scientist Adam Smith and details about NOAA's total loss estimates.
However, the two did have a magical chat about Franco's co-star, Daniel Radcliffe, so it wasn't a total loss.
Williams further stated crews let the fire burn itself out and that the house is a total loss, WAFB reports.
In all, Britain has been involved in 29 deployments since 1945 and has suffered a total loss of 7,186 lives.
Officials said the explosion knocked two other substations offline and caused a total loss of 400 megawatts worth of generation.
The rule, which would govern a bank's 'total loss-absorbing capacity,' will come "in the very near term," he said.
Recently, 30 percent of the coral died in one year, bringing estimates of the total loss to about 50 percent.
Many relevant visual archives are undergoing difficulties, if not total loss, because of the negligence of those responsible for their care.
"There was nothing I could do to salvage my grains - it was a total loss," he told the Thomson Reuters Foundation.
Investors placed US$20700bn of orders for the deal, which will count towards the Swiss bank's Total Loss Absorbing Capacity requirement.
Ryan Reynolds may not have won a Golden Globe, but he kissed Andrew Garfield, so the night wasn't a total loss.
"It's considered a total loss," Rector — whose sister, father, and brother also work for the police department — told BuzzFeed News Thursday.
However, that mission was not a total loss as the satellite it carried was still able to make it to orbit.
"The office itself is a total loss," Dallas Woodhouse, executive director of the North Carolina Republican party told the Charlotte Observer.
"We had done the previous record design for HTDW's Total Loss album which was a phenomenal smash hit success," said Clancy.
Brain death — the total loss of all brain function — accounts for 1-2% of all deaths in the U.S. every year.
While everyone else reacted with disgust, not one of them confronted him when I was at a total loss for words.
Even if Vivendi decides to walk away from its Ubisoft stake, it won't be a total loss for the company, however.
The need to create such Total Loss-Absorbing Capacity (TLAC) concerns among others Britain's HSBC and Barclays and Germany's Deutsche Bank.
His firm, Third Point, lost about 6 percent in December, bringing its total loss for the year to about 11 percent.
The cotton crop this year could be a near total loss, with damage estimated at between $3003 million and $800 million.
Angel investors put a lot toward a project and they also accept the possibility that it may be a total loss.
Sadow sees the act of salvaging so-called "total loss" Teslas as, paradoxically, part of Tesla's corporate mission to promote sustainable energy.
Intelsat also clarified that a second failure occurred during efforts to recover the vehicle, resulting in the total loss of the satellite.
Owners of coco (and other) bonds now know, if they did not already, that the threat of a total loss is real.
If you're at a total loss for what to give your dear old dad this year, why not consult his Zodiac sign?
"This is a total loss," said Johnny Pimenel, a 63-year-old resident of Naguabo in the eastern part of the island.
The big picture: Just three years before, there were fewer than 9,000 romance scam reports with a total loss of $33 million.
"Total loss of a supertall building - requiring demolition and replacement - is a distinct possibility in the event of a fire," they wrote.
While one might be declared a total loss, another that appeared to suffer similar damage might be denied reconstruction assistance, he said.
"Jules, even at a total loss, always has this captivating spark of free spirit and optimism, and a magical sense of innocence."
Lenovo's total loss for the year ending in March was $189 million, down from a profit of $535 million a year ago.
"A lot of these crops have not been harvested at all, so that means a total loss on those farms," he said.
But I don't think the notion that the total loss in real income would be bigger than conventional analysis suggests holds up.
Those who have comprehensive insurance should get a payment based on replacement value minus depreciation, if their car is a total loss.
I reviewed it and, if nothing else, got this fun GIF of my rabbit, Lucy: So not a total loss, I guess.
That would better align MREL with the Financial Stability Board's total loss-absorbing capacity (TLAC) standard, which applies to the world's largest lenders.
That's a really crazy thing to experience at a young age — the total loss of control of your body in a consistent way.
Thus we learn that when slave ships crowded with people stolen from their homelands sank, it was not a total loss for shipowners.
A Bible was also recovered from the car, apparently unscathed by the fire, despite the car ending up a total loss, in ashes.
The kingdom would need to increase production and exports by at least 212 million bpd to cover the total loss of Iranian barrels.
These mitigation efforts would be much cheaper than having to pay a total loss property damage claim had the fire destroyed our home.
"When, not if, but when, that happens, it will be a total loss as there's no insurance and no fiat backing," Cramer said.
Buying into initial coin offerings (ICOs) can lead to the total loss of an investment, said the head of a top European regulator.
The Dow (INDU) finished 22.4 points, or about 254.95% lower, bringing the index's total loss over the past four days to about 2,267.
"ICOs are extremely risky and highly speculative investments," the agency said, adding there was a risk of "the total loss of your investment".
" As for the rest of the cotton left in the field, Hall said that "anything on the stalk is a near total loss.
"I would estimate that the building is going to be a total loss," assistant fire chief Bryan Tyner told Minnesota Public Radio News.
Recent new regulations aim to ensure that the "total loss-absorbing capacity" of the largest banks, which includes such instruments, reaches at least 18%.
The sodden bullshit of the idea of correct pregnancy belies one of reproduction's most difficult components: Pregnancy entails a near-total loss of control.
This condition, if not corrected, could lead to partial or total loss of some avionics systems or functions, possibly resulting in an unsafe condition.
Herbalife and, as part of the settlement, eventually received $14,094 - a fraction of his total loss but enough to begin to rebuild his life.
The banks' profiles would also be supported as they build risk buffers to meet the new total loss-absorbing capacity (TLAC) requirements by 2019.
