A detailed analysis of the Basel Committee's proposals for standardised credit risk is included in Fitch's recent report, "Standardised Credit Risk - Evolution Over Revolution" available by clicking on the link below.
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The team used two standardised tests to assess their volunteers.
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Labelling became standardised and mandatory in America only in 1990.
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Parts can be standardised and costs cut as a result.
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The Basel reform would increase the use of standardised models.
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A system of standardised skills measures has its own problems, however.
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Last year it successfully lobbied for the cancellation of standardised tests.
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First, it began to care about results, introducing new standardised tests.
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Things become trickier for goods or services that are not standardised.
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Standardised documentation will make it easier for institutional clients to invest.
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No standardised procedure exists to work out the age of these youngsters.
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The findings complement academic research which uses standardised questionnaires to measure loneliness.
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Such "exchange costs" are low in markets for standardised goods, wrote Coase.
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Electric motors are largely standardised and may not command the same premium.
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To this day, the mighty education ministry sets standardised curriculums and timetables.
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It requires all airlines to maintain and share standardised baggage tracking records.
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In 22017 Prussia standardised the ways in which the police described people.
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Lufthansa said its Eurowings fleet would be standardised on the Airbus A320 family.
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They also adhere to standardised questions so as to enable industry wide comparisons.
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The OECD then crunched the results into a standardised scale (see chart 1).
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At the 2007 summit the leaders discussed a standardised label for jelly beans.
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Nearly every part of the hospital, from radiology to recruitment, was analysed and standardised.
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Banks must use a standardised method, outlawing an alternative that gave them some discretion.
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Around the world, government schools tend to be standardised, for a range of reasons.
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Reports are not standardised, often producing irrelevant data and hampering cooperation among national supervisors.
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He wants training benchmarks and standardised transcripts to make skills portable and universally recognised.
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No longer: the government wants a standardised framework for calculating what needs to be built.
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Most banks calculate RWAs using a standardised method, itself revised as part of Basel 23.
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Critics complain that standardised sessions can never fit the unique circumstances of each person's distress.
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Financial planning and control is being standardised across government departments and the government's consolidated entities.
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The technology utilised by Paralympians is groundbreaking, but some athletes are calling for standardised restrictions.
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Internal models are used mostly by European banks while American lenders rely on standardised models.
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He has invested in technology, implemented new leadership structures and standardised shop floor workers' contracts.
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He has invested in technology, implemented new leadership structures and standardised shop floor workers contracts.
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He has invested in technology, implemented new leadership structures and standardised shop floor workers' contracts.
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He wants to issue a standardised assessment of skill levels, irrespective of how people got there.
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Apart from this point, Basel 3 is largely done; most banks use the standardised approach anyway.
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Ultimately, it's good that there are a whole lot of design decisions that have become standardised.
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It is one of many standardised tests, and tests are not all there is to learning.
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Inspired by "mystery shoppers" who visit supermarkets, they send "standardised patients" to clinics across the world.
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Teachers, if they are instructing the same grade level, give identical lessons, and timetables are standardised, too.
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Life could be transformed into something more amenable to an engineering approach, with well-defined standardised parts.
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The system was soon adopted around the world, as was the standardised mugshot, another idea of Bertillon's.
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Those that remain all have such units—a step towards a more standardised and modern fighting force.
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Skinner invented a device, now known as a Skinner box, which standardised the process of behavioural experimentation.
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Such language already exists for some sukuk, but it is not used consistently and is not standardised.
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The markings, including a Chinese national flag and service insignia, will also be standardised under new guidelines.
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David Davis, the Brexit secretary, says he wants to agree with the EU on a "standardised" approval process.
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For rank-and-file jobs, requirements and pay scales are largely standardised; both vacancies and candidates are plentiful.
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Basel's drafters first suggested a floor of between 60% and 90% of the amount under the standardised model.
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Model-based risk-weighted assets will not be permitted to fall below 72.5% of the updated standardised approaches.
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"For the future, the bank's practice will be more standardised when it comes to new investments," Li said.
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LCH dropped long-running plans to launch swaptions clearing in favour of the standardised platform for bilateral swaps.
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Unlike solar panels, which have become standardised, different batteries are likely to serve different purposes on a grid.
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Cyborgian implantation activities take place outside the clinic or hospital, as a sort of parallel to standardised medical experimentation.
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A team led by Sean Sylvia of Renmin University of China sent standardised patients to clinics in Shaanxi province.
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Keeping a standardised track of attacks on health facilities and workers has been a major challenge in conflict zones.
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However, in recent years it has faced increasing competition from another standardised test, the Graduate Record Examinations — or GRE.
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O'Regan said this "alphabet soup" of sustainability standard setters was a distraction and called for a standardised global regime.
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I've been quoted before saying how concerned I am about slopestyle courses in the future becoming standardised and stale.
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The system helps determine what individuals should learn next, but also gives companies a standardised way to evaluate people's skills.
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He stopped direct regional elections, standardised legislation across the whole of Russia and appointed his own representatives to the regions.
