Finally, the proposals would alter premiums by age, increasing premiums for older people and reducing premiums for younger people.
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Annualised new premiums grew 14% to USD963bn, with regular premiums accounting for 88% of all annualised new premiums in FY15.
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Those premiums, on average, had a dramatic effect — reducing premiums.
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Here are the premiums for Medicare Part D premiums in 2019.
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Affected areas represent 49.6% of premiums underwritten nationally and 51.6% of earthquake premiums.
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Is the real measure of success premiums — and if so, premiums for whom?
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To estimate premiums in 2020, we inflated premiums using National Health Expenditure (NHE) projections.
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That has a corresponding effect on premiums; it makes premiums a lot more expensive.
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They insure against a different risk (high premiums) and provide a different benefit (low premiums).
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Individual health insurance premiums increased 99 percent on average, and family premiums increased 140 percent.
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This would allow those companies to keep premiums low; without it, premiums would be too high.
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But 2018 premiums have already been set and 2019 premiums are expected to increase as well.
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The ratio of net written premiums to gross written premiums remained stable at 31% in 2016.
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That lowers premiums overall, which in turn lowers the federal government's costs to subsidize those premiums.
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Insurance premiums in high-risk zones are climbing, premiums that, increasingly, only the rich can afford.
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Republicans want to allow insurers to charge older Americans higher premiums and younger ones lower premiums.
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" But CBO also says that "because premiums for AHPs will be lower than premiums small employers are currently paying, premiums for the small group market as a whole are projected to decline.
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Young people would see their premiums go down, and older people would see their premiums go up.
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As premiums increase, federal spending on tax credits to help people afford those premiums would also rise.
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Higher premiums are also bad for taxpayers, since federal dollars help subsidize premiums for middle-income customers.
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Male drivers aged between 17 and 20, whose premiums rose 6%, continue to pay the highest premiums.
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CHINA PREMIUMS: Copper import premiums at $52 have risen from two-year lows of $47 earlier this month.
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The 22019 premiums, and the coming 2019 premiums, are the only ones that reflect any possible Trump policies.
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CHINA PREMIUMS: Yangshan import premiums fell to a three-month low of $68 this week, signaling weaker demand.
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Nonpayment of premiums: Obamacare enrollees have 90 days to pay overdue premiums before insurers can end their coverage.
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As such, monthly premiums usually correlate to the tiers — bronze plans have the lowest premiums, while platinum plans often have the highest premiums, and silver and gold fall somewhere in between, according to Policygenius.
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" Additionally, the CBO said one rule change under the plan, effective in 252, "would directly alter the premiums faced by different age groups, substantially reducing premiums for young adults and raising premiums for older people.
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CHINA PREMIUMS: Chinese import premiums at $47 are down from $120 in October and the lowest in two years.
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"Fixed-dollar subsidies shift the risk of higher premiums, and the benefit of lower premiums, to consumers," he said.
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Because those premiums would rise, so would the government's costs from subsidizing those premiums for Obamacare customers, Kaiser noted.
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CHINA PREMIUMS: China copper import premiums SMM-CUYP-CN are at $86 a tonne, their highest since October 2017.
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ObamaCare premiums are expected to rise more this year in part because insurers initially set their premiums too low.
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Reducing premiums is a worthy goal, but legislators need to be honest about why premiums under ObamaCare have skyrocketed.
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They say those mandates have driven up health insurance premiums, and lowering premiums is their No. 1 policy objective.
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CHINA PREMIUMS: Chinese Yangshan import premiums have risen to $59.50 from a two-year low of $47 last month.
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This lowered premiums for everyone (although it did cost the state millions) and premiums only went up 7 percent.
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The Congressional Budget Office said this change would reduce premiums for young adults and increase premiums for older Americans.
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Some had low premiums and narrow networks; others had high premiums and a huge array of doctors to choose from.
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CHINA PREMIUMS: Chinese copper import premiums at $2600 are down from $21.2 in October and the lowest in two years.
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"People think you can't agree contracts without premiums, but premiums can be agreed at a later time," the source added.
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For example the law limits the premiums for 64-year-olds to three times the premiums for 21-year-olds.
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Premiums would "vary significantly according to health status" and "less healthy people would face extremely high premiums," the CBO found.
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Insurers will react by setting even higher premiums, leading even more people to forego coverage, leading to even higher premiums.
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Older Americans pay the highest premiums, and the law would allow insurers to raise premiums for older customers even further.
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IMPORT PREMIUMS: Chinese Yangshan import premiums slipped to $21 from $2.23 in September, pointing to weaker demand for foreign metal.
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Premiums would decline under AHCA because higher premiums for older enrollees would essentially price the elderly out of the individual market.
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PREMIUMS: Premiums for metal on the physical market in China are at $122 a tonne, up nearly 40 percent since August.
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CHINA IMPORT PREMIUMS: Chinese copper import premiums fell to $55.50, nearing a two-year low of $52.50 reached earlier in March.
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The ratio of net written premiums at 81% of gross written premiums in 2015 reflected the change in policy (2014: 92%).
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"We'll see a combination of increased premiums overall and a bigger share of those premiums going to the farmers," Ament said.
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The result was "actuarially fair" premiums — that is, premiums that reflect the projected cost of buying insured benefits for that individual.
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SMM-CUR-BON CHINA PREMIUMS: Chinese Yangshan import premiums, at $1.53, were rising back towards October's 21.5-month high of $214.
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The A.C.A.'s credits toward premiums would be made more generous to help enrollees offset the cost of public-option premiums.
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IMPORT PREMIUMS: Chinese Yangshan copper import premiums rose to $0.73 a tonne, the highest since December, from $20.7 earlier this month.
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Usually, plans with lower monthly premiums have higher deductibles, and plans with higher monthly premiums have lower deductibles, according to healthcare.gov.
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PREMIUMS: Chinese Yangshan copper import premiums fell to $307.503 from $85 in September, pointing to softer demand for metal from overseas.
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People who were on Medicaid paid small-to-nonexistent premiums, continue to pay small-to-nonexistent premiums, and thanks to Obamacare they were joined by millions of poor and near-poor people who also pay small-to-nonexistent premiums.
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Some experts are worried that's too weak to attract younger people with low premiums, and will drive up premiums as a result.
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CHINA PREMIUMS: Chinese Yangshan copper import premiums at $20.2 have risen from two-year lows of $219 last month.
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CHINA PREMIUMS: Chinese Yangshan copper import premiums at $20.3 have risen from two-year lows of $219 last month.
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CHINA PREMIUMS: Chinese Yangshan copper import premiums have risen to $21.8 from two-year lows of $211 last month.
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Currently, the ACA prohibits insurers from charging older individuals premiums that are more than three times greater than premiums for younger individuals.
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One snag: You cannot use HSA dollars to pay for Medigap premiums, according to the IRS, but Medicare Advantage premiums are covered.
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But the CBO also said while premiums would likely be significantly lower, the Republican proposal would "substantially" raise premiums for older people.
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"We will take away and do away with private health insurance premiums and move that to public health insurance premiums," Sanders said.
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But while the CBO predicted that premiums would increase ahead of 2020, the models show that those premiums would decrease after that.
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Trump's decision prompted insurance companies to raise their premiums — and as premiums rise, so does the value of the ACA's premium subsidies.
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CHINA PREMIUMS: Premiums for metal on the physical market in China are at $2975 a tonne, up nearly 40 percent since August.
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Letter To the Editor: Re "Obamacare Premiums Are Rising, Not a Little" (The Upshot, June 16): So Obamacare premiums are going up.
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Despite big increases, like a near-doubling of premiums in parts of Arizona, there are also places where premiums are going down.
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Insurers argue the tax drives up premiums, and repealing it or delaying it for multiple years is a way to reduce premiums.
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Here's the top 220 states with the highest solar premiums, according to Zillow's findings: However, solar premiums can vary within state lines.
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Under the health care law, premiums for older people cannot be more than three times as much as premiums for younger people.
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In Hong Kong and Singapore sellers were offering premiums of up to $1-$1.20 an ounce, while premiums were flat in Japan.
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CHINA PREMIUMS: Chinese Yangshan copper import premiums SMM-CUYP-CN have risen to $21.8 from two-year lows of $211 last month.
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There is some reason to expect these premiums would be lower than premiums for private insurance, because Medicare typically pays lower prices.
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Middle-income people would be fine in a lot of different ones because they are paying premiums and their premiums are so high.
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The report focused on premiums for the second-lowest-cost "silver" Obamacare plans against employer-sponsored plan premiums in the same geographic area.
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According to the report, Congressional Budget Office projections from 225 suggested average 228 premiums of $230,20163; HHS is projecting average premiums of $22016,210.
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CBO said the latest bill would lead to higher premiums until 2020, but after that, premiums would be lower than under current law.
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Others argue it will drive up premiums and reduce choice, since the decision comes at a time that insurers are calculating 2019 premiums.
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Some individuals can write off LTC premiums if they exceed 10 percent of their adjusted gross income because premiums are considered medical expenses.
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"Reinsurance will benefit unsubsidized enrollees by reducing sticker premiums, but not subsidized enrollees because their tax credits will fall ... when sticker premiums decline."
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This drives away healthier, less costly individuals, which further raises premiums, creating an unstable market with very high premiums and few people covered.
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A May report from H.H.S. estimated that average exchange premiums in 603 were 260 percent higher than average individual market premiums in 260.
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Premiums would rise for many under Senate plan Trump claimed during his address that premiums would decline under the Senate health care plan.
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And those higher premiums would mean the federal government has to spend $194 billion more in subsidies to help pay those higher premiums.
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"In addition, premiums would vary significantly according to health status and the types of benefits provided, and less healthy people would face extremely high premiums, despite the additional funding that would be available under H.R. 1628 to help reduce premiums," CBO said.
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The business mix is heavily dominated by guarantees (93% of total premiums), followed by construction insurance with 5% of total written premiums in 2016.
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Soaring premiums have likely pushed out the vast majority of people aren't eligible for help paying their premiums, unless they're truly desperate for coverage.
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For example, in Obamacare, there is a tax on health insurance premiums, which insurers pass down to consumers in the form of higher premiums.
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Since 218, employer-based premiums — which include both what an employer pays toward premiums and the workers' share of those — have grown 2142 percent.
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This misguided bill would raise premiums on expectant mothers, take away cancer patients' care, and raise premiums up to 800 percent for older Americans.
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How it works: Premiums go up every year, and premiums inside the ACA's marketplaces had seen some very big spikes before Trump was elected.
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Republicans have complained about high insurance premiums under the Affordable Care Act, but their bill will only lower premiums by making insurance less generous.
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When premiums rise, federal costs also increase because the government subsidizes premiums for more than 85 percent of people buying insurance in the marketplace.
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Small businesses with healthy employees may join associations that sign up for plans with fewer benefits and lower premiums, pushing down their employees' premiums.
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While ending the payments would boost premiums, many people would be cushioned from the impact because federal tax credits rise automatically when premiums do.
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While ending the payments would increase premiums, many people would be cushioned from the impact because federal tax credits rise automatically when premiums do.
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Premiums will jump Premiums are expected to jump up to 20% in the individual market in 22026 and 21, but after that, they would decrease.
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Pricing cyber insurance premiums can be even more challenging than underwriting other premiums because cyberattacks can happen at any time, regardless of geography or seasonality.
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Currently, insurance plans can work around the Hyde Amendment by separating out premiums that pay for abortion coverage from premiums that pay for everything else.
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In Oklahoma, for those not eligible for a subsidy, the premiums can go as high as 69%, and in Alaska, monthly premiums can reach $760.
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CBO also predicted how premiums would vary with age and income compared to under the ACA: Older, lower-income people would pay "much larger" premiums.
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COPPER PREMIUMS: Yangshan copper import premiums SMM-CUYP-CN have been near $120 since late September, levels last seen in 2015 and indicating strong demand.