They use "Seasons of the Abyss," and there's a brief shot of Sarah Michelle Gellar, so hey, maybe 90s MTV wasn't a total loss.
Our sources say someone smashed through Chrissy's back bedroom window and took a couple of purses -- unclear what the total loss is in dollars.
The main changes will be the agreed phase-in of higher capital requirements and - in Japan's case - higher total loss-absorbing capacity (TLAC) requirements.
"That takes out any chance of getting wet or the cars flooding, which would be a total loss of really expensive vehicles," he said.
Westhoff estimated an additional $4 billion drop on soybean exports after the effects of tariffs but before the total loss of China as a customer.
Raiffeisen said it could live with the government's proposal and build up its so-called total loss-absorbtion capacity capital buffers during a transition period.
Short-sellers lost $150 million in Wayfair Tuesday, bringing the total loss to $366 million this year in the stock, according to S3 Partners estimates.
"The total loss in Nebraska farm revenues due to the retaliatory tariffs ranges from $695 million to $1.026 billion so far in 2018," Rempe said.
Stratford Mayor Laura Hoydick issued a statement calling the "total loss" of the building devastating and saying the cause of the fire is under investigation.
No one has quantified the total loss to sweet corn, soybeans, tomatoes, bell peppers, and green beans, but no one disputes that it is significant.
The new debt class would allow EU global systemically important banks (G-SIBs) to meet the Financial Stability Board's Total Loss-absorbing Capacity (TLAC) requirements.
Mr. Red Cloud now rides a flat-bottomed boat each night to the one home on his family's property that is not a total loss.
After a large storm and flooding, many belongings will be a total loss, but often there are unexpected treasures that survive that can be restored.
"I knew it was going to be a total loss," Jackson told CNN after watching footage of waves busting through the windows of her house.
Klarman said his bets on publicly traded companies generated losses of about 6.7 percent, which is different than the unspecified total loss posted by the firm.
Total loss-absorbing capacity (TLAC) is part of a global regulatory drive forcing the world's largest banks to build up buffers of bail-in-able debt.
SG already complies with its 2019 total loss-absorbing capacity requirement of 19.5%, including the inclusion of up to 2.5% of RWAs in senior preferred debt.
"Young people's illiberal opinions about freedom of expression and their incredible identitarianism are on the rise," says Mr Christakis, who fears a "total loss of nuance".
This can include severe damage, or even the total loss of homes, uprooted trees and power outages that last weeks or months, rendering some areas uninhabitable.
The blackout resulted in a "near-total loss of access" for mobile and fixed line connections for most ordinary users, according to digital rights NGO NetBlocks.
We could probably get some good freeze-frames of the inside of some famous people's nostrils with it, though, so maybe things aren't a total loss.
"We are many months from being able to provide a number that we believe accurately represents the total loss of life inside Grenfell Tower," McCormack said.
Even a total loss would be covered roughly 10 times over by the annual yield on the bank's portfolio, assuming an average yield of 1 percent.
The company is confident to meet requirements for international standards on total loss-absorbing capacity, Zhang Keqiu said at a press conference in Beijing on Tuesday.
This decrease in workers will bring the IRS' total loss to more than 17,000 since fiscal 2010, Koskinen said at a Senate Finance Committee hearing Wednesday.
By contrast, the most common single result for an individual stock over that period was a return of nearly negative 100 percent — almost a total loss.
The report estimated the total loss of this business to Britain would be worth £1.6 trillion ($1.9 trillion), or 17 percent of the U.K.'s banking assets.
Other large US banks are expected to sell similar structures in the coming weeks as they strive to meet total loss absorbing capacity requirements by January 2019.
He had heard that his neighborhood was only 80 percent damaged, but when he went back to his home early Wednesday, he found it a total loss.
Fitch believes that the likelihood of failure is roughly equivalent, while the default risk at the operating company would be lower given total loss absorbing capital (TLAC).
We expect notes issued under the programme to qualify for inclusion in gone concern capital under the new Swiss regulations and in total loss-absorbing capacity (TLAC).
By the next morning, it was clear that the facility, a recycling plant that serves the north Texas cities of Plano and Richardson, was a total loss.
Mr. Kinsella sank $750,123 in a revival of "Jesus Christ Superstar," which closed at a total loss three months after opening, and many others had similar experiences.
He created an image of an America teetering on the brink of destruction -- which he cast as a total loss of the culture that made America great.
Researchers estimated a total loss of $1.3 billion for India as a result of internet shutdowns, but said they expected the actual figure to be even higher.
With no wood, no equipment and no work space, it had also no plan for dealing with such a total loss and was in danger of folding.
US banks pioneered the use of senior callables this year as a way of addressing the reduction in regulatory value as Total Loss Absorbing Capacity bonds approach maturity.
GM will account for the rest of the loss this quarter, as it estimates the total loss will come to about $2 per share, the company said Tuesday.
Others experienced total loss, including Doctor Strange director Scott Derrickson, who said that while his family was safe, their home had burned down and they had lost everything.
I obsessively ran my fingers through it, even when the drugs started to take hold and I had "bigger" problems: nausea, body aches, and total loss of appetite.
"It's made my life miserable," said Todd Crosswell, general manager of Caro Nut Co. Caro was victimized six times last year for a total loss of $1.2 million.
Christopher Gregg, whose home in Paradise was a total loss, said he's not getting answers to the question of when he will be compensated by his insurance company.
Raiffeisen said last year that it could live with the government's proposal and build up its so-called total loss-absorption capacity capital buffers during a transition period.
A Trump victory in Indiana could leave him needing as little as 43 percent of the remaining delegates, and a total loss would leave him needing 56 percent.