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The first version was essentially a wrapper around a set of APIs that created a standardised gateway to access them.
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As an economic union the GCC has had some successes, including a free-trade area with standardised tariffs and laws.
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A "standardised" approach will replace alternatives based on banks' models for estimating operational risk (big fines, say, or cyber-security breaches).
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In English, he created and standardised specialist vocabulary—such as "civil ensign" for the flag flown by a privately owned vessel.
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League of Legends' developer Riot Games implemented a standardised league in Australia in 33, which allowed players to become full-time.
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Classrooms, hierarchical year-groups, standardised curriculums and fixed timetables are still the norm for most of the world's nearly 1.5bn schoolchildren.
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GiveWell instead calculates standardised returns on investment across charities, as measured by factors such as cost per life saved (see chart).
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Rebiotix, a firm based in Roseville, Minnesota, is developing a more refined approach: a standardised liquid suspension of healthy gut bacteria.
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For too long, we've picked medical students based on organic chemistry grades, scores on standardised tests and the ability to memorise.
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Related Research Standardised Credit Risk - Evolution over Revolution - Amended here ALL FITCH CREDIT RATINGS ARE SUBJECT TO CERTAIN LIMITATIONS AND DISCLAIMERS.
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The first step to unlocking long-term investors' funds is to introduce a standardised infrastructure asset class on a global scale.
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The service aims to achieve capital and operational efficiencies for bank clients through simplified and standardised trade process for bilateral swaps.
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One issue, Handscomb said, is oil companies' top-down, standardised operations for everything from refinery maintenance to the structure of meetings.
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But what was missing in bioprinting, reckoned Erik Gatenholm and Hector Martinez, two biotechnology entrepreneurs, was some form of standardised "bio-ink".
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Only about a quarter of secondary-school pupils in poor countries would reach the basic level of attainment on standardised international tests.
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Ford's original factory, just outside Detroit, used standardised parts and fitted them to vehicles as they travelled along a moving assembly line.
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Alphabet's business here comes through Verily and DeepMind, and has focused on Britain's National Health Service, which offers a single, standardised market.
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The report compared exposure risk-weight across various jurisdictions, highlighting differences arising from using the standardised and internal-ratings-based (IRB) approaches.
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Britain's overwhelmingly foreign-owned car industry backed remaining in the European Union due to the benefits of tariff-free trade and standardised regulations.
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Boffins in Brussels are preparing a methodology for standardised tests that should help agencies across the EU ascertain the scale of the problem.
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Good preschool education helps get kids from poor families ready for school proper and do better in standardised tests, but it is expensive.
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It was one of the first examples of a standardised psychological test, so it gave him plenty of historical data to work with.
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More standardised contracts would make the tendering process less burdensome, encouraging small and foreign firms to bid, despite lacking big English legal departments.
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New EnVentus-based turbines will be built from standardised modules that fit other turbines rather than from parts that only fit one platform.
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The Committee published its proposals to revise the standardised credit risk approach in December 2033 and the comments period closed on 2015 March.
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In 2010 and 2014 the same group of around 20,000 people were tested in standardised mathematics and given a verbal test in word recognition.
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A study published in 212 found that pupils using Teach to One: Math learned faster than the national average, according to a standardised test.
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Residential mortgages, "specialised" lending, such as infrastructure loans, and some corporate loans will incur lower risk-weights in the standardised approach than first suggested.
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A first draft of the revised standards proposed a floor for RWAs of between 60% and 90% of the answer from the standardised model.
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"A standardised floor would not be in line with our objectives and should not be part of the final framework," an EU official said.
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Their rate of DDD, a standardised measurement of dosage across different drug types, also increased by 39% from 11.3 to 15.7 per 1,000 people.
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They set out capital requirements for banks investing in structured finance (SF) securities, and establish the criteria for Simple, Transparent and Standardised (STS) deals.
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Wanda's standardised procedures and monitoring system allow it to triple its asset size in three years to CNY600bn, an achievement not seen among peers.
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We are looking to help our clients streamline this process, making it standardised ...to create efficiencies on a broader base than what happens today.
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He said such an agency could act as a one stop shop providing essential information to potential investors through standardised and predictable deal-making processes.
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In making their determinations, evaluators study that which they are judging in a sequence, one student, athlete or paper after another, and apply standardised criteria.
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He backed the Commission's proposal to set up a new category of "simple, transparent and standardised" (STS) debt which would benefit of lower capital requirements.
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That is mainly because smaller banks use a standardised approach to measuring credit risk, compared to the internal ratings-based approach used by large banks.
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Such adjustments are even harder to do for services, which tend to be bespoke, than for goods, which are still for the most part standardised.
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The talks with financial infrastructure group SIX and retailers Coop, Migros and Swisscom aim to create a standardised pan-Swiss digital payment system for consumers.
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An ISA is a standardised description of how a chip works at the most basic level, and instructions for writing software to run on it.
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The standardised ESG disclosure would ideally become part of marketing materials or deal documentation, presented to investors upfront in the syndication process, De Baere said.