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CHINA PREMIUMS: Import premiums for physical copper in China slipped to as low as $52 a tonne, the lowest since May 2017.
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Having pledged universal coverage, lower premiums and smaller deductibles, Trump asked House Republicans to approve a plan that reduced coverage, raised premiums and increased deductibles.
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Fellow Lloyd's insurer Hiscox posted a 24.3 percent rise in first-quarter gross written premiums on Tuesday, while rival Lancashire's premiums rose about 9.8 percent.
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We expect motor insurers to focus on underwriting discipline and higher premiums in 269, but benign claims experience could lead to premiums reductions in 2768076.
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Premiums go down in part because costs shift to older Americans, whose premiums would skyrocket—and these are the people who need coverage the most!
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While Affordable Care Act premiums have increased "dramatically" over the past couple of years, some premiums are now going down while others are barely rising.
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Premiums in its property and casualty business rose 2 percent to 4.8 billion euros, while life premiums dropped by 5.8 percent to 4 billion euros.
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"With Japanese spot premiums hovering near $100 per ton, we want to ask for lower premiums for Q3," a source at a Japanese fabricator said.
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They want to impose work requirements, charge premiums, suspend coverage for people who fail to pay premiums, and restrict eligibility or benefits in other ways.
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Under Republican policies, this family will face even higher premiums because the ACA risk pool will get sicker and more expensive, which means higher premiums.
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CHINA PREMIUMS: Chinese import premiums have risen to $2220 from a near two-year low of $20.8 last week SMM-CUYP-CN, a positive demand signal.
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|
India currently accounts for about 1.6% of all insurance premiums and 2.2% of life insurance premiums, despite being home to about 18% of the world's population.
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Health insurers say they currently use those discounts to maintain lower overall premiums and that eliminating them will result in higher premiums in the short run.
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The amount they pay out of pocket for their premiums, meanwhile, would go up from $224,700 in annual premiums under current law to $14,600 under AHCA.
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|
The age rating band, or the requirement that premiums for older people be no more than three times the amount of premiums charged to younger people.
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The CBO noted, however, that while premiums would likely be significantly lower under the GOP plan, the Republican proposal would "substantially" raise premiums for older people.
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CHINA PREMIUMS: Chinese import premiums have risen to $2220 from a near two-year low of $20.8 last week , a positive demand signal.
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|
" Similar question on premiums – if premiums do not decrease, is that something – have you made a hard line – "That's one of the variables in this process.
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|
However, CBO also estimated that by 2026, individual premiums under AHCA would be 10 percent lower than Obamacare premiums are expected to be by that year.
|
|
And premiums would be even lower in other states that were aggressive in obtaining waivers, but "less healthy people would face extremely high premiums," CBO said.
|
|
I would then check the premiums further over in the same row, comparing them to the premiums offered for the identical coverage on the other policy.
|
|
On average, Medicare Advantage premiums cost $29 a month while Mr. Sanders's plan eliminates premiums and covers dental, vision and long-term care and hearing aids.
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|
Experts have said that after raising premiums substantially in previous years, insurers are now profitable and do not need to raise their premiums by as much.
|
|
By November, Republicans could boast that their ideas reduced premiums for the vast majority in the individual market while ObamaCare continued to cause premiums to skyrocket.
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|
The score estimated that premiums, a major concern of Johnson and other GOP critics, would lower average premiums after 2020 relative to projections under current law.
|
|
And though they might offer lower premiums, there is the risk those premiums would rise if members of the association file a lot of expensive claims.
|
|
U.S PREMIUMS: Premiums for aluminium in the United States climbed to 21.4 cents per pound, the highest levels since March 220, on expectations of tighter supply.
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|
The FHA should keep its premiums high enough to meet its capital requirements, but should otherwise promote homeownership with the lowest premiums it can responsibly charge.
|
|
If an insurer terminates coverage for nonpayment of premiums, it could require consumers to pay all past-due premiums owed to that insurer before restarting coverage.
|
|
Usually, plans with lower monthly premiums have higher out-of-pocket maximums, and plans with higher premiums have lower out-of-pocket maximums, according to healthcare.gov.
|
|
Issue-age rating allows premiums to vary based on your age when you buy the policy, but your premiums can't rise automatically just based on age.
|
|
Impact on premiums The rebates drugmakers pay out to PBMs can in turn be used to offset the monthly premiums of the health insurance plan's members.
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|
It's also worth pointing out that while premiums might be down on average, some groups such as older, poorer Americans would see much higher premiums. Sen.
|
|
Still, there are other places with higher premiums (Alaska, for example, averages $719 monthly premiums, likely due to the difficulty of delivering health care in remote places).
|
|
Insurers' business profit can be reduced to a simple equation: Insurer's profit = sum of earned premiums and investment income on premiums after underwriting cost and claim expenses.
|
|
"Premiums will need to increase, but in a market where 85 percent of enrollees get financial support, maybe there's been too much focus on premiums," he said.
|
|
Whole life policy premiums can also be much more expensive than term life premiums, mainly because they pay the insurance company and fund the cash value component.
|
|
Premiums for these ObamaCare compliant plans could be 39 percent higher compared to current law by 2022 while premiums for noncompliant plans could drop by 77 percent.
|
|
"You can claim you reduced premiums by funding the CSRs, but that reduction of premiums doesn't really help anybody," said Chris Condeluci, a Republican health policy lawyer.
|
|
CHINA PREMIUMS: Chinese Yangshan import premiums slipped for a second session to $57.50 per tonne over LME cash, still above last month's two-year low of $47.
|
|
The company's gross written premiums were IDR13bn at end-June 2016; a 26% yoy fall from end-June 2015 due to lower premiums from the bancassurance channel.
|
|
The benchmark premiums for midlevel "silver plans" are used to calculate the subsidies available to consumers, so when benchmark premiums go down, subsidies may also go down.
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|
In Singapore, premiums were at $0.60-$0.80 an ounce against $0.50-$0.80 last week, while Hong Kong premiums were quoted at $0.60-$1.10 versus $0.50-$1.20 previously.
|
|
Moreover, the budget office said, even though average premiums for a standard benchmark plan would fall after 2019, many older people would face substantial increases in premiums.
|
|
In return for no longer having premiums to private insurers and copays, and after a government takeover of the health insurance industry, individuals would pay premiums (or taxes, whatever you want to call it) on annual incomes over $29,000 and employers would pay "premiums" on payrolls over $1 million.
|
|
Current law requires retirees with higher current annual incomes to pay higher premiums, so a better approach would impose higher premiums on retirees with higher lifetime labor earnings.
|
|
The HIT is a multi-billion-dollar tax on annual premiums that was first levied in 28503 and increases every year by the rate of growth in premiums.
|
|
However, gross written premiums decreased by 8.2 percent to 314.6 million pounds in London market, while gross written premiums at Hiscox USA surged 50.3 percent to $275.6 million.
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|
And hiking drug plan premiums could persuade seniors to switch to competing plans that don't rely on rebates and therefore won't need to raise their premiums as much.
|
|
Of the 20143 states -- and DC -- where preliminary 2018 premiums and insurer participation are available, premiums will rise in every location but one, according to the Kaiser analysis.
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|
An amendment to the GOP's health bill could lead to higher premiums for sick people and lower premiums for healthy people, a new analysis released Tuesday shows. Sen.
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|
Economists generally expect that premiums would rise without the individual mandate in place, leaving many people who would like to purchase insurance unable to afford the monthly premiums.
|
|
According to Kaiser's annual Employer Health Benefits survey, small-business employers contribute nearly $2100,22017 on average for single-employee coverage premiums and almost $250,24 for family coverage premiums.
|
|
Relative to actuarially fair premiums, this switch would raise premiums for relatively healthy people who now are forced to cross-subsidize the health care of relatively sicker people.
|
|
A lot of insurers have raised premiums, and a lot of insurers have decided to stop participating in the program, which encourages those that remain to raise premiums.
|
|
Employers and insurers have typically used rebates to lower premiums for all members, and under the Trump plan, Medicare beneficiaries' drug-plan premiums are expected to rise slightly.
|
|
One bill backed by Trump, the American Health Care Act, would have allowed many insurers to charge higher premiums — potentially prohibitively high premiums — to patients with preexisting conditions.
|
|
That's because, CAHC wrote, premiums would be reduced, and that means the amount of money the federal government pays to help people better afford their premiums would decrease.
|
|
That left out-of-pocket costs through premiums and deductibles the most potent GOP weapon – even though premiums and deductibles for most Americans were little changed by Obamacare.
|
|
As in Medicare Part B, where older and disabled Americans pay about 25 percent through premiums, there would be premiums as well that cover a portion of it.
|
|
"Because many healthy individuals would be able to obtain plans with underwritten premiums as long as they remained healthy, CBO and JCT anticipate that less healthy people or those with preexisting medical conditions would opt for community-rated premiums and that those premiums would rise over time," the report states.
|
|
Benefits are taxed if the premiums were paid by employers or by pre-tax employee dollars, but not taxed if the premiums were paid by your after-tax dollars.
|
|
Breakaway, with about 300 employees, accused Berkshire and Applied of "siphoning" premiums through a web of illegal shell companies, with diverted premiums going to unlicensed out-of-state insurers.
|
|
The Ways and Means bill would reduce premiums between 0.5 and 1 percent, while the Energy and Commerce bill would reduce premiums by about one percent, the CBO found.
|
|
An important 2019 rule change will, in certain cases, allow companies to charge older people premiums that are up to five times higher than the premiums for younger people.
|
|
Annualised new premiums (ANP) increased by 31% (on a constant-exchange-rate basis) to USD5.1 billion in FY16, with regular premiums accounting for more than 0003% of total ANP.
|
|
In China, premiums fell to $6-603 from $8-12 last week, compared with mid-April when premiums hit a two-year high of around $20 over the benchmark.
|
|
That led to long waiting lists, and meant that premiums in the pools, even though they were subsidized, were still much more expensive than premiums in the individual market.
|
|
It's an additional amount that you pay for your monthly Medicare Part D prescription drug plan premiums and your monthly Medicare Part B (outpatient or doctor visit coverage) premiums.
|
|
And most companies said they will be paying more in insurance premiums, and requiring their workers to pay a bigger share of those premiums, as a result of Obamacare.
|
|
The state wanted to assume enough of insurers' risks to reduce premiums by about 30%, mainly funded by recycling the money the federal government would save when premiums fell.
|
|
Medicaid expansion recipients will also face higher premiums under the program, increasing to up to 4 percent of household income — the highest premiums ever permitted in the Medicaid program.
|
|
Most Obamacare customers who receive subsidies that reduce their monthly premiums will be insulated from the price hikes, either largely or completely, because those subsidies rise as premiums rise.
|
|
Private carriers have to charge premiums that reflect enrollees' risks because they cannot use tax dollars to make up the money they would lose by setting premiums too low.
|
|
The health care law's financial assistance would mitigate premiums increases for the people who receive them — though that depends on an effectively unlimited federal commitment to subsidizing skyrocketing premiums.
|
|
We applied the leaked bill's 2020 tax credit levels to 2017 premiums — a generous move because premiums will rise from 5003 to 2020 but Republican tax credits will not.
|
|
The outcome would be reduced premiums for young adults, essentially paid for by charging substantially higher premiums for older people — and higher deductibles and other cost-sharing for everyone.
|
|
Under my Medicare for All proposal, when you don't pay out of pocket and you don't pay premiums, maybe you've run into people who love their premiums, I haven't.
|
|
Life insurance direct premiums in Thailand stood at 533.2 billion baht ($16.10 billion) in 2015, while non-life premiums were at 209.3 billion baht, latest available government data showed.
|
|
The other problem we've got is that premiums were held down through the election; the premiums, in my state, the increase will be at least 0003 to 25 percent.
|
|
Annualised new premiums (ANP) increased by 0003% (yoy, on a constant-exchange-rate basis) to USD3.2 billion in 1H17, with regular premiums accounting for more than 90% of total ANP.