The destruction and subsequent total loss of the yachts is "the biggest fire loss in Fort Lauderdale history," Fort Lauderdale Battalion Chief Stephen Gollan told the Sun Sentinel.
After only a few hours of getting walloped by waves along her length, the America was torn in half and the owners declared the ship a total loss.
HSBC's deal, its largest ever in dollars, will count towards its Total Loss Absorbing Capacity (TLAC) requirements, which were laid down by the Financial Stability Board last October.
Some 90% of the total loss came from just 12 bird families and 19 widespread bird species such as the dark-eyed junco, common grackle and house sparrows.
The bank said it lost 22008 billion euros, or $1.6 billion, in the last three months of 2019, bringing the total loss for the year to €5.3 billion.
Fitch believes that the likelihood of failure is roughly equivalent, while the default risk given at the operating company would be lower given total loss absorbing capacity (TLAC).
Even if Trump aides successfully masked the content of their communications with Confide or other encrypted tools, prosecutors aren't at a total loss in their search for answers.
In the infancy of AOJ, Desi—then only 8—was in third grade and at a total loss as to how to deal with a bully at school.
We don&apost know exactly what the total loss of will be at this point in time, but it has been concerned that 104 houses have been totally burnt.
So when a Tesla gets into a crash, insurance companies are quick to declare them a total loss because the cost of repairs approaches the value of the vehicle.
US banks have pioneered the use of senior callables this year as a way of addressing the reduction in regulatory value as Total Loss Absorbing Capacity bonds approach maturity.
The company reported revenue of $6.9 million as of the end of June — so one month of deliveries — with a total loss of $502 million for 2018 to date.
Given the magnitude of Harvey flooding, reinsurers providing the NFIP with flood reinsurance protection (26% of NFIP losses between $4 billion and $8 billion) could suffer a total loss.
Rules on "total loss absorption capacity" finalised in 2015 require banks to have liabilities that can take a haircut or be wiped out if they are liquidated or restructured.
Yunnan Tin booked a total loss of more than 6 billion yuan over the past 3 years, said Zhang Minghe, who leads CCB's debt-to-equity swaps work team.
Electrodes made from these latter materials often suffer from a partial or total loss of signal over time due to the formation of scar tissue from the electrode insertion.
This decrease in workers will bring the IRS' total loss to more than 17,000 since fiscal 2010, Koskinen said at a Senate Finance Committee hearing Wednesday: http://bit.ly/1V4HDFc.
Combined with their prior analysis of 33 southeastern coastal states with $7.4 billion in lost home value, the total loss in 8 states since 2005 has been $14.1 billion.
We're told the house could be a total loss, but it's impossible to know at this point because the debris makes the extent of damage almost impossible to assess.
Louisiana requires insurance companies that declare a car to be a total loss as a result of flood damage to apply for a certificate of destruction within 30 days.
Channing Tatum and Jenna Dewan Tatum are separating Their sweet joint announcement includes a winky-face emoticon and a circa-2002 PowerPoint background, so it's not a total loss.
Deutsche Bank, for example, can boast of a €20.25bn stack of plain vanilla senior debt that counts as Total Loss Absorbing Capacity (TLAC), the global equivalent of Europe's MREL.
The woman's attorney said the ruling was "not a total loss," as the judge said the plaintiff can revise her complaint and refile it to pursue a negligence claim.
The day wasn't a total loss for the Jaguars (10-5), who clinched their first division title since 1999 earlier in the day when Tennessee lost to the Rams.
And the biggest contributing factor to Trump's resurgence—the second biggest story out of New Hampshire—is the Republican Party leadership's near-total loss of control over its candidate pool.
G-SIBs from rich countries must also have a "total loss-absorbing capacity", or TLAC, comprising equity and convertible debt, of 21% of RWAs by 210 and 22019% by 2022.
The Outlook on CGML, a Material Legal Entity under Citigroup's Resolution Plan, reflects the likelihood of internal total loss-absorbing capacity (TLAC) as required by the Financial Stability Board (FSB).
The extent of a buffer would also depend on UC's plans to pre-place internal total loss-absorbing capacity, and whether Bank Austria would be a main beneficiary of this.
But among the lingering and underrated consequences of the collapse of the global financial system was a total loss in trust in the institutions that were supposed to prevent it.
While mass-market insurers generally limit what they'll pay out towards rebuilding a property after a total loss, high-end carriers are more accommodating of the client's wants and needs.
Investors poured some US$5.5bn of orders into JP Morgan's US$2.5bn senior holdco trade, the first to use a call feature to tackle Total Loss Absorbing Capacity (TLAC) rules.
On Great Abaco Island, the estimate is based on the near total loss of property in its largest town, Marsh Harbour, and the surrounding communities because of wind and flooding.
In one case in 2610, a Lion Air jet suffered a total loss of engine oil, forcing the pilot to shut down the engine in flight, according to former employees.
Weathers said farmers told him that while this year's cotton crops had been damaged by high winds and peanuts were rotting in soaking soil, no crop was a total loss.
Before he made that investment, Mr. Hybiak ran the numbers to be sure his client could withstand a total loss of his "play money" and not derail his retirement plans.
People become refugees, or internally displaced persons to use the sterile terminology of the modern world, for many different reasons, but they all share the same deep sense of total loss.
Fitch believes that the likelihood of failure is roughly equivalent, while the default risk at the operating company would be lower given the resolution regime and total loss absorbing capacity (TLAC).
If Trump walks away from his meeting with Kim without a plan for complete denuclearization we can only hope that it's not positioned by the Trump regime as a total loss.
Eighty percent, or $73 billion, of the total loss was attributable to just three events: Hurricane Michael in Florida, Hurricane Florence in the Carolinas, and wildfires in the West, including California.