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While the completion time frame for the standardised disclosure in Europe is not yet known, it's one of the top priorities for ELFA this year.
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Turyabagye's potentially cutting-edge biomedical jacket provides a standardised, efficient and mobile method of diagnosis that could provide hope, "Mother's hope," to the millions affected.
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Ford-esque assembly lines were adopted for the making of all kinds of consumer goods; affordable, standardised and factory-made goods largely replaced craft objects.
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It also has genchi genbutsu, or "go and see for yourself", a standardised way for executives to visit wards and speak to staff about safety risks.
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The International Civil Aviation Organisation recommends using "aviation English" as the standardised language, employing set phrases and protocols in the hope of preventing miscommunication and accidents.
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They are now phasing in new rules which requires the outputs of banks' own calculations to be no lower than 72.5 percent of the standardised version.
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Through the No Child Left Behind (NCLB) Act of 2001, the Republican president launched a flurry of standardised tests, sanctioning schools whose pupils failed to progress.
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He also called for "open, transparent, science-based and standardised" reporting of climate risk and a "radical energy transition" away from carbon to save the planet.
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The BIS said trading is becoming more automated in the most liquid and standardised sections of the bond market, helping reduce the costs of market making.
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And a recent Kenyan study using standardised patients found that clinicians in Nairobi made "significantly better" diagnoses than Indian and Chinese ones, who had less training.
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David McCarthy, HSBC head of consumer retail research, said buying alliances have not worked well in the past as retailers have failed to secure standardised prices.
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Meanwhile, traditional real estate brokers are arguably Immo's most direct competitors, but they tend to charge high fees and don't provide a standardised experience for sellers.
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The UK will also see itself on the outside of key new regulation aimed at improving the capital treatment of "simple, transparent and standardised" European securitisations.
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The new standardised documentation maintains the flexible nature of the market through a base prospectus that sets out the terms on which involved parties are appointed.
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He also called for customer collateral to be taken into account when calculating potential future exposure under the Basel Committee's standardised approach to counterparty credit risk.
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Volkswagen, Renault, NXP, Autotalks and Kapsch TrafficCom are pushing ITS-G5, which they say has been sufficiently tested and fully standardised in European government-funded projects.
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That is why some in the industry think the time has come to devise a standardised set of rules for how AVs should behave in different situations.
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They preferred to pay by cutting pieces off silver bars, at least until contact with the rest of Europe convinced them of the benefits of standardised coins.
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Last month it published a consultation paper on operational risk that proposed stopping banks from using their own internal risk models and implementing a standardised approach instead.
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BEIJING (Reuters) - China's public-private partnership (PPP) project construction has entered the "fast lane" and will become a unified, standardised, transparent market, a government research office said.
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Meanwhile, both LMA and the Loan Syndications and Trading Association (LSTA) in the US, are working to develop new standardised documentation for syndicated loans referencing overnight RFRs.
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Changes include a new standardised method for calculating compensation and rules that require claimants to file claims with insurers initially, rather than going directly to the courts.
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While refined metal is largely standardised and priced on global metals exchanges, the content of concentrates vary sharply due to a wide range of byproducts and impurities.
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They showed that the Hanguang 800 chip was performing a standardised machine-learning task 13 times faster than the chip that Intel had just released (see chart).
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That means that banks' risk-weighted assets, measured under their own internal models, cannot be less than 72.5 percent of the value reached with a standardised approach.
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The STS framework, which has been in the works since last year, is intended to revive European securitisation by making it more simple, transparent and standardised (STS).
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A CubeSat is a box of standardised dimensions (multiples of a 10cm cube) that can be fitted with whatever its owner wishes and then launched on a rocket.
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The society's fully-loaded CRD IV CET1 ratio was 15.5% at end-23530, calculated under the standardised approach, while the leverage ratio was 21012% at the same date.
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Costello said the WHO was drafting guidelines for pregnant women worldwide and rallying experts to work on a definition of microcephaly including a standardised measurement of baby heads.
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The central bank, or the People's Bank of China, said on its website that publicly offered asset management products can also invest in non-standardised debt-related assets.
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To qualify, pupils need only a 2.5 grade-point average—gentlemen's Cs, in other words—and an average mark of 20 in the national standardised test, or ACT.
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This gets round the problem that liquid manure, though a good fertiliser, is not standardised, so is more difficult than commercial fertiliser to apply in the right quantities.
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SHANGHAI, Aug 15 (Reuters) - The Shanghai Commercial Paper Exchange said on Thursday it had established standardised notes to improve liquidity support for small- and medium-sized financial institutions.
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Kavashe said East Africa needs to have standardised regulations on used car imports and that if governments adopted policies favouring new vehicles that will represent "a big opportunity".
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On transparency, the EU has so proposed creating a single standardised template under the CMU for large bond issuers to make it simpler for both firms and investors.
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But none of the aircraft seen in photographs of the exercises had low-visibility coatings or standardised markings, as used on the navy's J-16s and J-15s.