|
|
For years, critics of the law have said that its health-insurance markets will enter a "death spiral" in which rising premiums drive out healthy buyers, forcing premiums higher still.
|
|
It said the change in the Odgen rate would also lead to reinsurance premiums rising on renewal, adding to insurer's costs and in turn to the premiums they charge customers.
|
|
The producer sold six cargoes at premiums of about $221 to $226 a barrel above Dubai quotes, they said, the lowest premiums seen for the grade since January-loading cargoes.
|
|
Yi said lending rates for small firms are still relatively elevated due to higher risk premiums and the central bank will forge ahead with reforms to lower such risk premiums.
|
|
Premiums of 60 cents to a $1.20 were being charged in Hong Kong versus 40-80 cents last week, while in Singapore, premiums were unchanged at the 80 cent level.
|
|
Cash premiums for soybean barges shipped to the Gulf in the near term spiked to a nine-month high this week, while spot corn barge premiums hit 10-month peaks.
|
|
MCUSTX-TOTAL CHINA PREMIUMS: Yangshan copper premiums SMM-CUYP-CN, paid on top of LME copper prices to import metal into China, rose to their highest since February at $214.
|
|
The recent flat COLAs meant that nonprotected Medicare enrollees shouldered most of the burden of rising Part B premiums; the premiums for this group jumped sharply in 22000 and 27.
|
|
The breakdown is as follows: For just health coverage premiums alone in retirement, a couple retiring today should expect to incur about $2000,285 — and again, this is just for premiums.
|
|
In Singapore, premiums firmed slightly to 80 cents to $1.50 from last week's 60 cents-$1.50 range, while Hong Kong premiums were unchanged from last week at 60 cents-$1.30.
|
|
The tax is calculated based on insurance premiums, meaning any costs are passed directly to small businesses that provide healthcare to their employees, and middle class families through higher premiums.
|
|
These options, which will be available in all but a few blue states, have average premiums of $22019 per month, in contrast to ObamaCare plans (whose monthly premiums average $393).
|
|
The Asian market, worth $1.7 trillion in premiums, is expected to account for 42% of global premiums by 2029 from about a third currently, the Swiss Re Institute report showed.
|
|
That move had the unintended effect of increasing financial assistance to many people, since insurers raised premiums in response to the move and the financial assistance increases when premiums rise.
|
|
In some cases, an Obamacare customer whose premiums were raised because the mandate was repealed would see tax reductions that equaled, or more than equaled the difference in their premiums.
|
|
A Center for American Progress study found that when they compete head-to-head in Medicare Advantage consumers win – Aetna premiums are $2202 lower and Humana premiums are $2628 lower.
|
|
Although, in mobile, price premiums rarely stick around for long as carriers inexorably find they must ditch premiums to unlock scale — via consumer-friendly 'all you can eat' price plans.
|
|
Traditionally insurance companies take the spread between premiums and claims as profit, but Lemonade aims to donate unclaimed premiums to charity once a year in a "Giveback" to discourage fraud.
|
|
"Premiums have gone up, but I will submit that they have gone up at a much lower percentage than premiums were going up before the ACA was enacted," said Rep.
|
|
Some supporters of the law saw that as a deliberate effort to keep premiums high; Mr. Trump frequently cites sharply rising premiums as proof that the health law is failing.
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If the federal government is allowed to pocket any of the reinsurance premiums, the health insurance premiums that average Americans pay will increase even more to cover the short fall.
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A higher deductible is the tradeoff Republicans made when they decided that lowering premiums would be a top priority for their legislation; plans with lower premiums generally have higher deductibles.
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A 2016 report from the Assistant Secretary for Planning and Evaluation (ASPE) found Obamacare marketplace premiums in expansion states were about 7 percent lower than premiums in non-expansion states.
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The latest version of the Senate bill would increase average insurance premiums by about 20 percent next year for a typical "benchmark plan," the budget office estimated, but would reduce premiums after 2019, so that in 5003 premiums for a benchmark plan would be about 25 percent lower than under current law.
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"If the states are so concerned that people will be scared away from the exchanges by the thought of higher premiums, perhaps they should stop yelling about higher premiums," Chhabria wrote.
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Yes, but: These lower premiums and increased competition will benefit people who get federal help paying their premiums, but unsubsidized consumers have fled the market and aren't likely to come back.
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Chinese premiums ranged between $6 and $8 an ounce versus $7 last week, while in Hong Kong, premiums of 60 cents-$1 were being charged, as against 803 cents-$1.20 previously.
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In top consumer China, premiums eased to $7 per ounce from about $8 last week, while in Hong Kong, premiums ranged between 60 cents and $1.20, compared with 50 cents previously.
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Zinc premiums fell $10 to $105-$13, the lowest since August 2015, while Shanghai copper premiums have fallen to around $45, traders and analysts said, the lowest in around a year.
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But some argue that those discounts are now used to lower overall drug plan insurance premiums, so the proposal would likely result in higher premiums and less consumer choice, executives said.
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Some Americans who have bought high-deductible plans to lower their premiums — a popular strategy amidst rising premiums — have found that high out-of-pocket costs make getting medical care unaffordable.
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Reality Check: Trump on health care premiums rising By Chip Grabow and Kevin Bohn, CNN Trump targeted Obamacare with the claim it has resulted in significant increases in health care premiums.
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A subset of young and healthy people will have lower premiums, but premiums will shoot up for everyone else, as the market of people buying decent insurance becomes older and sicker.
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A good example is Florida's insurance market, where regulations cap premiums — forcing inland areas to pay more for wind insurance, while the coastal residents don't pay premiums reflecting their higher risks.
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More than 80% of POI's gross premiums are derived from the motor class and the company's overall non-life market share in Malaysia measured by gross premiums was 1030% in 21257.
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CHINA COPPER PREMIUMS: Yangshan copper premiums , paid on top of LME copper prices to import metal into China, are at $77 a tonne, their highest since November 2018.
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Conservatives thought the current plan didn't do enough to unwind Obamacare's insurance regulations, their No. 1 culprit for increased premiums; lowering premiums, not covering more people, has been their primary concern.
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Yes, premiums have gone up, but we haven't seen marked declines in enrollment in places where the premiums are going up — which is what we would expect in a death spiral.
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Lower levels of financial assistance would make premiums unaffordable for many low-income people, and premiums would rise as well, causing millions more to not buy insurance in the subsequent years.
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Medicare Part B premiums are particularly tricky because even if you earn just one more dollar, you could have to pay hundreds of dollars more for your premiums as a result.
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The report examined quoted insurance premiums, as well as average claims paid by insurers — the first use of payout data to examine racial disparities in car insurance premiums, the researchers said.
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"Most plan sponsors use manufacturer rebates in aggregate to subsidize the cost of beneficiary premiums, keeping the premiums artificially low," RBC Capital Markets' George Hill wrote in a Tuesday research note.
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Premiums in the exchanges are projected to increase by over 20 percent in 2018 because insurance companies will not be paid for the CSRs and will raise premiums for the money.
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It compares the "enrollment-weighted" average for premiums in the current marketplaces, where the average age is 48, to the average premiums for a 40-year-old under the Republican plan.
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Be aware that premiums — and deductibles — are going up.
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This includes — of all things — making premiums more expensive.
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TV: ... the premiums might come down for other people.
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Premiums & deductibles are far too high - Really bad HealthCare!
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The plans — including premiums and benefits — already vary widely.
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"That would cause a lot of older people who pay higher premiums to exit the market, and a lot of younger people who pay lower premiums—or at least some younger people who pay lower premiums—to come into the market, so that would contribute to reducing the average premium in the market," Fiedler explained.
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They also said that while it won't be surprising if premiums rise by a lot next year given the "financial difficulties" many insurers are having with Obamacare plans, "even if ACA marketplace premiums grow significantly in 2017, they will still be much lower" than individual plan premiums would have been without the ACA, on average.
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According to Snopes, Congress members pay approximately 218 percent of their annual healthcare premiums through pre-tax payroll deductions and receive federal subsidies that cover 20 percent of the cost of premiums.
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The change to calculating premiums alone would save the government $1 billion per year by 2022, according to the administration's estimates, but individual market premiums would rise by $181 million per year.
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About 243 percent of people who buy plans on Obamacare exchanges qualify for subsides that can lower the cost of their premiums, even if those premiums are rising by a large amount.
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I think there's some reason to think that where they're headed we'll have cheaper prices for many Americans, particularly if we're just talking about premiums, as opposed to premiums and cost sharing.
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There's always a drop off when some ACA customers don't pay their premiums, but this year's total is significantly lower than last year's, when 11.1 million people enrolled and paid their premiums.
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Women were being charged higher premiums and pregnancy was considered a preexisting condition that raised premiums or even resulted in denial of coverage during a time when women need coverage the most.
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Conservatives argue community rating is driving up premiums for healthy people, and backers note that the amendment would still protect sick people from higher premiums if they had no gaps in coverage.
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Average premiums dropped by 1.5 percent from the year before as well, something touted by the administration as the first time since the ObamaCare marketplaces began in 2014 that premiums have declined.
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|
The funding cut and executive order could result in higher insurance premiums for some Obamacare customers and lower premiums for less regulated coverage for those who want to try new insurance options.
|
|
And because the federal government also provides tax credits through Obamacare to lower premiums for people buying their own insurance, the government would end up eating the cost of those increased premiums.
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|
The change would allow insurers to once again charge sick people higher premiums than the healthy — meaning premiums would often be too expensive for low-income Americans with preexisting conditions to afford.
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The danger for insurance companies is that, if they set premiums too low, they can potentially be obligated to pay for costs that vastly exceed the amount of premiums they've brought in.
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According to Thorpe, someone already on Medicare or Medicaid who is paying very little, if anything, in premiums would probably start paying more taxes and potentially see no relief, or offset, on premiums.
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As long as you pay the premiums each year, and your insurance company stays in business, you will be insured for the full 20-year term, and your premiums will not go up.
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In China, premiums rose to $3 to $5 an ounce this week from last week's $2-$3, while premiums in Hong-Kong were around 90 cents-$1.50 versus 70 cents to $1.30 previously.
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|
Third, premiums are going to get a lot more expensive for adults over age 22019, since the new bill lets insurance companies charge them much higher premiums than what's allowed under current law.
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|
As such, TLI's agent forces represented 76% of its total premiums and recorded as the second-largest market share in Thailand in terms of premiums written through an agency channel at end-3Q16.
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|
Recent acquisitions, particularly of Eastern Insurance and Syndicate 5823 both done in 2014, have diversified premiums such that as of year-end 2015 PRA derived approximately 40% of premiums from non-MPLI business.
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"Nearly all consumers would face a choice: pay more in premiums to keep their coverage or try to keep their premiums stable by purchasing a plan with a higher deductible," Aron-Dine said.
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|
C Corporation owners can deduct LTC insurance premiums for themselves, their spouse, dependents and employees without being subject to the age-based limitation and the owners/employees are not taxed on the premiums.
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|
Iran's South Pars condensate is usually sold at small premiums to Dubai quotes, free-on-board, much lower than Qatari condensate, which sells at premiums of $2-$3 a barrel, trade sources said.
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|
The insurer's renewal premiums soared 51.6 percent on year, hitting 112.76 billion yuan, while first-year regular premiums were up 17.4 percent to 60.3 billion yuan from the same period a year earlier.
|
|
Using a more conservative approach, it determined that Aetna's average annual premiums were $155 less if it competed against Humana, while Humana's premiums were $43 less if it competed against Aetna, CAP said.
|
|
If the cost-sharing payments were cut off and premiums increased, many low-income people would receive more financial assistance, in the form of larger tax credits, to help pay the higher premiums.
|
|
Those who have heard Mr. Trump's message that insurance premiums are way up may not realize that the subsidies that help low- and middle-income Americans pay those premiums will rise as well.