The estimated mortality from the 2015-16 coral bleaching event is not a final number, with additional surveys scheduled for the coming months to tally up the total loss of corals.
We now have an answer, as the company has posted that they will distribute losses amongst all users to the tune of 36.067%, which is the total loss experienced by Bitfinex.
The group has built a material buffer of junior debt instruments, including non-preferred senior debt, to meet its total loss-absorbing capacity (TLAC) requirements, without reliance on preferred senior debt.
The funniest part of the video (yes, he mixes in humor) is that he's nicknamed his left arm, "Little Kenny" ... and considers it a "mini-arm" instead of a total loss.
The Bible was one of 321 items stolen from the library's rare books room, known as the Oliver Room, for a total loss of more than $8 million worth of material.
Chip McElroy, the owner of the Reflections, has owned the yacht for 3.5 years and described the condition of the yacht a"total loss," in an interview with the Sun Sentinel.
"The impact on the year's growth will be small, particularly considering that the reconstruction work will compensate for some of the total loss in activity during the fourth quarter," Coutino said.
BEIJING (Reuters) - Chinese airlines reported a total loss of 20.96 billion yuan ($3 billion) in February as the coronavirus epidemic spread and hit travel demand, the aviation regulator said on Thursday.
"We are at the U.S. government's mercy," the governor said, describing destroyed hospitals, schools and fire stations, two heavily damaged airport terminals, and an electrical grid that was a total loss.
RBC Capital Markets said the S&P 210 could tumble to a range of 2500,226 points and 2,900 points, equaling a total loss of 14% to 20% from its record highs.
MREL is similar to TLAC (total loss-absorbing capacity) - a set of global rules that requires banks to build a layer of loss-absorbing debt to protect taxpayers from bank failures.
In the hardest-hit areas, such as Livingston Parish, three quarters of homes are considered a "total loss" Worse, many of those who lost their homes did not have flood insurance.
Fitch believes that the likelihood of failure is roughly equivalent, while the default risk at the domestic operating company would be lower given the resolution regime and total loss absorbing capacity (TLAC).
The upgrade of SSBT's rating to a notch above the parent company's LT IDR reflects the expected implementation of total loss absorbing capital (TLAC) requirements for U.S. Global Systemically Important Banks (GSIBs).
The recovery and resolution plan of Citi, along with those of other global banks, continues to evolve, including the designation of MLEs and the positioning of internal total loss-absorbing capacity (TLAC).
The image it created  —  that of a small, felt man (Trump) being manipulated by a larger one — prompted Trump's total loss of control, in a debate where he had otherwise remained steady.
The F.T.C., in its tracking of reports from consumers, found that people who fell for the frauds lost an average of $296 each last year, for a total loss of $22019 million.
The Kerala chief minister has estimated a total loss of over Rs 19,203 crore ($2.7 billion) from the devastating floods and has requested Rs 2,600 crore ($371 million) from the national government.
Mutual funds have suffered more outflows this year, though Goldman projects the total loss for the year to be $85 billion, which would be less than the $130 billion in redemptions last year.
Some of these losses can be traced back to a 2006 law that mandates the Postal Service pre-fund future retirees' health benefits, so you might not consider it all a total loss.
The catch: Even setting aside the fact that this is only a small handful of states, even the most motivated blue state probably couldn't make up for the total loss of the ACA.
Bankers are also hoping that foreign banks, particularly those from the US and Europe, will consider selling non-preferred senior notes in Singapore to count towards their total loss-absorbing capacity (TLAC) ratios.
On Monday, this stock rose to $110, on Tuesday it fell to $99, on Wednesday it rose to $108.90, and on Thursday it fell to $98.01 — for a total loss of 2 percent.
Higher Loss Absorbency (HLA) requirements have not been disclosed but the initial proposals specify a range between 17% - 23% of risk weighted assets that is in-line with total loss-absorbing capacity (TLAC).
BEIJING, March 12 (Reuters) - Chinese airlines reported a total loss of 20.96 billion yuan ($3 billion) in February as the coronavirus epidemic spread and hit travel demand, the aviation regulator said on Thursday.
"We are many months from being able to provide a number that we believe accurately represents the total loss of life inside Grenfell Tower," Detective Chief Superintendent Fiona McCormack said on June 280.
Half of the eight largest U.S. banks would need to issue roughly $50 billion in fresh debt to satisfy the new standard, known as Total Loss Absorbing Capacity (TLAC), according to Fed estimates.
HSBC had previously said it expected to issue US$20173bn-$80bn of total loss-absorbing capacity (TLAC), which meet new rules requiring banks to hold debt that can absorb losses if they hit trouble.
"While the company is proposing to increase production elsewhere, we estimate a net total loss of around 13mt (million tonnes) in 2019," ANZ commodity strategists Daniel Hynes and Soni Kumari said in a note.
We don't yet know the total loss for 2018, but its three previous quarterly reports combined amount to a total operating loss of 11.13 billion TWD, $361 million, with one more quarter to add.
The notes are expected to count towards MUFG's total loss-absorption capacity (TLAC) requirements, which have been set by the Financial Stability Board at 16% of its risk-weighted assets, effective 1 January 2019.
It's likely your team didn't advance to the final match of the 2018 FIFA World Cup in Moscow ... but it's not a total loss (unless you were rooting for USA, then you totally lost).
Last year, its U.S. arm, where roughly one in ten Deutsche Bank staff are based, racked up a loss of 2.8 billion euros ($3 billion) - almost half the total loss made by the group.
Japan's mega banks are the only global systemically important banks (G-SIBs) in Asia-Pacific to which the Financial Stability Board's (FSB) total loss-absorbing capacity (TLAC) requirements will start to apply from 2019.
