56 Sentences With "owner occupier" | Random Sentence Generator

England's owner-occupier baby-boomers live in houses with an average of three bedrooms.

It cut its standard variable owner-occupier interest rates, a key gauge, by 13 basis points.

"Typically the market was very owner-occupier oriented — families buying houses for their own use," he said.

If this cannot be achieved, risk weights should rise to 23530% for owner-occupier mortgages and 21464% for buy-to-let mortgages.

Westpac's variable mortgage rate for owner-occupier properties will increase to 5.38 percent per annum for customers with principal and interest repayments.

Since the RBA meeting, data on housing finance showed mortgage approvals for owner-occupier dwellings jumped the most in four years in July.

CBA, Australia's top lender, said instead it would cut its standard variable owner-occupier interest rates, a key gauge, by 0.13 percentage points.

The bank's variable mortgage rate for owner-occupier properties will increase to 5.38 percent per annum for customers with principal and interest repayments, from Sept.

Sydney-based CBA and Melbourne-based NAB said in separate statements that they would cut their standard variable owner-occupier interest rates by just 0.19 percentage points.

"We find the overhang effect to be pervasive across owner-occupier households and not exclusively driven by households that are financially constrained or that have strong precautionary saving motives," it said.

The value of ING's housing loans to investors fell by 6.7 percent in 2016 as it focused on increasing market share in owner-occupier loans, according to statistics from the Australian Prudential Regulation Authority.

But the body which supervises the ONS said in 2014 that it fell below acceptable quality standards, in part because of concerns about the way it measures owner-occupier housing costs, based on rental prices.

But Sydney-based Commonwealth Bank of Australia, the country's biggest lender, and No. 4 lender National Australia Bank Ltd said they would cut their standard variable owner-occupier interest rates, a key gauge, by just 0.19 percentage points.

Its past focus on owner-occupier mortgages means it can increase its investor book while rivals including Commonwealth Bank of Australia (CBA) are restricted from doing so as they risk breaching rules limiting growth in investor loans to 10 percent.

"A lot of those new apartments are too expensive for the owner-occupier market, and I had assumed that would mean prices would fall," said Marcus Dixon, the head of data analysis at LonRes, which collects information on property transactions.

In addition to the duty of residence tenants and owner occupier crofters are required to ensure the croft is cultivated, maintained and not neglected or misused.

If the finder has notified or transferred possession to the owner of the land, the owner must deliver the lost property to the owner or rightful possessor. If the owner/rightful possessor of the lost property, or his agent, cannot be identified, the owner/occupier must transfer the lost property to or notify a constable of Police Scotland.Civic Government (Scotland) Act 1982 s.67(4(a)). This requirement extends to individuals acting on behalf of the owner/occupier.

That attempt failed and it was aging offered for auction in Australia, but was again passed in. The National Trust purchased the property in 1962. During this period of private ownership there was a gradual deterioration of the garden resulting from the lack of an enthusiastic owner/occupier and the loss of Paul Sorensen's services.Ratcliffe, 1994:4 During its era of private ownership there was a gradual deterioration of the garden from the lack of an enthusiastic owner/occupier and the loss of Sorensen's services.

North of Hill Rise, are the newer houses, built mainly in the 1950s and 1960s. Most of the roads here are named after hills and mountains e.g. Grampian Way, Pennine Avenue. These were all built as owner-occupier properties.

The 25% of dwellings which are rented by private landlords may be considered income-producing or investment properties, and the private landlords as investors, though some owner- occupiers may also view their dwellings as investments. The main difference is that the rent paid by a tenant is income of the landlord-investor, while an owner-occupier does not generally derive any income from the property. Similarly, the investor can claim expenses relating to the property, including property taxes, interest and depreciation, which the owner-occupier cannot. The rent paid by a tenant for private or domestic purposes is not generally an allowable deduction of the tenant, as are any expenses relating to the property.

The developers intended Porth Teigr to be a mixed development, hoping to avoid creating an area that was desolate at certain times of day. In 2014 igloo employed local residential architect Chris Loyn, initially to work on a residential development of 120 owner-occupier homes. Outline planning consent had been granted for up to 1,100 homes.