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As reported by Reuters last month, Basel has proposed replacing the current method for calculating derivatives exposures with a so-called standardised approach for measuring counterparty credit risk.
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As Mark Zuckerberg said last month, new regulations are needed so that we have a standardised approach across platforms and private companies aren't making so many important decisions alone.
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And it is considering an "output floor"—a lower bound for the risk-weighted sum of their assets—of 60-90% of the figure calculated under a "standardised" method.
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Galen practiced in an era when standardised medical qualifications did not exist, and every doctor was only as good as his ability to persuade the public of his skill.
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Most controversially, it suggested an overall "output floor"—a lower limit for the sum of RWAs—of between 60% and 90% of the number reached via the standardised method.
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Food fads can still be lucrative: a boom in ramen has raised demand for distinct noodle shapes and sizes in a category of replica food that had been standardised.
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All Israeli banks use the standardised approach to calculate risk-weighted assets, which leads to fairly weak risk-weighted capital ratios compared with many similarly rated western European banks.
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The goal was to reward issuers of "simple, transparent and standardised" securitisations with better capital treatment, making the asset class safer and combating the deep stigma it still carries.
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"The derivative market is not developed fully, so standardised products cannot offer a tailored service for different enterprises, particularly SMEs" he said, referring to small and medium sized enterprises.
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The committee had proposed an "output floor", a lower bound for the risk-weighted sum of a bank's assets, of 60-90% of the answer yielded by a standardised method.
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This is important for the LME because, unlike Comex, which offers standardised monthly futures contracts, the LME's complex rolling date structure means investors use carry trades to manage their positions.
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In their initial experiments, he and his team created a standardised manure-like stench from a mixture of dimethyl disulphide, dimethyl trisulphide, diethyl disulphide, butyric acid, para-cresol and guaiacol.
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Sandnes uses the standardised approach to calculate its capital requirements for both retail and corporate exposures, which leads to higher risk weights than peers and slightly lower reported capital ratios.
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With LNG spot volumes expected to grow as new liquefaction projects come online, standardised contracts could lower entry barriers and attract more companies to the market, according to industry participants.
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The guidelines require markings including the national flag and service insignia to be gradually standardised on both active and future warplanes, the official PLA Daily newspaper said earlier this month.
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Diab indicated the controls could soon be standardised, saying a draft law would "regulate the relationship between the banks and their customers, for it to become more fair and just".
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For that reason, two top standard-setting bodies in Islamic finance have in the last few months proposed new guidelines for sukuk, aiming to make them more transparent and standardised.
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Larger, more standardised farms are also paving the way to a more sophisticated market, with China approving this week a live hog futures contract to help farmers hedge price risks.
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The Monotype workers redrew his Hungry Dutch letters according to the Monotype protocols, which require the characters to conform to 15 common widths, with standardised weights, height, slope and axis.
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"Speed climbing" is where competitors race each other up a standardised sequence of holds, the same in each tournament, on a 15-metre-high wall with a five-degree overhang.
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The society's fully-loaded common equity tier 1 (CET1) ratio was 13% at end-2016, calculated under the standardised approach, while its regulatory leverage ratio was 5.2%, at the same date.
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The education ministry says that 30% of the population in 2014, or roughly 400m, still could not speak standardised Mandarin, while only a tenth of those who could spoke it properly.
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Regulators have long suspected that this approach allows big banks to shrink the amount of capital they would otherwise have to hold compared with standardised models mostly used by smaller lenders.
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To limit the potential advantage from using models, Basel's standard-setters proposed setting a floor for the minimum ratio of RWAs calculated from models to the answer from the standardised approach.
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But a few researchers have used "standardised patients"—people coached to describe symptoms of specific ailments, for example angina, or to say that they have a child at home with diarrhoea.
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The "know-do" gap is evident from studies that compare what clinicians told researchers about how they would treat a hypothetical case with their actual dealings with standardised patients (see chart).
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The scientists compared the age at which an animal weaned its young (a convenient proxy for how competent those young were) with their scores on a standardised test of primate intelligence.
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The new rules give more prominence to the Securitisation Standardised Approach (SEC-SA), which can be used before the External Ratings-Based Approach (SEC-ERBA) is applied, subject to certain restrictions.
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Merging Scotland's eight police forces into one in 2013 has provoked complaints of less accountable and unnecessarily standardised policing, with armed coppers cavorting through low-crime rural areas on routine patrol.
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It also showed that Schaeuble wanted the various national and international blacklists of non-compliant tax havens to be standardised, with an international organisation such as the OECD taking the lead.
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China's Largest Chemical Logistics Provider: SIC is the largest international standardised liquid chemical products logistics provider in China, controlling a fleet of 73 tankers with a capacity of over 1,230,13 tons.
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Lufthansa said its Eurowings fleet would be standardised on the Airbus A320 family and it would seek to boost productivity at Eurowings by limiting itself in Germany to one air operator's certificate.
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It has become the badge of excellence for a French lycée system that offers a model of globally standardised education, including to over 403 lycées with a total of 330,000 pupils abroad.