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|
This stunned me: Look at how much more insurance premiums and the share of premiums that workers pay have grown over the past two decades, compared to growth in earnings and overall inflation.
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|
Warren supports Medicare for All, which would eliminate premiums, deductibles and co-pays, though she would first implement a public option-type plan that would have premiums and co-pays for some Americans.
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|
Thus the sickest people are the likeliest to buy insurance, the high cost of treating them drives premiums up, and some young and healthy people drop coverage rather than paying those high premiums.
|
|
Yet that same year, U.S. customers spent only $4 billion on cybersecurity insurance premiums, dwarfed by the $180 billion paid for property insurance premiums, suggesting the risk of cyber losses is vastly underestimated.
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|
"The lower premiums have higher deductibles and copays, and the higher premiums tend to have lower amounts for those," said Danielle Roberts, co-founder of insurance firm Boomer Benefits in Fort Worth, Texas.
|
|
"Operating results in our government business remain robust, with government premiums representing more than half of total Health Care premiums," said Mark Bertolini, Aetna chairman and CEO, on the company's earnings conference call.
|
|
Premiums, however, remained unchanged from last week, around 80 cents.
|
|
Most states' monthly average premiums hover between $200 and $250.
|
|
Every year I've been on Obamacare, premiums have gone up.
|
|
Yes, a lot of these plans' monthly premiums are expensive.
|
|
The premiums were at 23 cents a barrel on Tuesday.
|
|
It varies with geography and with the price of premiums.
|
|
Obamacare premiums nationwide have increased by double and triple digits.
|
|
Recruiters in the financial industry place high premiums on pedigree.
|
|
Premiums that have gone up go back down a little.
|
|
It also doesn't include premiums — just spending on actual care.
|
|
Premiums weren't going up 8 percent next year after all.
|
|
Buying coverage earlier rather than later means lower premiums, though.
|
|
In Maryland, insurers want to raise premiums by almost 45%.
|
|
They charged premiums that were up to 250 percent higher.
|
|
In any case, raising premiums can only do so much.
|
|
Kangpe combines telemedicine with health insurance to make premiums cheaper.
|
|
And that's not including his share of medical insurance premiums.
|
|
The National Kidney Foundation does not pay premiums for patients.
|
|
Insurance companies offer lower premiums for ships that protect themselves.
|
|
The ACA also subsidizes many consumers' premiums through tax credits.
|
|
An asthma patient wouldn't face higher premiums under current law.
|
|
How do you set premiums for the Medicare X plan?
|
|
And that relates to age being a proxy for premiums.
|
|
He said higher premiums were an indication of physical buying.
|
|
Part B generally covers doctor visits, and everyone pays premiums.
|
|
Buyers would benefit from lower premiums in 2019, boosting enrolment.
|
|
The premiums from the new policies cost more, as well.
|
|
He argues that selling insurance through annual premiums is inflexible.
|
|
Berkshire must pay takeover premiums and has $22011bn of goodwill.
|
|
That's been compounded by the rise in health insurance premiums.
|
|
It's also about addressing market distortions that drive up premiums.
|
|
To recoup those costs, insurers raised premiums on those plans.
|
|
Because they're one of the principal drivers of premiums skyrocketing.
|
|
Premiums would rise, as each member would require significant spending.
|
|
"That had a direct effect of increasing premiums," he said.
|
|
Premiums are set above the London Metal Exchange benchmark price.
|
|
ObamaCare is failing, premiums are rising and choices are dwindling.
|
|
And lower premiums are a must in any new legislation.
|
|
Next year, premiums for health insurance plans sold through HealthCare.
|
|
Rising ObamaCare premiums, announced this fall, provided Republicans some momentum.
|
|
Biotech deals saw even frothier premiums, typically around 50 percent.
|
|
Liquidity conditions deteriorate and risk premiums rise across financial markets.
|
|
The premiums have increased, but so did the government subsidies.
|
|
Obamacare is failing, premiums are rising and choices are dwindling.
|
|
The current draft doesn't do nearly enough to lower premiums.
|
|
Molina had actually lowered its premiums for this enrollment season.
|
|
The biggest problem that drives up insurance premiums is fraud.
|
|
"This is all about making more affordable premiums," he said.
|
|
That threatened to push up premiums 40 percent for 2017.
|
|
Premiums would jump 20% next year, compared to current law.
|
|
Instead, the Affordable Care Act increased premiums by nearly $220006,2202.
|
|
When it begins to bite, premiums will soar even higher.
|
|
Premiums for midrange plans increased 22 percent nationally this year.
|
|
These PPOs tend come with higher premiums but lower deductibles.
|
|
High premiums make going without look like a good gamble.
|
|
Premiums in Japan were flat for the 10th consecutive week.
|
|
"I would ask what's conservative about unaffordable premiums?" he said.
|
|
There were also concernsabout premiums rising under the rebate rule.
|
|
Those younger, healthier customers would mean lower premiums for everyone.
|
|
The more comprehensive the coverage, the higher the premiums are.
|
|
Who gets lower premiums under the Better Care Reconciliation Act?
|
|
Physical premiums everywhere are bombed out at extremely low levels.
|
|
Facing losses, insurers either raised premiums or left the exchanges.
|
|
It will probably affect my eligibility or increase my premiums.
|
|
However, Platinum plans also have the most expensive monthly premiums.
|
|
Floridians, on average, will spend $1,259.55 each year on premiums.
|
|
This lack of competition in the marketplace means higher premiums.
|
|
The insurer has sought sharply higher premiums for next year.
|
|
Since 3163, beneficiaries with incomes above $85,000 pay higher premiums.
|
|
Providers can demand higher payments, which drives up insurance premiums.
|
|
Insurers corrected for that by raising premiums somewhat for 2016.
|
|
Gross written premiums fell 1.8 percent to 2.71 billion euros.
|
|
Homeowners at a high risk for damages face high premiums.
|
|
Insurance feels unfair when you pay the premiums every month.
|
|
It is also expected to increase in average Obamacare premiums.
|
|
VBG generated gross written premiums (GWP) of EUR21549bn in 20163.
|
|
In both cases, experts attributed the decline to rising premiums.
|
|
Individual insurance premiums more than doubled between 22019 and 2017.
|
|
But premiums vary widely, from $17 to $72 a month.
|
|
The penalty would be less than two months of premiums.
|
|
And the value of those subsidies rises as premiums rise.
|
|
"I would ask what's conservative about unaffordable premiums," asked Sen.
|
|
Should I spend on premiums or beef up my savings?
|
|
Premiums have soared this year in a number of states.
|
|
Insurance premiums being assessed based on covertly collected data inputs.
|
|
Premiums were set to rise 40 percent in the state.
|
|
Gross written premiums rose 6 percent to 26.7 billion pounds.
|
|
If the premiums are lower, the deductibles are usually higher.
|
|
By repealing them, conservatives say, healthcare premiums would be lowered.
|
|
Insurer RSA reported a dip in Q1 net written premiums.
|
|
Premiums are richer now because the risks involved are higher.
|
|
What new policy will lead tax cuts to lower premiums?
|
|
Cutting taxes doesn't lower premiums and deductibles for the insured.
|
|
And theoretically, that could translate into lower premiums for consumers.
|
|
"Our actions seek to preserve competition that keeps premiums down."
|
|
What was surprising was how Clinton talked about insurance premiums.
|
|
Insurance premiums for shipping in the area have also risen.
|
|
Their insurer has told them to expect much higher premiums.
|
|
In other words: this is why you pay insurance premiums.
|
|
As a result, premiums would spike and enrollment would suffer.
|
|
We've given shift premiums and extra resources to those employees.
|
|
Eliminating it would reduce insurance coverage and drive up premiums.
|
|
First, unsubsidized enrollment has fallen as premiums continue to rise.
|
|
The firm acquires the policy and continues paying the premiums.
|
|
But premiums could rise, including the premium for traditional Medicare.
|
|
We therefore expect premiums to decline in the current year.
|
|
They're demanding higher premiums to account for the greater risk.
|
|
If they set premiums too low, they'll lose their shirts.
|
|
This bill has premiums declining as coverage becomes less generous.
|
|
Are there other costs, besides premiums, that I should consider?
|
|
Meanwhile, some young, healthy, affluent people saw their premiums rise.
|
|
And cooperatives are almost encouraging production by paying volume premiums.
|
|
Typically, the higher your deductible, the lower your insurance premiums.
|
|
Cigna was helped by higher membership numbers and increased premiums.
|
|
Gross premiums written fell almost 15 percent to $196.5 million.
|
|
Rising premiums under #Obamacare have hit them really hard. pic.twitter.
|
|
They're not going to be paying any private insurance premiums.
|
|
Without the subsidies, insurers say, they would sharply increase premiums.
|
|
This worked, lowering premiums by as much as 14 percent.
|
|
Medicare premiums would have to rise to cover these costs.
|
|
Their actions are driving up premiums and hurting the market.
|
|
Rural areas often have higher premiums because there's less competition.
|
|
That was back in 2014, and premiums continue to rise.
|
|
Other states with rising premiums include Illinois, Indiana, and Michigan.
|
|
Jones will oppose these policies that will raise your premiums.
|
|
The insurance companies UnitedHealth and Cigna, among others, raised premiums.
|
|
Remember, though, premiums are only one part of the equation.
|
|
Premiums for those who need comprehensive coverage would shoot up.
|
|
But fewer insurers are participating, and premiums are increasing sharply.
|
|
But immediate concerns of high premiums make cheap plans enticing.
|
|
Those lower premiums usually means worse coverage and higher deductibles.
|
|
As premiums rise for the subsidized, so do the subsidies.
|
|
Only one state, Arizona, saw its premiums double (843 percent).
|
|
U.S. consumers hand over hefty premiums for the largest SUVs.
|
|
New taxes would be introduced to replace private insurance premiums.
|
|
The premiums paid by families and employers would be eliminated.
|
|
Anthem was helped by higher membership numbers and increased premiums.
|
|
Do you think you can lower premiums for everyone, though?
|
|
Premiums are paid for by the government, employers and employees.
|
|
Faced with more a costly clientele, insurance companies increased premiums.
|
|
It's stunning the premiums that are in place right now.
|
|
Doing so can help keep premiums down without harming patients.
|
|
The intrigue: Workers aren't just paying more in monthly premiums.
|
|
Total premiums can come to $300 or more per month.
|
|
He asked if I wanted to take over the premiums.
|
|
Premiums on the marketplace are rising, on average, 22 percent.
|
|
Why are Obamacare premiums going up so much this year?
|
|
It's — the premiums are going up 60, 70, 80 percent.
|
|
There are only downsides: higher premiums, higher deficits, less competition.
|
|
Otherwise, premiums, deductibles, and copays would largely be left unaffected.
|
|
I think most importantly, yes, premiums will be coming down.
|
|
Part of that would be spent on higher insurance premiums.
|
|
While spot premiums fell to below $2 in subsequent sales by Qatari marketer Tasweeq through a tender, the trade sources said premiums could have dropped even more in the absence of Hyundai Chemical's purchases.
|
|
Reality Check: Cruz on premiums and deductibles By Nicole Ridgway and Tami Luhby, CNNMoney Cruz cited the rising cost of insurance premiums and deductibles as one of the many reasons Obamacare does not work.
|
|
As of March 20526, the company had ceded 215% of its premiums (primarily technical and fire insurance premiums) to Nacion Reaseguro S.A., presenting a maximum catastrophic loss severity limited at 22016% of its capital.
|
|
Here are some other promises Trump made on health care: Premiums and deductibles will drop Even after the House passed his health care bill, Trump promised it would lead to lower premiums and deductibles.
|
|
An insurance death spiral occurs when rising premiums cause the lowest-need clients to leave the risk pool, which drives up premiums further and pushes more low-need clients out of the risk pool.
|
|
It would also cause premiums to drop, bringing them back into the reach of the many people who don't get insurance from an employer and don't qualify for subsidies — yet can't afford current premiums.