Owner-occupancy or home-ownership is a form of housing tenure where a person, called the owner-occupier, owner-occupant, or home owner, owns the home in which they live. This home can be house, like a single-family house, an apartment, condominium, or a housing cooperative. In addition to providing housing, owner-occupancy also functions as a real estate investment.

Some homes are constructed by the owners with the intent to occupy. Many are inherited. A large number are purchased, as new homes from a real estate developer or as an existing home from a previous landlord or owner-occupier. A house is usually the most expensive single purchase an individual or family makes, and often costs several times the annual household income.

Apartments may be owned by an owner/occupier by leasehold tenure or rented by tenants (two types of housing tenure). A homestead consists of a dwelling, often a farm house, together with other buildings and associated land, and facilities for domesticated animals. In Southern Africa, the term can also refer to a cluster of several houses that is inhabited by a single family.

The Air Pollution Act (Marketing, Sale, Distribution and Burning of Specified Fuels) Regulations, 2012 (S.I. No. 326 of 2012), consolidated all previous applicable/associated regulations made under the Air Pollution Act, e.g. Air Pollution (Marketing, Sale and Distribution of Fuel) Regulations 1990. Under Section 6 it is an offence in these regulations for the home owner/occupier of any private dwelling to burn bituminous (smoky) coal.

Kellas Watson was an owner-occupier, and it is possible that he operated a drapery shop on the site. Watson sold the property to Henry Edward Castle, Sydney, commercial broker, in late . Thereafter the shop was used as a shop, leased to Frederick Smith, butcher (-87) and King Hing and Co. (1888–90). Peter. A. Nelson ran a boarding house in the building from to .

Under the 1886 legislation (the Crofters' Holdings (Scotland) Act) protected crofters are members of a crofters' township, consisting of tenants of neighbouring crofts with a shared right to use common pasture. Since 1976 it has been legally possible for a crofter to acquire title to his croft, thus becoming an owner-occupier. The Land Reform (Scotland) Act 2003 gives crofters the right to buy their land.

The converted mill Probably one of the two Domesday mills. The mill was marked on a map of 1706. The next known mention of Wier Mill was in 1810 when the mill was marked on the map accompanying the enclosure award. In 1840 James Phillips was the owner-occupier of the mill, which was a water corn mill with waterwheel driving two pairs of stones.

The converted mill TQ 698 572 Probably one of the two Domesday mills. The mill was marked on a map of 1706. The next known mention of Weir Mill was in 1810 when the mill was marked on the map accompanying the enclosure award. In 1840 James Phillips was the owner- occupier of the mill, which was a water corn mill with waterwheel driving two pairs of stones.

Most reverse mortgages must be repaid (including all unpaid interest and fees) when they leave the home permanently. This includes when they sell the home or die. However, most reverse mortgages are owner- occupier loans only so that the borrower is not allowed to rent the property to a long-term tenant and move out. A borrower should check this if he thinks he wants to rent his property and move somewhere else.

The interest rates and fees that are offered on BTL mortgages are, on average, slightly higher than those for an owner-occupied mortgage. This is due to the perception amongst banks and other lending institutions that BTL mortgages represent a greater risk than residential owner-occupier mortgages. Many people may not be able to qualify for a buy-to-let mortgage. Criteria for acceptance can include deposit amounts, credit rating, and more.

One other interesting detail of Cameron's 1839 advertisement for Summer Hill is reference to the fact that no grain had been sown on the farm since 1837. Neither's Boland's sale in April 1837, nor Cameron's in August 1839 brought a new owner occupier. It seems that the property was not actively farmed for some years after Boland's departure. Instead there were a series of tenants, only a handful of whom have been identified.

A means-test, similar to that for Income Support is applied unless the application is made for the benefit of a child or a young person under the age of 19. The first £6,000 of any savings are ignored. The applicant must be an owner occupier, a private tenant, a landlord with a disabled tenant, housing association tenant; or a local authority tenant. However, many councils have separate budgets and staff to deliver adaptations to their tenants .