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It wasn't, because of a row over proposed limits on banks' use of internal models to calculate their risk-weighted assets (RWAs), which may also be worked out from a "standardised" approach.
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The standardised monthly futures contracts will reference LME prices and are being launched to "broaden access in the region for LME priced contracts", Robin Martin told an industry event in Hong Kong.
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The standardised monthly futures contracts will reference LME prices, and are being launched to "broaden access in the region for LME priced contracts," Robin Martin told an industry event in Hong Kong.
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"I think some banks are pushing this for the wrong reasons, and some think that by adopting a more standardised approach to allocations, they'll be saving money," said a third syndicate official.
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The researchers speculated, however, that less lethal competitive sports could stand in for such pursuits, given that they are standardised, aggressive and intense confrontations which take place in front of an audience.
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"Some board risk committees do not routinely receive sufficient standardised management information on consumer credit to recognise when a shift in asset quality or portfolio performance is taking place," the letter said.
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Some policymakers, largely in Europe, are pushing for standardised disclosures to help investors better gauge the risks, something which will leave less wriggle room for companies and make scores even more reliable.
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A global network of central bankers, led by those in Britain, France and the Netherlands, is working on standardised methods for incorporating climate risks into the stress-tests that banks must pass.
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Banks using the standardised approach to calculate RWAs will typically be more affected as the higher expected losses recognised under the new rules will directly hit their common equity Tier 1 (CET1) capital.
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The main obstacle to an agreement is the committee's proposal of an "output floor"—a lower bound for banks' RWAs—calculated as a percentage of the figure churned out by a "standardised" method.
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"The idea is to produce a standardised truck bed upon which customers can customise according to the services they offer," said Atsuyuki Hanazawa, manager of the design division at Hino's future projects group.
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Standardised guidelines on documentation, similar in style to the leveraged lending guidelines rolled out by the US Federal Reserve and ECB, would be useful, but currently look unlikely, the leveraged finance head said.
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But the standardised capital requirements will treat higher loan-to-value (LTV) lending more stringently, along with buy-to-lets and property development mortgages, making the floor more binding for those asset classes.
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The hard part, says Misha Esipov, Nova Credit's boss and co-founder, is dealing with the many origins and destinations for migrants and data, and therefore a massive, non-standardised jumble of databases.
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The European commissioner for financial services Jonathan Hill proposed in September a plan to relaunch ABS in Europe by lowering capital requirements for a new category of "simple, transparent and standardised" (STS) debt.
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The Ministry of Education introduced this in 2003 to reward people with "special talents" that are tricky to assess through standardised tests, such as innovative thinking, creativity, or skills in sport or art.
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Big brands offering staid but standardised products are another; the hipsterish coffee shop may well have the best brew, but the neighbouring Starbucks hopes you are unwilling to take a risk finding out.
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First, they suggest that nominal educational attainment could be a poor measure of labour-market skills: schools vary widely in quality, and those in majority-black districts tend to underperform on standardised tests.
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The European Commission President wants a unified command for EU military operations, common investment for military hardware, and standardised military equipment for all member states, according to The Financial Times and The Times.
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Mark Andersen, a UBS asset allocation expert, said art's one-of-a-kind nature makes it nearly impossible to treat as a traditional investment, lacking the predictability and standardised metrics that forecasting requires.
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"Nokia continues to work toward constructive ways to resolve commercial disputes related to licensing of our standardised cellular technologies," Nokia said in a statement, without mentioning any specific proposal to end the row.
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"We believe the market must provide full transparency and use standardised underwriting methods to make it easy for customers to compare annuity rates and consider the most suitable options," an Aviva spokesman told Reuters.
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The plan is to create a network of subject-matter experts to assess employees' skills (copy-editing, say, or credit analysis), and a standardised grading language that means the same thing to everyone, everywhere.
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We expect UAE banks to continue to calculate RWAs using the standardised approach, at least in 2017, as the central bank seems unlikely to allow the use of internal models to reduce capital requirements.
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Mr Tinari says that the procedure for getting approval from the Ministry of Culture has become more formal and standardised, as organisers submit images and descriptions of the works to be included in advance.
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The standardised approach is used to varying degrees across the EU, covering between 6% of portfolios (Dutch banks) and 52% (Spanish banks) based on a 2016 European Banking Authority (EBA) analysis of large EU banks.
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Khalid Howladar, global head of Islamic finance at rating agency Moody's, said many Gulf governments were reluctant to fund deficits with sukuk because of less standardised and more complex structures, leading to higher issuance costs.
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They found that children who score in the top 103% of standardised tests in the third year of primary school are many times more likely than the other 210% to file patents in later life.
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European banks and regulators have warned against an excessive increase in capital requirements that could affect mostly European banks because they use internal models more than their U.S. rivals, which rely more on standardised methodology.
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One student melded data on work attendance, high-school grades, standardised tests and documented preferences in music into a program for use by states to determine an individual age of consent for sex and alcohol.