|
|
The rationale: The idea of adding premiums to Medicaid is to get enrollees used to the world of private health insurance, where you can also lose your coverage if you don't pay your premiums.
|
|
And now today's big stories... Insurance experts say ObamaCare mandate repeal driving up premiums Democrats got some more evidence to use against Republicans to argue that the GOP is to blame for rising premiums.
|
|
Lancashire also said gross written premiums fell 19.4 percent to $115.2 million, hurt by a 30.8 percent fall in its property business that was also partly due to reinstatement premiums related to the hurricanes.
|
|
That's helped keep premiums down: The American Academy of Actuaries calculates that the reinsurance program reduced premiums by as much as 14 percent in 2014, 11 percent in 2015, and 6 percent last year.
|
|
The group's total gross written premiums, however, rose 18 percent to 221.2 million pounds ($300.72 million) for the three months ended March 31, helped by a 21.1 percent jump in motor gross written premiums.
|
|
The loss of those payments has sent insurance premiums soaring, and is likely to increase federal spending on a different form of Obamacare subsidy, used to help middle-income Americans pay their insurance premiums.
|
|
A switch from actuarially fair premiums to community-rated premiums that are divorced from the health status of individuals might result in the common premium represented by the light blue line in the graph.
|
|
That policy is expected to make the premiums in the Obamacare marketplaces more expensive — which means the federal government would have to spend more money subsidizing those premiums for low- and middle-income enrollees.
|
|
PREMIUMS: Premiums for aluminum shipments to Japan for October to December were set at $2325 a tonne, down 20.9% from the previous quarter, amid ample supplies in Asia and softening demand, sources told Reuters.
|
|
This year alone, private health insurers' overhead -- the money they collect in premiums that goes for marketing, accounting, executives' bonuses, profits and more, instead of care -- will total $256.3 billion, 12% of their premiums.
|
|
PREMIUMS: Premiums for aluminium shipments to Japan for October to December were set at $2325 a tonne, down 20.9% from the previous quarter, amid ample supplies in Asia and softening demand, sources told Reuters.
|
|
Between the lines: Insurers do pass on the cost of the tax through higher premiums, when it's in effect: Actuaries say the tax leads to premiums being 1-3% higher than they would be otherwise.
|
|
What's happening: By cutting off payments for the ACA's cost-sharing subsidies, Trump prompted insurers to raise their premiums, which in turn dramatically raised the value of federal subsidies that help people pay their premiums.
|
|
Because they don't have to cover expensive services, short-term plans' premiums are a lot lower than the premiums for ACA-compliant coverage — about 70% cheaper, according to the Department of Health and Human Services.
|
|
Direct Line, whose brands include Churchill, Green Flag and Privilege, said gross written premiums rose 5 percent to 1.69 billion pounds in the six months, with a 10 percent rise in gross written motor premiums.
|
|
"[Bravo] to New Jerseyans, who will see their premiums in the individual market ↓ by about 15% from the expected premiums because @NJGov took action to address the failures of Obamacare," Verma wrote in a tweet.
|
|
If President Trump rolls back this guidance, our seniors and people with disabilities would pay higher premiums for their prescription drugs and could pay premiums of over $6900,2628 per year for their health care coverage.
|
|
Wisconsin estimates that the program will contribute to a 22019 percent decrease in premiums for 2019, while Maine estimates premiums will be about 9 percent lower next year than they would be without the program.
|
|
In 2014 and 2015, analyses indicated states with CO-OPs boasted significantly lower premiums than those without, meaning even those who didn't enroll in a CO-OP benefited from lower relative premiums across the board.
|
|
For U.S. employees making less than $2145,13 a year, we decided in 21 to reduce annual medical premiums for 2000 by 22018 percent for family coverage and have kept premiums flat for six consecutive years.
|
|
However, insurers participating in ACA exchanges might have to pick their battles: While repealing the health insurance tax could lower premiums by 2-3%, ensuring that cost-sharing subsidies are paid keeps premiums 20% lower.
|
|
In 2016, fear of rising premiums jumped the individual market, and a majority of Americans came to believe that rising premiums were somehow affecting them when only a small share of the public was impacted.
|
|
Premiums in top consumer China ranged between $2 and $3 an ounce this week, versus $1-$3 last week, while premiums in Hong-Kong were around 1.40 cents to $1.30 as against $1-$1.40 previously.
|
|
Net earned premiums slid 13.6 percent, driving up its expense ratio during the quarter, and the company warned that net earned premiums would be down between 10 percent and 15 percent in the full year.
|
|
Under the current plan, $70 billion of that long-term money is earmarked to offset the effects of the Cruz amendment and lower premiums for people who would see rising premiums in the Obamacare market.
|
|
"Less-healthy people would face extremely high premiums" in states that obtained waivers involving both benefits and premiums, the Congressional Budget Office said in analyzing a similar provision of the bill passed by the House.
|
|
Losses are primarily concentrated in Chiapas, Oaxaca and Tabasco, states with relatively low levels of insurance protection, only 2.9% of total gross written premiums (GWP) and 1.7% of net written premiums are for earthquake insurance.
|
|
Some plans, for some people, may sport lower premiums, but those lower premiums will come with eye-popping deductibles and copays, and the diminished tax credits will make the price tag hurt more for most.
|
|
Cutting their premiums has been a longstanding political promise for Republicans.
|
|
PZU closed 2015 with 7.4 percent of gross premiums from abroad.
|
|
The bill explicitly says states can't vary premiums based on gender.
|
|
Doug B.: Premiums have nearly tripled, deductible has increased by $1,000.
|
|
Then I'd focus on stabilizing competition and premiums in the marketplaces.
|
|
There isn't any magic to how the Republican bill cuts premiums.
|
|
Therefore, equity risk premiums are inexorably dropping towards the flat line.
|
|
"I don't give away premiums that haven't been earned," Bristow said.
|
|
They all plan to raise their premiums to offset the loss.
|
|
As Medicare premiums go up each year, the penalty does, too.
|
|
Five weeks ago the premiums were languishing near 10-month lows.
|
|
One day, such sharing could push up your life insurance premiums.
|
|
It estimated this would cause premiums to rise by about 10%.
|
|
Those new rules have contributed to higher premiums, it is true.
|
|
But Republicans insist that with enough deregulation, premiums will fall dramatically.
|
|
Insurers already priced for the changes, and premiums are coming down.
|
|
But premiums can be much more expensive in high-risk areas.
|
|
A higher actuarial value costs more money in terms of premiums.
|
|
That is expected to significantly raise premiums in the Obamacare marketplace.
|
|
Premiums in the region were little changed at 60 cents-$1.30.
|
|
In Hong Kong, premiums were mostly unchanged at 60 cents-$1.20.
|
|
Spokeswoman Alleigh Marre said rising premiums and dwindling choices predate Trump.
|
|
Low-income Medicaid recipients may also pay premiums for their insurance.
|
|
Premiums in the individual market went up a lot last year.
|
|
It captured about IDR296bn of new business premiums at end-27234.
|
|
The increases in premiums and deductibles both outstrip increases in wages.
|
|
Self-employed business owners may flee states where premiums are exorbitant.
|
|
Studies have found that premiums are lowest when pets are young.
|
|
Because the exchange would contain mostly sickly people, premiums would rocket.
|
|
For political reasons, NFIP charges low premiums, pricing out private insurers.
|
|
Finally, we applied tax credits to premiums under the Republican approach.
|
|
This is not "lower premiums" as most Americans understand the term.
|
|
Our healthcare plan will lower premiums & deductibles - and be great healthcare!
|
|
In Hong Kong, premiums were unchanged at $1.53-$1.50 an ounce.
|
|
On the one hand, I think you will have lower premiums.
|
|
If you don't qualify, you can purchase it and pay premiums.
|
|
There were also concerns about premiums rising under the rebate rule.
|
|
Insurance represents more than $1.3T in premiums in the U.S. alone.
|
|
The companies said that would force them to raise monthly premiums.
|
|
American health insurers reduce premiums for non-smokers and exercise fanatics.
|
|
In America, the world's largest market, premiums will fall by 2%.
|
|
My premiums have gone up nearly 100 percent from last year.
|
|
The upside of these policies is that the premiums won't increase.
|
|
In doing so, it created other problems, including the rising premiums.
|
|
For lower income earners, those subsidies can cut monthly premiums substantially.
|
|
But repealing the individual mandate could increase premiums and reduce enrollment.
|
|
And insurers can't charge them higher premiums because of their health.
|
|
The lowest premiums the company has issued are $12 per month.
|
|
Reinsurance premiums paid by primary insurers are also likely to increase.
|
|
Changes the required income percentages enrollees must pay towards their premiums.
|
|
But would it also really reduce premiums as the CBO says?
|
|
Consumers in the individual market may find much higher premiums. Nov.
|
|
If not, how does the new bill lower premiums and deductibles?
|
|
It has historically been used as a benchmark for copper premiums.
|
|
Gross written premiums reached 5.83 billion zloty, just below analysts' expectations.
|
|
It doesn't eliminate the "community rating" that keeps insurance premiums rising.
|
|
Many have been forced to pay higher premiums and higher deductibles.
|
|
Shanghai copper premiums rose $10 to $85, data showed on Wednesday.
|
|
Supporters of the idea say it would help lower premiums overall.
|
|
Insurers will then have to finalize their 2019 premiums next fall.
|
|
Eight other states have not yet reported their premiums, it said.
|
|
Premiums and deductibles varied, as did the types of services covered.
|
|
I certainly applaud the senators for working hard to address premiums.
|
|
But these requirements have also driven up premiums in many cases.
|
|
Part D prescription coverage also comes with monthly premiums averaging $32.50.
|
|
The company had estimated premiums of about $3.4 billion for 2016.
|
|
This is despite slower growth of non-life premiums in 1Q17.
|
|
As a result, premiums will only rise seven percent for 2017.
|
|
Conservatives argue those regulations are driving up the cost of premiums.
|
|
Last month saw premiums of $93, the largest in three months.
|
|
Brady said Monday he wants to help with relief on premiums.
|
|
Higher premiums have been directly attributed to some of these actions.
|
|
Experts warned insurers could raise premiums due to the added uncertainty.
|
|
Conservatives say scrapping those requirements is necessary to drive down premiums.
|
|
Premiums vary across the 39 states that use the federal exchange.
|
|
These changes began to take effect for premiums charged in 2750.
|
|
You can see that the actuarial value drops as premiums rise.
|
|
The biggest reason people hate ObamaCare is their premiums have skyrocketed.
|
|
Skyrocketing premiums resulted as insurers sought to cover prior-year losses.
|
|
Even with income-related subsidies, premiums were too high for many.
|
|
Traders said robust 380-cst premiums would continue for another month.
|
|
It was illegal to raise someone's premiums because he became ill.
|
|
Right now, they say, the GOP bill could actually raise premiums.
|
|
EQUITY PREMIUMS, THE BIG PART OF THE ANALYSIS, IS ABOUT NORMAL.
|
|
For about 1 percent, premiums would increase by $100 or more.
|
|
Some experts say that insurers also set their premiums too low.
|
|
The bill lowers premiums, but does it do so quickly enough?
|
|
Just be prepared for premiums to rise now that you're older.
|
|
Then premiums would rise another 85033 percent in the second year.
|
|
Employer premiums would increase $500 dollars per employee for family coverage.
|
|
Both would likely have a positive effect on next year's premiums.
|
|
But setting risk-based premiums is impossible without accurate flood maps.
|
|
This is a breakdown of Part D premiums, based on MAGI.
|
|
It provides $62 billion for states to help individuals pay premiums.
|
|
Premiums in Hong Kong were mostly unchanged at 70 cents-$1.30.
|
|
But health insurance premiums are already unaffordable for most of us.
|
|
Be aware that premiums — and deductibles — are, in general, going up.
|
|
Risk-based premiums stabilize insurance markets and enable these quality improvements.
|
|
CHINE PREMIUMS: China's copper market looks less tight than the LME.