Housing tenure refers to the financial arrangements under which someone has the right to live in a house or apartment. The most frequent forms are tenancy, in which rent is paid by the occupant to a landlord, and owner- occupancy, where the occupants own his or her own home. Mixed forms of tenure are also possible. The basic forms of tenure can be subdivided, for example an owner-occupier may own a house outright, or it may be mortgaged.

Situated to the east of Leeds is the seat of Elmet and Rothwell in West Yorkshire. The constituency is named after the town of Rothwell and the ancient British Celtic kingdom of Elmet. The market town of Wetherby and the suburb communities of Garforth, Rothwell and Kippax have largely become commuter towns for Leeds. This is mostly white, owner-occupier territory, with only one in 10 living in social housing, according to ONS 2011 Census figures for England and Wales.

In New Zealand, the Reserve Bank has introduced Loan-to-Value restrictions on the banks in order to slow the rapidly growing property market - particularly in Auckland. The LVR restrictions mean that banks are not permitted to make more than 10 percent of their residential mortgage lending to high-LVR (less than 20 percent deposit) owner-occupier borrowers and they must restrict their high-LVR (less than 40 percent deposit) lending to investors to no more than 5 percent of residential mortgage lending.

Tenants and owner-occupier crofters are required to comply with a range of duties specified in sections 5AA to 5C and 19C of the Crofters (Scotland) Act 1993 as amended. There is a duty to be ordinarily resident within 32km of the croft. If the croft is the sole dwelling and the crofter's family are resident while the croft is away this would probably be accepted as ordinarily resident. Other circumstances involving other places of residence would require to be assessed individually.

Subsequently, it was then designated a bird sanctuary under Wild Bird Statutory Instrument 1956 No 333 (S10). Following the Wildlife and Countryside Act 1981, the bird sanctuary was redesignated under Wild Birds (Possil Marsh Sanctuary Glasgow) Amendment Order 1983. At present the reserve has multiple occupation – 4 owners, 2 occupiers, 1 owner/occupier. It also has British Trust for Ornithology status and district importance for wintering wildfowl, and its diversity of wintering birds, supporting up to 150 bird species, with 22 species recorded breeding.

It is held that a certificate which can be bought for just £34, produced as result of form filling exercise, can not possibility be as useful as a proper energy survey based on measurement. There have been improvements housing in insulation but this is mainly in the owner-occupier sector. Between 2001 and 2013 the prevalence of cavity wall insulation of houses which have cavity walls rose from 39% to 68%. Over the same period the proportion of fully double-glazed dwellings rose from 51% to 80%.

The Housing (Slum Clearance Compensation) Act 1965 continued a provision for home owners of unfit dwellings purchased between 1939 and 1955 to be compensated at market values. The Building Control Act 1966 introduced building licensing to give priority to housing construction. Under the Supplementary Benefit Act 1966, an owner occupier on benefits was entitled to an allowance for repairs, insurance, rates, and "reasonable" interest charges on a mortgage. A Land Commission was also established to purchase land for building and therefore prevent profiteering in land values, although it only had limited success.

Josephine McDonagh believes that the theme of displacement is underlined by the title of the novel: Helen is the tenant, not an owner-occupier, of Wildfell Hall, the place of her birth, which was bequeathed to a male descendant, her brother. The Tenant features numerous allusions to a wide range of other texts, from the Bible to contemporary novels. Apart from being used as a quotation, allusions are often applied by peculiar characters to reflect their personalities. Sometimes the individual voices of characters are shown as a patchwork of quotations.

Glyncollen was originally accessed by a long drive that joined the lower end of Llanllienwen Road, but this access was blocked when the motorway divided the village. In the 1930s Glyncollen House was the residence of the late Captain Sidney Davies, Managing Director of the Forest and Worcester Tinplate Works at Morriston - a brother of the late Alderman D. J. Davies of "Firgrove", Llanllienwen Road, a former Mayor of Swansea. He was followed as owner-occupier by the late Doctor and Mrs. N. E. Edwards-Jones, in the 1940s.

Public liability is part of the law of tort which focuses on civil wrongs. An applicant (the injured party) usually sues the respondent (the owner or occupier) under common law based on negligence and/or damages. Claims are usually successful when it can be shown that the owner/occupier was responsible for an injury, therefore they breached their duty of care. The duty of care is very complex, but in basic terms it is the standard by which one would expect to be treated whilst one is in the care of another.