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For example, providing better information for parents through standardised report cards, and making it easier for entrepreneurs to obtain loans to expand schools, have both been found to lead to a higher quality of education.
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While OTC traders are keen to avoid the 15% upfront margin associated with uncleared trades, which translates to 7bp–12bp of additional cost according to CME estimates, standardised futures can also benefit from margin offsets.
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Chinese military aircraft are to be painted with "low observable" coatings and standardised markings under new guidelines, a move observers say will assist with operations near Taiwan and in the East and South China seas.
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A strong structural reform drive since September 103 is gradually improving the difficult business environment, including a reduction in the number and duration of bureaucratic procedures and a more standardised approach to minimum wage setting.
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To kick-start the shift, the report suggests bulk procurement of electric vehicles, building standardised, swappable batteries for two- and three-wheelers to bring down their cost and having favourable tariff structures for charging cars.
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Anthony Costello, a WHO expert, said that the U.N. agency was drawing up "good guidelines" for pregnant women and gathering experts to work on a definition of microcephaly including a standardised measurement of babies' heads.
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Standardised futures listed on Nasdaq Dubai would be cheaper to trade and more transparent, giving investors a clearer idea of price direction and letting the local bourse and UAE regulators monitor derivatives activity affecting local stocks.
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Banks calculating their capital requirement for credit risk under the standardised approach would benefit significantly from conversion because local currency mortgages have a 35% risk weight compared with 100% for FC mortgages (150% from December 2017).
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As China overhauls production of everything from pork to milk and vegetables, farmers raising hens for eggs are also shifting from backyards to factory farms, where modern standardised processes are expected to raise quality and safety.
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Like any estimate, EIA data is subject to a variety of sampling and non-sampling errors, but because the surveys capture almost all the relevant firms and are highly standardised, errors tend to be fairly small.
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Nationally, high-school graduation rates have increased at a steady clip even while other measures of learning and achievement—international exams, state-mandated standardised tests, college-admissions test scores—have been flat or even slightly negative.
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The firm standardised from the beginning on battery packs which incorporate thousands of little AA-type cells that are cheaper and easier to manufacture, while rivals adopted designs that employ smaller numbers of proprietary cell modules.
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Chinese studies by Janet Currie, of Princeton University, and Wanchuan Lin, of Peking University, used standardised patients with flu-like symptoms who, since their symptoms suggested they were suffering from a virus, did not need antibiotics.
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According to a 2013 survey of over 20163,200 youth conducted by sexual health advocacy group YEAH, 80 percent of Australian students want standardised education, and more than 90 percent want to know about relationships and sexuality.
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The programme, which has been in the works for several months, will enable commercial banks to apply for the central bank's scheme of certified mortgages, which meet a list of standardised criteria, the central bank said.
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BP already has a standardised template - known as its general terms and conditions (GT&Cs) - for the sale and purchase of crude oil and refined oil products that is widely used by other companies as well.
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The latest kerfuffle stems from the committee's attempts to bring more consistency to banks' internal calculations of RWAs and to narrow the gap with the standardised approach, which typically yields higher RWAs and hence lower capital ratios.
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This, he says, has improved quickly in recent years because almost everyone has easy access to a standardised, cheap digital recording device, the camera, the outputs of which are easy to share, label and process by computers.
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Swiss Re is therefore developing an infrastructure tradability indicator – a quantitative tool designed to help investors and policymakers assess the progress achieved and bring infrastructure debt another step closer to becoming a standardised and tradable asset class.
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The proposed standardised approach, for instance, weights residential mortgages worth 60-80% of the value of the property at 35%: in Denmark or Germany, say, where defaults have been rare, banks' models imply little risk and lower weights.
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As processes settle down and become standardised, and once-novel gizmos become commodities, the location of production shifts too, away from innovation hotspots with better-educated populations towards communities that might not cope so well if jobs disappear.
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So Basel's standard-setters have been trying to narrow the variation by limiting the use of internal models and setting a floor for the minimum ratio of RWAs calculated from internal models to that from the standardised approach.
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But it's the action taken afterwards that will make the difference: Funding resilient infrastructure through a standardised asset class and innovative public-private solutions will ensure people, like those in central Italy, are better prepared for future events.
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But back in those dark days of thought control, a little girl chattering in mountain dialect risked a scolding—at least—for not using putonghua, the state-standardised form of Mandarin that was the language of Maoist orthodoxy.
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Cloud-computing giants such as Amazon Web Services, Microsoft Azure and Google Cloud offer standardised products for their corporate customers but, as Jim Hare of Gartner explains, these are considerably less sophisticated and lock users into their networks.
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The bloc agreed a deal on "simple, transparent and standardised" (STS) forms of securitisation - assets like home loans bundled into tradable securities that can be sold to retail investors to raise funds that can be lent to companies.
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To unlock that private finance and reassure investors, a recognised infrastructure asset class for Belt and Road projects must be created, with standardised contract terms and dutiful reporting that global investors will recognise and trust, Hammond told the summit.