|
|
Chinese import premiums have fallen to $21.1 from $22 in September.
|
|
Chinese import premiums have fallen to $20.7 from $22 in September.
|
|
Plans compete for enrollment based on the premiums and coverage design.
|
|
How is that even possible, when premiums are going up overall?
|
|
How do you lower premiums while increasing access to health care?
|
|
Buyers, however, are reluctant to agree given Asia's tumbling spot premiums.
|
|
As income rises, premiums become as high as $460.50 a month.
|
|
Funding them would both lower premiums and save the government money.
|
|
High-deductible policies carry lower monthly premiums for two different reasons.
|
|
Instead it's leading, so far, to market entries — and higher premiums.
|
|
Cassidy's point about Obamacare's premiums straining enrollees' budgets has merit, too.
|
|
Setting the grace periods for paying premiums to match state laws.
|
|
So would doing more to keep premiums and deductibles in check.
|
|
Under Obamacare, he would also pay $1,700 in premiums for insurance.
|
|
It needs to focus on the underlying cost-drivers of premiums.
|
|
Some, like Connecticut and Maryland, have been strong regulators of premiums.
|
|
Without them, premiums on the ObamaCare exchanges would spike, insurers warn.
|
|
With the premiums unpaid, the policy was no longer in force.
|
|
The legislation is intended to lower premiums and encourage insurer participation.
|
|
They can't afford or don't want to pay the high premiums.
|
|
Of course, these new taxes replace the premiums Americans pay now.
|
|
How can I keep my auto premiums as low as possible?
|
|
But instead of lowering premiums, they pocket the savings as profit.
|
|
Because only sick people remain, premiums eventually increase to astronomic levels.
|
|
The small insurance market also helps explain why premiums are spiking.
|
|
Firms that effectively manage their cyber risk get those lower premiums.
|
|
In 2011, it raised some premiums by more than 40 percent.
|
|
Under Obamacare, he would also pay $753,275 in premiums for insurance.
|
|
Diligent brushers can save 15% on the cost of their premiums.
|
|
The average employer-sponsored insurance has annual family premiums over $20,280.
|
|
Premiums have stabilized, too, after a few years of price increases.
|
|
Avoiding small claims can also help keep your premiums from increasing.
|
|
Premiums may rise because of inflation but not due to age.
|
|
High deductibles are also a way to keep premiums in check.
|
|
The new deadline for proposed Obamacare premiums is now Sept. 5.
|
|
Private insurers reward steps taken to limit risk with lower premiums.
|
|
That's in part because they forecast Medicare premiums will steeply increase.
|
|
They only spend less than Switzerland on insurance premiums every year.
|
|
There's takeover premiums I believe in many of these stocks already.
|
|
McQueen-owned or -driven cars have a history of fetching premiums.
|
|
Car insurance premiums are on the rise in many US states.
|
|
Meanwhile, some families' insurance premiums have gone up year after year.
|
|
He'd also cap premiums at 8.5 percent of a patient's income.
|
|
The few that remain often have a monopoly, and premiums rise.
|
|
Michigan, Arkansas, and Mississippi drivers will also see their premiums decrease.
|
|
Chiefly, skyrocketing insurance premiums, higher deductibles and decreasing access to services.
|
|
Standalone Part D prescription drug plans have monthly premiums averaging $26.
|
|
You have paid $50,000 in premiums, which is your cost basis.
|
|
Premiums for health insurance plans in the United States are high.
|
|
Today Alabamians pay some of the highest insurance premiums in America.
|
|
Buffett is not known for paying hefty premiums for his deals.
|
|
And most marketplace shoppers qualify for financial help with their premiums.
|
|
They spoke anxiously about rising premiums, deductibles, copays and drug costs.
|
|
They all weigh these factors differently, and that influences the premiums.
|
|
Over time, premiums and cost-sharing would gradually decrease to zero.
|
|
It will raise premiums and throw health insurance markets into disarray.
|
|
CMS said the lower premiums will help more Alaskans receive coverage.
|
|
The bulk of the issue is compounded because of softer premiums.
|
|
Such a move could lead to an increase in insurance premiums.
|
|
Insurance companies determine premiums using one of three different rating systems.
|
|
They will also pay no more premiums, co-pays, or deductibles.
|
|
Costs related to Medicare premiums only tell part of the story.
|
|
Premiums for local North Sea grades are at multi-month lows.
|
|
Anthem did see increased enrollment and higher premiums during the quarter.
|
|
By 26, the Urban Institute estimated, monthly premiums averaged $21.9 nationally.
|
|
"It doesn't help if they jack up the premiums," she said.
|
|
People who saw premiums rise or choices shrink will remain frustrated.
|
|
Republicans themselves can't agree on how to lower private insurance premiums.
|
|
They're going to increase premiums to make up for those losses.
|
|
Premiums would rise an estimated 19 percent should those funds disappear.
|
|
Elsewhere, consumers complain that their premiums and deductibles are too high.
|
|
Family premiums have increased 54% and workers' contributions have jumped 71%.
|
|
As a result, premiums won't drop as much as initially anticipated.
|
|
King responded he didn't think it would lower insurance premiums enough.
|
|
When premiums go up, the tax credit goes up with it.
|
|
When Obamacare launched, premiums were much lower than analysts had expected.
|
|
In prior years, premiums have risen at a much slower pace.
|
|
There are three reasons why premiums are going up so much.
|
|
That would lower the premiums in the marketplace by 7 percent.
|
|
Premiums in 2017 are roughly where we thought they would be.
|
|
Insurance plans would raise their premiums to offset the lost funding.
|
|
What AHCA does to premiums is raise them across the board.
|
|
These tax credits go toward the monthly premiums for health insurance.
|
|
The CBO report does find that the Republican plan lowers premiums.
|
|
Yes, some of their premiums are going up, and they're yelling.
|
|
For others, the cost of premiums bolstered their support for Trump.
|
|
"Premiums go up," says Benjamin Sommers, a health economist at Harvard.
|
|
One insurance plan increased its premiums 78 percent over three years.
|
|
A waiver from the essential health benefits would be allowed only if a state's plan does one of five things: Reduces premiums Increases enrollment Stabilizes the market Stabilizes premiums for people with pre-existing conditions Increases choice of plans For a waiver on the ban on raising premiums for those with pre-existing conditions, the state must have a high-risk pool.
|
|
Premiums in specialty lines, the company's largest division and source of much of Beazley's growth in recent years, rose 6 percent to $993 million, helped by growth in business written within the U.S. That compared, however to a surge in gross premiums at its property business of 29 percent, to $108 million, while political, accident & contingency premiums rose 14 percent to $67 million.
|
|
The new premiums are between 19.5 percent and 20.2 percent lower than the $118 to $119 per tonne premiums PREM-ALUM-JP in the previous quarter and the prices are down for a second consecutive quarter.
|
|
Finally, the AHCA is expected, after an initial increase in premiums in 2018 and 2019, to lower premiums in the individual market beginning in 2020, and to contribute to a more stable marketplace for health insurance.
|
|
Tally up how much you spent on health insurance, Medicare premiums, long-term health insurance premiums, nursing home costs, orthodontics and other out-of-pocket expenses to see if the total exceeds the medical expense threshold.
|
|
The Congressional Budget Office said Monday that while premiums would likely be significantly lower under the GOP plan, the Republican proposal would "substantially" raise premiums for older people and would reduce subsidies for lower-income Americans.
|
|
Insurance companies, which are reaching deadlines to submit premiums for the individual health care market and to decide whether to sell policies at all, say the uncertainty is driving their premiums higher and their participation lower.
|
|
Upton's amendment adds $8 billion over five years aimed at helping people with pre-existing conditions afford their premiums in states that choose to repeal ObamaCare protections preventing sick people from being charged exorbitantly high premiums.
|
|
In workplace insurance plans, where employers subsidize a large portion of premiums, the average family of four paid a total of $7,726 in 2018 to cover premiums and cost-sharing, according to the Kaiser Family Foundation.
|
|
There are four plan categories—bronze, silver, gold, platinum—with bronze plans usually having the lowest premiums and the highest out-of-pocket costs and platinum having the highest premiums and lowest out-of-pocket costs.
|
|
The vast majority of enrollees in Obamacare plans will not pay the higher premiums, since modest incomes make them eligible for another type of government subsidy that will hold their premiums flat or close to it.
|
|
While average premiums on the individual market (the main target of the ACA's reforms) increased by 2628 percent from 28500 to 6900, average premiums for employer plans (including costs to employers) rose by only 2628 percent.
|
|
And while premiums in some states have surged out of reach of some households, premiums have fallen in others, including Indiana, Rhode Island, New Hampshire, Washington, Massachusetts and Arkansas, according to Robert Wood Johnson Foundation data.
|
|
"CBO and JCT estimate that adverse selection would increase premiums for policies in the nongroup market, whether purchased through the marketplaces or not, by roughly 20 percent relative to premiums under current law," the office said.
|
|
RSA, best known in Britain for its More Than brand, said group net written premiums rose to 1.71 billion pounds ($2.20 billion), with the firm's Canadian business seeing the biggest rise in premiums, a 28 percent gain.
|
|
"More than 50 percent of consumers buying plans through the NY State of Health will receive a tax credit offsetting the increases in premiums, and for some the credit will result in lower actual premiums," Vullo said.
|
|
Blue Cross and Blue Shield of North Carolina earlier this year raised premiums by more than 20 percent, but said it would have only raised premiums by about 9 percent if Trump agreed to fund the payments.
|
|
The Swiss-based insurer posted a 2% rise in nine-month property and casualty gross written premiums on Thursday, adding the development is expected to have a positive effect on net earned premiums in the coming year.
|
|
"If the premiums get burdensome but it makes sense to keep the policy for the death benefit, you could ask your beneficiaries to cover the premiums on the policy for you," said Forster at Nxt:Gen Financial Planning.
|
|
Bronze and silver plans require consumers to pay more out-of-pocket costs in exchange for lower premiums; gold and platinum plans have much higher premiums but cover more and typically demand less out-of-pocket spending.
|
|
Over a five-year period from 2011 through 2015, these companies paid out an average 72.6 percent of their premiums in claims; publicly held insurers with shareholders to satisfy paid 62.8 percent of their premiums in claims.
|
|
Under the draft Senate bill, people using subsidies to get insurance would either have to pay more in premiums to keep the plan they have now or have a higher deductible to keep their premiums in line.
|
|
People covered by one insurer in Maryland could see premiums rise by more than 50 percent if proposed rate increases go into effect, and premiums for plans in Virginia and Connecticut could increase more than 30 percent.
|
|
The state has some of the highest Obamacare premiums in the country.
|
|
Insurance premiums for the strait have climbed by an average of 10%.
|
|
Premiums skyrocketed an average of 22% for the benchmark plan in 2017.
|
|
They make their money by collecting premiums, not by paying out claims.
|
|
Many lower- and moderate-income Americans receive subsidies that reduce their premiums.
|
|
The section on premiums has been updated to include annual premium change.
|
|
Insurers have to begin filing their 2018 plans and premiums in April.
|
|
Would the cost of premiums rise or fall under the GOP plan?
|
|
Premiums would go up for older Americans and down for younger Americans.
|
|
In 22011 insurers' costs were 211% higher than their revenue from premiums.
|
|
I wanted him to lower premiums and expand coverage under these plans.
|
|
The company's gross written premiums rose 5.7 percent to 3.99 billion euros.
|
|
Rather, in these association plans, premiums are calculated at the employer level.
|
|
"Since Obamacare, my family's premiums have almost tripled," Sassy told BuzzFeed News.
|
|
Gross written premiums rose 2 percent to $1.15 billion in the period.
|
|
With healthy people siphoning themselves off, premiums for the sick would soar.
|
|
Some experts claim that premiums will rise by double digits — big news!
|
|
If premiums were not set high enough, the government's liabilities would increase.