Hasbury is a suburb of Halesowen in the Metropolitan Borough of Dudley in West Midlands, England. Its main focal point is the small shopping centre at the Wassell Road/Hagley Road junction, surrounded to the north by municipal housing development (Albrighton Road and Philip Road) and with owner-occupier housing estates located to the south (the Huntlands) and west (Rosemary Road). The local primary school is St Margaret's at Hasbury Church of England Primary School, which is located on Hagley Road adjacent to St. Margaret of Antioch church. It is served by bus routes 142, 192, 244 and 417.

Steel (1985 CA), which decided that an owner-occupier had to live in the house immediately before each and every letting to be able to obtain a mandatory order for possession. Words were inserted so that if it had "at any time" before the letting been occupied as the owner-occupier's residence, Case l l Rent Act 1977 and the Rent (Scotland) Act 1984 applied. This restored the original intention that had been destroyed by redrafting in the consolidation in 1968. This Act (apart from emergency legislation) broke all speed records in its passage through the Parliamentary timetables.

Many of the walls have been wallpapered (much appears to date from the 1960s or 1970s) and in some rooms paint has been applied over the wallpaper. The interior is that of a solid middle-class rental property, well-detailed, nicely finished, with generously- sized rooms and high ceilings, but without the ornate entrance vestibule common to more flamboyant owner-occupier, late 19th century residences. The front door opens directly into the main hallway, which runs east-west, off which are the former front parlour and dining room to the right. These rooms do not open into each other, but have back-to-back fireplaces which share a double chimney.

His second wife was Janet Tod. In 1666 we have Alexander Langmure, John Langmuir in 1710, Alexander in 1721, John Langmuir in 1730 and Gabriel Langmuir in 1730, who as stated below, was an owner occupier. Alexander Langmuir was living there in 1762 and in 1794 Alexander Longmuir was referred to in papers held in the Scottish National Archives as a 'Portioner' of Lambroughton. The records of Dreghorn Parish church give these dates as the family tradition was to become church elders. Samuelle Moors of Lambroughtoune purchased lands in Chapletoune from John Faulds of Kingswell Muir in 1709, with Thomas Brown as the tenant.

Jackes was responsible for renaming the house "Toronto" after his birthplace, and for subdividing the property into two allotments in 1911. The reduced sized property was sold in 1914 to Josephine Rowlands, who became the house's first owner occupier. Toronto was resold in 1940 to Peter and Alice McKelvie who made various alterations to the house including work to the front verandah, some restumping, a new opening between the living and dining rooms and substantial internal works to the former kitchen wing at the rear. The property changed ownership for five years to Colin Medlin and Margaret Grant from 1965 and was then sold to Donald and Ivy Follett who carried out further work to the house.

Qantas House shows the continuity of use from the time of construction to the present as a commercial office building and the continuous use of the ground floor for a publicly accessible use associated with travel. It provides evidence of the period during which air travel originated at city terminals for departure to Sydney Airport. It also provides evidence of the nature of changes in the nature of office use and fitout since the time of construction, including those resulting form the change from a single owner occupier to multiple tenancies on its upper levels. The place has a strong or special association with a person, or group of persons, of importance of cultural or natural history of New South Wales's history.

On assumption of office as the Inspector-General of Police, he worked tirelessly to provide secure environment for the actualization of Mr. President’s Vision of placing Nigeria among the world’s top 20 economies by the year 2020. This he ably did by partnering effectively with the Ministry of Police Affairs and the Police Service Commission, in a conscious effort towards re-positioning the Nigeria Police in the areas of Quality Training, Behavioral and Attitudinal Change, Community Policing and Service Delivery. He significantly improved the welfare and morale of officers and men, by an enhanced salary package and improved logistics, notably owner-occupier houses. He created a channel of communication as a tool of bridging the Police-Public divide; the philosophy that gave birth to 'THE DAWN' newspaper.