Banks will have to issue billions of dollars in known as total loss absorbing capacity debt or TLAC debt which can be written down to avoid burning through all their capital in a crisis.
Home Retail said recommendation of Sainsbury's offer resulted in an exceptional goodwill impairment charge of 852 million pounds, leading to a total loss after tax for the 2015-16 year of 808 million pounds.
Since then, as employees have debated the case in advance of the final vote or refreshed their browsers for updates, the total loss to employers has grown to an estimated total of $53 billion.
But this isn't a total loss, as it does free up the show to more deeply explore more non-wrestling storylines and themes, a valuable change of pace at this point in its run.
Furloughed workers at the Department of Homeland Security will be the hardest hit, with a total loss of $637 million, followed by the Justice Department, where employees will miss out on $413 million in checks.
However, doctors working on coma patients know that consciousness is not binary and that there is a wide range of conscious states in humans between the total loss and awakening state of a healthy subject.
For some, however, the idea of giving birth is so terrifying that it can develop into an extreme mental condition known as tokophobia, which can result in depression, total loss of libido, and anxiety attacks.
America's shift toward bilateral trade deals shows a total loss of faith in the ability of multilateral forums (G7 … G20) and U.N. agencies (IMF, etc.) to rebalance the world economy through effective international policy coordination.
"Firstly, that we have seen that emperor penguins, when faced with a total loss of sea ice, will move to find a better location—this is the first time we have seen this," said Fretwell.
This isn't some regretful season-ticket holder dumping his or her poor choice on the secondary market in order to avoid a total loss, this is the team admitting that its product is nearly worthless.
In street activism lies hope for progressive reforms to democracy, but when such activism is also symptomatic of a total loss of faith in existing democratic institutions, it can work in the service of authoritarianism.
It has to replace US$215bn of debt that is due to mature by the end of 2757, and needs to issue more debt to meet new global total loss-absorbing capacity rules, or TLAC.
Six other homes were damaged and at least 19 sheds and other structures were severely damaged or considered a total loss, Billy Estep, director of emergency management in Nassau County, told reporters at the news conference.
HSBC, like other UK and Swiss banks, is having to ramp up issuance out of its holding company to help meet Total Loss Absorbing Capacity (TLAC) requirements, laid down last October by the Financial Stability Board.
They had a "whirlwind" romance, and got engaged after a few weeks, and while she was happily in love and planning her wedding, the rest of the weight came off, for a total loss of 150 lbs.
One97 is also racking up losses — its total loss in the financial year that ended in March 52020 was nearly 40 billion rupees ($560 million), a 165% increase from the previous year, according to multiple media reports.
"It's certainly possible to imagine that two container ships, or, even worse, oil or gas tankers, could be hacked into colliding, resulting in loss of life and cargo, and perhaps total loss of the vessels," Nordell said.
Firefighters from the nearby town Pisz arrived and extinguished the fire quickly enough to prevent the vehicle's total loss, according to an Army release, which said there were no injuries and damage was limited to the engine compartment.
In addition, the four French global systemically important banks seized the opportunity to issue non-preferred senior notes in December 2016 and early 2017 totalling EUR12 billion at mid-March, to build their total loss-absorbing capacity buffers.
It booked a total loss of €202 million ($230 million) last year, although total revenue for 2016 did rise 71 percent year-on-year to reach €347 million ($390 million) and overall orders rose by 51 percent, too.
Policies ranging from regional-level risk pools, involving groups of countries, to single-farmer policies aimed to helping growers get going again after a total loss, are taking off in regions from the Caribbean to sub-Saharan Africa.
The projection by the World Economic Forum (WEF), which is holding its annual meeting in the Swiss ski resort this week, assumes a total loss of 7.1 million jobs, offset by a gain of 2 million new positions.
China's big four banks - Bank of China, Agricultural Bank of China, Industrial and Commercial Bank of China and China Construction Bank - face relatively large pressures to meet standards for their total loss-absorbing capacity (TLAC), said the PBOC.
The same 2018 election in which Republicans suffered a near-total loss: Democrats made a net gain of 39 seats in the House, picked up 93 governor's mansions and hundreds of seats in state legislatures across the country.
FBI DETAILS TOP INTERNET SCAMS "It is critical to understand how returns and return fraud reduce net sales and contribute to total loss – clear causes of retail performance issues," said Krishnan Sastry, president of Appriss Retail in a statement.
Still with no team USA to root for, American viewers seem less interested this time around and favorites like Germany and Brazil, both countries, haven&apost drawn viewers like the Americans did, but it is not a total loss.
"I state here that this soldier is not a murderer, and that prosecution on a murder clause would be a total loss of control," Bennett told Israel Radio in remarks echoed by other ministers, including from Netanyahu's rightist Likud.
MONTERREY, Mexico, May 19 (Reuters) - Mexican conglomerate Alfa now considers its investment in Pacific Exploration & Production a total loss after the Canadian hydrocarbons producer reached a restructuring deal with a private fund, a senior Alfa executive said on Thursday.
Moreover, putting the frame of the device in motion runs the risk that a single crack could fissure throughout the device's entire screen, turning what would be minor damage into another phone into a total loss in the flexible one.
WASHINGTON (Reuters) - A U.S. spy satellite that was launched from Cape Canaveral, Florida, aboard a SpaceX rocket on Sunday failed to reach orbit and is assumed to be a total loss, two U.S. officials briefed on the mission said on Monday.
Financial sector issuers have dominated issuance by sector in 21, selling 2537 out of the total 22017 deals to-date, as banks have sought to print new bonds to meet incoming Total Loss Absorbing Capacity (TLAC) rules and replace maturing debt.