|
|
Once premiums are set, they're generally in place for a whole year.
|
|
Actual premiums will vary based on your age and where you live.
|
|
That drives up premiums, which risks driving healthy people from the market.
|
|
It appears to have worked well there, boosting competition and reducing premiums.
|
|
Premiums for high-income seniors - who already pay surcharges - also would rise.
|
|
Premiums for individual health insurance plans were set to rise 42 percent.
|
|
Premiums are declining for 2020, while plan choices and benefits are increasing.
|
|
There would be higher taxes, but no premiums and no cost sharing.
|
|
The line accounted for 2033% of CAA's premiums in 2015 (2014: 88%).
|
|
The basics: What about coverage losses, market stability, premiums, and Medicaid cuts?
|
|
But in immediate future, those premiums could skyrocket as much as 20%.
|
|
But premiums are only one expense that enrollees have to worry about.
|
|
They want plans with cheaper premiums and lower out-of-pocket costs.
|
|
Physical premiums for bonded metal are soggy at around $50 per tonne.
|
|
How will this impact premiums as risks fall or evolve over time?
|
|
Premiums for coverage in 2017 will be based on your 2015 income.
|
|
Guarantee premiums, interest on loans and investment income are key earnings contributors.
|
|
"Doesn't help the people whose premiums skyrocket next year," Cruz told reporters.
|
|
SGI sources more than 95% of its business premiums from South Korea.
|
|
In that timeframe, Kaiser estimated that employer-based premiums increased by 8.73%.
|
|
If premiums and copays go up, that number is likely to drop.
|
|
Eighty-five percent receive a tax credit to lower their monthly premiums.
|
|
This drove up Brazil's soybean premiums over Chicago prices to historic highs.
|
|
Reinsurance programmes would bring premiums down and begin to redress the imbalance.
|
|
That would put it at the higher end of recent conversion premiums.
|
|
In America, the world's biggest market, annual premiums total more than $550bn.
|
|
Premiums for the oldest enrollees would rise, on average, by nearly $2,000.
|
|
Self-employed individuals are typically able to deduct their insurance premiums, too.
|
|
August 16: Health insurers make final adjustments to their proposed 2018 premiums.
|
|
EquityComp generates 80 percent of California Insurance's policy premiums, Jones has said.
|
|
Higher premiums, fewer choices, restricted access — these are not signs of success.
|
|
And 54% think individuals and employers would still pay health insurance premiums.
|
|
Either insurers would go belly-up, or premiums would become prohibitively expensive.
|
|
Younger, lower-income people would pay about the same or smaller premiums.
|
|
Higher-income people of most ages would pay lower premiums, on average.
|
|
They were often underfunded, leaving members with high premiums or spotty coverage.
|
|
But net premiums, after federal and state subsidies, would be 5% higher.
|
|
That could drive premiums up for sick people and cause market instability.
|
|
Then there's a second group of people who are facing higher premiums.
|
|
Is that enough 'known unknowns' to see term premiums start to climb?
|
|
Under the new proposal, that same woman would pay $220006,2202 in premiums.
|
|
But the strain on your wallet does not end with higher premiums.
|
|
To cover those costs, car insurance companies would raise premiums for everyone.
|
|
The federal government picked up the rest if premiums went up substantially.
|
|
It had nothing to do with jobs and rising health care premiums.
|
|
Yet some things hold their value or even fetch premiums second-hand.
|
|
But the thing they're worried about right now isn't the rising premiums.
|
|
"There isn't anything in this bill that would lower premiums," Heller said.
|
|
First, premiums will go up for everyone if there are no CSRs.
|
|
And then on top of it we paid large premiums for it.
|
|
But deals are getting done and new issue premiums are mostly low.
|
|
Unfortunately for him, there's little to suggest that premiums will keep increasing.
|
|
This cost sharing is different from the federal subsidies to pay premiums.
|
|
Average premiums in job-based coverage have actually increased by nearly $85033,800.
|
|
" On growing health care costs: "Premiums have been skyrocketing year after year.
|
|
The major sticking points include higher health insurance premiums and wage increases.
|
|
But the CBO projects premiums would be 10 percent lower by 2026.
|
|
"The plan in its entirety will absolutely bring premiums down," Price said.
|
|
But experts say $2202 billion is not enough to bring down premiums.
|
|
"There isn't anything in this bill that would lower premiums," he said.
|
|
Per the WSJ, analysts looked at premiums next year in 2,722 counties.
|
|
The premiums for coverage have increased up to 6900 percent this year.
|
|
For both Parts B and D premiums, higher-income enrollees pay more.
|
|
SGI sources more than 267% of its business premiums from South Korea.
|
|
Fitch believes the life sector will continue to dominate total industry premiums.
|
|
Some insurers offer lower health insurance premiums based on regular gym attendance.
|
|
As premiums rose for "silver" plans, everyone got a bigger premium subsidy.
|
|
Politics → Policy → Premiums: The ACA, as written, had some pretty big shortcomings.
|
|
Its premiums are expensive and are set to become even more expensive.
|
|
High-deductible plans tout lower monthly premiums, as compared to traditional insurance.
|
|
That results in costly lifetime late-enrollment penalties on your Medicare premiums.
|
|
Last time it was the disconnect between LME price and physical premiums.
|
|
It would also let states choose to charge older people higher premiums.
|
|
They sprang into action when employer premiums were rising by double digits.
|
|
More competition on the exchanges may have brought premiums down a bit.
|
|
Premiums for older people would skyrocket and become unaffordable for many people.
|
|
Premiums go down in those plans because the coverage is incredibly skimpy.
|
|
Premiums in the individual marketplace would have gone up by 20 percent.
|
|
Patients are paying higher premiums and footing the bill for extravagant deductibles.
|
|
"Yes, premiums will be coming down," Trump said at the White House.
|
|
Premiums on the policies can vary over the duration of the policy.
|
|
The rising political trade temperature has whiplashed U.S. aluminium premiums higher again.
|
|
Insurers make money by investing the billions they collect in policymakers' premiums.
|
|
That could have the perverse effect of reducing choices and raising premiums.
|
|
Premiums will be finalized in September and open enrollment starts November 1.
|
|
Things like premiums, co-pays and deductibles can add up very quickly.
|
|
Those companies that remain may fear the worst and jack up premiums.
|
|
What's really driving up health care costs, and, consequently, health insurance premiums?
|
|
They also increased out-of-pocket costs rather than further increasing premiums.
|
|
Net written premiums rose 4.2 percent to a record of $6.7 billion.
|
|
The rising political trade temperature has whiplashed U.S. aluminum premiums higher again.
|
|
The state will begin by collecting premiums, capped at $15 per month.
|
|
High premiums and lousy coverage drive people from the health insurance market.
|
|
Remember when premiums went through the roof at the start of 2014?
|
|
For homeowners in many states, average monthly premiums are well over $1,000.
|
|
"When insurance companies face uncertainty, they increase premiums," Levitt tweeted Thursday evening.
|
|
Some offer financial incentives, like adjusted insurance premiums, upon reaching certain goals.
|
|
These ratios represent avoided casualties, property damage, business interruptions and insurance premiums.
|
|
We drive premiums down, deregulate, and open up competition across the marketplace.
|
|
Premiums for many Obamacare plans that take effect in 2018 rose sharply.
|
|
Premiums your employer pays are exempt from federal income and payroll taxes.
|
|
Meanwhile, workers themselves will contribute an average of $2,752 toward their premiums.
|
|
In Hong Kong, premiums were unchanged at between 50 cents and $1.50.
|
|
Yet premiums rose by just 0 percent to 5 percent in 2018.
|
|
Rising premiums and insurers exiting the insurance exchanges have dominated the headlines.
|
|
Even so, some households cannot afford the premiums to insure their livestock.
|
|
However, drivers with poor credit scores will pay the most for premiums.
|
|
Conservative lawmakers have consistently pushed for a bill lowering health insurance premiums.
|
|
Sherbach who canceled their policies new coverage, reflecting the premiums already paid.
|
|
These thin-coverage plans also risk raising premiums for higher-quality plans.
|
|
In fact, employer-based private insurance premiums are also on the rise.
|
|
It's — the premiums are going up 60 percent, 70 percent, 80 percent.
|
|
Rather taxes and insurance premiums go up to pay for the damage.
|
|
Exchange premiums in Michigan are set to jump up to 17.3 percent.
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The company was helped by higher premiums and an increase in membership.
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Conservatives say reducing or scrapping the mandates would bring down insurance premiums.
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Health plans have clearly warned that premiums will increase more in 2017.
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Prescription drugs through Medicare Part D have various premiums and co-pays.
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For millions of others, premiums skyrocketed by almost 25 percent last year.
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By repealing them, conservatives say, healthcare premiums would be lowered. http://bit.
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Financial incentives can work well — if they are separated from insurance premiums.
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Low-income Americans would be enrolled in this plan without any premiums.
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The premiums might still not cover transportation and other costs, Poon added.
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In Singapore, premiums of $0.60-$1 were charged, versus $0.40-$0.60 previously.
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Premiums aren't typically high because state regulatory barriers prevent insurers from entering.
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President Trump has already taken steps that will increase premiums next year.
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Moreover, for some people, especially those over 55, premiums have gone down.
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But health care spending and premiums are rising for everyone else, too.
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That's fifteen hundred more in premiums versus no pay for two months.
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Younger adults, who have to pay more to control older customers' premiums.
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Commercial premiums have declined from 58% in 2007 to 38% last year.
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The $90,000 you paid in premiums comes back to you tax-free.
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In Colorado, premiums in the marketplace will be increasing about 20 percent.
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Without those subsidies, some customers wouldn't be able to fund their premiums.
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Now, people have access to meaningful coverage and help affording their premiums.
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The group's third-sector annualised in-force premiums rose 2% in FYE17.
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Reinsurance spending, which is not reflected in premiums, has been rising rapidly.
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Instead of paying premiums, it could make financial sense to hold off.
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Some enrollees will see lower premiums, but their overall costs will rise.
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Insurers end up paying for all those refills, and premiums ultimately rise.
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The president's actions have already driven up premiums on the law's marketplaces.
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Insurers have cited that uncertainty in exiting insurance markets or hiking premiums.
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Medicare for All completely eliminates premiums, deductibles and co-payments for services.
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Removing relatively health consumers from the marketplace, in turn, encourages higher premiums.
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What happened next: Premiums skyrocketed, and New York's uninsured rate went up.
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Obstetrics and gynecology command some of the highest premiums of any specialty.
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Consider the impact of these insurance premiums on American families with children.
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Right now insurers are considering what their premiums should be for 2018.
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The CBO also projects that premiums in the individual market would double.
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High premiums have frustrated many customers, especially those who receive no subsidies.
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When premiums rise, the subsidy payments from the federal Treasury also increase.
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Insurance companies raised average premiums for 2018 A.C.A. policies by 30 percent.
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Without the mandate, more people would be uninsured and premiums would rise.
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All of these measures acted to drive premiums up and enrollment down.
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One needs a large practice to compensate for the high malpractice premiums.
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The monthly premiums of $22016 to $22015 that many will now owe?
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The banks pay premiums that are used to fund the insurance coverage.
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The premiums on my whole-life policy are low and won't increase.
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But the Obamacare markets remain shaky, with dwindling competition and skyrocketing premiums.
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As with Part B premiums, higher earners pay extra (see chart below).
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Premiums and deductibles will be "much lower," Mr. Trump tweeted in April.
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Under Medicare for all, premiums, co-pays and deductibles would be eliminated.
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Mayor Buttigieg says he will put a cap only on the premiums.
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Make sure to ask about fees, not just premiums, Mr. Heller said.
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That may be a good idea in a time of skyrocketing premiums.
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Repealing the individual mandate would increase premiums and do nothing about deductibles.
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Premiums can feel incongruous if they don't jibe with the nonprofit's mission.
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And as an Urban Institute study found, fewer choices means higher premiums.