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Airlines, airports and baggage-handlers will have access to the data, which will be standardised, allowing customer-service operators to advise passengers on the whereabouts of their lost bag and airports to know who to charge for mishandled suitcases.
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This week an MP from his party introduced legislation to extend the "blind hiring" process used in the civil service, whereby applicants are judged only on standardised exams, not on their academic record, to state-owned firms as well.
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Furthermore, the use of the standardised approach towards calculating risk-weighted assets may underestimate the risks which the bank faces, such as operational risk (reputation and conduct, for example, linked to the inflows of new non-resident deposits) and market risk.
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In an address to energy executives at the end of a two-day meeting, he also called for "open, transparent, science-based and standardised" reporting of climate risk and a "radical energy transition" away from carbon to save the planet.
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With OpenAI, the IEEE's Ethically Aligned Design project and now the Ethics and Governance of Artificial Intelligence Fund, there could be every chance companies will move beyond good intentions and into standardised practices that factor human well-being into design.
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In economic terms, commodities are vital components of commerce that are standardised and hence easy to exchange for goods of the same type, have a fairly uniform price around the world (excluding transport costs and taxes) and help make other products.
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Using the Gini index in the Standardised World Income Inequality Database, which covers 173 countries from 1960 to 2012, David Hudson and Niheer Dasandi of University College London identified 23 states that have experienced redistributive policies over seven years or more.
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Zooming out further, Peakon's use of standardised questions for the micro surveys it conducts on behalf of customers is enabling the company to build what it claims to be the largest real-time database of "how the world's workforce is feeling".
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Data are fuzzier than in America because standardised credit scores are not used for car loans, but the Finance and Leasing Association (FLA), an industry body, reckons that subprime loans make up only about 3% of outstanding British car debt.
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A legislative proposal put forward by the commission in the autumn of 2015 sought to smooth the way for securitisation by setting up common rules and establishing a special category of "simple, transparent, and standardised" securitisations with fewer regulatory requirements.
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The rules will affect modelled European residential mortgage portfolios less than some banks had feared, as the effective 244% risk weight post-output floor (assuming a 220% standardised risk-weight at 20220%) is comparable to current average EU modelled risk weightings.
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We look forward to working with the ICO over the coming weeks and months to continue to educate the ICO on the industry's practices, identify and address its concerns, and drive the industry in a positive direction toward a standardised solution.
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The clearinghouse dropped long-running plans to launch swaptions clearing in favour of the standardised bilateral swaps platform, which offers credit support annex standardisation, end-to-end life-cycle management, independent valuation and risk calculation, dispute elimination payment netting and compression.
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The Commission also wants websites and platforms to share information with law enforcement and other relevant authorities and with each other — suggesting the use of "standardised templates", "response forms" and "authenticated submission channels" to facilitate "cooperation and the exchange of information".
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The Basel Committee says that banks should demonstrate that property collateral for mortgages can be foreclosed within 'a reasonable period of time' if they are to continue to benefit from preferential risk weightings under the standardised approach to credit risk.
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Others, like Airware, bet that hardware from different makers would become standardised around a single drone operating system that would run on a wide range of designs from different vendors, just as Google's Android operating system powers most of the world's smartphones.
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In a bid to make itself more tourist-friendly ahead of the 2020 Tokyo Olympic Games, Japan's Restroom Industry Association has agreed to create a set of standardised icons, so all tourists will now know their backside wash from their small flush.
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The increase in applications has been caused in part by a shift to online applications and the popularity of the so-called Common Application, a standardised form now accepted by more than 800 institutions, up from around 300 some 15 years ago.
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Advocates of the new model also often cite the studies of Kyung Hee Kim of the College of William and Mary, which suggest that American scores on a standardised test of creativity have fallen since 613, even as average IQ scores have risen.
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Pasi Sahlberg, a former official at the education ministry, says Finland is inoculated from the Global Education Reform Movement, or "GERM"—a scornful term for those who call for competition between schools, standardised tests, accountability for teachers and a focus on basic knowledge.
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"It will be a real challenge to find an advocate who will be as strong and articulate as he has been for the Capital Markets Union (CMU) and the simple, transparent and standardised (STS) proposals," said Vincent Keaveny, finance partner at DLA Piper.
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Although single-aisle jets are increasingly standardised, manufacturing has been complicated by the fact that planes like the 180-240-seat A321 are in demand for long-range trips of up to 603 or 9 hours as airlines test out new markets.
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CMA CGM and Ceva in November announced plans to expand their logistics activities and boost the Swiss firm's profitability, including through cross-selling and standardised IT systems, and Sirat said the companies had agreed to target "a breakeven in 2019" for loss-making Ceva.
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Basel 2, the previous set of standards, completed in 33, had required banks to maintain a minimum ratio of "tier-1" capital (equity plus qualifying debt) to risk-weighted assets (RWAs), with the weights determined either by banks' own models or by a standardised approach.
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Potential upward momentum in risk-weighted assets (RWAs) in the coming years as a result of regulatory revisions to the capital framework, including the fundamental review of the trading book and the standardised approach to counterparty credit risk, provides further incentives for capital accretion.