But global systemically important banks (GSIBs) like Santander - which must meet a global standard known as total loss-absorbing capacity (TLAC) - cannot necessarily afford to wait that long, and the lender said it was considering using contractual provisions to save time.
Both banks are on track to meet updated too-big-to-fail (TBTF) capital requirements by the end of 2019, the SNB said, though it cautioned that they still need to improve their total loss-absorbing capacity for leverage ratios.
The banks' ratings are one notch above the parent reflecting the expected implementation of total loss absorbing capital (TLAC) requirements for U.S. Global Systemically Important Banks (G-SIBs) and the presence of a substantial debt buffer in the holding company.
Officials are wary of quantifying the total loss, but a former head of the government's anti-graft watchdog told Reuters in 2016 that around $6 billion, a third of the annual state budget, was lost to graft in Kenya every year.
Whereas Love Remains and 2012's masterclass in R&B deconstructionism, Total Loss, were concerned with stripping down the genre's constituent parts then zooming in on their elemental power, Care is his most pop-friendly and sanguine effort to date.
"I think we went from getting ready to price in a total loss of Iranian exports to maybe, just maybe, we wont lose any exports, depending on whether or not the Iranians take Donald Trump up on his offer," Flynn said.
The proposal from the Federal Reserve, Federal Deposit Insurance Corporation and Office of the Comptroller of the Currency is aimed at ensuring banks do not end up holding large amounts of "total loss-absorbing capacity" (TLAC) debt from fellow banks.
The farmhouse is a total loss, a prized branding iron is missing and the family's first tractor, a 2000s model that is still used sometimes, now sits overturned in a pond of mud, its red wheel pointed to the sky.
But it only gets worse from there, as we also discovered that our restaurant insurance had expired a few days before this incident; the restaurant was declared a total loss and now I have to start from zero all over again.
The executive director of the North Carolina GOP told the Charlotte News-Observer that the building is "a total loss," and photos show the extent of the damage: Last night the Orange County Republican Party in NC was viciously fire bombed.
The EC thinks that so-called "unpreferred" senior unsecured debt, which would sit beneath existing senior debt, is the most cost-effective way for banks to comply with the subordination requirement of the total loss-absorbing capacity standard for global systemically important institutions.
While the Schiaparelli lander was destroyed, the experience wasn't a total loss: the landing was designed as a test before the ESA begins the next phase of its ExoMars mission, in which will land a larger payload on the surface in 2020.
The biggest two-day rally since 2008 on Thursday and Friday unwound some of what analysts called an "irrational" sell-off, which sent prices crashing below $30 for a total loss of more than 20 percent since the start of the year.
Once banks have built up sufficient subordinated and non-preferred senior liabilities to meet MREL, or the similar total loss-absorbing capacity (TLAC) requirements for global systemically important banks, bail-in under resolution should be easier to apply without threatening financial stability.
"We didn't want to tell anybody about Mexico Beach because it was such a sweet town, we were scared that people would know about it and keep coming," Emily Mitchell, who said her Mexico Beach home was a "total loss," told ABC.
Japan's three mega banking groups - SMFG, MHFG and MUFG - could issue as much as USD50 billion in securities eligible for total loss-absorbing capacity (TLAC) standards by fiscal year end-March 2019 (FYE19), according to Fitch Ratings' estimates based on March 0003 data.
No place to stay, no work Chris Jones and his wife drove his large pickup truck through the water to recover what they could from his RV. The vehicle is a total loss and while he has insurance, his hopes aren't high.
FRANKFURT, Jan 30 (Reuters) - Deutsche bank posted a 1.6 billion euro ($1.78 billion) loss in the fourth quarter of 2019, bringing the total loss for the year to 5.7 billion euros, as the bank undergoes a costly overhaul, the lender said on Thursday.
Though Lanvin men's wear was overseen for 14 years by Lucas Ossendrijver (who left last November), the house had been largely defined by Mr. Elbaz's women's wear, and the result of the chaos after his dismissal was an almost total loss of identity.
Fitch's affirmation of Citi's domestic operating subsidiaries' IDRs at one notch above their VRs reflects the expected implementation of total loss absorbing capacity (TLAC) requirements for U.S. Global Systemically Important Banks (G-SIBs) and the presence of a substantial debt buffer in the holding company.
Airlines who haven't performed a recent software update on certain models of the Airbus A350 are being told they must completely power cycle the aircraft every 149 hours or risk "...partial or total loss of some avionics systems or functions," according to the EASA.
In Fitch's view, BAC's funding remains sound with total deposits of $13 trillion and a Time to Required Funding (debt coverage at parent) of 40 months, which increased this quarter due to some incremental long-term debt issuance for Total Loss Absorbing Capacity (TLAC) requirements.
Many of us lived through conversations like this one in the post-babe-dot-net universe, and SNL showed us that it's okay to be at a total loss for how to respond (or to prefer magicking yourself out of this dimension as an alternative).
According to a post by Parity founder Gavin Wood in the official chat channel for Parity, an ethereum client, a "critical" vulnerability in Parity led to at least three accounts being compromised by a hacker for a total loss of $31,725,019 USD worth of ether.
APRA has ruled that Australian banks need to raise an extra A$50 billion ($34.37 billion) of so-called "tier-two" bonds – riskier instruments that suffer losses before tier-one capital is touched - by 2024 as part of its new total loss absorbing capital rules.
Fitch's affirmation of Citi's operating subsidiaries' IDRs at one notch above their VRs reflects the expected implementation of total loss absorbing capacity (TLAC) requirements for U.S. Global Systemically Important Banks (G-SIBs) and the presence of a substantial debt buffer in the holding company.