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Insurers say they spread the savings from discounts to lower overall premiums.
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They are also assessed a penalty in addition to their back premiums.
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Some enrollees drop out throughout the year and don't pay their premiums.
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"I would like to see something, anything, happen to bring down premiums."
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Alaska is the only state with premiums that high, Senate aides said.
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Gross written premiums increased to $3.78 billion for 2018 from $3.29 billion.
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This should reduce premiums for those remaining in Affordable Care Act plans.
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Meanwhile, Republicans have made hay over this year's increase in insurance premiums.
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Some could decide to leave, while others may significantly raise their premiums.
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In Phoenix, for example, a typical plan's monthly premiums more than doubled.
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Insurance providers are offering lower premiums for corporate clients with stronger security.
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Yes, it didn't work when we said your premiums would be cut.
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This may be because premiums are easier to understand than cost sharing.
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"I would like to see something, anything, happen to bring down premiums."
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Stand-alone Part D prescription drug plans have monthly premiums averaging $26.
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It would also cause insurance companies to raise premiums by 20 percent.
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Rates in Kentucky will fall the most, dropping premiums by about 5%.
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The company may offer limited coverage — or no limitations with higher premiums.
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These risk-pool premiums can and should be subsidized by the government.
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About 20% of Delaware residents will see their premiums drop in 2020.
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More insurers might leave or increase premiums if the payments aren't continued.
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I didnt understand why our premiums would go up year after year.
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Will people over 22017 pay higher health premiums for the same coverage?
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The legislation would direct the money to states with disproportionately higher premiums.
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But unlike previous bills, its default is no financial support for premiums.
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But how will these insurers compete with all of these subsidized premiums?
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With the waiver, Alaska expects premiums will fall 20 percent by 2018.
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Without regulations on premiums, those with high medical bills can't afford insurance.
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States where premiums increased more did not tend to have lower employment.
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Low premiums are great until you actually have to use your policy.
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You know, in the last year alone, premiums are up 25 percent.
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He claims that it would lower premiums; it would actually increase them.
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That's far less than the historic rate at which premiums have risen.
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If the flood insurance program went away, those premiums would go up.
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Premiums are considered high-burden if they exceed 9.5 percent of income.
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Its guidance is watched closely and influences underwriters' considerations over insurance premiums.
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Then, in 2020, premiums would drop 85033 percent lower than under ObamaCare.
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Fewer insurers in the market mean less competition and possibly higher premiums.
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In Fremont, our citizens pay $1 million alone in flood insurance premiums.
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Big wins helped attract A-list talent and command premiums from advertisers.
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Sanders and Warren argue that premiums will go down, canceling that out.
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Such employees are putting almost 30 percent of their salaries toward premiums.
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Claims of health-care providers are what drive up health insurance premiums.
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This approach, however, would prevent lowering premiums by the reinsurance premium amount.
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Premiums are expected to rise significantly and insurers could leave the marketplace.
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Generali Nederland generated premiums of 379 million euros in 2016, ASR said.
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The proposal would start taxing plans above the 90th percentile of premiums.
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Under Obamacare, the average family's premiums have increased over $5,000 a year.
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Premiums and copays and deductibles have skyrocketed compared to what was promised.
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In addition to premiums going up, copayments going up, deductibles going up.
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This gave Republicans new ammunition to charge that Obamacare premiums were rising.
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That ends up increasing premiums, and not for any particularly good reason.
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The federal government — and the people whose premiums aren't subsidized under Obamacare.
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Allows people to use Health Savings Accounts to pay for insurance premiums.
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Without the CSRs, insurers predictably increased premiums for people in the marketplaces.
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But everyone's insurance premiums and tax dollars are funding this swelling workforce.
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Annual family premiums rose 5% to roughly $20,600 this year, Kaiser found.
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They're right that you're just switching private premiums over into public taxes.
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Individuals would be able to deduct their premiums in their tax filings.
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Net premiums that enrollees actually pay are the objective of the law.
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That's a big lift even if it would replace existing health premiums.
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Premiums will climb, and fewer people will be able to afford insurance.
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Those people would drop out of the market, and premiums would decline.
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That year, according to the Times, MLB spent $215 million in premiums.
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Patients tended to be very sick, and premiums were often too expensive.
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And insurance companies, very smartly, they raised their premiums as a result.
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It's a bill that would see premiums rise and millions lose insurance.
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Insurers would once again be able to charge sick patients higher premiums.
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Teachers insisted on a 5 percent raise and lower health care premiums.
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The rising average premiums nationally are the result of a number of insurers low-balling their initial Obamacare prices, and then being faced with a customer base that used more in health services than they paid in premiums.
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When Republicans talk about the supposedly dire effects of Obamacare, they often refer to health care premiums that keep on rising — and many journalists have followed their lead in using premiums as a shorthand for health care costs.
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Spot cash premiums for soybeans delivered by barge to Gulf Coast elevators spiked to a 2-303/2 month high and corn premiums hit a 2-1/2 week high before easing this week amid light export demand.
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However, that would just an average, and there would be wide variation in premiums across different age groups, because the bill would allow insurers to charge older customers up to five times the premiums charged to younger customers.
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The Medicare Board of Trustees is reporting that Medicare Part B premiums are expected to inflate by 5.76 percent through 2024, while Part D premiums are expected to inflate by 7.1 percent within in the same time frame.
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The $2 trillion in private-sector costs, in turn, are also split roughly in half, with about $1 trillion each spent by households (premiums, out-of-pocket money and so on) and employers (mostly their share of premiums).
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A Medicare buy-in would lower insurance premiums for every consumer who signs up and pressure private insurers to significantly lower their premiums, making health care a grand slam for Democrats with a game-changing majority of voters.
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This means that many individuals could still face higher premiums and out-of-pocket costs and, even if enrollees paid the increased premiums for many months, they could still be denied benefits because of a pre-existing condition.
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Direct Line's gross written premiums fell to 769.9 million pounds ($1.05 billion) in the first quarter from 810.3 million pounds a year earlier, as its exit from the Nationwide and Sainsbury's partnerships reduced premiums by 48.8 million pounds.
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And so to use the money that the patient who is very sick is out of pocket to offset premiums could also be an argument to say that the premiums maybe were too cheap in the first place.
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Bringing premiums down will be critical for Mr. Trump, because according to the Congressional Budget Office, the effective repeal of the individual mandate will drive insurance premiums up by as much as 10 percent for millions of Americans.
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If the Republican plan increases participation by the young, premiums will become more affordable for everyone, because insurers set premiums to reflect an average of the costs of covering everyone who signs up for a given insurance plan.
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According to an analysis of 10 states and the District of Columbia by the consulting firm Avalere Health, premiums for the most popular midlevel exchange plans in 2019 will be 15 percent higher on average than 85033 premiums.
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Ms. Verma has also helped other Republican states push for, and in some cases win approval of, new rules for Medicaid enrollees, including charging them premiums and temporarily revoking coverage from those who fail to pay the premiums.
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This new generation of high-value health plans would offer lower premiums than most existing health plans, bringing relief to those burdened by rising premiums, and more generous coverage for pre-existing conditions than current high-deductible plans.
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That means that, under the draft, people using subsidies to get insurance would either have to pay more in premiums to keep the plan they have now or have a higher deductible to keep their premiums in line.
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Monthly insurance premiums for Obamacare marketplace-based "benchmark" plans are set to rise across most of country in 22018 as some healthier Americans ditch the individual marketplace to chase cheaper, skimpier plans, raising premiums for middle-class families.
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Monthly insurance premiums for Obamacare marketplace-based "benchmark" plans are set to rise across most of country in 2019 as some healthier Americans ditch the individual marketplace to chase cheaper, skimpier plans, raising premiums for middle-class families.
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Perhaps the subtlest of these is that the median cost figure is reporting gross premiums, whereas the figure below is reporting net premiums — which takes into account the federal subsidy, which is based on an individual's family income.
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Republicans hold 52 Senate seats, but GOP moderates have been outspoken against the bill — which is projected to cut premiums for the healthy but raise premiums for less-healthy Americans by more than 750 percent; expose people with pre-existing conditions to prohibitively high premiums and deductibles; cut Medicaid spending by $880 billion and give the wealthiest Americans a nearly $1 trillion tax cut over a decade.
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This would raise premiums for those left in the individual market, as insurers would still be required to cover anyone who applies: Insurers would still be required to provide coverage to any applicant, would not be able to vary premiums to reflect enrollees' health status or to limit coverage of preexisting medical conditions, and would be allowed to vary premiums by age only to a limited degree.
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The House paid for its CHIP funding by cutting Obamacare's public health fund, by increasing premiums for higher-earning Medicare enrollees, and by shortening the grace period (to one month) for Obamacare enrollees who fail to pay their premiums.
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CHINESE PREMIUMS: Yangshan copper premiums SMM-CUYP-CN have climbed to their highest since mid-February at $20.9 a tonne, suggesting stronger physical demand in China, though ING said the demand outlook remained uncertain because of the trade conflict.
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So even though average premiums will go down, premiums will rise drastically for some old people, so much so that they'll go uninsured and hope they don't have serious healthcare problems before they turn 65 and qualify for Medicare.
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CHINESE PREMIUMS: Yangshan copper premiums have climbed to their highest since mid-February at $66.50 a tonne, suggesting stronger physical demand in China, though ING said the demand outlook remains uncertain because of the trade conflict.
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The segregation of where the surcharge is applied means that customers who earn too much income to qualify for subsidies that lower their monthly premiums can buy outside of the exchanges in some places to avoid much-higher premiums.
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"We think they will ultimately be surprised by the affordability of the premiums, because the tax credits track with the increases in premiums," said Kevin Griffis, assistant secretary for public affairs at the Department of Health and Human Services.
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While Amazon's loyal customer base and reach would probably prove attractive to some insurers happy to cede some of their premiums to Amazon to expand sales, the potential for premiums to be forced lower through competition could deter others.
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That means that, under the draft, people using subsidies to get insurance would either have to pay more in premiums to keep the plan they have now, or have a higher deductible to keep their premiums in line. Sen.
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This penalty applies to your monthly premiums for the rest of your life.
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Premiums in Hong Kong were unchanged, at 60 cents to $1.30 an ounce.
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|
Venezuelan cocoa has historically demanded high price premiums due to its high quality.
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|
That bill is expected to raise premiums and cause millions to lose coverage.
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|
Premiums, which would rise by up to 25% initially, would double by 2026.
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|
Gross premiums written rose 18.1 percent in the Lloyd's segment in the quarter.
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Gross written premiums rose 22.8 percent to 393.3 million pounds in the period.
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Other variations of the latest iPhone models have similar price premiums in China.
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But they might find that without tax credits, the premiums are prohibitively expensive.
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|
It will lead to premiums going up, copayments going up, deductibles going up.
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And it would let people pay their premiums with funds from those accounts.
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|
That would drive up costs for insurers, who in turn would increase premiums.
|
|
The loss led companies to raise premiums to ensure that claims are covered.
|
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A first problem is the muddle over why factor premiums exist at all.
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"You're paying premiums compared to buying something that's unloved and undervalued," he said.
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China Life's gross written premiums were up 4.7 percent to 13 billion yuan.
|
|
But the publicity over higher premiums didn't seem to scare off new customers.
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But premiums for a 64-year-old would rise from $8,483 to $10,600.
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|
My central focus from the beginning has been on lowering health insurance premiums.
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They might simply have a couple months where they can't afford their premiums.
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They watched their premiums and deductibles increase, along with out-of-pocket expenses.
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That means she's back to fretting about what this year's premiums will be.
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Will they pay more in premiums, deductibles, and copayments than they do today?
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Millions go without health care, while millions more are crushed by rising premiums.
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In addition to premiums going up, co-payments going up, deductibles going up.
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It would eliminate private insurance along with almost all copays, deductibles and premiums.
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The extra supplies have reversed an upswing in spot premiums paid for naphtha.
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