The majority of property finders charge an engagement/retainer fee before they begin the search for a property. Users of full service estate agents in the UK can expect to pay a flat fee while, more typically in the US, a percentage of the property purchase price may be received from the seller's broker by means of an offer of compensation to cooperating brokers or it can be paid directly by the buyer. Based on US tax laws, investors may find that the cost of using a property finder is tax-deductible when purchasing an investment property. However, for the owner-occupier, no tax break may exist unless the total acquisition costs versus the eventual sales price and gain can be verified if any capital gains tax is due.

It tends to be concentrated among vulnerable sub groups; for example the poor, the unemployed, and immigrants. Some of the most severe loneliness tends to be found among international students from countries in Asia with a collective culture, when they come to study in countries with a more individualist culture, such as Australia. In New Zealand, the fourteen surveyed groups with the highest prevalence of loneliness most/all of the time in descending order are: disabled, recent migrants, low income households, unemployed, single parents, rural (rest of South Island), seniors aged 75+, not in the labour force, youth aged 15–24, no qualifications, not housing owner-occupier, not in a family nucleus, Māori, and low personal income. Another of the more consistent findings is that women tend to report feeling lonely more often than men.

In July 1939, the then owner-occupier of the hotel, Leonard James Shrubsall (Mr Finlay) was charged and fined for deliberately selling alcohol without a license in a no-license area, and a large quantity of liquor was confiscated. In 1939, a Mr George Hunter took over the lease and changed the building's name to the Titirangi Country Club, occupied by his wife, family and other relatives, and managed my Max Hunter. It was established as a country club for members, who were allowed to introduce guests that could use amenities such as tennis courts, a ping pong table etc., and it was proposed that, as a dwelling for Mr Hunter and his family, it is exempt from licensing regulations that would apply to a restaurant or public dance hall, but a police raid and subsequent case in 1941 proved otherwise.

He and his wife owned cattle and ran a dairy and orchard and in the early 1880s he was also the lamp lighter of the Borough of Hunter's Hill. There were six children, all except the first were baptised at the Villa Maria Church, Hunters Hill as Hillman, not Hellman. Their second son Hugh (born 8.7.1870) was enrolled as a boarder at St. Joseph's College on the first day (18.7.1881) that the College began at Hunter's Hill. The cottage 'Redleaf (36 Alexandra Street) was also owned by the Hellmans and after the death of his wife Arm (5.8.1908), John Jacoh and his youngest son James Frederick (born 9.6.1873) moved in 1912 from Vienna into that weatherboard cottage. At that time his son Hugh was the owner occupier of Alroy (34 Alexandra Street) and his married daughter Mary King (born 19.8.

Other institutions have joined since the 2000s to create the Melbourne Arts Precinct including award-winning buildings for the Australian Centre for Contemporary Art in 2002, the Southbank Theatre, Melbourne Recital Centre, and the Iwaki Auditorium at the ABC Centre In the early 2000s, a new headquarters for the State Emergency Service was built in City Road. Central Equity was a leader in the development of the area with apartment towers beginning in the mid 1990s, including Riverside Place, The Summit, Sentinel, Victoria Tower, Melbourne Tower and City Tower in the streets behind the waterfront. Central Equity apartments are aimed at both the owner occupier and rental market with management provided by Melbourne Inner City Management (MICM), a fully owned subsidiary of Central Equity. The 91 floor Eureka Tower was begun in 2002, aimed at being the tallest residential tower in the world and was completed in 2006.

Cheltenham & Gloucester Building Society v Norgan [1996] 1 WLR 343 is an English land law case, concerning mortgage arrears. Under section 36 Administration of Justice Act 1970 (as amended), the lender should, for an owner-occupier mortgage borrower facing temporary income difficulties set a clearly sustainable payment plan based on good evidence assessed such as, if proportionate to its own expected interests, to pay off the arrears over all of the remaining term of the mortgage rather than necessarily the shortest payment plan possible. This will spare the high cost and inconvenience to the borrower of the lender's repeated applications to the court for a Final Possession Order if the arrears continue to accumulate on facts where the court is merely likely spread out further the repayment of the arrears. The panel of judges unanimously overturned the courts below and rebuked the parties' repeated applications which resulted in a series of court hearings and orders -- each imposing more affordable payment plans still within the term of the mortgage.