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Take healthy eating as an analogy: we have advice from scientists and nutritionists on how much protein and carbohydrate we should include in our diet; we have standardised scales to measure our weight against; and we have norms for how much we should exercise.
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But Mr Cafaro has given the occupation a legal footing, with its own standardised contract, minimum pay (€10 an hour before deductions) and access to state-run industrial accident insurance ("in case, say, a codista trips on the stairs of a government office," he explains).
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OSLO, March 3 (Reuters) - Norway's $1.1 trillion wealth fund, the world's largest, will this year push the 9,200 firms it invests in to provide corporate sustainability data regularly and in a standardised way in its latest push to get disclosures, it said on Tuesday.
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One way of acknowledging the collection of an initial margin could be to replace the "current exposure method" or CEM for calculating derivatives exposures, with the so-called standardised approach for measuring counterparty credit risk or SA-CCR, which the Basel Committee has already fleshed out.
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To end variations in when clocks changed, the EU standardised a policy in the 1990s by which all member states now must move clocks an hour forward at 0100 GMT on the last Sunday in March and an hour back on the last Sunday in October.
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The proposed four-fold hike from the present 5% risk retention requirement was part of a draft report by the EU Parliament's Committee on Economic and Monetary Affairs, which is reviewing new regulation meant to revamp Europe's asset-backed securities (ABS) rules and to incentivise "simple, transparent and standardised" deals.
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Changes in the derivatives market, possibly a central clearing obligation, could also be required, "The ESRB believes that the smooth functioning and systemic resilience of derivatives markets can be improved by requiring standardised over-the-counter contracts to be centrally cleared and traded on exchanges or electronic trading platforms," Draghi added.
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In 1957 New York's subway contained a haphazard mishmash of fonts, both serif and sans, and a typographic designer, sick of the visual cacophony, submitted a brief to the New York City Transit Authority (NYCTA) with a standardised plan, entitled "Out of the Labyrinth", to help guide locals and tourists alike.
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But many market participants believe the main element of the package they are discussing - a framework for Simple, Transparent and Standardised (STS) securitisations proposed by the Commission - will fall short of what is needed to revive the market, and whatever is agreed will be in place by 2018 at the earliest.
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There are a lot of opportunities for how Brainly might shape its product over time: for example, specific markets often have core curricula that students will learn, and standardised tests that they are being taught to take (AP exams in the U.S., for example; or GCSEs and A-levels in the U.K.).
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SBS's fully loaded common equity tier 1 ratio increased to 23.9% at end-2016, from 16.8% at end-2015, but the improvement was mainly the result of the society's first-time adoption of the internal ratings-based (IRB) approach; under the standardised approach SBS's end-13 CET1 ratio would have been 17.3%.
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China's covered bond market is still in a very early stage of development, but Fitch believes it could become the largest in Asia if it is able to meet investor expectations, which include the use of a standardised legal regime or covered bond regulation that is supported by regulators and commercial banks.
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If Crimson can capture that successfully, there is a lot of potential for the company to transcend the university admissions use case and provide an effective platform to replace those slightly stilted, standardised careers quizzes that exist today to help wayward teenagers figure out what they might want to do, and how to get there.
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The ability to address the ICO's concerns is near impossible to achieve without a standardised industry solution and we share the ICO's aim that parties operating within digital advertising can continue to operate responsibly and in compliance with relevant laws, to ensure the sustainability of this innovative sector which underpins the ad-funded internet.
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There is no standardised measurement of what it is to be world class and, in lieu of some sort of doctrinal convention at which all the Match of the Day pundits get together and decide exactly what the fuck they are talking about, we are doomed to meander about in the fog of definitional uncertainty forevermore.
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Rd., Taipei City Secondary Analyst Cherry Huang, CFA Director +886 2 8175 7603 Committee Chairperson Jonathan Cornish Managing Director +852 0003 9901 Summary of Financial Statement Adjustments: The following assumptions were made in analysing the bank's Fitch Core Capital ratios: Taiwan's regulator uses the standardised approach and imposes higher risk-weights on mortgages than regulators in most other developed markets.
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A new standardised approach for measuring counterparty credit risk exposures and revised capital requirements for equity investments in funds and for central counterparties - initially scheduled to be introduced by January 2017 - were delayed by US pushback and lengthy legislative processes in the EU. Those rules are likely to have a greater impact on European and US banks than banks in APAC.
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To help with this, he and his colleagues at the OAI have developed what they call the Personal Food Computer: a standardised tabletop device that can control illumination, carbon-dioxide levels, humidity, air temperature, root-zone temperature, and the acidity and dissolved-oxygen content of water delivered to the roots, as well as its nutrient content and any other aspect of its chemistry.
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Wood said that up to now the main endgame for producers of at-home hair coloring products has been to create standardised colors that will always look the same on each woman, so that it can be sold more consistently and predictably (think of those slightly macabre locks of hair that you sometimes see hanging in the aisles at drug stores showing "the color").
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