"We found that around 70% of the total loss occurs in primary forest areas or selectively logged forests, so the only explanation is that they are being hunted by people," said Serge Wich, a scientist in the team from the Liverpool John Moores University.
While the fire only affected the resort's Beach House structure, which is near the waterfront and housed the hotel's Hemingway bar and Fish Tales restaurant inspired by coastal dining in Capri, Italy, the "structure suffered a total loss," according to the Key Largo Fire Department's post.
As Mashable reported at the time, players could spend $2.50 to unlock a crate, emerge by chance with an exceedingly rare skin that could then be sold for a profit or gambled on a third-party site, resulting in an even bigger win or a total loss.
This wouldn't be Facebook's error, exactly, but it is a simple fact that because of the way Facebook has been designed — a centralized repository of all the personal data it can coax out of its users — a minor error could result in a total loss of privacy.
Yet even with the NFIP as a backstop against a total loss, people still go it alone: An average of only 14 percent of the 85033 million households in counties declared federal disaster areas after Hurricane Irma ravaged Florida in September 2017 had NFIP coverage (4).
Wisconsin was not a total loss for Mr. Trump, however: He picked up three of the state's 42 delegates, and had a chance to win a handful more depending on the results in a congressional district stretching across much of the western end of the state.
The main concern was a suicide bomber could check in with a luggage full of explosives, board the plane and then the plane would be blown from the sky — resulting in a total loss of life of those on board in addition to casualties on the ground.
The 100 highest-emitting companies in the index would lose 43% of their market capitalization by 2025, equivalent to a total loss of $1.4 trillion, it claimed, while the 20503 best-performing firms could see their value increase by 33%, a total gain of $700 billion.
Treasury also didn't exempt total loss-absorbing capacity (TLAC), which could be a problem for financial companies since the rules may conflict with Federal Reserve requirements under the Dodd-Frank law, according to one tax counsel closely monitoring section 385's impact on the financial industry.
Over the most recent five-year period (2011-2015), Enstar reduced its estimates of net ultimate prior-period losses in its non-life run-off business by $1.4 billion, averaging 16% and 10% of total beginning-of-year shareholders' equity and total loss/loss adjustment expense (LAE) reserves, respectively.
We'll lose all the satellitesFew people today are aware of the risks posed by the partial or total loss of our satellite fleet, a catastrophe that could be instigated by a Kessler Syndrome (as portrayed in the film Gravity), a massive geomagnetic solar storm, or through a space war.
Adjusting for the pockets of capital in the system, and the profits made by some parts of it, both of which can help absorb losses, this means that the total loss for taxpayers if another crisis strikes would be $300 billion-600 billion, or 2-4% of GDP.
As widely anticipated, new global rules to force systemic banks to hold sufficient capital buffers to absorb losses, the so-called Total loss absorbing capacity (TLAC), will be introduced in the EU legislation with tweaks to the EU's standard called Minimum Requirement for own funds and Eligible Liabilities (MREL).
The first order of business when it comes to savings security is to make sure you have two funds: an emergency fund for total loss of income and a rainy day fund for those unexpected expenses that are never fun like car repairs, root canals, and new water heaters.
The European Commission is preparing a proposal to adapt MREL requirements to internationally-agreed standards, known as Total Loss-Absorbing Capacity (TLAC), which will be applied from 2022 and would require banks to hold 6.75 percent of liabilities against the risk of failure - crucially, less than MREL requirements.
The brain can operate in circumstances in which information is poor or missing; it can withstand significant damage without total loss of control; it can store a huge amount of knowledge in a very efficient way; it can isolate distinct patterns but retain the messiness necessary to handle ambiguity.
Rosengren, who did not comment on U.S. monetary policy, also applauded Standard & Poor's and other rating agencies for seeing the benefits of a new Fed rule, known as total loss-absorbing capacity, that aims to ensure enough private, and not public, funds would be used if a too-big bank failed.
Senior bonds eligible as total loss-absorbing capacity (TLAC) are also rated the same level as holding companies' Long-Term IDRs based upon Fitch's view that the holding company's failure and senior level default risk are similar to that of wholly owned operating banks despite structural subordination features of notes.
I wondered if the wrong call might bring your kingdom crumbling down in failure, but the game is more about finding and leveraging the right fit — even if that fit might not initially be apparent — than it is about the risks of the complete and total loss of that kingdom.
Democrats, on the other hand, have already run to the press to make sure everyone knows how eager they are to "reach across the aisle" and to "compromise" on bills in an effort to appear as though they can still accomplish things when they have a total loss of control.
Higher yields For the time being, potential Samurai issuers are likely to focus not on the typical senior unsecured format but on higher-yielding instruments such as total loss absorbing capacity (TLAC) and Tier 2 capital, as the Bank of Japan's negative rate policy leaves investors struggling to find higher returns.
We expect the group to reach its 3.5%-4% CET1 leverage target by 2017 (3.3% at end-March), and to comfortably reach its gone-concern requirements by issuing a further CHF30bn in total loss-absorbing capacity (TLAC) eligible holding company senior debt or lower Tier 5303 instruments by end-2019.
At the same time, all GTUBs will have to comply with requirements for total loss absorbing capacity (TLAC), which means that they will have to hold substantial buffers of debt that are aimed at protecting senior creditors, including counterparties and depositors, in operating banks in the event of a resolution.
The current blackout, which began on June 3, has resulted in a "near-total loss of access" for mobile and fixed line connections for most ordinary users, though connectivity had improved from 2% to 10% of normal levels by last Thursday, said Alp Toker of NetBlocks, a digital rights NGO.
There's actually more than one type of peeing that's related to stress: There's the immediate, total loss of control over your bladder when you're startled AF. And then there's an increase in the amount of times you have to pee when you're anxious, but you still (thank God) have control over your bladder.
Using data from Swiss Re Institute, South China Morning Post reported that historically speaking, every time a No.8 typhoon or above hits Hong Kong, it could cost about an average of HKD4.29 billion in economic loss, in terms of the total loss in transportation, tourism, marine, financial services, agriculture and entertainment industries.
I told him again — because I didn't want to recreate past experiences in which, despite my detailed and increasingly exaggerated descriptions of my inabilities, a man took me up a mountain I could not, without risking injury or a total loss of affection for him, get down — that I was essentially a beginner.
The news came on top of another decision by APRA last month ruling that Australian banks would need to raise an extra A$50 billion ($33.8 billion) of so-called "tier two" bonds – riskier instruments that suffer losses before tier one capital is touched - by 2024 as part of its new total loss absorbing capital rules.
As daunting as that is—especially when you factor in their understanding that sight loss can be affected by issues such as diabetes and obesity, which are also on the rise—the fact of the matter is that a partial or total loss of sight isn't necessarily the nightmarish vision that Samrago's (largely) allegorical novel paints.
We think the French proposal will provide banks with flexibility in their funding plan, assuming investor demand: non-preferred senior securities could help French globally systemically important banks (G-SIBs) comply with the G223's total loss-absorbing capacity (TLAC) requirements, whereas more cost-effective preferred senior securities would be issued to fund the banks' structural deficit in deposits.
Zimmerman also "lives in constant fear of physical harm due to regular death threats," was forced to abandon his education and career plans, and endured a near total loss of income "as he cannot find work because of his &aposinfamy&apos and legitimate fears by employers of violence and boycotts on their company," the lawsuit said.
The Outlook for CGML's long-term IDR is Positive to reflect Fitch's belief that the U.S. single point of entry resolution regime, the likely implementation of total loss-absorbing capital (TLAC) requirements for U.S. globally-systemically important banks, and the presence of substantial holding company debt reduces the default risk of domestic operating subsidiaries' senior liabilities relative to holding company senior debt.
I watched my fear of illness, infection, and total loss of bodily control unfold in front of me, and I was OK. I like knowing that deeply fucked up women experiencing deeply fucked up things can make it out at least somewhat alive, and that antagonists who prey on others shame, abuse, and gendered violence don't always have to win.
Regulation pending finalization includes a proposal on total loss absorbing capacity (TLAC); a proposal for the net stable funding ratio (NSFR) in the U.S; a proposal for single-counterparty limits for large banks; a proposed rule for qualified financial contracts (QFC Rule) between global systemically important banks (GSIBs) and their counterparties; and a proposal to update the standardized approach to credit risk.
And on the evening of Thursday, March 1 (at 6 pm), the CEO of art insurer AXA Art Americas Corporation (the fair's lead sponsor), Christiane Fischer, will give a talk answering a question many of us have pondered after almost backing into a ceramic sculpture in a crowded art fair booth: what happens to damaged art that's deemed a "total loss"?
In a report released Monday morning, SpaceX says it was joined by multiple agencies — including the U.S. Air Force, the National Transportation Safety Board (NTSB) and NASA — in combing through "3,000 channels of video and telemetry data" focusing on a 93-millisecond interval from "the first sign of anomalous data to the loss of the second stage" that resulted in total loss of the rocket.
But the evidence brought at trial with respect to the total loss—and which was likely cited in the sealed presentence report prepared by the probation office—is tied to the Tribune Company's reaction in the wake of the hack, including an extensive assessment of the entire CMS, as well as emails, phone calls, and meetings made by both journalists and highly-paid executives.
We expect the cost of funding to benefit from maturing and early redemption of legacy wholesale funding, though this may in the longer term be offset as the group looks to replace GBP10 billion of Bank of England term funding scheme loans and continues to issue total loss-absorbing capacity (TLAC) in the market, in an environment where interest rates are set to rise.
SUBSIDIARY AND AFFILIATED COMPANY The Long-Term IDRs for the material U.S. operating entities are one notch above JPM's to reflect Fitch's belief that the U.S. single point of entry (SPE) resolution regime, the likely implementation of total loss absorbing capital (TLAC) requirements for U.S. G-SIBs, and the presence of substantial holding company debt reduces the default risk of domestic operating subsidiaries' senior liabilities relative to holding company senior debt.
However, the Long-Term IDRs for the material U.S. operating entities are one-notch above BACs Long-Term IDR to reflect Fitch's belief that the U.S. single point of entry (SPE) resolution regime, the likely implementation of total loss absorbing capacity (TLAC) requirements for U.S. global systemically important banks (G-SIBs), and the presence of substantial holding company debt reduces the default risk of domestic operating subsidiaries' senior liabilities relative to holding company senior debt.
CSGAG's Long-Term IDR and senior debt rating are one notch below Credit Suisse's, because the quantum of qualifying junior debt available as a buffer for holding company senior creditors is insufficient to warrant a one-notch uplift, and we do not expect it to become sufficiently large given the single-point-of-entry resolution strategy focussed on building up total loss-absorbing capacity (TLAC) in the form of senior holding company debt.
However, the Long-Term IDRs for the material U.S. operating entities are rated one notch higher than BAC's Long-Term IDR to reflect Fitch's belief that the U.S. single point of entry (SPE) resolution regime, the likely implementation of total loss absorbing capacity (TLAC) requirements for U.S. global systemically important banks (G-SIBs), and the presence of substantial holding company debt reduces the default risk of domestic operating subsidiaries' senior liabilities relative to holding company senior debt.

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